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Great customer service, poor rates
I have found this bank to have the best 'after sale' service. However, the interest rate on our car was not competitive. We should have looked around and we didn't. I have regrets. Full review
I have found this bank to have the best 'after sale' service. However, the interest rate on our car was not competitive. We should have looked around and we didn't. I have regrets.
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YesCBA # 1 in customer service always
I like my car loan even if interest isn't the lowest because i still have it to run from A to B.. On a low salary i still mange to pay it without being so short on money (sometimes) i have just under 2500 left on my loan and I've paid 12500 over a... Full review
I like my car loan even if interest isn't the lowest because i still have it to run from A to B.. On a low salary i still mange to pay it without being so short on money (sometimes) i have just under 2500 left on my loan and I've paid 12500 over a 4 year period. its depressing at the same time because my cars plays up a lot but even by paying this loan shows me i can actually save money once this is done and continue putting money away. i have told my friends about it too because also when it was approved everything was done within a week or two and i drove away in my new car- so at the end of the day im still smiling :)
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YesBunch of jokers
They have had issues direct debting when I have plenty of money but they still want more and charge me a late fee with interest. Bunch of jokers. Full review
They have had issues direct debting when I have plenty of money but they still want more and charge me a late fee with interest. Bunch of jokers.
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YesCar loans are a bad idea, the bank is like an insurance company they ask so many questions and even if you are desperate for a loan, the end product is that they will not give it to you according to your horrible situation of being desperate for o... Full review
Car loans are a bad idea, the bank is like an insurance company they ask so many questions and even if you are desperate for a loan, the end product is that they will not give it to you according to your horrible situation of being desperate for one to get on with daily life they are interested in their own investment and your job so they know you can pay it off for sure.
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YesApart from the set up of the account and friendly customer assistant... The product is a shot in the foot, high interest rates, no rewards if your a customer who pays the repayment on time everytime, no acknowledgment, high dishonor fee Of $25 IF ... Full review
Apart from the set up of the account and friendly customer assistant... The product is a shot in the foot, high interest rates, no rewards if your a customer who pays the repayment on time everytime, no acknowledgment, high dishonor fee Of $25 IF payment is late... But apart from the negatives there are a few positives: fixed or variable rate, up to 7 years to repay the loan, less waiting time on the phone/in person, professional customer service and professional staff compared to other banks.
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YesI loved getting my loan through the CBA. I went to a Branch I had not visited before and they were very welcoming. The best experience I have had at a bank, ever. I was explained everything clearly, given time to consider my options and shop aroun... Full review
I loved getting my loan through the CBA. I went to a Branch I had not visited before and they were very welcoming. The best experience I have had at a bank, ever. I was explained everything clearly, given time to consider my options and shop around, and when I had made my decision; the formalities were handled quickly and professionally. I got my draw down promptly and was able to get my car! The staff at the bank, even those not involved in my loan asked me with genuine interest about my car and what I had chosen. I have since visited that branch and received wonderful service. I have also had staff on the phone service give equally helpful and friendly service when answering my questions about my loan. I will bank with CBA again and recommend them to my friends.
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YesBasically have to bend over backwards to obtain a loan! They want to know everything for the smallest amount and thats even if you have salary paid into their accounts! Full review
Basically have to bend over backwards to obtain a loan! They want to know everything for the smallest amount and thats even if you have salary paid into their accounts!
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YesLease agreement. Very efficiently managed online application. Attended local branch to sign docs. All signed, sealed and delivered within 7 days. Appreciated the meet and greet at the bank when I arrived. A very positive and easy experience. Full review
Lease agreement. Very efficiently managed online application. Attended local branch to sign docs. All signed, sealed and delivered within 7 days. Appreciated the meet and greet at the bank when I arrived. A very positive and easy experience.
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YesI have had nothing but a positive time with my loan, other than i have to pay it back. Customer support is fantastic, i find staff at bank really helpful. Full review
I have had nothing but a positive time with my loan, other than i have to pay it back. Customer support is fantastic, i find staff at bank really helpful.
1 person found this review helpful – do you?
YesI used a broker to source this product. I got a loan through them when no-one else would give me one. The rates were great and there were no hidden surprises.I was very happy and I forgot I was even paying it off over 5 years because there were no... Full review
I used a broker to source this product. I got a loan through them when no-one else would give me one. The rates were great and there were no hidden surprises.I was very happy and I forgot I was even paying it off over 5 years because there were no problems or issues.
