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  • Community CPS home loan reviews

    How are Community CPS home loans rated by the Mozo community?

    85%

    Overall Mozo Community rating: 8.5 out of 10

    Community CPS home loans

    Overall rating: 8.5 (20 reviews)*

    Last reviewed: 17 May 2012


    1. Overall customer rating
    1. Price
    1. Features
    1. Service
    1. Convenience
    1. Trust

    * based on reviews in the past 12 months

    Reviews: 33

    Thumbs up: 32 | Thumbs down: 1

    Featured home loan from Community CPS

    • Standard Variable Loan
    • variable rate

      6.84%

    • comparison rate

      6.89%


    Other home loans

    • Fixed Rate Loan ($100k to $250k) (Professional Package)
    • fixed 1 year rate

      5.99%

    • comparison rate

      6.73%

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    • Online Home Loan
    • variable rate

      5.97%

    • comparison rate

      5.97%

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    Recent Community CPS home loan reviews

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    • WOW factor service and products that satifies me

        1. Overall customer rating
        2. (Reviewed 2 months ago)

      After Loans Officer questioned my needs, I decided to take the basic product as this was exactly what I needed. There is no redraw facility and there is a monthly fee but the interest rate is good and I do not want to redraw as my goal is to pay ...       Full review 

      After Loans Officer questioned my needs, I decided to take the basic product as this was exactly what I needed. There is no redraw facility and there is a monthly fee but the interest rate is good and I do not want to redraw as my goal is to pay off the loan asap.


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      Community CPS home loan reviewed by Dawn from Victoria

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      Yes
        1. Overall customer rating
        2. (Reviewed 4 months ago)

      Whenever I've had a problem or question I talk to a person straight away, first up and they help me then and there. I don't have to explain my problem to a machine and then repeat it to 5 different people. I don't understand why people stay with b...       Full review 

      Whenever I've had a problem or question I talk to a person straight away, first up and they help me then and there. I don't have to explain my problem to a machine and then repeat it to 5 different people. I don't understand why people stay with banks. Community CPS actually know what customer service means!!


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      Community CPS home loan reviewed by Kathy from South Australia

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      Yes
        1. Overall customer rating
        2. (Reviewed 4 months ago)

      The people who work here remember you when you go into the branch, they are very friendly, cheaper fees than the banks, and they made us pinnacle members for life for bringing over our loan.       Full review 

      The people who work here remember you when you go into the branch, they are very friendly, cheaper fees than the banks, and they made us pinnacle members for life for bringing over our loan.


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      Community CPS home loan reviewed by Nicole from South Australia

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      Yes
        1. Overall customer rating
        2. (Reviewed 7 months ago)

      Customer service is fantastic. I only have to ring my bank manager & he will come out to our home at short notice to sign paper work or answer any questions, unbelievable service.       Full review 

      Customer service is fantastic. I only have to ring my bank manager & he will come out to our home at short notice to sign paper work or answer any questions, unbelievable service.


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      Community CPS home loan reviewed by Mark from South Australia

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      Yes
        1. Overall customer rating
        2. (Reviewed 7 months ago)

      I have tried other options with some very bad results but since coming across CPS, I have been over whelmed by their support and ongoing assistance in giving me the best options available.       Full review 

      I have tried other options with some very bad results but since coming across CPS, I have been over whelmed by their support and ongoing assistance in giving me the best options available.


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      Community CPS home loan reviewed by Robert from South Australia

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      Yes
        1. Overall customer rating
        2. (Reviewed 8 months ago)

      Community CPS is a bank that sticks too what they tell you at the start. We have been with this bank since they started in ACT, and they have never let us down even after my husband passed away last year. They have been strong and supportive to me...       Full review 

      Community CPS is a bank that sticks too what they tell you at the start. We have been with this bank since they started in ACT, and they have never let us down even after my husband passed away last year. They have been strong and supportive to me, and I will always stay with CPS.


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      Community CPS home loan reviewed by Michele from Australian Capital Territory

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      Yes
        1. Overall customer rating
        2. (Reviewed 8 months ago)

      CPS Credit Union are competitive and fair. They value their customers.       Full review 

      CPS Credit Union are competitive and fair. They value their customers.


