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Ordinary, working-class customers unwelcome
Fee structure is VERY difficult to understand, varies according to your 'financial relationship' with the bank - the more money in your account and/or the more you owe, the lower the fees, so those who can least afford to pay high fees - low to mi... Full review
Fee structure is VERY difficult to understand, varies according to your 'financial relationship' with the bank - the more money in your account and/or the more you owe, the lower the fees, so those who can least afford to pay high fees - low to middle income earners with very few savings and can't afford a home or personal loan - are the ones being charged the highest fees.
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YesGreat customer service and phone banking
PROS: Great customer service and phone banking they are always very polite and very helpful. It is quite easy to set up new accounts. CONS: All i can think of is that they don't have many branches. Full review
PROS: Great customer service and phone banking they are always very polite and very helpful. It is quite easy to set up new accounts. CONS: All i can think of is that they don't have many branches.
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Yesfantabulous customer service
they are a great credit union, the best in my opinion. They have understanding of the needs of customers and go out of their way to help people in any situation. Full review
they are a great credit union, the best in my opinion. They have understanding of the needs of customers and go out of their way to help people in any situation.
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YesCommunity Cps is the best bank around. I recommend this bank to anyone who wants to start an account, competitive pricing and goes against the big banks. They believe the customer is always right, and when they arent. does what they can to make yo... Full review
Community Cps is the best bank around. I recommend this bank to anyone who wants to start an account, competitive pricing and goes against the big banks. They believe the customer is always right, and when they arent. does what they can to make you happy. best bank out
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YesTheir friendly staff are most eager to make you understand procedures etc and always with a smile on their faces. Great sevice with good product all round. Recommend Community CPS to everyone. Full review
Their friendly staff are most eager to make you understand procedures etc and always with a smile on their faces. Great sevice with good product all round. Recommend Community CPS to everyone.
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YesEvery contact I have had with Community CPS over a 45 year period has left me with a very positive view of the organisation. Nothing is too much trouble for them. Every query is answered, every detail attended to and staff are ALWAYS courteous- yo... Full review
Every contact I have had with Community CPS over a 45 year period has left me with a very positive view of the organisation. Nothing is too much trouble for them. Every query is answered, every detail attended to and staff are ALWAYS courteous- you cannot ask for more than that!
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YesTheir fee structure is so complicated, you can not rely on monthly fee amounts nor understand them and their interest rate is pathetic!! Full review
Their fee structure is so complicated, you can not rely on monthly fee amounts nor understand them and their interest rate is pathetic!!
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YesSince the very first day I joined them, I have not had one single complaint. In fact, they are so good that I have told friends and at least 5 or 6 have joined. I am the President of my club and they have joined as well. Can't fault them. I know t... Full review
Since the very first day I joined them, I have not had one single complaint. In fact, they are so good that I have told friends and at least 5 or 6 have joined. I am the President of my club and they have joined as well. Can't fault them. I know they are a bank (and the enemy) but seriously I don't have a problem with them.
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YesI really like the Freestyler account that I hold with CPS as it is easy to use and accepted pretty much everywhere. The fees are low and the staff at every branch I have been in have been wonderful. Full review
I really like the Freestyler account that I hold with CPS as it is easy to use and accepted pretty much everywhere. The fees are low and the staff at every branch I have been in have been wonderful.
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YesI have been with Community CPS since I was 12 and have had two loans with them. I am very happy with their service. Full review
I have been with Community CPS since I was 12 and have had two loans with them. I am very happy with their service.
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YesThe savings account with an overdraft seamlessly fits into my lifestyle. With flexibility to change from a positive savings balance to a credit product whenever, I customer, need it and a payment structure that least impacts on my cashflow, it... Full review
The savings account with an overdraft seamlessly fits into my lifestyle. With flexibility to change from a positive savings balance to a credit product whenever, I customer, need it and a payment structure that least impacts on my cashflow, it is perfect. The major advantages include: 1) Good interest rates on the overdraft and savings balances. 2) Encouragement to save while enabling immediate access to credit in an emergency. 3) Excellent online and phone banking and branch service 4) Fee structure is competitive with other financial institutions. 5) Bill payment, funds transfer, links to other products and direct debits are excellent. The only negative I have found is the dishonour and over-the-limit fees, but these are similar to other credit unions and banks. This product is excellent to have your salary paid into and from which to pay bills. It is an excellent central tool for managing the family finances. It is strong, flexible, reliable, affordable and information-age friendly. This product is a fabulous fit for a family.
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YesThe personal service of this credit union is fantastic and indicative of the level of training the staff must get. I have never had any issues with errors, to the contrary, the staff and/or system will make a note if something doesn't add up or I ... Full review
The personal service of this credit union is fantastic and indicative of the level of training the staff must get. I have never had any issues with errors, to the contrary, the staff and/or system will make a note if something doesn't add up or I have made an error myself. The staff are always happy and useful. It would be nice to have another branch closer to home though...that is the only thing I would have a little grizzle about!
