interest rate
annual fee
interest rate
annual fee
Insurance is worthless!! I was out of work July to beginning of Sept 2011 and just under my limit & rang the bank to try to defer BANK charges til work started again early sept so I wasn't over my limit. I was told to cancel my card to stop the ch... Full review
Insurance is worthless!! I was out of work July to beginning of Sept 2011 and just under my limit & rang the bank to try to defer BANK charges til work started again early sept so I wasn't over my limit. I was told to cancel my card to stop the charges. WRONG!! The charges kept accumulating and now I have a dead card. I have made 6 months payments in 1 month & can't get my card re-instated til a review in July 2012. NOT HAPPY JAN!! the continual harassment and misinformation resulted in me closing all my accounts that I held for 27 years and going to ANZ instead
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type of card
account fee
type of card
I love my debit card. It gives me the flexibility to shop on line, pay at the counter for things and the need to not carry too much cash in my purse. Full review
I love my debit card. It gives me the flexibility to shop on line, pay at the counter for things and the need to not carry too much cash in my purse.
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Yesvariable rate
comparison rate
fixed 1 year rate
comparison rate
think three times
A personal loan is a big mistake that follows you everywhere. Unless you can make money out of it. Keep away from it. Full review
A personal loan is a big mistake that follows you everywhere. Unless you can make money out of it. Keep away from it.
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Yesfixed 1 year rate
comparison rate
fixed 1 year rate
comparison rate
Car loans are a bad idea, the bank is like an insurance company they ask so many questions and even if you are desperate for a loan, the end product is that they will not give it to you according to your horrible situation of being desperate for o... Full review
Car loans are a bad idea, the bank is like an insurance company they ask so many questions and even if you are desperate for a loan, the end product is that they will not give it to you according to your horrible situation of being desperate for one to get on with daily life they are interested in their own investment and your job so they know you can pay it off for sure.
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Yesvariable rate
intro rate
variable rate
intro rate
I was offered a premium banking service which results in a discount on the variable rate. This will save me a lot of money over the life of the loan. Check you can make extra payments and that there is no penalty for early payment. Full review
I was offered a premium banking service which results in a discount on the variable rate. This will save me a lot of money over the life of the loan. Check you can make extra payments and that there is no penalty for early payment.
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Yesspecial rate
account fee
account fee
minimum balance
good website expensive rates
I do not use this bank anymore. Great website but $5.00 fees every month are too expensive. Full review
I do not use this bank anymore. Great website but $5.00 fees every month are too expensive.
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Yesaccount fee
interest rate
account fee
interest rate
I like Commonwealth Bank accounts because they help me achieve good money management through good rates, accessibility to ATM's and great customer service. Unfortunately, there is still a $4 per month account keeping fee. The best part of having a... Full review
I like Commonwealth Bank accounts because they help me achieve good money management through good rates, accessibility to ATM's and great customer service. Unfortunately, there is still a $4 per month account keeping fee. The best part of having a Commonwealth Bank account is the free accessibility to Bankwest ATMs and Commonwealth Bank ATMs in Asia, where I often holiday.
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minimum deposit
interest rate
minimum deposit
I like the Goal Saver term deposit account because the interest is quite high if you follow the rules. 6% pa. Otherwise it is 3%pa. The benefits of this account is that it encourages you to save by limiting you to one withdrawal a month and... Full review
I like the Goal Saver term deposit account because the interest is quite high if you follow the rules. 6% pa. Otherwise it is 3%pa. The benefits of this account is that it encourages you to save by limiting you to one withdrawal a month and you must have $200 more in the account than you did at the start of the month to receive the bonus interest. This account isn't for you if you need a flexible account that gives you access to your money freely without loosing the bonus interest. It should be used as a way to save money that you know you won't need in the short term. As a student at University I have found this account to be more than satisfactory as it set me on a disciplined route to save my meager earnings. I was able to save over $7000 in less than one year thanks to this account (which is excellent considering I can only work one day a week) I would recommend this account to anyone that has a long term goal in mind and wants to stick to regular payments with no penalties if you decide that you need the money one day and withdraw it all, as you are not in any contract.
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