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Terrible bank fees
Too many fees and charge a large fee if you dishonor your direct debit when having not enough money in the account to cover. Customer service poor when helping you with which account best suited to your needs. Full review
Too many fees and charge a large fee if you dishonor your direct debit when having not enough money in the account to cover. Customer service poor when helping you with which account best suited to your needs.
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YesLow fees, great online banking.
The best thing about Heritage is the low fees - I pay no account keeping fees, no transaction fees on credit transactions, and no atm fees for using Heritage, Westpac or St. George atms. Full review
The best thing about Heritage is the low fees - I pay no account keeping fees, no transaction fees on credit transactions, and no atm fees for using Heritage, Westpac or St. George atms.
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YesNo fees, hassle-free accounts!
No account keeping fees to worry about.. The best thing is that you can speak to real people on the phone. I definitely feel more comfortable dealing with a small bank. I would recommend Heritage Bank to any friend or family member as I believe th... Full review
No account keeping fees to worry about.. The best thing is that you can speak to real people on the phone. I definitely feel more comfortable dealing with a small bank. I would recommend Heritage Bank to any friend or family member as I believe they are an honest bank with great customer service.
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YesGood and bad
Pros - Heritage Bank have may affiliated atms for easy access. The staff at the branch I attend are always friendly and extremely helpful. They offer a personalised service by way of tailoring their products to suit your needs. Easy access to ... Full review
Pros - Heritage Bank have may affiliated atms for easy access. The staff at the branch I attend are always friendly and extremely helpful. They offer a personalised service by way of tailoring their products to suit your needs. Easy access to funds. Another great product is the Cash passport option for when you are travelling,the card can load I believe up several currencies. Cons - Fees can be a little high- Tip ...Use Visa Debit option (which is available to lesson eftpos charges, also try if possible to use internet banking.
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YesCustomer service excellent and products to match
I have always had great fast service from anyone i have dealt with at the heritage bank. There interest rates are fantastic and they are always looking for ways to improve their service and options. Full review
I have always had great fast service from anyone i have dealt with at the heritage bank. There interest rates are fantastic and they are always looking for ways to improve their service and options.
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YesJust plain helpful people.
Not so much the product but the place and people, especially on the phone. Just plain helpful at all times. Full review
Not so much the product but the place and people, especially on the phone. Just plain helpful at all times.
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YesBeautiful service
Great customer service. Always ready to help and show you the respect you deserve while being served. Only down side, need more branches to make it easier for customers to get to. Rates are also pretty good but could be improved but definitely rec... Full review
Great customer service. Always ready to help and show you the respect you deserve while being served. Only down side, need more branches to make it easier for customers to get to. Rates are also pretty good but could be improved but definitely recommend them!! It's a bank I am proud to call my own!!
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YesBelow average rates, reasonable service
Very poor interest rate unless you go fixed term, other banks have a nifty wallet sized account book which I use for every transaction, have to steal from other banks as mine does not provide them. Full review
Very poor interest rate unless you go fixed term, other banks have a nifty wallet sized account book which I use for every transaction, have to steal from other banks as mine does not provide them.
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YesGood country hospitality
There are no pros & cons it's as advertised. It's good old country hospitality, nothing is too much trouble & the service is better. Full review
There are no pros & cons it's as advertised. It's good old country hospitality, nothing is too much trouble & the service is better.
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YesGreat!
I love my bank! Always excellent, friendly customer service, have never had a bad-tempered teller and always treat me with courtesy and respect as a person and not just a number. Also their fees and charges are much lower than other banks. Too Hap... Full review
I love my bank! Always excellent, friendly customer service, have never had a bad-tempered teller and always treat me with courtesy and respect as a person and not just a number. Also their fees and charges are much lower than other banks. Too Happy. GO HERITAGE!
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YesYOU are their priority not the shareholders!
Awesome bank, staff always pleasant and treat you like an actual human being, no hidden fees or agendas..Unlike the big banks, YOU the customer are their priority not the shareholders! Full review
Awesome bank, staff always pleasant and treat you like an actual human being, no hidden fees or agendas..Unlike the big banks, YOU the customer are their priority not the shareholders!
