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  • Bankwest home loan reviews

    How are Bankwest home loans rated by the Mozo community?

    70%

    Overall Mozo Community rating: 7.0 out of 10

    Bankwest home loans

    Overall rating: 7.0 (170 reviews)

    Last reviewed: 28 January 2012


    1. Overall customer rating
    1. Price
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    Reviews: 441

    Thumbs up: 361 | Thumbs down: 80

    Featured home loan from Bankwest

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    Recent Bankwest home loan reviews

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        1. Overall customer rating
        2. (Reviewed 7 days ago)

      Sometimes slower than big 4 to drop interest rates but usually drop by the same or more than big 4. Customer service is very good - helpful, polite and they buy you a coffee at a nearby cafe while you wait to see if you qualify for a loan.       Full review 

      Sometimes slower than big 4 to drop interest rates but usually drop by the same or more than big 4. Customer service is very good - helpful, polite and they buy you a coffee at a nearby cafe while you wait to see if you qualify for a loan.


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      Bankwest home loan reviewed by Janet from Western Australia

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        1. Overall customer rating
        2. (Reviewed 8 days ago)

      As soon as they signed me up I was dropped like a hot poker! I've been sending them emails for a month now about the equity in my home (which means they'll give me more money) with no response - I'm sure if it was the other way around and I owed t...       Full review 

      As soon as they signed me up I was dropped like a hot poker! I've been sending them emails for a month now about the equity in my home (which means they'll give me more money) with no response - I'm sure if it was the other way around and I owed them money, they'd be on to me like a shot!


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      Bankwest home loan reviewed by Jill from Western Australia

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        1. Overall customer rating
        2. (Reviewed 9 days ago)

      I enjoy the customer service; the online emails and the extended hours including weekends and evenings.       Full review 

      I enjoy the customer service; the online emails and the extended hours including weekends and evenings.


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      Bankwest home loan reviewed by Judith from New South Wales

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    • good rates & customer service

        1. Overall customer rating
        2. (Reviewed 9 days ago)

      Interest rates are low.       Full review 

      Interest rates are low.


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      Bankwest Lite Home Loan home loan reviewed by Marie from Western Australia

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    • Good rates

        1. Overall customer rating
        2. (Reviewed 9 days ago)

      I've had early difficulties with my Bankwest home loan. But I was very impressed when I used the redraw facility. The first few times they rang me to confirm I was the one withdrawing the money. I felt very secure.       Full review 

      I've had early difficulties with my Bankwest home loan. But I was very impressed when I used the redraw facility. The first few times they rang me to confirm I was the one withdrawing the money. I felt very secure.


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      Bankwest Super Start home loan reviewed by Kieran from Victoria

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        1. Overall customer rating
        2. (Reviewed 10 days ago)

      I believe bankwest is one of the most competitive banks out there. They try and gain new clientele and maintain the clients they have. Bankwest always try and help the best they can with any problems if any.       Full review 

      I believe bankwest is one of the most competitive banks out there. They try and gain new clientele and maintain the clients they have. Bankwest always try and help the best they can with any problems if any.


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      Bankwest home loan reviewed by a Mozo reviewer from New South Wales

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        1. Overall customer rating
        2. (Reviewed 10 days ago)

      The products and rates at BankWest are great - and although the branch network is not spread to regional areas, the staff at the call centres are friendly and helpful. Unfortunately the processes seem to have issues and service has been very frus...       Full review 

      The products and rates at BankWest are great - and although the branch network is not spread to regional areas, the staff at the call centres are friendly and helpful. Unfortunately the processes seem to have issues and service has been very frustrating as a result - requests have got lost and been unattended on numerous occassions which is very frustrating


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      Bankwest home loan reviewed by Meryl from Queensland

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        1. Overall customer rating
        2. (Reviewed 10 days ago)

      Good customer service. Very easy to apply and very helpful. Great interest rate, great options as far as different types of home loans to suit all.       Full review 

      Good customer service. Very easy to apply and very helpful. Great interest rate, great options as far as different types of home loans to suit all.


