GE Money credit card reviews

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Recent GE Money credit card reviews

• Only use with interest free periods

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  12. (Reviewed 4 days ago)

  My credit limit was increased to an amount I cannot afford but when the offer is there it is likely you will take it! I dislike the fact that I pay more interest per month than what I pay off. A pro is the deals with interest free periods are han...       Full review 

  My credit limit was increased to an amount I cannot afford but when the offer is there it is likely you will take it! I dislike the fact that I pay more interest per month than what I pay off. A pro is the deals with interest free periods are handy but too easy to get.

  
  

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  GE Money credit card reviewed by Kristal from South Australia 2012-05-22T10:19:08+10:00

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• Great value for young travellers

  11. Overall customer rating
  12. (Reviewed 10 days ago)

  28 Degrees card from GE money is fantastic because they are one of the only cards that provide free international purchases, with no transaction fees or currency conversion fees - perfect for overseas travel. Another bonus is that there is no annu...       Full review 

  28 Degrees card from GE money is fantastic because they are one of the only cards that provide free international purchases, with no transaction fees or currency conversion fees - perfect for overseas travel. Another bonus is that there is no annual fee, so provided you pay your credit car off in full each month, it will never cost you a cent!

  
  

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  GE Money credit card reviewed by Jemma from Victoria 2012-05-16T12:20:22+10:00

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• High rates and a trap for people doing it hard.

  11. Overall customer rating
  12. (Reviewed 12 days ago)

  GE money is a business set up yo make money which is fair enough, but this company certainly charge high interest rates on their product. The company also seems to draw on people whom the banks reject. This traps these people into high interest pr...       Full review 

  GE money is a business set up yo make money which is fair enough, but this company certainly charge high interest rates on their product. The company also seems to draw on people whom the banks reject. This traps these people into high interest products which they cant afford. I personally would prefer this company come forth with a low interest product to to help these people in difficulties.and i know they can afford this.

  
  

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  GE Money credit card reviewed by Antoine from South Australia 2012-05-14T12:43:13+10:00

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• Average

  11. Overall customer rating
  12. (Reviewed about 1 month ago)

  High Interest rates, foreign staff that are hard to understand, inconvenient with no branches...Very average       Full review 

  High Interest rates, foreign staff that are hard to understand, inconvenient with no branches...Very average

  
  

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  GE Money credit card reviewed by Sarah from Victoria 2012-03-27T17:00:10+11:00

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• 11. Overall customer rating
  12. (Reviewed 4 months ago)

  My dealings have always been positive, and I do find their credit card is VERY convenient. I always pay in full on time, and this is where I would suspect that other customers may have problems - somewhat harsh. The link to Fly-Buys is good for ...       Full review 

  My dealings have always been positive, and I do find their credit card is VERY convenient. I always pay in full on time, and this is where I would suspect that other customers may have problems - somewhat harsh. The link to Fly-Buys is good for me - I purchase no more than I would be normally and receive quite a few bonuses.

  
  

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  GE Money credit card reviewed by Suzanne from Queensland 2012-02-02T11:36:27+11:00

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• 11. Overall customer rating
  12. (Reviewed 4 months ago)

  This product is usually offered as an interest free period product when you need finance for something you buy. When the interest free period is up and you haven't paid off all of the loan, the interest rate for the card that is issued goes up to ...       Full review 

  This product is usually offered as an interest free period product when you need finance for something you buy. When the interest free period is up and you haven't paid off all of the loan, the interest rate for the card that is issued goes up to around 29% per annum which is much larger than any other card on the market. This is generally not highlighted or communicated to the customer at the time of purchase so it can be a very expensive exercise that can make your interest free purchase more expensive than getting a personal loan. Don't use this product!

  
  

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  GE Money credit card reviewed by Todd from South Australia 2012-02-02T11:22:58+11:00

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• 11. Overall customer rating
  12. (Reviewed 5 months ago)

  Credit card rates are very expensive compared to most other cards on the market. Customer service is okay.       Full review 

  Credit card rates are very expensive compared to most other cards on the market. Customer service is okay.

