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Very competitive rates/great team in Stanthorpe
We have banked with Heritage for 5 years+ and have always found our Team at the local branch in Stanthorpe Qld very helpful and interested offering us the best products for our needs. Full review
We have banked with Heritage for 5 years+ and have always found our Team at the local branch in Stanthorpe Qld very helpful and interested offering us the best products for our needs.
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No annual or transaction fees
I have the Visa Debit Card with Heritage, which is a great way to access your money to pay for things overseas or online. There is no rewards program that I'm aware of (pretty standard for a debit card?) and a currency conversion fee but no other... Full review
I have the Visa Debit Card with Heritage, which is a great way to access your money to pay for things overseas or online. There is no rewards program that I'm aware of (pretty standard for a debit card?) and a currency conversion fee but no other fees that I've encountered.
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Great Customer service
They are never too busy to help you in the branch, they go out of there way to make sure you feel important. Even if you have $1.50 in your other accounts. Full review
They are never too busy to help you in the branch, they go out of there way to make sure you feel important. Even if you have $1.50 in your other accounts.
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Discounted insuance Connected to my bank Full review
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Working for members seems to be a shallow motto.
I was a long time member & wanted to refinance, due to overcommitting on credit cards. The disallowed the request on the grounds of total monies that would be owing, in conjunction with my age. I went to the CUA, with existing but slightly higher ... Full review
I was a long time member & wanted to refinance, due to overcommitting on credit cards. The disallowed the request on the grounds of total monies that would be owing, in conjunction with my age. I went to the CUA, with existing but slightly higher interest rate and asked for refinance to payout and cancel credit cards. They agreed and now that I am free of c/c debt, I am able to pay an extra $140/m of my home loan, and adding to my Rabodirect (HISA) with $50/m. Smiley faces for CUA. No smiley faces for Heritage Bank who have lost my long term savings a/c.
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Terrible bank fees
Too many fees and charge a large fee if you dishonor your direct debit when having not enough money in the account to cover. Customer service poor when helping you with which account best suited to your needs. Full review
Too many fees and charge a large fee if you dishonor your direct debit when having not enough money in the account to cover. Customer service poor when helping you with which account best suited to your needs.
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Good customer service
A decent product but I do not like to be charged for using my money. I get 10 free ATM/shop uses then after that I pay for every one. I can access online, by app and in person. Full review
A decent product but I do not like to be charged for using my money. I get 10 free ATM/shop uses then after that I pay for every one. I can access online, by app and in person.
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Great product/rates and staff
Easy online application/payment and monitoring system makes it a one stop process. The rates are tops and the staff are approachable in the office. Full review
Easy online application/payment and monitoring system makes it a one stop process. The rates are tops and the staff are approachable in the office.
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