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  • Bankwest credit card reviews

    How are Bankwest credit cards rated by the Mozo community?

    74%

    Overall Mozo Community rating: 7.4 out of 10

    Bankwest credit cards

    Overall rating: 7.4 (140 reviews)

    Last reviewed: 28 January 2012


    1. Overall customer rating
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    Reviews: 413

    Thumbs up: 363 | Thumbs down: 49

    People's Choice
    Winner 2011

    Featured credit card from Bankwest

    • Breeze Gold
    • interest rate

      10.99%
    • annual fee

      $99.00
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    Recent Bankwest credit card reviews

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        1. Overall customer rating
        2. (Reviewed 7 days ago)

      Bankwest Zero Mastercard is a good option for a fee-free and competitive credit card. When you are upgraded to gold status the free travel insurance is a very nice bonus!       Full review 

      Bankwest Zero Mastercard is a good option for a fee-free and competitive credit card. When you are upgraded to gold status the free travel insurance is a very nice bonus!


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      Bankwest credit card reviewed by David from New South Wales

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        1. Overall customer rating
        2. (Reviewed 7 days ago)

      I have never had any problems with the bank. They have always been fair & answered my problems efficiently & politely, however the physical side is inconvenient.       Full review 

      I have never had any problems with the bank. They have always been fair & answered my problems efficiently & politely, however the physical side is inconvenient.


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      Bankwest credit card reviewed by Sharon from Western Australia

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        1. Overall customer rating
        2. (Reviewed 7 days ago)

      I have been a Bankwest customer for years. This credit card was the best for me after talking with staff. As long as you are aware of how it works and the penalties for overdue payments, you can make it work for you.       Full review 

      I have been a Bankwest customer for years. This credit card was the best for me after talking with staff. As long as you are aware of how it works and the penalties for overdue payments, you can make it work for you.


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      Bankwest credit card reviewed by Andria from Western Australia

      2 people found this review helpful – do you?

      Yes
        1. Overall customer rating
        2. (Reviewed 8 days ago)

      They understand customer service. It means that when I want to speak to a person (quickly) and have my requests actioned quickly - it's no muss, no fuss.       Full review 

      They understand customer service. It means that when I want to speak to a person (quickly) and have my requests actioned quickly - it's no muss, no fuss.


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      Bankwest credit card reviewed by Terence from New South Wales

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        1. Overall customer rating
        2. (Reviewed 8 days ago)

      They allowed us to go over the limit by more than $700!! - massive con. Pro - good for a balance transfer especially if you can pay it off in the initial period. Would not recommend as an ongoing credit card as it has no rewards programs ie if yo...       Full review 

      They allowed us to go over the limit by more than $700!! - massive con. Pro - good for a balance transfer especially if you can pay it off in the initial period. Would not recommend as an ongoing credit card as it has no rewards programs ie if you are going to spend and pay each month better to get a rewards card - this one is one of the best for balance transfers just dont reply on it declining at the checkout if you are over the limit.


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      Bankwest credit card reviewed by Kelly from Australian Capital Territory

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        1. Overall customer rating
        2. (Reviewed 8 days ago)

      Bankwest Mastercard is always there for me, I have a no annual fee card and I am retired now and it is very difficult to meet payments on a card when you are retired and you have a ton of things to pay for. This no annual fee helps me for peace of...       Full review 

      Bankwest Mastercard is always there for me, I have a no annual fee card and I am retired now and it is very difficult to meet payments on a card when you are retired and you have a ton of things to pay for. This no annual fee helps me for peace of mind. I use my card when I have money and pay it off...without the need to worry of extra charges incurring.


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      Bankwest credit card reviewed by Prakash from Victoria

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        1. Overall customer rating
        2. (Reviewed 8 days ago)

      The credit card I use to have with Bankwest was great! An overseas company charged my card, and bankwest got it reversed for me!! (they did this in a very timely manner too)       Full review 

      The credit card I use to have with Bankwest was great! An overseas company charged my card, and bankwest got it reversed for me!! (they did this in a very timely manner too)


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      Bankwest credit card reviewed by Rebecca from New South Wales

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        1. Overall customer rating
        2. (Reviewed 9 days ago)

      No extras with this card but costs aren't too high.       Full review 

      No extras with this card but costs aren't too high.


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      Bankwest credit card reviewed by Dietrich from Western Australia

      1 person found this review helpful – do you?

      Yes
        1. Overall customer rating
        2. (Reviewed 9 days ago)

      Late payment fees are way too high but on the whole not a bad credit card at all.       Full review 

      Late payment fees are way too high but on the whole not a bad credit card at all.


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      Bankwest credit card reviewed by Mike from Western Australia

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        1. Overall customer rating
        2. (Reviewed 9 days ago)

      My bankwest Platinum Zero fee Mastercard is fabulous- no annual fee (the banks make enough profits each year)and I pay my monthly closing balance each month by direct debit - EASY, So I just use it & forget - mind you I make sure there is enough ...       Full review 

      My bankwest Platinum Zero fee Mastercard is fabulous- no annual fee (the banks make enough profits each year)and I pay my monthly closing balance each month by direct debit - EASY, So I just use it & forget - mind you I make sure there is enough in my savings account to pay for it. I have a Westpac everyday account but Westpac were unable to provide me with a no annual fee card.


