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Good options but difficult to contact.
I like the product because the company was the only one that was willing to give such a small car loan. They gave a follow up call a few days after the loan was processed to see how the broker performed and if all the information had been given to... Full review
I like the product because the company was the only one that was willing to give such a small car loan. They gave a follow up call a few days after the loan was processed to see how the broker performed and if all the information had been given to me. I also received a card that had my details and BPAY options on it. Personal contact with real people is not easy when needing information. It is made easy to pay them with BPAY.
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YesMedium
The interst rate is too high plus if we wanted a statement we had to pay for every statement we wanted. Reason? They are not a bank. But I have paid it off and we were pleased. Full review
The interst rate is too high plus if we wanted a statement we had to pay for every statement we wanted. Reason? They are not a bank. But I have paid it off and we were pleased.
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YesGreat customer service
They do charge a slightly higher interest rate however their service, understanding & the way they have treated me in our interactions have been first class. Full review
They do charge a slightly higher interest rate however their service, understanding & the way they have treated me in our interactions have been first class.
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YesGood for people with not so good credit ratings
Good for people with bad credit ratings. However you pay a high interest rate because of it. One good thing about them they are pretty flexible if u need to postpone a payment but once again you pay for it Full review
Good for people with bad credit ratings. However you pay a high interest rate because of it. One good thing about them they are pretty flexible if u need to postpone a payment but once again you pay for it
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YesGreat Customer Service and availability
Can be an expensive option. GE provide a great customer service and are very helpful with the terms and contracts. Full review
Can be an expensive option. GE provide a great customer service and are very helpful with the terms and contracts.
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YesForget them
Had 2 years to pay back loan with them and no interest if paid on time. We paid two lump payments of $46000, no problems with that but when we applied for another credit line with them no luck as we are on pensions and did not have a wage! but we ... Full review
Had 2 years to pay back loan with them and no interest if paid on time. We paid two lump payments of $46000, no problems with that but when we applied for another credit line with them no luck as we are on pensions and did not have a wage! but we had $500,000 in superannuation but that did not count towards getting a credit line. Once again, overseas workers do the registration applications on the phone but they do not understand how things work here in Australia.
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YesGE is an aggressive sales business. Whilst their rates are quite cheap, their "service" is terrible. All service centres are outside of AUS/NZ - typical amoral US financial institution. Loan sharks at best - dishonest at worst Full review
GE is an aggressive sales business. Whilst their rates are quite cheap, their "service" is terrible. All service centres are outside of AUS/NZ - typical amoral US financial institution. Loan sharks at best - dishonest at worst
1 person found this review helpful – do you?
YesGE Money got my vote because I had trouble getting finance after a bad credit history and they were the only ones that helped me out. The interest rate was a bit higher but they were the ones taking the risk. Full review
GE Money got my vote because I had trouble getting finance after a bad credit history and they were the only ones that helped me out. The interest rate was a bit higher but they were the ones taking the risk.
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YesThis company does not listen to your personal problems, they only are interested in getting their monthly payments. I tried to explain about personal hardship, had never missed a payment and I do have a good job but it was no pay up the full amoun... Full review
This company does not listen to your personal problems, they only are interested in getting their monthly payments. I tried to explain about personal hardship, had never missed a payment and I do have a good job but it was no pay up the full amount or lose the car.
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YesI don't really like this financial institution for loans. Only because their interest is very high. Unless its for an interest free loan, I would not apply with this institution Full review
I don't really like this financial institution for loans. Only because their interest is very high. Unless its for an interest free loan, I would not apply with this institution
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YesNever had payments taking out when they were not suppose to, low interest rates and were flexible when ask to change days Full review
Never had payments taking out when they were not suppose to, low interest rates and were flexible when ask to change days
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YesA good product if you can pay off the loan during the interest free period, however can be a trap if you don't pay it off during that time as the interest rates are high. Full review
A good product if you can pay off the loan during the interest free period, however can be a trap if you don't pay it off during that time as the interest rates are high.
