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Applecross Branch Staff and Manager are fantastic
When the reserve bank recently reduced the interest rate I was impressed and glad to be a customer of the Bank of Queensland because they were the first (within days) to hand that saving onto its customers. Applecross Branch Staff and Manager ... Full review
When the reserve bank recently reduced the interest rate I was impressed and glad to be a customer of the Bank of Queensland because they were the first (within days) to hand that saving onto its customers. Applecross Branch Staff and Manager are fantastic; very helpful and friendly.
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YesTrust worthy with fantastic customer service
Of all the Australian banks, I truly believe Bank of Queensland are the most trust worthy. They put the customer first over massive profits. This is probably because they are run by owner managers and these owner managers have to answer to the c... Full review
Of all the Australian banks, I truly believe Bank of Queensland are the most trust worthy. They put the customer first over massive profits. This is probably because they are run by owner managers and these owner managers have to answer to the customers - they know us, they know our kids. Australians have come to HATE the banks - but this is one bank you can rely on.
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YesA solid no hassle product
As much as one could like a mortgage, this one seems OK and the Bank manager seems like a good decent guy...I'll stick with them Full review
As much as one could like a mortgage, this one seems OK and the Bank manager seems like a good decent guy...I'll stick with them
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YesReal bank, real people, ...heaven
I researched the bank Of Queensland and found their economy loan. Maximum loan, lowest of rates and a small amount to be paid on the principle! Then recently they RANG me and advised I consolidate all my loans...personal and business and they woul... Full review
I researched the bank Of Queensland and found their economy loan. Maximum loan, lowest of rates and a small amount to be paid on the principle! Then recently they RANG me and advised I consolidate all my loans...personal and business and they would lower them all to an even more competitive level. How amazing is that??!!
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YesFantastic branch staff and very welcoming.
The bank Manager is the owner of the branch. He has our best interests at heart and gave us a great home loan.I would definately recommend this product and this bank. A big thumbs up for BOQ. Full review
The bank Manager is the owner of the branch. He has our best interests at heart and gave us a great home loan.I would definately recommend this product and this bank. A big thumbs up for BOQ.
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YesDiscount variable home loan is an awesome product that is competitive in costs and interest rate. Bank of Queensland staff are very friendly and go out of their way to help you and give you what they think you need. Full review
Discount variable home loan is an awesome product that is competitive in costs and interest rate. Bank of Queensland staff are very friendly and go out of their way to help you and give you what they think you need.
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YesUnder advice from our manager, we took out Income Protection Insurance with our home loan never expecting to need to access it. My husband has been unable to work for the last 9 months and is awaiting surgery. We contacted the Insurance company fo... Full review
Under advice from our manager, we took out Income Protection Insurance with our home loan never expecting to need to access it. My husband has been unable to work for the last 9 months and is awaiting surgery. We contacted the Insurance company forwarded all requested information and their service has been unbelievable, we expected to have to fight for the funds but, so far, the company deposits the full amount into the home loan account every 3 months - awesome!
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YesBeen with BoQ for 30 years. The Manager is now my friend, and I have trust in him. The loan was set up , explained and gave the best rate! Full review
Been with BoQ for 30 years. The Manager is now my friend, and I have trust in him. The loan was set up , explained and gave the best rate!
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YesPros are that the bank maintains rates in line with the other majors. Cons are that the bank maintains rates in line with other majors and have proven inflexible at the point of negotiating a better rate or giving advise of a more suitable alterna... Full review
Pros are that the bank maintains rates in line with the other majors. Cons are that the bank maintains rates in line with other majors and have proven inflexible at the point of negotiating a better rate or giving advise of a more suitable alternatives. We have only stayed because of the assosciated costs of transferring to another bank.
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YesBOQ are flexible and competitive, treating each case individually....they have a greater motivation to create happy clients because many of the branches are franchised. Full review
BOQ are flexible and competitive, treating each case individually....they have a greater motivation to create happy clients because many of the branches are franchised.
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YesThere is a $350 fee on this loan every year and it comes out with no warning letter or anything, it just gets taken out of your account, so you are in the red, and any money that goes into the account has to pay it whether you can afford it at the... Full review
There is a $350 fee on this loan every year and it comes out with no warning letter or anything, it just gets taken out of your account, so you are in the red, and any money that goes into the account has to pay it whether you can afford it at the time or not !! Disgusting really !!
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YesI like Bank of Queensland's home loan deals, as they are just as good as the "Big 4 banks." In fact, they are better. They are always quick to drop their interest rates, their personal attention is second to none and my bank manager is always aro... Full review
I like Bank of Queensland's home loan deals, as they are just as good as the "Big 4 banks." In fact, they are better. They are always quick to drop their interest rates, their personal attention is second to none and my bank manager is always around for a chat or to give me advise if I have any questions. Two years ago my 21 year old son bought his first home, I took him to my bank where he applied and got a mortgage, the bank done everything for us, they even waivered the mortgage fee,to help our son. I honestly am very heppy to be a Bank of Queensland customer, and my son is very happy with them too.
