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  • Community CPS savings account reviews

    How are Community CPS savings accounts rated by the Mozo community?

    83%

    Overall Mozo Community rating: 8.3 out of 10

    Community CPS savings accounts

    Overall rating: 8.3 (42 reviews)*

    Last reviewed: 24 March 2012


    1. Overall customer rating
    1. Price
    1. Features
    1. Service
    1. Convenience
    1. Trust

    * based on reviews in the past 12 months

    Reviews: 95

    Thumbs up: 86 | Thumbs down: 9

    Featured savings account from Community CPS

    • BU Savings Account
    • interest rate

      3.00%

    • account fee

      $0.00


    Other savings accounts

    • Progress Saver
    • special rate

      5.26%

    • interest rate

      0.01%

    • Go to site
       
    • UniSaver
    • interest rate

      0.05%

    • account fee

      $0.00

    • Go to site
       

    Compare all savings accounts

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    Recent Community CPS savings account reviews

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    • Ordinary, working-class customers unwelcome

        1. Overall customer rating
        2. (Reviewed 4 days ago)

      Fee structure is VERY difficult to understand, varies according to your 'financial relationship' with the bank - the more money in your account and/or the more you owe, the lower the fees, so those who can least afford to pay high fees - low to mi...       Full review 

      Fee structure is VERY difficult to understand, varies according to your 'financial relationship' with the bank - the more money in your account and/or the more you owe, the lower the fees, so those who can least afford to pay high fees - low to middle income earners with very few savings and can't afford a home or personal loan - are the ones being charged the highest fees.


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      Community CPS savings account reviewed by Ruth from Australian Capital Territory

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    • Great customer service and phone banking

        1. Overall customer rating
        2. (Reviewed about 1 month ago)

      PROS: Great customer service and phone banking they are always very polite and very helpful. It is quite easy to set up new accounts. CONS: All i can think of is that they don't have many branches.       Full review 

      PROS: Great customer service and phone banking they are always very polite and very helpful. It is quite easy to set up new accounts. CONS: All i can think of is that they don't have many branches.


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      Community CPS savings account reviewed by Ange from South Australia

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    • fantabulous customer service

        1. Overall customer rating
        2. (Reviewed about 1 month ago)

      they are a great credit union, the best in my opinion. They have understanding of the needs of customers and go out of their way to help people in any situation.       Full review 

      they are a great credit union, the best in my opinion. They have understanding of the needs of customers and go out of their way to help people in any situation.


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      Community CPS savings account reviewed by Kirstie from Australian Capital Territory

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        1. Overall customer rating
        2. (Reviewed 4 months ago)

      Community Cps is the best bank around. I recommend this bank to anyone who wants to start an account, competitive pricing and goes against the big banks. They believe the customer is always right, and when they arent. does what they can to make yo...       Full review 

      Community Cps is the best bank around. I recommend this bank to anyone who wants to start an account, competitive pricing and goes against the big banks. They believe the customer is always right, and when they arent. does what they can to make you happy. best bank out


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      Community CPS savings account reviewed by Shane from South Australia

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        1. Overall customer rating
        2. (Reviewed 4 months ago)

      Their friendly staff are most eager to make you understand procedures etc and always with a smile on their faces. Great sevice with good product all round. Recommend Community CPS to everyone.       Full review 

      Their friendly staff are most eager to make you understand procedures etc and always with a smile on their faces. Great sevice with good product all round. Recommend Community CPS to everyone.


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      Community CPS savings account reviewed by Barry from South Australia

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        1. Overall customer rating
        2. (Reviewed 4 months ago)

      Every contact I have had with Community CPS over a 45 year period has left me with a very positive view of the organisation. Nothing is too much trouble for them. Every query is answered, every detail attended to and staff are ALWAYS courteous- yo...       Full review 

      Every contact I have had with Community CPS over a 45 year period has left me with a very positive view of the organisation. Nothing is too much trouble for them. Every query is answered, every detail attended to and staff are ALWAYS courteous- you cannot ask for more than that!


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      Community CPS savings account reviewed by Lynette from South Australia

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        1. Overall customer rating
        2. (Reviewed 4 months ago)

      Their fee structure is so complicated, you can not rely on monthly fee amounts nor understand them and their interest rate is pathetic!!       Full review 

      Their fee structure is so complicated, you can not rely on monthly fee amounts nor understand them and their interest rate is pathetic!!


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      Community CPS savings account reviewed by Ray from South Australia

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        1. Overall customer rating
        2. (Reviewed 4 months ago)

      Since the very first day I joined them, I have not had one single complaint. In fact, they are so good that I have told friends and at least 5 or 6 have joined. I am the President of my club and they have joined as well. Can't fault them. I know t...       Full review 

      Since the very first day I joined them, I have not had one single complaint. In fact, they are so good that I have told friends and at least 5 or 6 have joined. I am the President of my club and they have joined as well. Can't fault them. I know they are a bank (and the enemy) but seriously I don't have a problem with them.


