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  • ING DIRECT home loan reviews

    How are ING DIRECT home loans rated by the Mozo community?

    76%

    Overall Mozo Community rating: 7.6 out of 10

    ING DIRECT home loans

    Overall rating: 7.6 (100 reviews)*

    Last reviewed: 19 May 2012


    1. Overall customer rating
    1. Price
    1. Features
    1. Service
    1. Convenience
    1. Trust

    * based on reviews in the past 12 months

    Reviews: 300

    Thumbs up: 272 | Thumbs down: 27

    People's Choice
    Winner 2011

    Featured home loan from ING DIRECT

    • Action Equity Loan
    • variable rate

      7.02%

    • comparison rate

      7.04%


    Other home loans

    • Fixed Rate Home Loan (Ultimate Home Loan Package)
    • fixed 1 year rate

      5.79%

    • comparison rate

      6.42%

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    • dream catcher
    • variable rate

      5.85%

    • comparison rate

      6.23%

    • Go to site
       

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    Recent ING DIRECT home loan reviews

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    • Honesty

        1. Overall customer rating
        2. (Reviewed 11 days ago)

      What you look for in a loan should be more upfront on how you can save, whether it be on their website or by telephone if you ring up for an enquiry. That way making your choice is much easier. It's not until you ask that you find out you can save...       Full review 

      What you look for in a loan should be more upfront on how you can save, whether it be on their website or by telephone if you ring up for an enquiry. That way making your choice is much easier. It's not until you ask that you find out you can save on your mortgage. Banks need to be more competitive for your money.save the customer money, it's as simple as that.


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      ING DIRECT home loan reviewed by Jessica from Queensland

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    • ING are fantastic! No service fees what so ever!!

        1. Overall customer rating
        2. (Reviewed 17 days ago)

      The only downfall that I can pick is that they don't have a service branch to walk into. I understand it is only an online bank, their phone staff are incredibly helpful when ever you need advice so I would happily refer ING to all my friends & fa...       Full review 

      The only downfall that I can pick is that they don't have a service branch to walk into. I understand it is only an online bank, their phone staff are incredibly helpful when ever you need advice so I would happily refer ING to all my friends & family.


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      ING DIRECT home loan reviewed by Alison from Tasmania

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    • No so great

        1. Overall customer rating
        2. (Reviewed 19 days ago)

      There is no branch for us to access easily. However, there is a nil interest visa attached to the loan and this is very helpful as I sometimes forget to pay on time and at least i know i will never get charged interest on the credit card.       Full review 

      There is no branch for us to access easily. However, there is a nil interest visa attached to the loan and this is very helpful as I sometimes forget to pay on time and at least i know i will never get charged interest on the credit card.


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      ING DIRECT home loan reviewed by Donna from Queensland

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    • Good customer service

        1. Overall customer rating
        2. (Reviewed 2 months ago)

      I love this product and this bank, but the only thing that I'm disappointed at is that they have put the interest up even though the reserve bank didnt raise the rates.       Full review 

      I love this product and this bank, but the only thing that I'm disappointed at is that they have put the interest up even though the reserve bank didnt raise the rates.


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      ING DIRECT home loan reviewed by Joselyn from New South Wales

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    • Suits our needs

        1. Overall customer rating
        2. (Reviewed 2 months ago)

      Would be easier if ATM's were available, however all other features are ok of a no frill's homeloan. Suits our needs enough.       Full review 

      Would be easier if ATM's were available, however all other features are ok of a no frill's homeloan. Suits our needs enough.


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      ING DIRECT home loan reviewed by Jo from New South Wales

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      Yes
        1. Overall customer rating
        2. (Reviewed 4 months ago)

      ING direct has been the best thing to happen to my family. We have actually started to live since we refinanced with them. Keep up the good work guys....       Full review 

      ING direct has been the best thing to happen to my family. We have actually started to live since we refinanced with them. Keep up the good work guys....


