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The interest rate on their website is for NEW loans only. When interest rates drop they DO NOT PASS ON THE WHOLE cut. The interest rate for existing mortgage holders is actually higher than is quoted on the site. Full review
The interest rate on their website is for NEW loans only. When interest rates drop they DO NOT PASS ON THE WHOLE cut. The interest rate for existing mortgage holders is actually higher than is quoted on the site.
2 people found this review helpful – do you?
YesOur home loan application was handled quickly, professionally in a friendly manner. Also Homestar was competiive with the other home loan company we were considering. We were kept up to date and in the loop with all the dealings between the builde... Full review
Our home loan application was handled quickly, professionally in a friendly manner. Also Homestar was competiive with the other home loan company we were considering. We were kept up to date and in the loop with all the dealings between the builder, settlement agent and Homestar. I never had to chase them up. Very happy with the service we have received!
1 person found this review helpful – do you?
YesExcellent personal service and there are plenty of options to choose and assistance in getting the application into a first time lodgement. Full review
Excellent personal service and there are plenty of options to choose and assistance in getting the application into a first time lodgement.
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YesAre you guys crazy? Do you even check the Variable rate you pay on your Homestar loans compared to the advertised rate on their Website?? The positive reviews below all from Feb/Mar11 must be from a Homestar employee... These guys are not to be tr... Full review
Are you guys crazy? Do you even check the Variable rate you pay on your Homestar loans compared to the advertised rate on their Website?? The positive reviews below all from Feb/Mar11 must be from a Homestar employee... These guys are not to be trusted.
5 people found this review helpful – do you?
YesI dealt with Rick and from the start I know I was in good hands. His knowledge of both loan process and real estate agent thinking made me powerful and confident finding and securing a the right home. Pleasure to deal with Rick - highly recomme... Full review
I dealt with Rick and from the start I know I was in good hands. His knowledge of both loan process and real estate agent thinking made me powerful and confident finding and securing a the right home. Pleasure to deal with Rick - highly recommend homestar in my experiences.
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YesProduct is extremely competitive, as an ex Mortgage Broker myself was unable to fault entire process. Dealt with a loans officer service was outstanding. Full review
Product is extremely competitive, as an ex Mortgage Broker myself was unable to fault entire process. Dealt with a loans officer service was outstanding.
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YesMinimal upfront costs, very competitive interest rate, dedicated consultants guiding you through every step, application process mostly done electronically, e-mail, fax, phone. Can make additional payments, redraw funds if needed, no ongoing fees ... Full review
Minimal upfront costs, very competitive interest rate, dedicated consultants guiding you through every step, application process mostly done electronically, e-mail, fax, phone. Can make additional payments, redraw funds if needed, no ongoing fees and no need to go to the branch. easy access to your banking online and over the phone. Can be costly if you decide to change loan providers within the first five years. Overall very happy with the home loan product so far.
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YesHomeStar is a wonderful company and their staff is doing an excellent job to guide you and support you through entire process of home loan. It is a great company to deal with. Every aspect of loan cost and details they explain very well. I am very... Full review
HomeStar is a wonderful company and their staff is doing an excellent job to guide you and support you through entire process of home loan. It is a great company to deal with. Every aspect of loan cost and details they explain very well. I am very satisfied with the lender and wish to all new people to discuss your loan needs. Very good rates for home loans without any hidden cost. Every thing is in black & white. Much better, simpler than 4 major banks rates and loan process. I have experience of other three banks. I would rank Homestar is real "STAR *****" I strongly recommend to all new customers
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YesThe product is Advantage Premium Home Loan >$500K. It offers very competitive rates and there is absolute no 'out of pocket' charges, no hidden costs at all. Customer services is excellent, instructions are really clear and staff are really helpful. Full review
The product is Advantage Premium Home Loan >$500K. It offers very competitive rates and there is absolute no 'out of pocket' charges, no hidden costs at all. Customer services is excellent, instructions are really clear and staff are really helpful.
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YesI did not dislike anything, except for a large amount of paperwork required but I suppose that is what shows how reliable they are. Outstanding customer service Full review
I did not dislike anything, except for a large amount of paperwork required but I suppose that is what shows how reliable they are. Outstanding customer service
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YesNothing much to dislike, competitive interest rates, basically no frills home loan which was exactly what I was looking for, initial customer support was well above average Full review
Nothing much to dislike, competitive interest rates, basically no frills home loan which was exactly what I was looking for, initial customer support was well above average
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YesThe loan I was looking for was a simple one as it's my first home loan. I'm not splitting or refinancing, so I wasn't big on extra features. Throughout the application process, the customer care was extremely helpful and efficient - all the way to... Full review
The loan I was looking for was a simple one as it's my first home loan. I'm not splitting or refinancing, so I wasn't big on extra features. Throughout the application process, the customer care was extremely helpful and efficient - all the way to settlement! The only downside was that the actual loan company I had to deal with for the settlement was in QLD (I live in NSW), which made the paperwork delivery very difficult...
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YesMy 1 year old standard variable home loan has an annual interest rate of 7.13%. Advertised rate is 7.03%. The actual rate has been consistently above the advertised rate. In my opinion the 10% difference is a loop hole that belies the "low rat... Full review
My 1 year old standard variable home loan has an annual interest rate of 7.13%. Advertised rate is 7.03%. The actual rate has been consistently above the advertised rate. In my opinion the 10% difference is a loop hole that belies the "low rates, no fees" loan. I've reviewed this bank before, and the benefits still stand: good communication when applying, free redraw, BPay support and quick money transfer are good features.
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YesGood interest rate, good loan features, easy to deal with. Full review
Good interest rate, good loan features, easy to deal with.
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YesGreat product and service - i would definitely recommend HomeStar Full review
Great product and service - i would definitely recommend HomeStar
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YesOnly use them for the low interest rate. Terrible customer service and no offset account. Full review
Only use them for the low interest rate. Terrible customer service and no offset account.
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YesWhat type of home loan are you looking for?
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