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      Community CPS savings account reviewed by Tony from South Australia

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        1. Overall customer rating
        2. (Reviewed 4 months ago)

      I really like the Freestyler account that I hold with CPS as it is easy to use and accepted pretty much everywhere. The fees are low and the staff at every branch I have been in have been wonderful.       Full review 

      I really like the Freestyler account that I hold with CPS as it is easy to use and accepted pretty much everywhere. The fees are low and the staff at every branch I have been in have been wonderful.


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      Community CPS savings account reviewed by Charisse from South Australia

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      Yes
        1. Overall customer rating
        2. (Reviewed 5 months ago)

      I have been with Community CPS since I was 12 and have had two loans with them. I am very happy with their service.       Full review 

      I have been with Community CPS since I was 12 and have had two loans with them. I am very happy with their service.


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      Community CPS savings account reviewed by Djedbangari from Australian Capital Territory

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        1. Overall customer rating
        2. (Reviewed 5 months ago)

      The savings account with an overdraft seamlessly fits into my lifestyle. With flexibility to change from a positive savings balance to a credit product whenever, I customer, need it and a payment structure that least impacts on my cashflow, it...       Full review 

      The savings account with an overdraft seamlessly fits into my lifestyle. With flexibility to change from a positive savings balance to a credit product whenever, I customer, need it and a payment structure that least impacts on my cashflow, it is perfect. The major advantages include: 1) Good interest rates on the overdraft and savings balances. 2) Encouragement to save while enabling immediate access to credit in an emergency. 3) Excellent online and phone banking and branch service 4) Fee structure is competitive with other financial institutions. 5) Bill payment, funds transfer, links to other products and direct debits are excellent. The only negative I have found is the dishonour and over-the-limit fees, but these are similar to other credit unions and banks. This product is excellent to have your salary paid into and from which to pay bills. It is an excellent central tool for managing the family finances. It is strong, flexible, reliable, affordable and information-age friendly. This product is a fabulous fit for a family.


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      Community CPS savings account reviewed by Sandra from South Australia

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        1. Overall customer rating
        2. (Reviewed 6 months ago)

      The personal service of this credit union is fantastic and indicative of the level of training the staff must get. I have never had any issues with errors, to the contrary, the staff and/or system will make a note if something doesn't add up or I ...       Full review 

      The personal service of this credit union is fantastic and indicative of the level of training the staff must get. I have never had any issues with errors, to the contrary, the staff and/or system will make a note if something doesn't add up or I have made an error myself. The staff are always happy and useful. It would be nice to have another branch closer to home though...that is the only thing I would have a little grizzle about!


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      Community CPS savings account reviewed by Helen from South Australia

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      Yes
        1. Overall customer rating
        2. (Reviewed 7 months ago)

      It doesn't matter how much or how little money you may have in your account, you are always treated the same with a lovely smile and a very pleasant attitude. Also in Adelaide all the credit unions get together and puts on the Christmas pageant ...       Full review 

      It doesn't matter how much or how little money you may have in your account, you are always treated the same with a lovely smile and a very pleasant attitude. Also in Adelaide all the credit unions get together and puts on the Christmas pageant which is amazing and they do all the practises in their own time. Rain Or shine it still goes on. The other banks wouldn't take it on when John Martins closed 'The founder of the padgent. So they are here for the people in business and pleasure. Nothing like thinking and caring about people'


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      Community CPS savings account reviewed by Karyn from South Australia

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      Yes
        1. Overall customer rating
        2. (Reviewed 8 months ago)

      When I wanted accounts and questions answered I had positive responses and they guided me through my particular needs to my satisfaction.       Full review 

      When I wanted accounts and questions answered I had positive responses and they guided me through my particular needs to my satisfaction.


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      Community CPS savings account reviewed by Peter from South Australia

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        1. Overall customer rating
        2. (Reviewed 8 months ago)

      I have been with this institution for 34 years, I have signed my children up to an account, and now my grandchildren. The CPS is I believe the most reliable and customer focused organization I have ever dealt with       Full review 

      I have been with this institution for 34 years, I have signed my children up to an account, and now my grandchildren. The CPS is I believe the most reliable and customer focused organization I have ever dealt with


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      Community CPS savings account reviewed by Peter from Australian Capital Territory

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        1. Overall customer rating
        2. (Reviewed 9 months ago)

      We have been a member for more than 20 years and have found them to be excellent value on all their product range and they are far easier to deal with than the arrogant banks       Full review 

      We have been a member for more than 20 years and have found them to be excellent value on all their product range and they are far easier to deal with than the arrogant banks


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      Community CPS savings account reviewed by Peter from South Australia

      1 person found this review helpful – do you?