  
  

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  GE Money credit card reviewed by Kathy from Victoria 2012-01-04T13:57:50+11:00

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• 11. Overall customer rating
  12. (Reviewed 5 months ago)

  I got the GO Mastercard when we bought a bed on interest free terms at Harvey Norman. I don't like how they charge you monthly account fees of $4.95 as well as paper statement fees - have now changed this to online so no more of those but only by ...       Full review 

  I got the GO Mastercard when we bought a bed on interest free terms at Harvey Norman. I don't like how they charge you monthly account fees of $4.95 as well as paper statement fees - have now changed this to online so no more of those but only by accident did I find out about their online service. I find their online service to be quite archaic compared to other banking sites.

  
  

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  GE Money credit card reviewed by Tasneem from New South Wales 2012-01-04T10:18:59+11:00

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• 11. Overall customer rating
  12. (Reviewed 6 months ago)

  Originally applied to purchase a computer but to obtain the interest free option I had to apply to GE Money. Fortunately I repaid the debt on time but if I had been only a week out I would have been liable for ALL THE INTEREST DUE which is not who...       Full review 

  Originally applied to purchase a computer but to obtain the interest free option I had to apply to GE Money. Fortunately I repaid the debt on time but if I had been only a week out I would have been liable for ALL THE INTEREST DUE which is not wholly disclosed at time of purchase & also not at all within a competitive range. It definitely pays to read the fine print.

  
  

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  GE Money credit card reviewed by Charm from New South Wales 2011-11-14T11:02:49+11:00

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• 11. Overall customer rating
  12. (Reviewed 6 months ago)

  The interest free period is good, however it is a hassle dealing with them over the phone. I tried to recently cancel my card with them and I was on the phone to them for over an hour whilst they were trying to locate me on the system, even though...       Full review 

  The interest free period is good, however it is a hassle dealing with them over the phone. I tried to recently cancel my card with them and I was on the phone to them for over an hour whilst they were trying to locate me on the system, even though I provided them with the card details. It turns out that someone typed in the wrong year of birth for me. Also I can't get back the money from them which I overpaid on the card.

  
  

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  GE Money credit card reviewed by 0verboard from Australian Capital Territory 2011-11-14T10:15:44+11:00

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• 11. Overall customer rating
  12. (Reviewed 6 months ago)

  I applied for a Gem Visa online and was approved seconds after I completed the application, no check ups of any kind. Gem Visa offer $250 purchases interest free for 6 months and consumer insurance.       Full review 

  I applied for a Gem Visa online and was approved seconds after I completed the application, no check ups of any kind. Gem Visa offer $250 purchases interest free for 6 months and consumer insurance.

  
  

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  GE Money credit card reviewed by Matthew from Queensland 2011-11-14T10:15:09+11:00

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• 11. Overall customer rating
  12. (Reviewed 7 months ago)

  I like this product as the credit card has no annual fee, but has a really good membership rewards program. The downside to these benefits is that the interest rate is unbelievably high. They have also recently introudced a $3.95 monthly fee, whic...       Full review 

  I like this product as the credit card has no annual fee, but has a really good membership rewards program. The downside to these benefits is that the interest rate is unbelievably high. They have also recently introudced a $3.95 monthly fee, which in reality acts as an annual fee anyway. The customer service is extremely bad also, on the occasions where I have had to call them I have spoken to a person with a foreign accent who was difficult to understand and who did not understand the question I was asking. They then become rude and I end up pretenting my question has been answered so I can hang up and call again until I find someone who I can actually speak to.

  
  

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  GE Money credit card reviewed by Renae from Victoria 2011-11-08T15:53:26+11:00

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• 11. Overall customer rating
  12. (Reviewed 8 months ago)

  They have quite high interest especially on cash advances so make sure you dont get caught with that. Make sure you pay off your debits before the interest period is up or your in for some really high interest and also every month you don't pay th...       Full review 

  They have quite high interest especially on cash advances so make sure you dont get caught with that. Make sure you pay off your debits before the interest period is up or your in for some really high interest and also every month you don't pay the full amount or if you miss a month their late payment fees are high as well. Read the fine print.

