BankSA credit card reviews

Read the latest BankSA reviews from real customers around Australia. Get the inside story on BankSA credit cards from the Mozo community.

See all BankSA credit card reviews here, or search our reviews to find reviews about other providers.

BankSA credit card 

  • Overall Rating

    8

  • Pricing

    7

  • Product Features

    6

  • Customer Service

    9

  • Convenience

    8

  • Trust

    9

I like this product because the fees and charges are cheap. It has a decent interest rate too. – Jen from South Australia, a BankSA credit card customer.   Reviewed 2 months ago

BankSA credit card 

  • Overall Rating

    9

  • Pricing

    8

  • Product Features

    5

  • Customer Service

    10

  • Convenience

    10

  • Trust

    8

Customer service is fantastic, internet and phone banking are easy, fees are average, have had no issues. – Mel from Northern Territory, a BankSA credit card customer.   Reviewed 2 months ago

BankSA credit card 

  • Overall Rating

    9

  • Pricing

    4

  • Product Features

    6

  • Customer Service

    8

  • Convenience

    6

  • Trust

    8

I like the extended credit limit – esther from Western Australia, a BankSA credit card customer.   Reviewed 2 months ago

BankSA credit card 

  • Overall Rating

    1

  • Pricing

    1

  • Product Features

    1

  • Customer Service

    1

  • Convenience

    1

  • Trust

    1

overloaded with interest – russell from South Australia, a BankSA credit card customer.   Reviewed 2 months ago

BankSA credit card 

  • Overall Rating

    5

  • Pricing

    8

  • Product Features

    7

  • Customer Service

    5

  • Convenience

    4

  • Trust

    8

Not very impressed with communication when something goes astray. – Christine from South Australia, a BankSA credit card customer.   Reviewed 3 months ago

BankSA credit card 

  • Overall Rating

    8

  • Pricing

    8

  • Product Features

    9

  • Customer Service

    6

  • Convenience

    8

  • Trust

    8

It is easy to use, internet friendly and the interest rates are low and monthly repayments are low! – Bianca from South Australia, a BankSA credit card customer.   Reviewed 3 months ago

BankSA credit card 

  • Overall Rating

    9

  • Pricing

    8

  • Product Features

    8

  • Customer Service

    9

  • Convenience

    9

  • Trust

    9

Really like the customer service. Genuinely helpful and friendly. American Express could do well to use this as a model to improve their product. – Wayne from New South Wales, a BankSA credit card customer.   Reviewed 3 months ago

BankSA credit card 

  • Overall Rating

    5

  • Pricing

    5

  • Product Features

    5

  • Customer Service

    5

  • Convenience

    5

  • Trust

    5

Westpac product with lower interest rate. – Roland from South Australia, a BankSA credit card customer.   Reviewed 3 months ago

BankSA credit card 

  • Overall Rating

    9

  • Pricing

    9

  • Product Features

    8

  • Customer Service

    9

  • Convenience

    9

  • Trust

    9

There's a great interest rates on the Vertigo Credit Card, lots of locations of the bank for easy access and friendly staff who will go out of their way to help you. – Joanne from South Australia, a BankSA credit card customer.   Reviewed 3 months ago

BankSA credit card 

  • Overall Rating

    6

  • Pricing

    5

  • Product Features

    0

  • Customer Service

    5

  • Convenience

    7

  • Trust

    7

Reward points etc. are a big plus for me as you get a reward for no extra cost for just using the credit card. I use my American Express card as my first preference and then the Bank SA visa if they wont take The American Express. – Peter from South Australia, a BankSA credit card customer.   Reviewed 4 months ago

BankSA credit card 

  • Overall Rating

    10

  • Pricing

    10

  • Product Features

    10

  • Customer Service

    10

  • Convenience

    10

  • Trust

    10

I like the low interest rate 10% at BankSA compared to CBA at 19%. – david from South Australia, a BankSA credit card customer.   Reviewed 4 months ago

BankSA credit card 

  • Overall Rating

    9

  • Pricing

    10

  • Product Features

    8

  • Customer Service

    10

  • Convenience

    8

  • Trust

    9

There are no fees on my BankSA credit card - what's not to like? – Gary from South Australia, a BankSA credit card customer.   Reviewed 5 months ago

BankSA credit card 

  • Overall Rating

    8

  • Pricing

    5

  • Product Features

    2

  • Customer Service

    -

  • Convenience

    8

  • Trust

    8

It was easy to obtain a credit card with BankSA. It was quickly delivered so i haven't really been able to fault them yet. – darren from South Australia, a BankSA credit card customer.   Reviewed 8 months ago

BankSA credit card 

  • Overall Rating

    5

  • Pricing

    4

  • Product Features

    4

  • Customer Service

    5

  • Convenience

    5

  • Trust

    7

I chose Bank SA because my siblings and parents are with them. Other Adelaide banks are much more regular and convenient. Bank SA are at the least acceptably sufficient. – Levi from New South Wales, a BankSA credit card customer.   Reviewed about 1 year ago