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      Bankwest home loan reviewed by Danielle from Western Australia

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        1. Overall customer rating
        2. (Reviewed 10 days ago)

      The Initial sign up was a smooth process and setting up linked accounts was effortless. Online Banking is easy and face to face contact is pleasant. Only downfall is the small number of branches, but overall 300% on ANZ (my former bank for 15yrs)       Full review 

      The Initial sign up was a smooth process and setting up linked accounts was effortless. Online Banking is easy and face to face contact is pleasant. Only downfall is the small number of branches, but overall 300% on ANZ (my former bank for 15yrs)


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      Bankwest home loan reviewed by Garry from Queensland

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        1. Overall customer rating
        2. (Reviewed 10 days ago)

      My experience with BankWest across all their products that we use (home loan, credit cards, transactions and savings accounts) has been nothing but positive. Customer service is second to none, and the ease of use of their online facilities is gre...       Full review 

      My experience with BankWest across all their products that we use (home loan, credit cards, transactions and savings accounts) has been nothing but positive. Customer service is second to none, and the ease of use of their online facilities is great. I would recommend BankWest without reservation.


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      Bankwest home loan reviewed by Timothy from New South Wales

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    • Bad service, not so bad rates.

        1. Overall customer rating
        2. (Reviewed 10 days ago)

      No access to a bank except in WA. Terrible customer service.       Full review 

      No access to a bank except in WA. Terrible customer service.


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      Bankwest Fixed Loan home loan reviewed by Michelle from Victoria

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    • Shopping around will save you thousands.

        1. Overall customer rating
        2. (Reviewed 10 days ago)

      Remember, even when they are trying to be helpful, they are still a sales team simply trying to sell you another product. Make sure it is suitable for you and try and ensure there are no exit fees as if the banks don't know which way the economy w...       Full review 

      Remember, even when they are trying to be helpful, they are still a sales team simply trying to sell you another product. Make sure it is suitable for you and try and ensure there are no exit fees as if the banks don't know which way the economy will go, how are you supposed to. Try and push them a little further, they may not be able to reduce the rate, but could waiver a credit card annual fee. If you don't ask you don't get. Finally, over the period of the loan you will be paying the bank tens or hundreds of thousands of dollars, so don't feel bad if you take up hours and hours of your time. Make sure you leave with all your questions answered.


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      Bankwest Equity Access home loan reviewed by Simon from Western Australia

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    • Excellent

        1. Overall customer rating
        2. (Reviewed 10 days ago)

      When we HAD PLAN TO BY THE HOUSE, THEY OFFERED US 95% OF LOAN AND ALSO GOOD INTEREST AND EXCELLENT CUSTOMER SERVICE.       Full review 

      When we HAD PLAN TO BY THE HOUSE, THEY OFFERED US 95% OF LOAN AND ALSO GOOD INTEREST AND EXCELLENT CUSTOMER SERVICE.


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      Bankwest Mortgage Shredder home loan reviewed by a Mozo reviewer from Victoria

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        1. Overall customer rating
        2. (Reviewed 15 days ago)

      The interest rate is VERY competitive, BUT they slug you an incredible $80 EVERY time money is drawn down AND an additional $112+ for so-called security inspection. These are exorbitant fees for the work involved. SWIFT transfers take less than fi...       Full review 

      The interest rate is VERY competitive, BUT they slug you an incredible $80 EVERY time money is drawn down AND an additional $112+ for so-called security inspection. These are exorbitant fees for the work involved. SWIFT transfers take less than five (5) minutes to execute and bank cheques can be printed in the same amount of time. So why charge $80? Is the managing director making these payments????!!!! but that's how they make their millions I guess....