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YesGE money have provided themselves with a name in our family and that is Rip Off. I would never recommend them to anyone. In fact I would advise against anyone dealing with them. Go without rather than deal with GE money. There is no leeway... Full review
GE money have provided themselves with a name in our family and that is Rip Off. I would never recommend them to anyone. In fact I would advise against anyone dealing with them. Go without rather than deal with GE money. There is no leeway, they pounce if you forget one payment and make it harder to catch up and if you want to pay off your loan they don't want to be involved with making the transition easy. They put obstacles in your way and don't give final amounts so that you are kept on a string paying off little bits and pieces because of extra bits of interest they can't seem to work out.
1 person found this review helpful – do you?
YesVery understanding and helpful when I lost my job. They reduced payments so I didn't get a bad credit rating. Full review
Very understanding and helpful when I lost my job. They reduced payments so I didn't get a bad credit rating.
1 person found this review helpful – do you?
YesThis bank charges fees in all instances. BPay is the cheapest (.50c/transaction), direct debit the most expensive...to pay your own account??? You cannot access your loan account online to see where you're at - you always have to phone a custome... Full review
This bank charges fees in all instances. BPay is the cheapest (.50c/transaction), direct debit the most expensive...to pay your own account??? You cannot access your loan account online to see where you're at - you always have to phone a customer service rep. This is inconvenient when your on hold then have to go through "security questions" (not very secure...name, address and birthdate). Would never use this institution again.
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YesAn average product with a higher than normal interest rate however their pre & after sign up service & support has been wonderful & also have shown to be very understanding & flexible when I confronted a dramatic change in my financial circumstanc... Full review
An average product with a higher than normal interest rate however their pre & after sign up service & support has been wonderful & also have shown to be very understanding & flexible when I confronted a dramatic change in my financial circumstances due to health reasons.
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Yesge money are only interested in making themselves rich so it seems. Whenever i needed to talk to them i was spoken to rudely so i felt the interest rate is crazy with no option of being less if i paid my loan out early (unless you paid within a y... Full review
ge money are only interested in making themselves rich so it seems. Whenever i needed to talk to them i was spoken to rudely so i felt the interest rate is crazy with no option of being less if i paid my loan out early (unless you paid within a year than interest came down) also if you paid your loan out early it seemed you were penalised for this as there was an early termination fee. I lost my job for 3 months (which i told them) and instead of being patient with me (i wanted to pay my loan 2 weeks late) they seemed determined to make life harder for me now i only have 3 payments left and after all the crap we have been through (5 years) they still wont let me sell my car untill the loan is paid in full. IN SHORT.... THEY SUCK and im never going there again neither is my family!!!!!
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YesTried to pay out my loan and had no end of trouble doing so. Full review
Tried to pay out my loan and had no end of trouble doing so.
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YesNo features at all. Was charged very high interest rate. Wont recommend to anyone. There are better loans with credit unions. Full review
No features at all. Was charged very high interest rate. Wont recommend to anyone. There are better loans with credit unions.
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Yesthey seem to be very helpfully to their customers Full review
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YesVery bad company - wouldn't even recommend to an enemy. Full review
Very bad company - wouldn't even recommend to an enemy.
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YesGE Money (GE Capital) are highly unorganised and treat you like a number. I supplied them with a lead for a friend who wanted to organise a vehicle under finance and they didnt bother to call the contact. I left another message a week later to fin... Full review
GE Money (GE Capital) are highly unorganised and treat you like a number. I supplied them with a lead for a friend who wanted to organise a vehicle under finance and they didnt bother to call the contact. I left another message a week later to find out how the GE Money team went and still no-one came back to me or the lead. I advised the lead to go elsewhere and they had their finance and vehicle in less than 3 days. A mth & a half after, I received an email from a GE Money contact advising they had chased the lead within 24hrs and the driver confirmed he wasnt interested. This was a lie. Poor service and confusing processes.
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YesQuick service was great. Full review
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YesEasy access. Full review
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YesI hate the fact i got 2 loans at the same time and have different interest rates. Full review
I hate the fact i got 2 loans at the same time and have different interest rates.
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YesGE Money can be very difficult to contact. Full review
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YesSet up charges were not explained. The length of time of the loan was not the product i wanted. The fees to pay the cr loan early are excessive. Full review
Set up charges were not explained. The length of time of the loan was not the product i wanted. The fees to pay the cr loan early are excessive.
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