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      Bankwest credit card reviewed by Merrilyn from New South Wales

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    • Convenience & customer service good

        1. Overall customer rating
        2. (Reviewed 9 days ago)

      Automatically paid on time through savings account - so no interest & no problem stopping payments incurred when card was stolen.       Full review 

      Automatically paid on time through savings account - so no interest & no problem stopping payments incurred when card was stolen.


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      Bankwest Zero credit card reviewed by Marie from Western Australia

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    • The only one to bank with

        1. Overall customer rating
        2. (Reviewed 10 days ago)

      I had one on one contact with a bankwest sales consultant. She was fantastic and worked really hard to fulfil my request. Bankwest had the lowest interest rate for my credit card and contact and service was second to none. Very Very happy with the...       Full review 

      I had one on one contact with a bankwest sales consultant. She was fantastic and worked really hard to fulfil my request. Bankwest had the lowest interest rate for my credit card and contact and service was second to none. Very Very happy with the product and communication and would highly recommend to others!!!


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      Bankwest More Platinum credit card reviewed by Ursula from Western Australia

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    • Low fees and great customer service

        1. Overall customer rating
        2. (Reviewed 10 days ago)

      Great customer service and convenient location.       Full review 

      Great customer service and convenient location.


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      Bankwest Zero credit card reviewed by Nicole from New South Wales

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    • LOW RATE MASTERCARD,Dont forget to read smallprint

        1. Overall customer rating
        2. (Reviewed 10 days ago)

      I dislike my creditcard as I am paying alot of interest on it all because of a cash withdrawal. I was unaware of the fees they charge for cash withdrawals & now have to pay high interest until all paid off!!! It's going to take years :(       Full review 

      I dislike my creditcard as I am paying alot of interest on it all because of a cash withdrawal. I was unaware of the fees they charge for cash withdrawals & now have to pay high interest until all paid off!!! It's going to take years :(


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      Bankwest More Platinum credit card reviewed by Bronwyn from Western Australia

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        1. Overall customer rating
        2. (Reviewed 15 days ago)

      My credit card has one of the lowest Mastercard interest rates available. Bankwest don't offer this card anymore; probably because it was too good!       Full review 

      My credit card has one of the lowest Mastercard interest rates available. Bankwest don't offer this card anymore; probably because it was too good!


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      Bankwest credit card reviewed by Kieralee from Queensland

      1 person found this review helpful – do you?

      Yes
        1. Overall customer rating
        2. (Reviewed 15 days ago)

      I like to tell you why i love this product. People should be interested in this kind of product reason being they need it in their lives. Thankyou       Full review 

      I like to tell you why i love this product. People should be interested in this kind of product reason being they need it in their lives. Thankyou


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      Bankwest credit card reviewed by Pheng from Victoria

      2 people found this review helpful – do you?

      Yes
        1. Overall customer rating
        2. (Reviewed 15 days ago)

      Bankwest Mastercard offers excellent interest rates below other banks       Full review 

      Bankwest Mastercard offers excellent interest rates below other banks


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      Bankwest credit card reviewed by Elise from Queensland

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        1. Overall customer rating
        2. (Reviewed 23 days ago)

      There was movement for me to take options or to leave them. The fees can easily be made up in vouchers and points over the year so essentially a free card.       Full review 

      There was movement for me to take options or to leave them. The fees can easily be made up in vouchers and points over the year so essentially a free card.


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      Bankwest credit card reviewed by Rae from Western Australia

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        1. Overall customer rating
        2. (Reviewed 23 days ago)

      No loyalty or priority program for long serving customers! There should be some bonus points for customers on an annual basis to reward the loyalty.       Full review 

      No loyalty or priority program for long serving customers! There should be some bonus points for customers on an annual basis to reward the loyalty.


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      Bankwest credit card reviewed by Lily from Western Australia

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        1. Overall customer rating
        2. (Reviewed about 1 month ago)

      Pros - One of the lowest rates available. Even lower 'honeymoon' rate. Cons - Brightly coloured 'I'm cheap' card, able to go over agreed limit of card by a $200 before declining.       Full review 

      Pros - One of the lowest rates available. Even lower 'honeymoon' rate. Cons - Brightly coloured 'I'm cheap' card, able to go over agreed limit of card by a $200 before declining.


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      Bankwest credit card reviewed by Sb from Victoria

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        1. Overall customer rating
        2. (Reviewed about 1 month ago)

      I really like this product because it was so easy to sign up for it. The staff at BankWest are friendly and always eager to help! The Interest Free Period is 55 days is great and allows me to use the credit card effectively while also being able t...       Full review 

      I really like this product because it was so easy to sign up for it. The staff at BankWest are friendly and always eager to help! The Interest Free Period is 55 days is great and allows me to use the credit card effectively while also being able to save money.