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YesI think customer service could be improved on especially in certain circumstance. Being when one of our older children was very, very ill and needed me to pay his rent by withdrawing his money from his account (I also have a joint account with the... Full review
I think customer service could be improved on especially in certain circumstance. Being when one of our older children was very, very ill and needed me to pay his rent by withdrawing his money from his account (I also have a joint account with them), they would not accept that I had a note from him with his signature on it (also I had proof that I was his mother) they took his card off me so that in the end we had to bundle him up even though he was so sick and he had to go into the branch to get his card back. He would have been in trouble by his realestate agent for being late etc. Also they would not let us transfer the money to the realestate agents a/c. It was a no win situation - I even asked for the manager, there was just no help at all and it was not like I was withdrawing his entire a/c down. So I was stunned to say the least.
2 people found this review helpful – do you?
YesI like it because they are reliable. I don't like it because there are only outlets here, no actual branches. Full review
I like it because they are reliable. I don't like it because there are only outlets here, no actual branches.
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YesHeritage is great - they have mini branches everywhere and are easy to deal with and make sense of! Full review
Heritage is great - they have mini branches everywhere and are easy to deal with and make sense of!
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YesThe product that I use through Heritage is primaraly a Debit/Credit Card which is invaluable when travelling, either here or overseas. This is connected to my internet banking facility where I gain higher interest. If I need any help they are jus... Full review
The product that I use through Heritage is primaraly a Debit/Credit Card which is invaluable when travelling, either here or overseas. This is connected to my internet banking facility where I gain higher interest. If I need any help they are just a phone call/email away, and always respond in a very short space of time.
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YesI can transfer between accounts and can immediately view all the updated details of the accounts, unlike the other bank I deal with. Full review
I can transfer between accounts and can immediately view all the updated details of the accounts, unlike the other bank I deal with.
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YesThe customer service is awesome, they really do put People First. Most of their accounts don't have an account keeping fee. They also have an Australian call centre. They are a bank you can count on. (No pun intended) Full review
The customer service is awesome, they really do put People First. Most of their accounts don't have an account keeping fee. They also have an Australian call centre. They are a bank you can count on. (No pun intended)
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YesHeriatge Bank has great staff and they all know their products very well. They give right information. My account is personal savings account with no contracts or extra fees. It's simple and straightforward Full review
Heriatge Bank has great staff and they all know their products very well. They give right information. My account is personal savings account with no contracts or extra fees. It's simple and straightforward
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YesI really like banking with heritage, they have few fees and charges and their online facilities are excellent. I would like to see more ATM's as without online banking and eftpos facilities its hard to find an Heritage ATM to get cash. (without i... Full review
I really like banking with heritage, they have few fees and charges and their online facilities are excellent. I would like to see more ATM's as without online banking and eftpos facilities its hard to find an Heritage ATM to get cash. (without incurring fees)
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YesNo cons. Heritage is, as far as I know, Queensland originated. Great, helpful staff when I have a problem. On one occasion last year my account was being accessed by an unknown source, and I wasn't a regular user of the internet, so an Heritage em... Full review
No cons. Heritage is, as far as I know, Queensland originated. Great, helpful staff when I have a problem. On one occasion last year my account was being accessed by an unknown source, and I wasn't a regular user of the internet, so an Heritage employee rang to confirm me of the aforementioned problem and asked me not to access my account until Heritage rang back and say it was safe to do so.
1 person found this review helpful – do you?
YesI love heritage savings account because they have some free transactions every month and you only get charged if you go over this amount. Also there are no hidden fees or charges. Every time I've needed to ring them about something it is really ... Full review
I love heritage savings account because they have some free transactions every month and you only get charged if you go over this amount. Also there are no hidden fees or charges. Every time I've needed to ring them about something it is really easy to get to talk to a real person, and it's someone in Australia as well.
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YesHeritage savings account has easy to use functions, via person, internet or phone. Overdraft fees are a little annoying but they are levelled on the overdrawn amount. Full review
Heritage savings account has easy to use functions, via person, internet or phone. Overdraft fees are a little annoying but they are levelled on the overdrawn amount.
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YesDespite better interest etc than the major banks, I have had nothing but trouble dealing with branches. I have tried a number of times to close the account but they have to date, flatly refused. Instead, they made me sign up to internet bankin... Full review
Despite better interest etc than the major banks, I have had nothing but trouble dealing with branches. I have tried a number of times to close the account but they have to date, flatly refused. Instead, they made me sign up to internet banking which is fine except you cannot withdraw all the money or close the account. Then they charged me $20 for not using the account for a while. When I again requested the money, they told me it would cost me $4. For me, every cent counts at the moment. The fight continues.
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minimum deposit, no withdrawals
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