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  • Homeloans Ltd home loan reviews

    How are Homeloans Ltd home loans rated by the Mozo community?

    70%

    Overall Mozo Community rating: 7.0 out of 10

    Homeloans Ltd home loans

    Overall rating: 7.0 (1 reviews)*

    Last reviewed: 14 January 2009


    1. Overall customer rating
    1. Price
    1. Features
    1. Service
    1. Convenience
    1. Trust

    * based on reviews in the past 12 months

    Reviews: 8

    Thumbs up: 5 | Thumbs down: 3

    Featured home loan from Homeloans Ltd

    • Ultra Option 75
    • variable rate

      6.27%

    • comparison rate

      6.32%


    Other home loans

    • All-in-One Loan over $600k
    • variable rate

      6.70%

    • comparison rate

      6.70%

    • Go to site
       
    • dream loan express (Fixed, <60% lvr)
    • comparison rate

      5.96%

    • Go to site
       

    Compare all home loans

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    Recent Homeloans Ltd home loan reviews

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        1. Overall customer rating
        2. (Reviewed 11 months ago)

      Fantastic interest rate, which certainly helps our family in tough times. Our main bank Westpac couldn't beat them. Only problem is not having any branches to actually go into like a bank. Our family mainly does banking by phone, but for Homeloans...       Full review 

      Fantastic interest rate, which certainly helps our family in tough times. Our main bank Westpac couldn't beat them. Only problem is not having any branches to actually go into like a bank. Our family mainly does banking by phone, but for Homeloans Ltd its just deducted each month from another bank account. They do have a very good customer service help line and you don't have to wait too long to be served.


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      Homeloans Ltd home loan reviewed by Sheree from Western Australia

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        1. Overall customer rating
        2. (Reviewed over 1 year ago)

      The interest rates aren't competitive and they lock you in for 3 years (as in you pay a fine for paying out the mortgage during this time). They put the interest rates up above the reserve bank's increases, but don't communicate to you what percen...       Full review 

      The interest rates aren't competitive and they lock you in for 3 years (as in you pay a fine for paying out the mortgage during this time). They put the interest rates up above the reserve bank's increases, but don't communicate to you what percentage it has gone up by, only the new monthly amount.


        1. Price
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      Homeloans Ltd home loan reviewed by Rebecca from South Australia

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        1. Overall customer rating
        2. (Reviewed over 1 year ago)

      Home loans Ltd have been ripping me off for the last few years by loading up my interest rates way above what their current advertised rate is for the exact same variable loan. I would not recommend anyone go with them. I would greatly appreciate ...       Full review 

      Home loans Ltd have been ripping me off for the last few years by loading up my interest rates way above what their current advertised rate is for the exact same variable loan. I would not recommend anyone go with them. I would greatly appreciate the help from a real bank.


        1. Price
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      Homeloans Ltd home loan reviewed by Kym from South Australia

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        1. Overall customer rating
        2. (Reviewed over 1 year ago)

      When we first applied they were fantastic and then they made so many mistakes that our settlement was delayed. Too many empty promises.       Full review 

      When we first applied they were fantastic and then they made so many mistakes that our settlement was delayed. Too many empty promises.


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      Homeloans Ltd home loan reviewed by a Mozo reviewer from Western Australia

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        1. Overall customer rating
        2. (Reviewed over 3 years ago)

      Great interest rate and no monthly fees. The only problem I had was when I was looking at refinancing with Homeloans Ltd. I couldn't get a response despite several calls, so ended up going through a mortgage broker at reduced application fee. Yes ...       Full review 

      Great interest rate and no monthly fees. The only problem I had was when I was looking at refinancing with Homeloans Ltd. I couldn't get a response despite several calls, so ended up going through a mortgage broker at reduced application fee. Yes they still had the best home loan product.


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      Homeloans Ltd home loan reviewed by Jacqui from Queensland

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      Yes
        1. Overall customer rating
        2. (Reviewed over 3 years ago)

            Full review 


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      Homeloans Ltd home loan reviewed by a Mozo reviewer from Queensland

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        1. Overall customer rating
        2. (Reviewed over 3 years ago)

            Full review 


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      Homeloans Ltd home loan reviewed by a Mozo reviewer from New South Wales

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      Yes
        1. Overall customer rating
        2. (Reviewed over 3 years ago)

            Full review 


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      Homeloans Ltd home loan reviewed by a Mozo reviewer from Queensland

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