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  • CUA home loan reviews

    How are CUA home loans rated by the Mozo community?

    86%

    Overall Mozo Community rating: 8.6 out of 10

    CUA home loans

    Overall rating: 8.6 (69 reviews)

    Last reviewed: 25 January 2012


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    Reviews: 172

    Thumbs up: 160 | Thumbs down: 12

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    Featured home loan from CUA

    • Basic Variable over $250k
    • variable rate

      6.54%
    • comparison rate

      6.60%

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      6.29%
    • comparison rate

      6.29%
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    • Professional Plus ($500,000+ and loan amount less than 80% of the property value)
    • variable rate

      6.30%
    • comparison rate

      6.64%
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    Recent CUA home loan reviews

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        1. Overall customer rating
        2. (Reviewed 7 days ago)

      The CUA staff are always friendly...nothing is too much trouble for them, they will go out of their way explaining their products to you...in short they care about their customers!       Full review 

      The CUA staff are always friendly...nothing is too much trouble for them, they will go out of their way explaining their products to you...in short they care about their customers!


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      CUA home loan reviewed by Claudette from Queensland

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        1. Overall customer rating
        2. (Reviewed 10 days ago)

      They were totally awesome from the moment we applied for the loan. Up to now, they have been totally helpful and any questions answered very promptly. Totally recommend them to anyone.       Full review 

      They were totally awesome from the moment we applied for the loan. Up to now, they have been totally helpful and any questions answered very promptly. Totally recommend them to anyone.


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      CUA home loan reviewed by Nick from New South Wales

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        1. Overall customer rating
        2. (Reviewed 22 days ago)

      The interest rate is always lower than the big 4 banks. There are no monthly fees. The online banking feature is incredibly simple and easy to use, and I use it to pay all my bills, which gives me more time with my family, rather than having to qu...       Full review 

      The interest rate is always lower than the big 4 banks. There are no monthly fees. The online banking feature is incredibly simple and easy to use, and I use it to pay all my bills, which gives me more time with my family, rather than having to queue up in a branch or post office to pay the bills. I think more people should be made aware of the benefits of using CUA, as they are a fantastic Credit Union, the employees are so polite and helpful, and I can only provide my opinion that they are the best bank around.


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      CUA home loan reviewed by Neil from Queensland

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        1. Overall customer rating
        2. (Reviewed 22 days ago)

      I like CUA because it is a credit union and treats their customers like humans and not just a number. Great Bank, would recommend them.       Full review 

      I like CUA because it is a credit union and treats their customers like humans and not just a number. Great Bank, would recommend them.


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      CUA home loan reviewed by Vicki from Queensland

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        1. Overall customer rating
        2. (Reviewed 22 days ago)

      The CUA homeloan is one that definitely competes with the 'big banks' where it comes to rates and features. The product gives us the flexibility that we look for in a homeloan. In terms of customer service: to the point, no hassle and questions ar...       Full review 

      The CUA homeloan is one that definitely competes with the 'big banks' where it comes to rates and features. The product gives us the flexibility that we look for in a homeloan. In terms of customer service: to the point, no hassle and questions are answered promptly. CUA really makes you feel welcome.


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      CUA home loan reviewed by Erwin from Queensland

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        1. Overall customer rating
        2. (Reviewed 24 days ago)

      Great customer service and friendly staff. They are great to deal with and offer many products (and more) than the major banks.       Full review 

      Great customer service and friendly staff. They are great to deal with and offer many products (and more) than the major banks.


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      CUA home loan reviewed by Leisa from Queensland

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        1. Overall customer rating
        2. (Reviewed about 1 month ago)

      The mobile lender that came to our home was great. Had everything that we needed. Has made follow up calls to make sure we are happy. Even sent a birthday card which he personally wrote in.       Full review 

      The mobile lender that came to our home was great. Had everything that we needed. Has made follow up calls to make sure we are happy. Even sent a birthday card which he personally wrote in.


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      CUA home loan reviewed by a Mozo reviewer from New South Wales

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        1. Overall customer rating
        2. (Reviewed about 1 month ago)

      Love CUA's honesty what you see on Cannex is what I am charged on my homeloan (1.5 years later). Staff have always been very helpful to me, given me time and concern when needed. Comparing CUA to the many banks & Credit Unions I have dealt with ye...       Full review 

      Love CUA's honesty what you see on Cannex is what I am charged on my homeloan (1.5 years later). Staff have always been very helpful to me, given me time and concern when needed. Comparing CUA to the many banks & Credit Unions I have dealt with yet, CUA has been the best. Thanks CUA.