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      Bankwest home loan reviewed by J from Western Australia

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        1. Overall customer rating
        2. (Reviewed 15 days ago)

      Easy to use don't even need a building to visit everything is available online.       Full review 

      Easy to use don't even need a building to visit everything is available online.


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      Bankwest home loan reviewed by Tom from New South Wales

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        1. Overall customer rating
        2. (Reviewed 17 days ago)

      Bankwest were great but have progressively become rude, difficult and opportunist. (Sydney - Clarence St). They take up so much of my time to get anything sorted I am finally decided to refinance elsewhere. What happened to the old Bankwest?       Full review 

      Bankwest were great but have progressively become rude, difficult and opportunist. (Sydney - Clarence St). They take up so much of my time to get anything sorted I am finally decided to refinance elsewhere. What happened to the old Bankwest?


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      Bankwest home loan reviewed by Jim from Australian Capital Territory

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        1. Overall customer rating
        2. (Reviewed 22 days ago)

      All my dealings with Bankwest have been fabulous. Excellent customer service from a very knowledgable team has made me feel very confident in my loan and further dealings with Bankwest.       Full review 

      All my dealings with Bankwest have been fabulous. Excellent customer service from a very knowledgable team has made me feel very confident in my loan and further dealings with Bankwest.


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      Bankwest home loan reviewed by Sophie from New South Wales

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        1. Overall customer rating
        2. (Reviewed 23 days ago)

      It is a small bank but it has good products       Full review 

      It is a small bank but it has good products


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      Bankwest home loan reviewed by Tarun from Victoria

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        1. Overall customer rating
        2. (Reviewed 30 days ago)

      I have been with Bankwest for about 2 or 3 years and I think they are wonderful and so helpful all round bloody good.       Full review 

      I have been with Bankwest for about 2 or 3 years and I think they are wonderful and so helpful all round bloody good.


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      Bankwest home loan reviewed by Kaye from Victoria

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        1. Overall customer rating
        2. (Reviewed about 1 month ago)

      They have competitive rates. The loan has everything you need attached like offset account, credit cards etc. Its both Easy to use and manage. The bank has clear user friendly online banking setup. Ive always had good customer service. You can us...       Full review 

      They have competitive rates. The loan has everything you need attached like offset account, credit cards etc. Its both Easy to use and manage. The bank has clear user friendly online banking setup. Ive always had good customer service. You can use commonwealth ATMs so although WA based you can use ATMs across Australia at no cost. Fast and easy approval for loan if you are a current customer.


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      Bankwest home loan reviewed by Angie from Western Australia

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        1. Overall customer rating
        2. (Reviewed about 1 month ago)

      Not every consultant will tell you the same information about a certain issue, which would mean they are not very consistent in their customer service and information       Full review 

      Not every consultant will tell you the same information about a certain issue, which would mean they are not very consistent in their customer service and information


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      Bankwest home loan reviewed by Jessica from New South Wales

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        1. Overall customer rating
        2. (Reviewed about 1 month ago)

      The con's to this product is that no one could help me at the branch. When I found someone who said they could ,they made the problem worse. Would not recommend.       Full review 

      The con's to this product is that no one could help me at the branch. When I found someone who said they could ,they made the problem worse. Would not recommend.


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      Bankwest home loan reviewed by Kim from Queensland

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        1. Overall customer rating
        2. (Reviewed about 1 month ago)

      With low interest rates and a 95% loan on land, Bankwest has offered us what almost every other bank in Victoria couldn't! Thank you for making our dream a reality!       Full review 

      With low interest rates and a 95% loan on land, Bankwest has offered us what almost every other bank in Victoria couldn't! Thank you for making our dream a reality!


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      Bankwest home loan reviewed by Kate from Victoria

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        1. Overall customer rating
        2. (Reviewed about 1 month ago)

      I have had one of the lowest interest rates for the duration of my home loan. They will help you update your loan at regular intervals to not only keep it current but also get you a better rate. I would and have recommended this bank to many of my...       Full review 

      I have had one of the lowest interest rates for the duration of my home loan. They will help you update your loan at regular intervals to not only keep it current but also get you a better rate. I would and have recommended this bank to many of my family and friends and so far everyone is pleased.