      Yes
        1. Overall customer rating
        2. (Reviewed 9 months ago)

      Community CPS have always been helpful and friendly. I never had to pay any bank fees or lose any of my money paying fees. They were also really helpful in providing information on how I could access my money while overseas. The only thing that ne...       Full review 

      Community CPS have always been helpful and friendly. I never had to pay any bank fees or lose any of my money paying fees. They were also really helpful in providing information on how I could access my money while overseas. The only thing that needs 'improvement' is the location of more of their ATM's in Adelaide CBD


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      Community CPS savings account reviewed by Ailisia from South Australia

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        1. Overall customer rating
        2. (Reviewed 9 months ago)

      Community CPS have provided excellent service and help in accommodating me with my requirements for 22 years. At 21 years I became a 'Life Member' which entitled me to extra benefits with Community CPS. I always find the staff courteous, polite a...       Full review 

      Community CPS have provided excellent service and help in accommodating me with my requirements for 22 years. At 21 years I became a 'Life Member' which entitled me to extra benefits with Community CPS. I always find the staff courteous, polite and helpful.


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      Community CPS savings account reviewed by Kaylene from South Australia

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        1. Overall customer rating
        2. (Reviewed 9 months ago)

      I like Community CPS as they are well located, they have friendly staff. There are ATM's everywhere they have low monthly fee's but high savings interest rates.       Full review 

      I like Community CPS as they are well located, they have friendly staff. There are ATM's everywhere they have low monthly fee's but high savings interest rates.


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      Community CPS savings account reviewed by Kayla from Australian Capital Territory

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        1. Overall customer rating
        2. (Reviewed 9 months ago)

      Firstly CPS cares for it's customers; in fact it was originally created for specific members to be. It therefore charges almost nothing in fees, gives one credit for being a long standing member with special little extras; the staff are always fri...       Full review 

      Firstly CPS cares for it's customers; in fact it was originally created for specific members to be. It therefore charges almost nothing in fees, gives one credit for being a long standing member with special little extras; the staff are always friendly & obliging & as a customer of approximately 40 yrs I have never had any issue with any aspect of it's service. I very much doubt that many of it's competitors have such a success rate. I have recommended them to others many times over the years.


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      Community CPS savings account reviewed by Jeannine from South Australia

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        1. Overall customer rating
        2. (Reviewed 11 months ago)

      The staff are great, access to online banking and a close physical location, but the additional fees for withdrawals and direct debits are expensive, there is no reward system. I have been made aware of for loyal customers, or how much you have in...       Full review 

      The staff are great, access to online banking and a close physical location, but the additional fees for withdrawals and direct debits are expensive, there is no reward system. I have been made aware of for loyal customers, or how much you have in your account. We are thinking of changing but the convinience of the bank makes us lazy to change


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      Community CPS savings account reviewed by Megan from South Australia

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        1. Overall customer rating
        2. (Reviewed 11 months ago)

      The products offered by Community CPS are second to none. The staff are always friendly, efficient and helpful. Overall, a great banking experience.       Full review 

      The products offered by Community CPS are second to none. The staff are always friendly, efficient and helpful. Overall, a great banking experience.


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      Community CPS savings account reviewed by Joan from Australian Capital Territory

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        1. Overall customer rating
        2. (Reviewed 12 months ago)

      I like this product as it is easy to use and I have had no hassles with it.       Full review 

      I like this product as it is easy to use and I have had no hassles with it.


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      Community CPS savings account reviewed by Olivia from South Australia

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        1. Overall customer rating
        2. (Reviewed 12 months ago)

      The Community CPS used to offer great service and competitive rates but now I find that their charges, fees and interest do not compete and I will be looking for an alternative. Their service seemed to decline after they won an award for best cred...       Full review 

      The Community CPS used to offer great service and competitive rates but now I find that their charges, fees and interest do not compete and I will be looking for an alternative. Their service seemed to decline after they won an award for best credit union


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      Community CPS savings account reviewed by Amanda from South Australia

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        1. Overall customer rating
        2. (Reviewed about 1 year ago)

      Less monthly fees and more monthly transactions available without charges.       Full review 

      Less monthly fees and more monthly transactions available without charges.


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      Community CPS savings account reviewed by Kevin from South Australia

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        1. Overall customer rating
        2. (Reviewed about 1 year ago)

      I've had the account long enough to be a "lifetime member"... no fees, and extra interest!       Full review 

      I've had the account long enough to be a "lifetime member"... no fees, and extra interest!


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      Community CPS savings account reviewed by Dave from South Australia

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        1. Overall customer rating
        2. (Reviewed about 1 year ago)

      These people are really good & much better than a bank for everything,       Full review 

      These people are really good & much better than a bank for everything,


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      Community CPS savings account reviewed by Lyndon from South Australia

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        1. Overall customer rating
        2. (Reviewed about 1 year ago)

      I have been with CPS for some time now and in many ways just stay for the excellent service. I feel the product is good, but possibly slightly more expensive than others around.       Full review 

      I have been with CPS for some time now and in many ways just stay for the excellent service. I feel the product is good, but possibly slightly more expensive than others around.


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      Community CPS savings account reviewed by Tristan from South Australia

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        2. (Reviewed about 1 year ago)

      I like them because of there bonus saver account. There interest is very good. The one thing they need to change is more banks and more atm's       Full review 

      I like them because of there bonus saver account. There interest is very good. The one thing they need to change is more banks and more atm's


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      Community CPS savings account reviewed by Crystal from South Australia

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