  
  

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  GE Money credit card reviewed by Peta from Queensland 2011-10-11T14:48:16+11:00

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• 11. Overall customer rating
  12. (Reviewed 8 months ago)

  It's an ok card to use for purchases at places such as harvey norman for interest free periods but terrible to deal with over the phone and for help with anything. High interest rate and fees       Full review 

  It's an ok card to use for purchases at places such as harvey norman for interest free periods but terrible to deal with over the phone and for help with anything. High interest rate and fees

  
  

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  GE Money credit card reviewed by Monique from Tasmania 2011-10-11T13:34:27+11:00

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• 11. Overall customer rating
  12. (Reviewed 8 months ago)

  High interest rates, stay away look for more competitive deal       Full review 

  High interest rates, stay away look for more competitive deal

  
  

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  GE Money credit card reviewed by Brenda from Queensland 2011-10-11T10:51:56+11:00

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• 11. Overall customer rating
  12. (Reviewed 8 months ago)

  No local branch. Higher interest rates than most other cards and a very inconvenient phone service.       Full review 

  No local branch. Higher interest rates than most other cards and a very inconvenient phone service.

  
  

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  GE Money credit card reviewed by Aluin from Queensland 2011-10-11T10:35:18+11:00

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• 11. Overall customer rating
  12. (Reviewed 8 months ago)

  Credit line account- Started off interest free, interest rate at 30% there after. High annual fee, very expensive credit and you can never pay it off!       Full review 

  Credit line account- Started off interest free, interest rate at 30% there after. High annual fee, very expensive credit and you can never pay it off!

  
  

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  GE Money credit card reviewed by Karen from South Australia 2011-10-04T12:08:18+11:00

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• 11. Overall customer rating
  12. (Reviewed 9 months ago)

  The GE Master card seemed great as there was no annual fee, you just paid an establishment fee of $25 and that's it. After using the card for a year, I noticed on my last statement a fee of $3.95, I rang them and they said if my account balance at...       Full review 

  The GE Master card seemed great as there was no annual fee, you just paid an establishment fee of $25 and that's it. After using the card for a year, I noticed on my last statement a fee of $3.95, I rang them and they said if my account balance at the end of the month was over $10 I would be charged this fee. I hadn't received any notice of this fee and I'm the kind of person that pays my balance off in full every month so to be charged nearly $50 a year wasn't worth it to me.

  
  

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  GE Money credit card reviewed by Kat from Western Australia 2011-09-07T10:32:27+10:00

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• 11. Overall customer rating
  12. (Reviewed 9 months ago)

  GE Money promise you the earth, keep offering increases at low interest then ramp it up to 30%. Their customer service is a joke, you are told anything to shut you up then they deny ever saying what they said. Most financial institutions are dubio...       Full review 

  GE Money promise you the earth, keep offering increases at low interest then ramp it up to 30%. Their customer service is a joke, you are told anything to shut you up then they deny ever saying what they said. Most financial institutions are dubious at best but GE Money take it to a whole new disgusting level. The only people I would ever recommend them to are people I dislike with a passion otherwise keep away. Their reputation in the US is the lowest in integrity & now they are here in Australia. Even Amex are better than them & that's truly saying something.

  
  

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  GE Money credit card reviewed by Graeme from New South Wales 2011-09-06T15:44:00+10:00

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• 11. Overall customer rating
  12. (Reviewed 9 months ago)

  I love the GE Finance card but ONLY if you pay it off on time!!! Sooo many people get themselves into trouble by not paying and leaving it to the last minute - AARGH...I love that you can purchase something and take it home...I'd much rather save ...       Full review 

  I love the GE Finance card but ONLY if you pay it off on time!!! Sooo many people get themselves into trouble by not paying and leaving it to the last minute - AARGH...I love that you can purchase something and take it home...I'd much rather save and have the cash though, ha...

  
  

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  GE Money credit card reviewed by Nicole from New South Wales 2011-08-31T13:45:40+10:00

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• 11. Overall customer rating
  12. (Reviewed 9 months ago)

  GE are fantastic when you first sign up with them and for the first few months. After the initial period they are extremely aggressive if you are just a few days late with a payment. They don't want to work things out to help ensure payments are m...       Full review 

  GE are fantastic when you first sign up with them and for the first few months. After the initial period they are extremely aggressive if you are just a few days late with a payment. They don't want to work things out to help ensure payments are met. Their repayment structures once you miss a payment are impossible to meet as they add on extra interest on already large interest rates

  
  

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  GE Money credit card reviewed by Gerry from New South Wales 2011-08-31T12:36:58+10:00

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