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    • Bendigo Bank credit card reviews

    How are Bendigo Bank credit cards rated by the Mozo community?

    77%

    Overall Mozo Community rating: 7.7 out of 10

    Bendigo Bank credit cards

    Overall rating: 7.7 (52 reviews)

    Last reviewed: 21 January 2012


    11. Overall customer rating
    11. Price
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    Reviews: 210

    Thumbs up: 194 | Thumbs down: 16

    People's Choice
    Winner 2011

    Featured credit card from Bendigo Bank

    • Bendigo Gold

    • interest rate

      19.99%

    • annual fee

      $85.00

    Other credit cards

    • More Gold (More Rewards Qantas)

    • interest rate

      19.24%

    • annual fee

      $120.00
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    • 28 Degrees Mastercard

    • interest rate

      20.99%

    • annual fee

      $0.00
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    Recent Bendigo Bank credit card reviews

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        11. Overall customer rating
        12. (Reviewed 8 days ago)

      As far as banks go, Bendigo bank is very customer driven. Good service and reasonable rates. The charges are a little steep but I am very pleased with their overall performance.       Full review 

      As far as banks go, Bendigo bank is very customer driven. Good service and reasonable rates. The charges are a little steep but I am very pleased with their overall performance.


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      Bendigo Bank credit card reviewed by Neil from Victoria

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        11. Overall customer rating
        12. (Reviewed 17 days ago)

      It has options for kids, teens and adults which makes it great for the whole family. I know all banks have this this but the set out of Bendigo is very good. They are always helpful even if you are frustrated, They care and are always offering ...       Full review 

      It has options for kids, teens and adults which makes it great for the whole family. I know all banks have this this but the set out of Bendigo is very good. They are always helpful even if you are frustrated, They care and are always offering to help if you look a little lost. Those are the pros and cons. Sometimes the lines are a little long but that can happen anywhere.


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      Bendigo Bank credit card reviewed by Kate from Victoria

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        11. Overall customer rating
        12. (Reviewed 22 days ago)

      This is the only card I have found that give you the same low interest for perches and for cash advance and the interest is LOW all the time not just for 6 or 12 mouths Take a look at Bendigo Black CC       Full review 

      This is the only card I have found that give you the same low interest for perches and for cash advance and the interest is LOW all the time not just for 6 or 12 mouths Take a look at Bendigo Black CC


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      Bendigo Bank credit card reviewed by Ian from Western Australia

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        11. Overall customer rating
        12. (Reviewed 22 days ago)

      I have 2 Bendigo Bank Credit Cards: Basic Black Mastercard and RSPCA Visa Card with Rewards. Basic Black Mastercard: Is what the name suggests, it's basic. It has a low rate of around 10%, no fees monthly or yearly, interest is calculated month...       Full review 

      I have 2 Bendigo Bank Credit Cards: Basic Black Mastercard and RSPCA Visa Card with Rewards. Basic Black Mastercard: Is what the name suggests, it's basic. It has a low rate of around 10%, no fees monthly or yearly, interest is calculated monthly. Excellent back up credit card. RSPCA Visa: An amazing card. Monthly fee of $3 is a 100% donation to the RSPCA. At the end of FY you get the Tax Invoice to claim those monthly donations on tax. I have the rewards program which I believe has a tiny yearly fee. There are better rewards programs out there sure, but Bendigo recently revamped their rewards system, making it available online which is excellent. I have been with the Bank for 10 years. Besides the 2 credit cards, also have 2 daily transactions account, a savings account and home loan with them and have never, ever had an issue. We always get wonderful help from the staff and managers and quite simply I can confidently say I will never switch banks.


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      Bendigo Bank credit card reviewed by Belinda from Victoria

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        11. Overall customer rating
        12. (Reviewed 24 days ago)

      I like this product because we pay only an annual fee - no interest if paid out monthly, they have rewards system attached. The statements are very clear to understand. We needed an increase in security when we went overseas and it wasn't an issue...       Full review 

      I like this product because we pay only an annual fee - no interest if paid out monthly, they have rewards system attached. The statements are very clear to understand. We needed an increase in security when we went overseas and it wasn't an issue. The paper work was organised by the bank and all we had to do was to sign.