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Yeswas easy to pay weekly Full review
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YesI think there would be better options out there and feel like the bank doesn't care about me even though I have been banking with them since I was 5 yrs old. No customer loyalty program/ benefits :( Full review
I think there would be better options out there and feel like the bank doesn't care about me even though I have been banking with them since I was 5 yrs old. No customer loyalty program/ benefits :(
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Yesthe loan was easy to apply for and the answer was fast and direct,and the staff professional. the repayments were afordable,and everything down to the finest detail was explained. Full review
the loan was easy to apply for and the answer was fast and direct,and the staff professional. the repayments were afordable,and everything down to the finest detail was explained.
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YesBest car loan. The application was completed and filled in really quickly and conveniently for me. Loan approved on the spot. reasonable interest charged. Full review
Best car loan. The application was completed and filled in really quickly and conveniently for me. Loan approved on the spot. reasonable interest charged.
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Yeshavent had any contact with this provider all seems to be going as planned with payments being direct debited each month Full review
havent had any contact with this provider all seems to be going as planned with payments being direct debited each month
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YesI had a car accident in November and have been trying to get through the line without success. Noone bother to return my calls. Full review
I had a car accident in November and have been trying to get through the line without success. Noone bother to return my calls.
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YesI found their product easy to understand and the interest rate was competitive. Full review
I found their product easy to understand and the interest rate was competitive.
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YesI pay my car with a deposit book and if i have any problems or concerns the staff are more than willing to help. They always smile at me and are very pleasant even if they are having a bad day. I always feel better after on an off day myself when ... Full review
I pay my car with a deposit book and if i have any problems or concerns the staff are more than willing to help. They always smile at me and are very pleasant even if they are having a bad day. I always feel better after on an off day myself when i have visited the Commonwealth bank in Sunbury Victoria.
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YesComm bank was good because being a student they gave me no fees on any of my accounts, although it is due to expire now so i will probably get fees now. All the staff at our local branch are really friendly, helpfull and remember who u are when yo... Full review
Comm bank was good because being a student they gave me no fees on any of my accounts, although it is due to expire now so i will probably get fees now. All the staff at our local branch are really friendly, helpfull and remember who u are when you walk through the door.
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Yesthey charge extra , percentage on car loans Full review
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YesThey gave me a break when I was getting divorced Full review
1 person found this review helpful – do you?
YesIt has a steady interest rate and wont charge as much interest as other banks. Full review
It has a steady interest rate and wont charge as much interest as other banks.
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YesLiving in a small community has it's benefits, short (if any) queues and friendly personal service. The car loan was quick & easy from application to approval. Full review
Living in a small community has it's benefits, short (if any) queues and friendly personal service. The car loan was quick & easy from application to approval.
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YesI liked this product because they provided me with what I needed at the time with minimal effort, exceptional service and in haste time. It was super easy for me to apply and to get approved. Full review
I liked this product because they provided me with what I needed at the time with minimal effort, exceptional service and in haste time. It was super easy for me to apply and to get approved.
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Yesinterest to high Full review
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Yeswell i tried to get the car loan from them as I already have the account with them. I have to visit the branches for and the customer service officer gives me all the wrong info and finally told me that i could not get a loan. I wouldn't recommen... Full review
well i tried to get the car loan from them as I already have the account with them. I have to visit the branches for and the customer service officer gives me all the wrong info and finally told me that i could not get a loan. I wouldn't recommend anyone to get the loan from them. Thanks to ANZ they gave me the loan and I've got a car finally.
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Yesthe interest rate p.a is very high but that doesn't really bother me because they're supposed to be high because its a different loan to a personal one. Full review
the interest rate p.a is very high but that doesn't really bother me because they're supposed to be high because its a different loan to a personal one.
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YesThis is a great product offered with a great interest rate. CBA staff are very helpful and guide you through every step required to ensure you are getting the best deal. Full review
This is a great product offered with a great interest rate. CBA staff are very helpful and guide you through every step required to ensure you are getting the best deal.
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YesA large and greedy bank with at times tired and paunchy staff to serve you. Full review
A large and greedy bank with at times tired and paunchy staff to serve you.
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YesTaking out the loan was very easy - all down to our local branch at Erina NSW. The staff there could not be more friendly and helpful. After moving to the area it only took 2-3 visits before the staff remembered our names. We have never stood in l... Full review
Taking out the loan was very easy - all down to our local branch at Erina NSW. The staff there could not be more friendly and helpful. After moving to the area it only took 2-3 visits before the staff remembered our names. We have never stood in line and waited to speak to a member of staff for more than 2 minutes. The explained the product fully and gave us plenty of time to review the literature before deciding to take out the loan. Amy
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