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YesIt doesn't matter how much or how little money you may have in your account, you are always treated the same with a lovely smile and a very pleasant attitude. Also in Adelaide all the credit unions get together and puts on the Christmas pageant ... Full review
It doesn't matter how much or how little money you may have in your account, you are always treated the same with a lovely smile and a very pleasant attitude. Also in Adelaide all the credit unions get together and puts on the Christmas pageant which is amazing and they do all the practises in their own time. Rain Or shine it still goes on. The other banks wouldn't take it on when John Martins closed 'The founder of the padgent. So they are here for the people in business and pleasure. Nothing like thinking and caring about people'
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YesWhen I wanted accounts and questions answered I had positive responses and they guided me through my particular needs to my satisfaction. Full review
When I wanted accounts and questions answered I had positive responses and they guided me through my particular needs to my satisfaction.
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YesI have been with this institution for 34 years, I have signed my children up to an account, and now my grandchildren. The CPS is I believe the most reliable and customer focused organization I have ever dealt with Full review
I have been with this institution for 34 years, I have signed my children up to an account, and now my grandchildren. The CPS is I believe the most reliable and customer focused organization I have ever dealt with
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YesWe have been a member for more than 20 years and have found them to be excellent value on all their product range and they are far easier to deal with than the arrogant banks Full review
We have been a member for more than 20 years and have found them to be excellent value on all their product range and they are far easier to deal with than the arrogant banks
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YesCommunity CPS have always been helpful and friendly. I never had to pay any bank fees or lose any of my money paying fees. They were also really helpful in providing information on how I could access my money while overseas. The only thing that ne... Full review
Community CPS have always been helpful and friendly. I never had to pay any bank fees or lose any of my money paying fees. They were also really helpful in providing information on how I could access my money while overseas. The only thing that needs 'improvement' is the location of more of their ATM's in Adelaide CBD
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YesCommunity CPS have provided excellent service and help in accommodating me with my requirements for 22 years. At 21 years I became a 'Life Member' which entitled me to extra benefits with Community CPS. I always find the staff courteous, polite a... Full review
Community CPS have provided excellent service and help in accommodating me with my requirements for 22 years. At 21 years I became a 'Life Member' which entitled me to extra benefits with Community CPS. I always find the staff courteous, polite and helpful.
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YesI like Community CPS as they are well located, they have friendly staff. There are ATM's everywhere they have low monthly fee's but high savings interest rates. Full review
I like Community CPS as they are well located, they have friendly staff. There are ATM's everywhere they have low monthly fee's but high savings interest rates.
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YesFirstly CPS cares for it's customers; in fact it was originally created for specific members to be. It therefore charges almost nothing in fees, gives one credit for being a long standing member with special little extras; the staff are always fri... Full review
Firstly CPS cares for it's customers; in fact it was originally created for specific members to be. It therefore charges almost nothing in fees, gives one credit for being a long standing member with special little extras; the staff are always friendly & obliging & as a customer of approximately 40 yrs I have never had any issue with any aspect of it's service. I very much doubt that many of it's competitors have such a success rate. I have recommended them to others many times over the years.
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YesThe staff are great, access to online banking and a close physical location, but the additional fees for withdrawals and direct debits are expensive, there is no reward system. I have been made aware of for loyal customers, or how much you have in... Full review
The staff are great, access to online banking and a close physical location, but the additional fees for withdrawals and direct debits are expensive, there is no reward system. I have been made aware of for loyal customers, or how much you have in your account. We are thinking of changing but the convinience of the bank makes us lazy to change
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YesThe products offered by Community CPS are second to none. The staff are always friendly, efficient and helpful. Overall, a great banking experience. Full review
The products offered by Community CPS are second to none. The staff are always friendly, efficient and helpful. Overall, a great banking experience.
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YesI like this product as it is easy to use and I have had no hassles with it. Full review
I like this product as it is easy to use and I have had no hassles with it.
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YesThe Community CPS used to offer great service and competitive rates but now I find that their charges, fees and interest do not compete and I will be looking for an alternative. Their service seemed to decline after they won an award for best cred... Full review
The Community CPS used to offer great service and competitive rates but now I find that their charges, fees and interest do not compete and I will be looking for an alternative. Their service seemed to decline after they won an award for best credit union
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YesLess monthly fees and more monthly transactions available without charges. Full review
Less monthly fees and more monthly transactions available without charges.
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YesI've had the account long enough to be a "lifetime member"... no fees, and extra interest! Full review
I've had the account long enough to be a "lifetime member"... no fees, and extra interest!
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YesThese people are really good & much better than a bank for everything, Full review
These people are really good & much better than a bank for everything,
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YesI have been with CPS for some time now and in many ways just stay for the excellent service. I feel the product is good, but possibly slightly more expensive than others around. Full review
I have been with CPS for some time now and in many ways just stay for the excellent service. I feel the product is good, but possibly slightly more expensive than others around.
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YesI like them because of there bonus saver account. There interest is very good. The one thing they need to change is more banks and more atm's Full review
I like them because of there bonus saver account. There interest is very good. The one thing they need to change is more banks and more atm's
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YesWhat type of savings account are you looking for?
minimum deposit, no withdrawals
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