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      Bendigo Bank credit card reviewed by Gayle from Victoria

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        11. Overall customer rating
        12. (Reviewed about 1 month ago)

      I've been with Bendigo Bank for 6 years now I've found them competitive with the big banks in terms of Credit Cards. Also I really can't complain about their Customer Services as I have always found they are quick to respond and sort out issues in...       Full review 

      I've been with Bendigo Bank for 6 years now I've found them competitive with the big banks in terms of Credit Cards. Also I really can't complain about their Customer Services as I have always found they are quick to respond and sort out issues in little time in the few times I have had to use them.


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      Bendigo Bank credit card reviewed by Reg from Queensland

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        11. Overall customer rating
        12. (Reviewed about 1 month ago)

      I have found the staff extremely pleasant and helpful and a pleasure to deal with. Problems rarely occur. If any arise, they are dealt with by the staff with a minimum of fuss.       Full review 

      I have found the staff extremely pleasant and helpful and a pleasure to deal with. Problems rarely occur. If any arise, they are dealt with by the staff with a minimum of fuss.


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      Bendigo Bank credit card reviewed by Gwilym from Queensland

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        11. Overall customer rating
        12. (Reviewed 3 months ago)

      I only missed 1 payment, which was due to the Black Saturday Fires, I paid $1,000 the very next month, my monthly minimum payment was only $120, but I was served with a Summons, even though I had contacted the Bank to advise of my issue. I ha...       Full review 

      I only missed 1 payment, which was due to the Black Saturday Fires, I paid $1,000 the very next month, my monthly minimum payment was only $120, but I was served with a Summons, even though I had contacted the Bank to advise of my issue. I had never missed a payment ever before, and even though I paid the Credit Card off in full, the bank went ahead after this, and sued me in the Magistrates Court. I will never again Bank with Bendigo Bank ever again!


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      Bendigo Bank credit card reviewed by Tracey from Victoria

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        11. Overall customer rating
        12. (Reviewed 4 months ago)

      I like this Product because it is very easy to operate via the internet & the branch is near my home, the staff & also the manager are very friendly & helpful.       Full review 

      I like this Product because it is very easy to operate via the internet & the branch is near my home, the staff & also the manager are very friendly & helpful.


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      Bendigo Bank credit card reviewed by Linda from Victoria

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        11. Overall customer rating
        12. (Reviewed 4 months ago)

      credit card fees are too high       Full review 

      credit card fees are too high


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      Bendigo Bank credit card reviewed by Sherrie from Western Australia

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        11. Overall customer rating
        12. (Reviewed 4 months ago)

      The Bendigo Bank is a 'local' bank that serves the community. Their customer service is excellent and staff are approachable, helpful and treat you as a 'friend/neighbour'. I like the fact they have developed the Community bank concept where proce...       Full review 

      The Bendigo Bank is a 'local' bank that serves the community. Their customer service is excellent and staff are approachable, helpful and treat you as a 'friend/neighbour'. I like the fact they have developed the Community bank concept where proceeds are poured back into the community thus building the capacity and ownership of community development within small communities all over the country.


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      Bendigo Bank credit card reviewed by Barbara from Victoria

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        11. Overall customer rating
        12. (Reviewed 4 months ago)

      So far I can't really fault the Bendigo Bank. I would definately give them first choice over any other bank. They still actually have good customer service.       Full review 

      So far I can't really fault the Bendigo Bank. I would definately give them first choice over any other bank. They still actually have good customer service.