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      CUA home loan reviewed by Jenny from Queensland

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        1. Overall customer rating
        2. (Reviewed about 1 month ago)

      CUA offers an excellent home loan product with a low variable interest rate, options including a fully offset everyday transaction account, redraw facility, unlimited free transactions, internet access just to mention a few of the features.       Full review 

      CUA offers an excellent home loan product with a low variable interest rate, options including a fully offset everyday transaction account, redraw facility, unlimited free transactions, internet access just to mention a few of the features.


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      CUA home loan reviewed by Michelle from Queensland

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        1. Overall customer rating
        2. (Reviewed about 1 month ago)

      We have been with CUA for over 15 years and never had any troubles with any of their products, they are always accomodating, no fees, always friendly [ no staff changes] even if I call the original branch where we set up our account, they still re...       Full review 

      We have been with CUA for over 15 years and never had any troubles with any of their products, they are always accomodating, no fees, always friendly [ no staff changes] even if I call the original branch where we set up our account, they still remember me by name. Won't even look at any other bank


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      CUA home loan reviewed by Sabina from Victoria

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        1. Overall customer rating
        2. (Reviewed 2 months ago)

      CUA are so easy to deal with and I really feel like they work for me and are not ripping me off. They offer frank and honest advice and are very down to earth. Overall, I know I have the best deal available.       Full review 

      CUA are so easy to deal with and I really feel like they work for me and are not ripping me off. They offer frank and honest advice and are very down to earth. Overall, I know I have the best deal available.


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      CUA home loan reviewed by Alicia from Victoria

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      Yes
        1. Overall customer rating
        2. (Reviewed 3 months ago)

      I switched to CUA many years ago after being with a long established bank. I was skeptical at first but have never had issues any inquiries have been answered quickly and promptly. The staff at our local branch are the best they know us by name an...       Full review 

      I switched to CUA many years ago after being with a long established bank. I was skeptical at first but have never had issues any inquiries have been answered quickly and promptly. The staff at our local branch are the best they know us by name and take a genuine interest. My children are now with them as well.


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      CUA home loan reviewed by Ann from New South Wales

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        1. Overall customer rating
        2. (Reviewed 3 months ago)

      The interest rates on the home loan is competitive, customer service is wonderful. You get friendly service, when you go to a branch they remember who you are, they try and help you in any way they can and you don't have to chase them up when they...       Full review 

      The interest rates on the home loan is competitive, customer service is wonderful. You get friendly service, when you go to a branch they remember who you are, they try and help you in any way they can and you don't have to chase them up when they say they will call you- because they actually will!


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      CUA home loan reviewed by a Mozo reviewer from New South Wales

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        1. Overall customer rating
        2. (Reviewed 3 months ago)

      They are one of the very few banks who offer TOTAL interest offset. My savings feel safe with them because they have very strict rules when lending money.       Full review 

      They are one of the very few banks who offer TOTAL interest offset. My savings feel safe with them because they have very strict rules when lending money.


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      CUA home loan reviewed by Rosie from Queensland

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        1. Overall customer rating
        2. (Reviewed 3 months ago)

      The interest rate on my home loan has always been approx .5% lower than the big four. Also their phone staff have always been helpful and online banking is a breeze - no cons only pros for me       Full review 

      The interest rate on my home loan has always been approx .5% lower than the big four. Also their phone staff have always been helpful and online banking is a breeze - no cons only pros for me


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      CUA home loan reviewed by Travis from Victoria

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        1. Overall customer rating
        2. (Reviewed 3 months ago)

      Our loan officer is excellent and even though he has moved on from this role, still helps us through our loan process. The product is great with added benefits like the ability to offset without all the rules that other banks have - they just u...       Full review 

      Our loan officer is excellent and even though he has moved on from this role, still helps us through our loan process. The product is great with added benefits like the ability to offset without all the rules that other banks have - they just use whatever your balance is on the day they do the calculation. We can also pay whatever way we like without penalty. Although they don't have all the products that other banks offer, CUA's home loans really are excellent value.


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      CUA home loan reviewed by Nicole from Queensland

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        1. Overall customer rating
        2. (Reviewed 4 months ago)

      Personalised service, great rates, no fees, make you feel like a valued customer, no queues in branches.       Full review 

      Personalised service, great rates, no fees, make you feel like a valued customer, no queues in branches.


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      CUA home loan reviewed by Tim from New South Wales

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        1. Overall customer rating
        2. (Reviewed 4 months ago)

      This product from CUA is great for our needs. CUA staff are great and they always have time for us. I have recommended this product to my family as it can suit anybody.       Full review 

      This product from CUA is great for our needs. CUA staff are great and they always have time for us. I have recommended this product to my family as it can suit anybody.


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      CUA home loan reviewed by Gay from Queensland

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        1. Overall customer rating
        2. (Reviewed 4 months ago)

      CUA has a very flexible mortgage package that has redraw, credit card, offset interest, and various repayment options.       Full review 

      CUA has a very flexible mortgage package that has redraw, credit card, offset interest, and various repayment options.


