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Fantastic interest rate, which certainly helps our family in tough times. Our main bank Westpac couldn't beat them. Only problem is not having any branches to actually go into like a bank. Our family mainly does banking by phone, but for Homeloans... Full review
Fantastic interest rate, which certainly helps our family in tough times. Our main bank Westpac couldn't beat them. Only problem is not having any branches to actually go into like a bank. Our family mainly does banking by phone, but for Homeloans Ltd its just deducted each month from another bank account. They do have a very good customer service help line and you don't have to wait too long to be served.
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YesThe interest rates aren't competitive and they lock you in for 3 years (as in you pay a fine for paying out the mortgage during this time). They put the interest rates up above the reserve bank's increases, but don't communicate to you what percen... Full review
The interest rates aren't competitive and they lock you in for 3 years (as in you pay a fine for paying out the mortgage during this time). They put the interest rates up above the reserve bank's increases, but don't communicate to you what percentage it has gone up by, only the new monthly amount.
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YesHome loans Ltd have been ripping me off for the last few years by loading up my interest rates way above what their current advertised rate is for the exact same variable loan. I would not recommend anyone go with them. I would greatly appreciate ... Full review
Home loans Ltd have been ripping me off for the last few years by loading up my interest rates way above what their current advertised rate is for the exact same variable loan. I would not recommend anyone go with them. I would greatly appreciate the help from a real bank.
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YesWhen we first applied they were fantastic and then they made so many mistakes that our settlement was delayed. Too many empty promises. Full review
When we first applied they were fantastic and then they made so many mistakes that our settlement was delayed. Too many empty promises.
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YesGreat interest rate and no monthly fees. The only problem I had was when I was looking at refinancing with Homeloans Ltd. I couldn't get a response despite several calls, so ended up going through a mortgage broker at reduced application fee. Yes ... Full review
Great interest rate and no monthly fees. The only problem I had was when I was looking at refinancing with Homeloans Ltd. I couldn't get a response despite several calls, so ended up going through a mortgage broker at reduced application fee. Yes they still had the best home loan product.
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