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Bankwest Zero Mastercard is a good option for a fee-free and competitive credit card. When you are upgraded to gold status the free travel insurance is a very nice bonus! Full review
Bankwest Zero Mastercard is a good option for a fee-free and competitive credit card. When you are upgraded to gold status the free travel insurance is a very nice bonus!
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YesI have never had any problems with the bank. They have always been fair & answered my problems efficiently & politely, however the physical side is inconvenient. Full review
I have never had any problems with the bank. They have always been fair & answered my problems efficiently & politely, however the physical side is inconvenient.
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YesI have been a Bankwest customer for years. This credit card was the best for me after talking with staff. As long as you are aware of how it works and the penalties for overdue payments, you can make it work for you. Full review
I have been a Bankwest customer for years. This credit card was the best for me after talking with staff. As long as you are aware of how it works and the penalties for overdue payments, you can make it work for you.
2 people found this review helpful – do you?
YesThey understand customer service. It means that when I want to speak to a person (quickly) and have my requests actioned quickly - it's no muss, no fuss. Full review
They understand customer service. It means that when I want to speak to a person (quickly) and have my requests actioned quickly - it's no muss, no fuss.
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YesThey allowed us to go over the limit by more than $700!! - massive con. Pro - good for a balance transfer especially if you can pay it off in the initial period. Would not recommend as an ongoing credit card as it has no rewards programs ie if yo... Full review
They allowed us to go over the limit by more than $700!! - massive con. Pro - good for a balance transfer especially if you can pay it off in the initial period. Would not recommend as an ongoing credit card as it has no rewards programs ie if you are going to spend and pay each month better to get a rewards card - this one is one of the best for balance transfers just dont reply on it declining at the checkout if you are over the limit.
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YesBankwest Mastercard is always there for me, I have a no annual fee card and I am retired now and it is very difficult to meet payments on a card when you are retired and you have a ton of things to pay for. This no annual fee helps me for peace of... Full review
Bankwest Mastercard is always there for me, I have a no annual fee card and I am retired now and it is very difficult to meet payments on a card when you are retired and you have a ton of things to pay for. This no annual fee helps me for peace of mind. I use my card when I have money and pay it off...without the need to worry of extra charges incurring.
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YesThe credit card I use to have with Bankwest was great! An overseas company charged my card, and bankwest got it reversed for me!! (they did this in a very timely manner too) Full review
The credit card I use to have with Bankwest was great! An overseas company charged my card, and bankwest got it reversed for me!! (they did this in a very timely manner too)
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YesNo extras with this card but costs aren't too high. Full review
1 person found this review helpful – do you?
YesLate payment fees are way too high but on the whole not a bad credit card at all. Full review
Late payment fees are way too high but on the whole not a bad credit card at all.
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YesMy bankwest Platinum Zero fee Mastercard is fabulous- no annual fee (the banks make enough profits each year)and I pay my monthly closing balance each month by direct debit - EASY, So I just use it & forget - mind you I make sure there is enough ... Full review
My bankwest Platinum Zero fee Mastercard is fabulous- no annual fee (the banks make enough profits each year)and I pay my monthly closing balance each month by direct debit - EASY, So I just use it & forget - mind you I make sure there is enough in my savings account to pay for it. I have a Westpac everyday account but Westpac were unable to provide me with a no annual fee card.
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YesConvenience & customer service good
Automatically paid on time through savings account - so no interest & no problem stopping payments incurred when card was stolen. Full review
Automatically paid on time through savings account - so no interest & no problem stopping payments incurred when card was stolen.
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YesThe only one to bank with
I had one on one contact with a bankwest sales consultant. She was fantastic and worked really hard to fulfil my request. Bankwest had the lowest interest rate for my credit card and contact and service was second to none. Very Very happy with the... Full review
I had one on one contact with a bankwest sales consultant. She was fantastic and worked really hard to fulfil my request. Bankwest had the lowest interest rate for my credit card and contact and service was second to none. Very Very happy with the product and communication and would highly recommend to others!!!
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YesLow fees and great customer service
Great customer service and convenient location. Full review
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YesLOW RATE MASTERCARD,Dont forget to read smallprint
I dislike my creditcard as I am paying alot of interest on it all because of a cash withdrawal. I was unaware of the fees they charge for cash withdrawals & now have to pay high interest until all paid off!!! It's going to take years :( Full review
I dislike my creditcard as I am paying alot of interest on it all because of a cash withdrawal. I was unaware of the fees they charge for cash withdrawals & now have to pay high interest until all paid off!!! It's going to take years :(
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YesMy credit card has one of the lowest Mastercard interest rates available. Bankwest don't offer this card anymore; probably because it was too good! Full review
My credit card has one of the lowest Mastercard interest rates available. Bankwest don't offer this card anymore; probably because it was too good!
1 person found this review helpful – do you?
YesI like to tell you why i love this product. People should be interested in this kind of product reason being they need it in their lives. Thankyou Full review
I like to tell you why i love this product. People should be interested in this kind of product reason being they need it in their lives. Thankyou
2 people found this review helpful – do you?