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      Community CPS home loan reviewed by Vicki from South Australia

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      Yes
        1. Overall customer rating
        2. (Reviewed 9 months ago)

      I've been with thee for many years since they where CPS credit union for Commonwealth Employees. I have referred many friends to them, and recently whilst visiting friends in WA, told them about it as they were impressed at the ease of finding thi...       Full review 

      I've been with thee for many years since they where CPS credit union for Commonwealth Employees. I have referred many friends to them, and recently whilst visiting friends in WA, told them about it as they were impressed at the ease of finding things. I have since opened and Acct with them


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      Community CPS home loan reviewed by Cheryl from South Australia

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      Yes
        1. Overall customer rating
        2. (Reviewed 9 months ago)

      They tailored the home loan to suit our needs and since they dont charge account keeping fees it worked out to be the cheapest way to get a home loan that the Large Banks. Very happy with there service would not change banks!       Full review 

      They tailored the home loan to suit our needs and since they dont charge account keeping fees it worked out to be the cheapest way to get a home loan that the Large Banks. Very happy with there service would not change banks!


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      Community CPS home loan reviewed by Liz from South Australia

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      Yes
        1. Overall customer rating
        2. (Reviewed 11 months ago)

      The CPS helped me out of a problem of selling a house when my ex and I parted ways. No other banking institute would help.       Full review 

      The CPS helped me out of a problem of selling a house when my ex and I parted ways. No other banking institute would help.


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      Community CPS home loan reviewed by Steve from Australian Capital Territory

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      Yes
        1. Overall customer rating
        2. (Reviewed about 1 year ago)

      I have always been treated with the greatest respect by all the staff. My needs have always been met. This is my third home loan with the Community CPS credit union and have strongly advised all my friends and family to give the banks a miss and ...       Full review 

      I have always been treated with the greatest respect by all the staff. My needs have always been met. This is my third home loan with the Community CPS credit union and have strongly advised all my friends and family to give the banks a miss and go Community CPS.


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      Community CPS home loan reviewed by Rodger from Australian Capital Territory

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      Yes
        1. Overall customer rating
        2. (Reviewed about 1 year ago)

      it's about service not cost necessarily get plenty personalised service with no account fees       Full review 

      it's about service not cost necessarily get plenty personalised service with no account fees


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      Community CPS home loan reviewed by Robyn from New South Wales

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      Yes
        1. Overall customer rating
        2. (Reviewed about 1 year ago)

      Our financial advisor has been on our side since we took out our Genius package. He now isn't our financial advisor, but we went back to him when we needed to remortgage. He made the process quick and easy, and advised us step by step the process,...       Full review 

      Our financial advisor has been on our side since we took out our Genius package. He now isn't our financial advisor, but we went back to him when we needed to remortgage. He made the process quick and easy, and advised us step by step the process, and other options for us to consider. Very good experience!


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      Community CPS home loan reviewed by Jo from South Australia

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      Yes
        1. Overall customer rating
        2. (Reviewed about 1 year ago)

      Very helpful staff, good product and extremely competitive rates.       Full review 

      Very helpful staff, good product and extremely competitive rates.


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      Community CPS home loan reviewed by Chris from South Australia

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      Yes
        1. Overall customer rating
        2. (Reviewed over 1 year ago)

      On limited income we needed funds to plan our new home for retirement. They advanced funds when other financial institutions wouldn't. Their interest rate was most competitive. Their local (ACT) staff give great customer service. Mind you the lo...       Full review 

      On limited income we needed funds to plan our new home for retirement. They advanced funds when other financial institutions wouldn't. Their interest rate was most competitive. Their local (ACT) staff give great customer service. Mind you the loan was covered by approx 4 times the security - the house we currently reside in.


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      Community CPS home loan reviewed by Trevor from New South Wales

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        1. Overall customer rating
        2. (Reviewed over 1 year ago)

      Have found some bankers are good and others are not so interested. I do think Community CPS Credit Union is basically quite good in most products they supply.       Full review 

      Have found some bankers are good and others are not so interested. I do think Community CPS Credit Union is basically quite good in most products they supply.