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      Bankwest credit card reviewed by Luke from New South Wales

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        1. Overall customer rating
        2. (Reviewed about 1 month ago)

      Distintive card emblem that stands out from the rest of credit cards out on the street. Very competitive rates. Only problem is the bank charges of overdrawn fees, bank should not allow customer to be overdrawn in the first place. Late payment fe...       Full review 

      Distintive card emblem that stands out from the rest of credit cards out on the street. Very competitive rates. Only problem is the bank charges of overdrawn fees, bank should not allow customer to be overdrawn in the first place. Late payment fee as well. This should not be charged until customer is phoned and a valid reason is ascertained us to the circumstances regarding late payment ie customer might have lost their job etc.


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      Bankwest credit card reviewed by Yvette from Western Australia

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        1. Overall customer rating
        2. (Reviewed about 1 month ago)

      The interest rate is phenomenal, they are a very competitive bank. After having so many problems with other banks, its great to finally be with one who cares and looks after their customers.       Full review 

      The interest rate is phenomenal, they are a very competitive bank. After having so many problems with other banks, its great to finally be with one who cares and looks after their customers.


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      Bankwest credit card reviewed by Sandra from New South Wales

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        1. Overall customer rating
        2. (Reviewed about 1 month ago)

      I vowed I would never get another credit card, too many traps, fees, exorbitant interest. But I did my homework online and decided to take a chance on a Bankwest LITE Mastercard. I can tell you now, the service was outstanding, beyond excellen...       Full review 

      I vowed I would never get another credit card, too many traps, fees, exorbitant interest. But I did my homework online and decided to take a chance on a Bankwest LITE Mastercard. I can tell you now, the service was outstanding, beyond excellent..from applying online to visiting the branch to signing the paperwork.There was no hype, overselling, pressure, just excellent customer service from start to finish. Other institutions should be envious of this bank's customer service.There credit card rate is the best on-going, they have a low introductory rate, a cash back scheme and more..I would reccomend the bank and the card to anyone who wants great customer service and a great credit card.


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      Bankwest credit card reviewed by Keith from Western Australia

      1 person found this review helpful – do you?

      Yes
        1. Overall customer rating
        2. (Reviewed about 1 month ago)

      Great credit card. the rewards stack up quickly and i got myself a $1000 flight centre voucher after not too long at all. they have recently joined Qantas FF for a fee each year which should swing a few more punters.       Full review 

      Great credit card. the rewards stack up quickly and i got myself a $1000 flight centre voucher after not too long at all. they have recently joined Qantas FF for a fee each year which should swing a few more punters.


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      Bankwest credit card reviewed by Ross from Western Australia

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        2. (Reviewed about 1 month ago)

      The Bankwest Platinum Credit Card has no annual fee but you still get the benefits of travel insurance, a 24 hour concierge to organise whatever you want ... and it was awarded â??Best Transactor Credit Cardâ?? in Money magazine's Best of the Best...       Full review 

      The Bankwest Platinum Credit Card has no annual fee but you still get the benefits of travel insurance, a 24 hour concierge to organise whatever you want ... and it was awarded â??Best Transactor Credit Cardâ?? in Money magazine's Best of the Best Awards 2011!


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      Bankwest credit card reviewed by Matt from Queensland

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        1. Overall customer rating
        2. (Reviewed about 1 month ago)

      Bankwest have consistentley offered good an accurate information on my card and are always happy to be of assistance. We have been customers for a long time . We are not the richest clients but always been given professional service!! I have rated...       Full review 

      Bankwest have consistentley offered good an accurate information on my card and are always happy to be of assistance. We have been customers for a long time . We are not the richest clients but always been given professional service!! I have rated them a nine as there is always room for improvment.


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      Bankwest credit card reviewed by Dawn from Western Australia

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        1. Overall customer rating
        2. (Reviewed about 1 month ago)

      I like this product because it is safe and easy to use. It is also small, which is convenient! The pros of this product would be its size, safeness and you can use as much as you want, as long as you can pay back! There are hardly any cons besides...       Full review 

      I like this product because it is safe and easy to use. It is also small, which is convenient! The pros of this product would be its size, safeness and you can use as much as you want, as long as you can pay back! There are hardly any cons besides the fact that you have to be careful not to lose it. The safety of it i would rate 5 stars! You can make your own pin code!


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      Bankwest credit card reviewed by Shanis from Western Australia

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        2. (Reviewed 3 months ago)

      Banwest Mastercard Light Had a great balance transfer rate was 1.9% for 10 months from memory. pretty good interest rate when compared to other no frill cards. Still you get the bacup support you need and good online access.       Full review 

      Banwest Mastercard Light Had a great balance transfer rate was 1.9% for 10 months from memory. pretty good interest rate when compared to other no frill cards. Still you get the bacup support you need and good online access.


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      Bankwest credit card reviewed by Michael from New South Wales

      1 person found this review helpful – do you?

      Yes
        1. Overall customer rating
        2. (Reviewed 3 months ago)

      It is no wonder that banks get bad press, I had health issues and bankwest did not want to know or even help. I will be cancelling my card and closing my account.       Full review 

      It is no wonder that banks get bad press, I had health issues and bankwest did not want to know or even help. I will be cancelling my card and closing my account.


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      Bankwest credit card reviewed by Colin from Western Australia

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