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YesLast weekend we made an appointment to see our local manager. He explained how we can maximise our money to pay off our home loan quicker. We are now on first name terms so when we need more money next year to buy our first investment property he ... Full review
Last weekend we made an appointment to see our local manager. He explained how we can maximise our money to pay off our home loan quicker. We are now on first name terms so when we need more money next year to buy our first investment property he will make it happen - no fuss, no dramas. Can't rate the bank highly enough.
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YesSmall bank, first to drop interest rates. Shows how important the customers are to them. First name basis with all the staff at our branch. Never a problem with getting assistance. Full review
Small bank, first to drop interest rates. Shows how important the customers are to them. First name basis with all the staff at our branch. Never a problem with getting assistance.
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YesWe have a local BOQ branch where we are and they are amazing. The customer service is just the best and they will go above and beyond to assist. Full review
We have a local BOQ branch where we are and they are amazing. The customer service is just the best and they will go above and beyond to assist.
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YesThe scum foreclosed on the loan and evicted us despite having $12 million in security for a $3 million loan and a contract for sale of some of the property for $8.6 million, they evicted us rather than wait 7 weeks for settlement, putting my wife ... Full review
The scum foreclosed on the loan and evicted us despite having $12 million in security for a $3 million loan and a contract for sale of some of the property for $8.6 million, they evicted us rather than wait 7 weeks for settlement, putting my wife through stress that nearly killed her with a heart attack, I would not deal with these people under any circumstances, BE WARNED !!!!! BOQ foreclose more than any other bank
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YesService is everything for me. BOQ offers superior personalized service. Having owner operated branches does make a huge difference. Whether you require further information or simply need to draw out money above & beyond your limit, Chris who ow... Full review
Service is everything for me. BOQ offers superior personalized service. Having owner operated branches does make a huge difference. Whether you require further information or simply need to draw out money above & beyond your limit, Chris who owns Adelaide's BOQ branch is easily accessible at all times to make this happen. Last year when my parents fell ill with cancer, I needed extra cash to help them out with their treatment & one phone call directly the the Branch Manager later this had been arranged. Far too many banks these days are too commercialized which has desensatised any customer/manager relationships. By creating an owner operated system in all of their branches BOQ have resolved this problem & brought back the key fundamental thing customers require - quality service with a smile.
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YesMy husband and I went halves in a property with my brother in law in which we all lived there together. We had a falling out and my brother in law moved out and left it all up to us to pay the house. We tried to sell it but couldn't. BOQ would... Full review
My husband and I went halves in a property with my brother in law in which we all lived there together. We had a falling out and my brother in law moved out and left it all up to us to pay the house. We tried to sell it but couldn't. BOQ would not help us in any way they were making us pay not one but x2 exit fee's cause the 1 mortgage was split into 2 loans. So we had no luck in in selling our home to break even or even for a little bit of debt we would have been in debit massively with all the exit fee etc. So my husband's grandfather bought half the house to help us. But because he had to pay out half the loan BOQ have made us restructure the whole loan they were still going to make us pay our fixed term loan fee of $10,000.00 and like $3,000.00 normal fees. So after much arguing they are not making us pay the $10,000.00 but are keeping us on the higher interest rate for the next year until our fix term loan ends. So we have to keep struggling for another year. I would not recommend BOQ to anyone they have made our financial life hell and don't help at all.
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YesBecause at the Bank of Queensland, you are dealing with a bank manager who owns his own business and therefore it is in his/her best interest to assist and guide you. I have found the service above average in all aspects and better still, you are... Full review
Because at the Bank of Queensland, you are dealing with a bank manager who owns his own business and therefore it is in his/her best interest to assist and guide you. I have found the service above average in all aspects and better still, you are treated as a real person not just someone standing at the counter. All queries I have had have been answered immediately and with interest shown by them to all my banking needs.
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YesI like the BoQ because it provides VIP status, I can get answers to my queries very quickly and their online service is easy and friedly to use and its suits my way of managing my fiances very quickly. Branches are located within walking distan... Full review
I like the BoQ because it provides VIP status, I can get answers to my queries very quickly and their online service is easy and friedly to use and its suits my way of managing my fiances very quickly. Branches are located within walking distance from home and work. BoQ has friendly managers who take the time and effort to address one's concerns.
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YesHad looked at BOQ in the past as their investment loans looked quite good but again after watching a report on the foreclosure on a home that should not have been that way I will never think of using that bank again to deal and treat people like ... Full review
Had looked at BOQ in the past as their investment loans looked quite good but again after watching a report on the foreclosure on a home that should not have been that way I will never think of using that bank again to deal and treat people like that.
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