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      ING DIRECT home loan reviewed by Sharyn from Queensland

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      Yes
        1. Overall customer rating
        2. (Reviewed 4 months ago)

      I like this bank for my home loan as they have good rates. When I was in a dilema with my special needs daughter home for the christmas break and i could not work as i had to assist her during the day, there was no way we could survive on one inco...       Full review 

      I like this bank for my home loan as they have good rates. When I was in a dilema with my special needs daughter home for the christmas break and i could not work as i had to assist her during the day, there was no way we could survive on one income. They found a solution that worked for both of us without having to endure any hardship and i am very grateful for that.


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      ING DIRECT home loan reviewed by Marina from Victoria

      1 person found this review helpful – do you?

      Yes
        1. Overall customer rating
        2. (Reviewed 4 months ago)

      Rate given was very competitive and they beat the best offer I could get from NAB. Also very handy that ING also allow any banks ATM to be used for no fee.       Full review 

      Rate given was very competitive and they beat the best offer I could get from NAB. Also very handy that ING also allow any banks ATM to be used for no fee.


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      ING DIRECT home loan reviewed by Adam from Victoria

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      Yes
        1. Overall customer rating
        2. (Reviewed 4 months ago)

      ING have always been respectful and helpful to me with this home loan. They are always quick to pass on any cut in interest rate and provide good advice.       Full review 

      ING have always been respectful and helpful to me with this home loan. They are always quick to pass on any cut in interest rate and provide good advice.


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      ING DIRECT home loan reviewed by Jake from Queensland

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      Yes
        1. Overall customer rating
        2. (Reviewed 4 months ago)

      We have run into a spot of bother and they seem very unwilling to help it is almost so sad to bad.They all reel you in with this that and the other and they always dangle carrots but fail to follow through.       Full review 

      We have run into a spot of bother and they seem very unwilling to help it is almost so sad to bad.They all reel you in with this that and the other and they always dangle carrots but fail to follow through.


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      ING DIRECT home loan reviewed by Arlene from Queensland

      2 people found this review helpful – do you?

      Yes
        1. Overall customer rating
        2. (Reviewed 4 months ago)

      ING is great. You can use any atm but if you take out under $200 you get a $2 fee.       Full review 

      ING is great. You can use any atm but if you take out under $200 you get a $2 fee.


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      ING DIRECT home loan reviewed by Justin from Victoria

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      Yes
        1. Overall customer rating
        2. (Reviewed 4 months ago)

      ING offer a range of products to suit just about anyone's needs. I signed up for a fixed rate home loan. Their interest rate was the lowest available and they allow some additional repayments while many other fixed rate loan do not. The online...       Full review 

      ING offer a range of products to suit just about anyone's needs. I signed up for a fixed rate home loan. Their interest rate was the lowest available and they allow some additional repayments while many other fixed rate loan do not. The online banking is easy to navigate and customer service on the phone has always been excellent. The only negative is the lack of a physical branch but that is made up for with much better rates than competitors. I would recommend ING Direct to anyone with access to online or phone banking.


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      ING DIRECT home loan reviewed by Dennis from Victoria

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      Yes
        1. Overall customer rating
        2. (Reviewed 4 months ago)

      I would have loved to have stayed with them for my home loan however when we bought a new house we had to change to get better borrowing power       Full review 

      I would have loved to have stayed with them for my home loan however when we bought a new house we had to change to get better borrowing power


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      ING DIRECT home loan reviewed by Matthew from Queensland

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      Yes
        1. Overall customer rating
        2. (Reviewed 4 months ago)

      They offer the best interest rates. No hassle Home loan but hard to find their ATM but if you have Creditcard link to your Homeloan, you can withdraw money in any ATM with no fees. The downside: you spend more money on your Creditcard so you ca...       Full review 

      They offer the best interest rates. No hassle Home loan but hard to find their ATM but if you have Creditcard link to your Homeloan, you can withdraw money in any ATM with no fees. The downside: you spend more money on your Creditcard so you can't pay off your Homeloan quicker.


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      ING DIRECT home loan reviewed by Umi from New South Wales

      1 person found this review helpful – do you?

      Yes

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