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      CUA home loan reviewed by Lynda from New South Wales

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        1. Overall customer rating
        2. (Reviewed 4 months ago)

      It has been a very flexible product to use, we would recommend it to any body.       Full review 

      It has been a very flexible product to use, we would recommend it to any body.


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      CUA home loan reviewed by Jon from Victoria

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        1. Overall customer rating
        2. (Reviewed 4 months ago)

      The CUA goes out of their way to help their members. The housing loan interest is at a good rate and we are able to make extra payments of any value that we wish.       Full review 

      The CUA goes out of their way to help their members. The housing loan interest is at a good rate and we are able to make extra payments of any value that we wish.


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      CUA home loan reviewed by Nikola from Victoria

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        2. (Reviewed 4 months ago)

      internet banking is not so user friendly customer service could be better and locations of branches are not so easy to find       Full review 

      internet banking is not so user friendly customer service could be better and locations of branches are not so easy to find


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      CUA home loan reviewed by Caroline from Victoria

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        1. Overall customer rating
        2. (Reviewed 4 months ago)

      CUA is great to deal with and couldn't be happier with the home loan       Full review 

      CUA is great to deal with and couldn't be happier with the home loan


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      CUA home loan reviewed by Wendy from Victoria

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        1. Overall customer rating
        2. (Reviewed 4 months ago)

      home loan interest rate should be on aggregate borrowing not individual loan size. Apart from that awesome features       Full review 

      home loan interest rate should be on aggregate borrowing not individual loan size. Apart from that awesome features


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      CUA home loan reviewed by Lisa from Queensland

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        1. Overall customer rating
        2. (Reviewed 4 months ago)

      I like CUA because they have always looked after our needs. I can ring the branch and know who I'm talking to. That counts for a lot to be treated as an individual and have a personal relationship with your bank.       Full review 

      I like CUA because they have always looked after our needs. I can ring the branch and know who I'm talking to. That counts for a lot to be treated as an individual and have a personal relationship with your bank.


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      CUA home loan reviewed by Liz from Queensland

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        2. (Reviewed 5 months ago)

      Guys, to save a $200/yr, would be worthwhile going with another bank. CUA work out of QLD Head office, so paperwork, approvals, FHOG, refinancing all happens from there - the local branches in Vic are quite incompetent when it comes to presenting ...       Full review 

      Guys, to save a $200/yr, would be worthwhile going with another bank. CUA work out of QLD Head office, so paperwork, approvals, FHOG, refinancing all happens from there - the local branches in Vic are quite incompetent when it comes to presenting customer issues to QLD Head office. Local branched in Vic caused us grief after they lodged our FHOG incorrectly, our SRO application was incorreclty lodged as well. Their evaluator was not competant enough, so as to be able to handle insurance paperwork which was under body corporate documentation. CUA took 55 days after settlement to fix the issue with incorrectly lodged FHOG, SRO - this caused us great grief, lost interest and lost confidence. We certainly do not recommend going with CUA and stick with another smaller bank. CUA will often claim they are not a bank, so rightly said. So be aware of issues when it comes to a bank loan with them.


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      CUA home loan reviewed by R from Victoria

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        2. (Reviewed 5 months ago)

      CUA are brilliant in everything they offer. Their focus is giving me the best product for my needs as opposed to raping my account. For this reason I will always be happy to sing their praises.       Full review 

      CUA are brilliant in everything they offer. Their focus is giving me the best product for my needs as opposed to raping my account. For this reason I will always be happy to sing their praises.


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      CUA home loan reviewed by Mike from Queensland

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        2. (Reviewed 5 months ago)

      I am treated as a valued customer & I feel as though the Credit Union want to assist me in maintaining a viable mortgage while allowing us the freedom of redraw even though we are pension recipients.       Full review 

      I am treated as a valued customer & I feel as though the Credit Union want to assist me in maintaining a viable mortgage while allowing us the freedom of redraw even though we are pension recipients.


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      CUA home loan reviewed by Charm from New South Wales

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        2. (Reviewed 5 months ago)

      I love my home loan with CUA because the staff are always willing to help with my enquiries, the rates are very competitive and I have paid off much of my loan very quickly and not been penalised.       Full review 

      I love my home loan with CUA because the staff are always willing to help with my enquiries, the rates are very competitive and I have paid off much of my loan very quickly and not been penalised.


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      CUA home loan reviewed by Leigh from Queensland

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        2. (Reviewed 5 months ago)

      Non profit, no fees no gimmicks and no catches.       Full review 

      Non profit, no fees no gimmicks and no catches.


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      CUA home loan reviewed by Emma from New South Wales

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