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      Bankwest home loan reviewed by Amanda from Victoria

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        1. Overall customer rating
        2. (Reviewed 2 months ago)

      The best thing about the loan is its got the lowest interest rate. The problem with this home loan is that if u have money in the redraw there is not proof of money being taken out from the redraw a/c. My complaint is still under investigation (2 ...       Full review 

      The best thing about the loan is its got the lowest interest rate. The problem with this home loan is that if u have money in the redraw there is not proof of money being taken out from the redraw a/c. My complaint is still under investigation (2 weeks and counting and still haven't heard from them). whats even better is that the attendant in the branch couldn't find my home loan on their system.(i refinanced my loan just over a month ago)


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      Bankwest home loan reviewed by Kathrine from Victoria

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        1. Overall customer rating
        2. (Reviewed 3 months ago)

      Very reliable, don't do mistakes, excellent customer service all the time every time :) is truly is a Happy banking experience! if they reduce the interest rates that would be awesome or reward good customers like myself       Full review 

      Very reliable, don't do mistakes, excellent customer service all the time every time :) is truly is a Happy banking experience! if they reduce the interest rates that would be awesome or reward good customers like myself


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      Bankwest home loan reviewed by Solmaz from Western Australia

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        1. Overall customer rating
        2. (Reviewed 3 months ago)

      With the competitiveness in the market regarding home loans, it is difficult to work out the best loan for my needs. My experience with the bank was that they couldn't even work it out. After signing up for a new home loan, some months later I r...       Full review 

      With the competitiveness in the market regarding home loans, it is difficult to work out the best loan for my needs. My experience with the bank was that they couldn't even work it out. After signing up for a new home loan, some months later I realised and informed my bank that they had made a mistake on the charges. This has now been rectified.


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      Bankwest home loan reviewed by Brett from Western Australia

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        1. Overall customer rating
        2. (Reviewed 3 months ago)

      I wouldn't recommend Bankwest to anyone who needed a home loan for a quick settlement. My paperwork was lost at their end and my settlement went 10 days over the date.. Once it was all set up they were easy as long as you didn't have any problem...       Full review 

      I wouldn't recommend Bankwest to anyone who needed a home loan for a quick settlement. My paperwork was lost at their end and my settlement went 10 days over the date.. Once it was all set up they were easy as long as you didn't have any problems.-long waits on the phone. Pro's- They reward loyal customers with money off their loan if you stay 2 years...


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      Bankwest home loan reviewed by Charlene from Victoria

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        1. Overall customer rating
        2. (Reviewed 3 months ago)

      When we switched our home loan over to BankWest we were a bit hesitant as there are no actual BankWest Banks close by to us. However what they make up for lack of branches they make up for in great customer service, excellent interest rate (our ho...       Full review 

      When we switched our home loan over to BankWest we were a bit hesitant as there are no actual BankWest Banks close by to us. However what they make up for lack of branches they make up for in great customer service, excellent interest rate (our home loan rate is the one of the cheapest around) they worked with us in getting what services and features WE wanted in the loan, Overall, properly the best decision we made, and wouldn't hesitate to recommend to anyone.


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      Bankwest home loan reviewed by Naomi & rob from Queensland

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        1. Overall customer rating
        2. (Reviewed 3 months ago)

      Simple no frills account so we do not pay for gimmicks that we do not need. Online banking gives us the flexibility at no extra charge to make extra payments or draw down on our home loan.       Full review 

      Simple no frills account so we do not pay for gimmicks that we do not need. Online banking gives us the flexibility at no extra charge to make extra payments or draw down on our home loan.


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      Bankwest home loan reviewed by Jennifer from Western Australia

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