YesBankwest Mastercard offers excellent interest rates below other banks Full review
Bankwest Mastercard offers excellent interest rates below other banks
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YesThere was movement for me to take options or to leave them. The fees can easily be made up in vouchers and points over the year so essentially a free card. Full review
There was movement for me to take options or to leave them. The fees can easily be made up in vouchers and points over the year so essentially a free card.
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YesNo loyalty or priority program for long serving customers! There should be some bonus points for customers on an annual basis to reward the loyalty. Full review
No loyalty or priority program for long serving customers! There should be some bonus points for customers on an annual basis to reward the loyalty.
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YesPros - One of the lowest rates available. Even lower 'honeymoon' rate. Cons - Brightly coloured 'I'm cheap' card, able to go over agreed limit of card by a $200 before declining. Full review
Pros - One of the lowest rates available. Even lower 'honeymoon' rate. Cons - Brightly coloured 'I'm cheap' card, able to go over agreed limit of card by a $200 before declining.
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YesI really like this product because it was so easy to sign up for it. The staff at BankWest are friendly and always eager to help! The Interest Free Period is 55 days is great and allows me to use the credit card effectively while also being able t... Full review
I really like this product because it was so easy to sign up for it. The staff at BankWest are friendly and always eager to help! The Interest Free Period is 55 days is great and allows me to use the credit card effectively while also being able to save money.
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YesDistintive card emblem that stands out from the rest of credit cards out on the street. Very competitive rates. Only problem is the bank charges of overdrawn fees, bank should not allow customer to be overdrawn in the first place. Late payment fe... Full review
Distintive card emblem that stands out from the rest of credit cards out on the street. Very competitive rates. Only problem is the bank charges of overdrawn fees, bank should not allow customer to be overdrawn in the first place. Late payment fee as well. This should not be charged until customer is phoned and a valid reason is ascertained us to the circumstances regarding late payment ie customer might have lost their job etc.
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YesThe interest rate is phenomenal, they are a very competitive bank. After having so many problems with other banks, its great to finally be with one who cares and looks after their customers. Full review
The interest rate is phenomenal, they are a very competitive bank. After having so many problems with other banks, its great to finally be with one who cares and looks after their customers.
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YesI vowed I would never get another credit card, too many traps, fees, exorbitant interest. But I did my homework online and decided to take a chance on a Bankwest LITE Mastercard. I can tell you now, the service was outstanding, beyond excellen... Full review
I vowed I would never get another credit card, too many traps, fees, exorbitant interest. But I did my homework online and decided to take a chance on a Bankwest LITE Mastercard. I can tell you now, the service was outstanding, beyond excellent..from applying online to visiting the branch to signing the paperwork.There was no hype, overselling, pressure, just excellent customer service from start to finish. Other institutions should be envious of this bank's customer service.There credit card rate is the best on-going, they have a low introductory rate, a cash back scheme and more..I would reccomend the bank and the card to anyone who wants great customer service and a great credit card.
1 person found this review helpful – do you?
YesGreat credit card. the rewards stack up quickly and i got myself a $1000 flight centre voucher after not too long at all. they have recently joined Qantas FF for a fee each year which should swing a few more punters. Full review
Great credit card. the rewards stack up quickly and i got myself a $1000 flight centre voucher after not too long at all. they have recently joined Qantas FF for a fee each year which should swing a few more punters.
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YesThe Bankwest Platinum Credit Card has no annual fee but you still get the benefits of travel insurance, a 24 hour concierge to organise whatever you want ... and it was awarded â??Best Transactor Credit Cardâ?? in Money magazine's Best of the Best... Full review
The Bankwest Platinum Credit Card has no annual fee but you still get the benefits of travel insurance, a 24 hour concierge to organise whatever you want ... and it was awarded â??Best Transactor Credit Cardâ?? in Money magazine's Best of the Best Awards 2011!
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YesBankwest have consistentley offered good an accurate information on my card and are always happy to be of assistance. We have been customers for a long time . We are not the richest clients but always been given professional service!! I have rated... Full review
Bankwest have consistentley offered good an accurate information on my card and are always happy to be of assistance. We have been customers for a long time . We are not the richest clients but always been given professional service!! I have rated them a nine as there is always room for improvment.
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YesI like this product because it is safe and easy to use. It is also small, which is convenient! The pros of this product would be its size, safeness and you can use as much as you want, as long as you can pay back! There are hardly any cons besides... Full review
I like this product because it is safe and easy to use. It is also small, which is convenient! The pros of this product would be its size, safeness and you can use as much as you want, as long as you can pay back! There are hardly any cons besides the fact that you have to be careful not to lose it. The safety of it i would rate 5 stars! You can make your own pin code!
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YesBanwest Mastercard Light Had a great balance transfer rate was 1.9% for 10 months from memory. pretty good interest rate when compared to other no frill cards. Still you get the bacup support you need and good online access. Full review
Banwest Mastercard Light Had a great balance transfer rate was 1.9% for 10 months from memory. pretty good interest rate when compared to other no frill cards. Still you get the bacup support you need and good online access.
1 person found this review helpful – do you?
YesIt is no wonder that banks get bad press, I had health issues and bankwest did not want to know or even help. I will be cancelling my card and closing my account. Full review
It is no wonder that banks get bad press, I had health issues and bankwest did not want to know or even help. I will be cancelling my card and closing my account.
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