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      Bendigo Bank credit card reviewed by Barbara from Victoria

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        11. Overall customer rating
        12. (Reviewed 4 months ago)

      They've been very helpful to me       Full review 

      They've been very helpful to me


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      Bendigo Bank credit card reviewed by A from Australian Capital Territory

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        11. Overall customer rating
        12. (Reviewed 5 months ago)

      My experience with the Bemdigo bank is fantastic!! The rates are very competitive. They are always polite, friendly and efficient. They will always find a way to help if they possibly can. I will stay with them always       Full review 

      My experience with the Bemdigo bank is fantastic!! The rates are very competitive. They are always polite, friendly and efficient. They will always find a way to help if they possibly can. I will stay with them always


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      Bendigo Bank credit card reviewed by Susan from Queensland

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        11. Overall customer rating
        12. (Reviewed 5 months ago)

      The yearly charge is minimal, the rewards are varied and you can earn points very easily When we went overseas even in China the card was readily accepted and we could access money from ATMs over there with ease. I Love Bendigo Bank       Full review 

      The yearly charge is minimal, the rewards are varied and you can earn points very easily When we went overseas even in China the card was readily accepted and we could access money from ATMs over there with ease. I Love Bendigo Bank


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      Bendigo Bank credit card reviewed by Lyn from South Australia

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        11. Overall customer rating
        12. (Reviewed 5 months ago)

      good service and rates       Full review 

      good service and rates


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      Bendigo Bank credit card reviewed by Peter from South Australia

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        11. Overall customer rating
        12. (Reviewed 6 months ago)

      Acceptable everywhere, rewards programme, help always available on line, phone or in person, great old fashioned customer service, open Saturdays. Balance automatically direct debited from our account each month so no hassles with payment.       Full review 

      Acceptable everywhere, rewards programme, help always available on line, phone or in person, great old fashioned customer service, open Saturdays. Balance automatically direct debited from our account each month so no hassles with payment.


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      Bendigo Bank credit card reviewed by Carol from Victoria

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        11. Overall customer rating
        12. (Reviewed 7 months ago)

      This is a no frills or gimmicks credit card which is as different as day is to night compared to others; it literally is a Black & White Card PLUS the local Community benefits as well!       Full review 

      This is a no frills or gimmicks credit card which is as different as day is to night compared to others; it literally is a Black & White Card PLUS the local Community benefits as well!


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      Bendigo Bank credit card reviewed by Mike faro from Western Australia

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        11. Overall customer rating
        12. (Reviewed 7 months ago)

      I went to bendigo bank when NAB could not open an account because the account person was unavailable. bendigo bank opened my account and explained everything in a friendly and efficient manner and it was just the ordinary teller who helped me. I h...       Full review 

      I went to bendigo bank when NAB could not open an account because the account person was unavailable. bendigo bank opened my account and explained everything in a friendly and efficient manner and it was just the ordinary teller who helped me. I have been with them ever since, 10 for customer service.


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      Bendigo Bank credit card reviewed by Mandy from Victoria

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        11. Overall customer rating
        12. (Reviewed 7 months ago)

      Fantastic product, great service, not enough ATMs in rural areas, but we can bank through the post office now. Best credit card around, no complaints.       Full review 

      Fantastic product, great service, not enough ATMs in rural areas, but we can bank through the post office now. Best credit card around, no complaints.


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      Bendigo Bank credit card reviewed by Sandra from Queensland

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        11. Overall customer rating
        12. (Reviewed 7 months ago)

      All what other banks are trying to do now after losing customers which Bendigo has always done. A total trustworthy and always helpful in all ways of banking. Always available to explain products.       Full review 

      All what other banks are trying to do now after losing customers which Bendigo has always done. A total trustworthy and always helpful in all ways of banking. Always available to explain products.


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      Bendigo Bank credit card reviewed by Robert from Western Australia

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        11. Overall customer rating
        12. (Reviewed 7 months ago)

      I try not to use my credit card but emergencies do happen. I don't think that banks should charge a yearly fee when they recoup so much money from interest charged on these types of cards.       Full review 

      I try not to use my credit card but emergencies do happen. I don't think that banks should charge a yearly fee when they recoup so much money from interest charged on these types of cards.


