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We had a personal loan with them that had accident insurance. My husband had a bad accident and was permanently left with a disability and we had to fight with them to get them to accept the claim. Full review
We had a personal loan with them that had accident insurance. My husband had a bad accident and was permanently left with a disability and we had to fight with them to get them to accept the claim.
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YesThe customer service is terrible. They harrass you but dont look after your needs. They tell you different information each time you ring. I would never deal with them again or recommend them to anyone. Full review
The customer service is terrible. They harrass you but dont look after your needs. They tell you different information each time you ring. I would never deal with them again or recommend them to anyone.
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YesThey have call centre customer service and you are waiting on the phone why they transfer and tranfer and so on. They also lost a $3500.00 pay out cheque that took six months to find out what happened. mean while i had to pay injterest on another ... Full review
They have call centre customer service and you are waiting on the phone why they transfer and tranfer and so on. They also lost a $3500.00 pay out cheque that took six months to find out what happened. mean while i had to pay injterest on another account because of it. Iwould not recomend this company to anyone. It may of been easier if they had a branch to walk into and sort out problems .
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Yesflexibility of interest rates. motivates me towards this product. people should take interest in this product. Full review
flexibility of interest rates. motivates me towards this product. people should take interest in this product.
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YesOverall I found the product quite good with competitive rates being offered. Customer service is very good. Full review
Overall I found the product quite good with competitive rates being offered. Customer service is very good.
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YesIf you are on a pension or want a check to clear. I will always take an extra day than local banks. My pension gets paid in on Thursday but I can not depend on it being there till Friday. Full review
If you are on a pension or want a check to clear. I will always take an extra day than local banks. My pension gets paid in on Thursday but I can not depend on it being there till Friday.
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YesThe low interest rate is attractive, but beware of the terms as it was applied to the begainning only, then the interest rate was almost the same as other banks. Full review
The low interest rate is attractive, but beware of the terms as it was applied to the begainning only, then the interest rate was almost the same as other banks.
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YesNever again, worst experience ever, over priced, too many fees, very tricky. Cant wait to finish paying of my loan so i dont have to deal with this incompitant company again. Full review
Never again, worst experience ever, over priced, too many fees, very tricky. Cant wait to finish paying of my loan so i dont have to deal with this incompitant company again.
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YesConstant phone calls, lack of communication between themselves, not listening to customer when saying when they are available to contact...over and over... Full review
Constant phone calls, lack of communication between themselves, not listening to customer when saying when they are available to contact...over and over...
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YesNot at all competitive with offers from other banks at the moment. Full review
Not at all competitive with offers from other banks at the moment.
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YesWe had financial difficulties and although they assisted us after begging and filling in mountains of paper work they would still charge us late fees which would put us over the credit limit and then they would charge us for being over the credit ... Full review
We had financial difficulties and although they assisted us after begging and filling in mountains of paper work they would still charge us late fees which would put us over the credit limit and then they would charge us for being over the credit limit. Although we always tried to make payments or arrangements they were inflexible and hounded us constantly to the point of despair.
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Yeshigh interest rate, rude staff who are highly scripted and unable to adapt to customers needs Full review
high interest rate, rude staff who are highly scripted and unable to adapt to customers needs
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YesNo face to face interaction available, still a bit confused as to whether this was our best option. Full review
No face to face interaction available, still a bit confused as to whether this was our best option.
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YesMy personal loan at Citibank works okay, I have not had any problem with them so far. Full review
My personal loan at Citibank works okay, I have not had any problem with them so far.
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YesWhat Citibank offered me in terms of personal loans didn't meet my needs and therefore hasn't helped me in any way. Full review
What Citibank offered me in terms of personal loans didn't meet my needs and therefore hasn't helped me in any way.
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YesCitibank's Ready credit personal loan is too easy to get and not very flexible. Full review
Citibank's Ready credit personal loan is too easy to get and not very flexible.
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YesMy Citibank personal loan is fantastic - it is flexible and very accessible and has no annual fee! Full review
My Citibank personal loan is fantastic - it is flexible and very accessible and has no annual fee!
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YesCitibank has very high fees and charges and interest rates, I would never use them again once I get rid of this loan. Everyone you speak to at the bank has very poor english. Full review
Citibank has very high fees and charges and interest rates, I would never use them again once I get rid of this loan. Everyone you speak to at the bank has very poor english.
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