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      Community CPS home loan reviewed by a Mozo reviewer from South Australia

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      Yes
        1. Overall customer rating
        2. (Reviewed almost 2 years ago)

      They break their own contracts by backdating interest rises that have acknowledged as wrong but do nothing to change. They inconsistently charge fees for their damaged credit cards that are not the fault of the customer. They pass on unreasonabl...       Full review 

      They break their own contracts by backdating interest rises that have acknowledged as wrong but do nothing to change. They inconsistently charge fees for their damaged credit cards that are not the fault of the customer. They pass on unreasonable interest rate rises at their will. Their overseas contacts are hopeless. Their fees are forever changing.


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      Community CPS home loan reviewed by Don from South Australia

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      Yes
        1. Overall customer rating
        2. (Reviewed almost 2 years ago)

      Their rates are competitive and they didn't apply the first two rate rises. Their service is fantastic and you can get a discounted rate if you are a high savings/borrowings customer.       Full review 

      Their rates are competitive and they didn't apply the first two rate rises. Their service is fantastic and you can get a discounted rate if you are a high savings/borrowings customer.


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      Community CPS home loan reviewed by Annette from South Australia

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      Yes
        1. Overall customer rating
        2. (Reviewed almost 2 years ago)

      The staff at CPS were so helpful and so kind. I have never seen staff at a bank work so hard to help clients. Whenever I call, the staff are so friendly and so helpful and I have never had to wait on hold for someone to answer the phone when calli...       Full review 

      The staff at CPS were so helpful and so kind. I have never seen staff at a bank work so hard to help clients. Whenever I call, the staff are so friendly and so helpful and I have never had to wait on hold for someone to answer the phone when calling the call center. I went to Community CPS thinking they wouldn't be able to help me as all other banks had said they couldn't help me.


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      Community CPS home loan reviewed by Randal from South Australia

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      Yes
        1. Overall customer rating
        2. (Reviewed almost 2 years ago)

      they're a good bank and make it very easy for me. no bad reports from me about cps       Full review 

      they're a good bank and make it very easy for me. no bad reports from me about cps


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      Community CPS home loan reviewed by William from South Australia

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      Yes
        1. Overall customer rating
        2. (Reviewed about 2 years ago)

      I like the redraw facility and the ease of knowing it's all automatically paid for every pay day, without me having to do anything.       Full review 

      I like the redraw facility and the ease of knowing it's all automatically paid for every pay day, without me having to do anything.


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      Community CPS home loan reviewed by Alison from South Australia

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      Yes
        1. Overall customer rating
        2. (Reviewed over 2 years ago)

      It's just plain easy. I have been with Community CPS for many years for all my monetary needs and have never had a problem with their services or communication.       Full review 

      It's just plain easy. I have been with Community CPS for many years for all my monetary needs and have never had a problem with their services or communication.


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      Community CPS home loan reviewed by Karen from South Australia

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      Yes
        1. Overall customer rating
        2. (Reviewed over 2 years ago)

      This bank has helped us with everything from re-financing to setting up saving accounts and just recently a car loan. They are so helpful, both in person and over the phone. They make you feel like you really matter.       Full review 

      This bank has helped us with everything from re-financing to setting up saving accounts and just recently a car loan. They are so helpful, both in person and over the phone. They make you feel like you really matter.


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      Community CPS home loan reviewed by Helen from Australian Capital Territory

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      Yes
        1. Overall customer rating
        2. (Reviewed over 2 years ago)

      I love the line of credit loan, very handy.       Full review 

      I love the line of credit loan, very handy.


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      Community CPS home loan reviewed by Rachel from South Australia

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      Yes
        1. Overall customer rating
        2. (Reviewed over 2 years ago)

      Good interest rate and exceptional personal service       Full review 

      Good interest rate and exceptional personal service


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      Community CPS home loan reviewed by David from South Australia

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      Yes
        1. Overall customer rating
        2. (Reviewed over 2 years ago)

      Community CPS were easy to understand and explained everything well       Full review 

      Community CPS were easy to understand and explained everything well


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      Community CPS home loan reviewed by Soraya kelly from South Australia

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