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      Bendigo Bank credit card reviewed by Louise from Victoria

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        11. Overall customer rating
        12. (Reviewed 7 months ago)

      I have been to many banks over the past 30 years but honestly the Bendigo is the BEST. Their credit card options are great the best option is of course the interest rates. I have been with them since a branch started up in my nearest town and wil...       Full review 

      I have been to many banks over the past 30 years but honestly the Bendigo is the BEST. Their credit card options are great the best option is of course the interest rates. I have been with them since a branch started up in my nearest town and will never leave - unless of course if the branch would close Also they really look after the older account holders.


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      Bendigo Bank credit card reviewed by Margaret from Victoria

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        11. Overall customer rating
        12. (Reviewed 7 months ago)

      Great service from Bendigo Bank - should there be any unusual transactions on your credit card they are quick to notify or check if they are legitimate. Have reissued credit card very quickly when at risk of fraud. Lots of ATMs at convenient loc...       Full review 

      Great service from Bendigo Bank - should there be any unusual transactions on your credit card they are quick to notify or check if they are legitimate. Have reissued credit card very quickly when at risk of fraud. Lots of ATMs at convenient locations when needing to access cash.


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      Bendigo Bank credit card reviewed by Mary from South Australia

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        11. Overall customer rating
        12. (Reviewed 7 months ago)

      In the 15 years we have been with them, the staff have been marvellous both in our current and previous branches. No matter what state we are in there always seems to be a branch in most towns. They are always courteous and efficient and they see...       Full review 

      In the 15 years we have been with them, the staff have been marvellous both in our current and previous branches. No matter what state we are in there always seems to be a branch in most towns. They are always courteous and efficient and they seem to try to go that bit extra to make your transactions with them an enjoyable and helpful experience. I never leave the branch feeling like just a number.


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      Bendigo Bank credit card reviewed by Jeanette from Queensland

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        11. Overall customer rating
        12. (Reviewed 7 months ago)

      My review is purely based on customer service. Our branch manager is Tracy and recently I rang and enquired about possibly getting a car loan - Tracy was extreamly helpful and very polite and had the time to chat with me. She was even more than h...       Full review 

      My review is purely based on customer service. Our branch manager is Tracy and recently I rang and enquired about possibly getting a car loan - Tracy was extreamly helpful and very polite and had the time to chat with me. She was even more than happy to 'hold the line' so I could tend to my 8 week old baby.


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      Bendigo Bank credit card reviewed by Jillian from Queensland

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        11. Overall customer rating
        12. (Reviewed 9 months ago)

      My card was hacked some time ago,and I got all my money back with no stress at all, thanks to the staff at Bendigo Bank.       Full review 

      My card was hacked some time ago,and I got all my money back with no stress at all, thanks to the staff at Bendigo Bank.


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      Bendigo Bank credit card reviewed by Cheryl from Victoria

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        11. Overall customer rating
        12. (Reviewed 9 months ago)

      An awful bank with awful customer service. I have been to 3 different branches and used online and phone banking and will never recommend any of my friends or family to them.       Full review 

      An awful bank with awful customer service. I have been to 3 different branches and used online and phone banking and will never recommend any of my friends or family to them.


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      Bendigo Bank credit card reviewed by Tina from Victoria

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        11. Overall customer rating
        12. (Reviewed 9 months ago)

      Having a Bendigo account of any kind is not to bad if you live in a town with a branch or at least an atm, but if you move to a town that doesn't have these facilities it is very difficult and expensive to get access to your money. I am getting ri...       Full review 

      Having a Bendigo account of any kind is not to bad if you live in a town with a branch or at least an atm, but if you move to a town that doesn't have these facilities it is very difficult and expensive to get access to your money. I am getting rid of my accounts with the bendigo bank


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      Bendigo Bank credit card reviewed by Cassie from New South Wales

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        11. Overall customer rating
        12. (Reviewed 9 months ago)

      We like the product because we get reward points       Full review 

      We like the product because we get reward points


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      Bendigo Bank credit card reviewed by Michael from South Australia

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