BankSA credit card 

  • Overall Rating

    7

  • Pricing

    7

  • Product Features

    2

  • Customer Service

    7

  • Convenience

    10

  • Trust

    7

We've been quite happy with our BankSA credit card but don't get any rewards for using it. The only reason we are still with this bank is that our home loan is connected to our credit card and it seems too difficult to change it all to another lender. – Bianca from South Australia, a BankSA credit card customer.   Reviewed about 1 year ago

BankSA credit card 

  • Overall Rating

    5

  • Pricing

    5

  • Product Features

    3

  • Customer Service

    2

  • Convenience

    9

  • Trust

    7

I don't like how BankSA let you draw out more than your limit on your credit card then charge you overlimit fees. Isn't that why we have a limit? – kyh from South Australia, a BankSA credit card customer.   Reviewed about 1 year ago

BankSA credit card 

  • Overall Rating

    9

  • Pricing

    5

  • Product Features

    5

  • Customer Service

    8

  • Convenience

    7

  • Trust

    9

BankSA credit cards are fine – kristin from New South Wales, a banksa credit card customer.   Reviewed about 1 year ago

BankSA credit card 

  • Overall Rating

    8

  • Pricing

    8

  • Product Features

    10

  • Customer Service

    10

  • Convenience

    10

  • Trust

    10

I have no problems with my BankSA credit card. – SOnya from South Australia, a BankSA credit card customer.   Reviewed about 1 year ago

BankSA credit card 

  • Overall Rating

    10

  • Pricing

    10

  • Product Features

    9

  • Customer Service

    10

  • Convenience

    10

  • Trust

    10

Due to the interest rates coming down I believe the credit card rate should come down as well. However BankSA has a low interest rate compared to other credit cards with other banks. – Glenda from South Australia, a BankSA credit card customer.   Reviewed about 1 year ago

BankSA credit card 

  • Overall Rating

    6

  • Pricing

    4

  • Product Features

    4

  • Customer Service

    6

  • Convenience

    7

  • Trust

    6

I'm happy with BankSA's service – Glyndon from South Australia, a banksa credit card customer.   Reviewed about 1 year ago

BankSA credit card 

  • Overall Rating

    7

  • Pricing

    6

  • Product Features

    4

  • Customer Service

    7

  • Convenience

    8

  • Trust

    9

The interest rate is high, I should revisit to adjust my rate. But I like the BankSA credit card. Warning: BankSA asks for monthly payments every 28 days, so it is no use setting up a scheduled monthly payment, as one month you will get a late payment fine as the due date slowly shifts. – Ashley from South Australia, a BankSA credit card customer.   Reviewed about 1 year ago

BankSA credit card 

  • Overall Rating

    5

  • Pricing

    5

  • Product Features

    -

  • Customer Service

    6

  • Convenience

    9

  • Trust

    5

No comments recorded – A Mozo reviewer from South Australia, a BankSA credit card customer.   Reviewed about 1 year ago

BankSA credit card 

  • Overall Rating

    10

  • Pricing

    5

  • Product Features

    5

  • Customer Service

    10

  • Convenience

    10

  • Trust

    10

No comments recorded – A Mozo reviewer from South Australia, a BankSA credit card customer.   Reviewed about 1 year ago

BankSA credit card 

  • Overall Rating

    5

  • Pricing

    -

  • Product Features

    -

  • Customer Service

    3

  • Convenience

    9

  • Trust

    3

Their staff interstate need to understand the difference between Bank SA and St George bank when they phone to hassle you – A Mozo reviewer from South Australia, a BankSA credit card customer.   Reviewed about 1 year ago

BankSA credit card 

  • Overall Rating

    8

  • Pricing

    9

  • Product Features

    5

  • Customer Service

    5

  • Convenience

    10

  • Trust

    8

No comments recorded – A Mozo reviewer from South Australia, a BankSA credit card customer.   Reviewed about 1 year ago

BankSA credit card 

  • Overall Rating

    9

  • Pricing

    8

  • Product Features

    6

  • Customer Service

    8

  • Convenience

    9

  • Trust

    9

No comments recorded – A Mozo reviewer from South Australia, a BankSA credit card customer.   Reviewed about 1 year ago

BankSA credit card 

  • Overall Rating

    8

  • Pricing

    5

  • Product Features

    5

  • Customer Service

    8

  • Convenience

    7

  • Trust

    9

No comments recorded – A Mozo reviewer from South Australia, a BankSA credit card customer.   Reviewed about 1 year ago

BankSA credit card 

  • Overall Rating

    7

  • Pricing

    0

  • Product Features

    0

  • Customer Service

    9

  • Convenience

    8

  • Trust

    8

No comments recorded – A Mozo reviewer from South Australia, a BankSA credit card customer.   Reviewed about 1 year ago

BankSA credit card 

  • Overall Rating

    7

  • Pricing

    8

  • Product Features

    4

  • Customer Service

    10

  • Convenience

    10

  • Trust

    6

Great interest rate - not too many bells and whistles that cost extra – A Mozo reviewer from South Australia, a BankSA credit card customer.   Reviewed about 1 year ago

BankSA credit card 

  • Overall Rating

    10

  • Pricing

    10

  • Product Features

    10

  • Customer Service

    10

  • Convenience

    10

  • Trust

    10

No comments recorded – A Mozo reviewer from South Australia, a BankSA credit card customer.   Reviewed about 1 year ago

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