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You won't do better than I.N.G Term deposits
People should be aware that the minimum amount you can invest is $5000, but it's worth it as the rates are very good. There is a good selection of terms, plus if you reinvest you get a bonus .1%. Full review
People should be aware that the minimum amount you can invest is $5000, but it's worth it as the rates are very good. There is a good selection of terms, plus if you reinvest you get a bonus .1%.
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YesNo physical branches or ATMs, however the on-line service is great. Great interest rates, and if you are rolling the term deposit, you get an additional .1% interest. A great service easily and quickly managed from home. Full review
No physical branches or ATMs, however the on-line service is great. Great interest rates, and if you are rolling the term deposit, you get an additional .1% interest. A great service easily and quickly managed from home.
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YesNo fees, terrific interest rates, its easy banking with no queues. Just transfer funds to CBA debit card ... CBA is another story would not recommend that one! Full review
No fees, terrific interest rates, its easy banking with no queues. Just transfer funds to CBA debit card ... CBA is another story would not recommend that one!
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YesI have been banking with ING Direct for many years. It was so easy to set up a Term Deposit online and they have great rates. Also loyalty bonus rates. I also have a Savings Maximiser with ING Direct which makes it very easy to transfer money to a... Full review
I have been banking with ING Direct for many years. It was so easy to set up a Term Deposit online and they have great rates. Also loyalty bonus rates. I also have a Savings Maximiser with ING Direct which makes it very easy to transfer money to and from my Every Day Savingss account. Funds can be transferred to or from my Savings Maximiser overnight whenever I need extra cash in my Retirement Account. By saving with ING Direct I have convenient online banking with the best interest rates onoffer.
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YesThe product offers a competitive interest rate and since it is an on-line bank, I am able to do everything online, which is convenient. Full review
The product offers a competitive interest rate and since it is an on-line bank, I am able to do everything online, which is convenient.
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YesOne of the best short term interest rates available, a .1% loyalty bonus and a very easy and secure web site. Highly recommended. Full review
One of the best short term interest rates available, a .1% loyalty bonus and a very easy and secure web site. Highly recommended.
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YesVery user friendly & easy to set up a term deposit online. Turnaround is fantastic. The customer service was really helpful & takes the time to answer your queries. Really impressed & would definitely use this financial institution more in future. Full review
Very user friendly & easy to set up a term deposit online. Turnaround is fantastic. The customer service was really helpful & takes the time to answer your queries. Really impressed & would definitely use this financial institution more in future.
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YesSeriously don't know why you would bank anywhere else! Always had the most competitive interest rates. They have loyalty programmes, bonus offers and money and so easy and friendly to use. Cannot recommend highly enough! Full review
Seriously don't know why you would bank anywhere else! Always had the most competitive interest rates. They have loyalty programmes, bonus offers and money and so easy and friendly to use. Cannot recommend highly enough!
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YesI can say that ING is the best bank for term deposit as I've been with them for years and their interest has always been above the big four banks. Full review
I can say that ING is the best bank for term deposit as I've been with them for years and their interest has always been above the big four banks.
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YesMy Term Deposit with ING are so quick and easy - I was able to apply online through my ING Account, with the click of a button, I had transferred from our savings account to our new Term Deposit Account, able to earn a great interest rate on our m... Full review
My Term Deposit with ING are so quick and easy - I was able to apply online through my ING Account, with the click of a button, I had transferred from our savings account to our new Term Deposit Account, able to earn a great interest rate on our money at set the length of term that we were happy with. At maturity if we roll over we receive a bonus loyalty interest rate as well. I've found ING to be such a NO FUSS bank, we're so happy with their customer service and products.
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YesSaving made easy. No fuss quiet achiever saving plan. Full review
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Yesinterest rates are higher than other banks, but there are no fee's Full review
interest rates are higher than other banks, but there are no fee's
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YesING DIRECT is not only convenient and customer friendly but offers very competitive returns on a variety of products. I was first of all skeptical of them but in the 4 to 5 years I've been with them I've had no real problems. One of their strength... Full review
ING DIRECT is not only convenient and customer friendly but offers very competitive returns on a variety of products. I was first of all skeptical of them but in the 4 to 5 years I've been with them I've had no real problems. One of their strengths is their availability 24/7 both online and by phone and their friendly customer service.
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YesBeen with Ingdirect for more than 5 years and am a happy customer. Ingdirect has good high interest rates for various accounts. Customer service is excellent too. Convenience in doing your banking online or over the phone. Full review
Been with Ingdirect for more than 5 years and am a happy customer. Ingdirect has good high interest rates for various accounts. Customer service is excellent too. Convenience in doing your banking online or over the phone.
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YesThis was an online transaction and I experienced no problems or issues. Follow up was timely and accurate. Full review
This was an online transaction and I experienced no problems or issues. Follow up was timely and accurate.
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YesI have been with ING Direct a long time and have several products with them. I have found their service very good and the interest rates very good. Whereas one bank did not give me any interest at all because I have a Centrelink payment, ING Direc... Full review
I have been with ING Direct a long time and have several products with them. I have found their service very good and the interest rates very good. Whereas one bank did not give me any interest at all because I have a Centrelink payment, ING Direct gave me the normal interest rate. I also have a Home Loan Product with them and high interest saving account. I have never had a problem with ING over the years and because I do not earn money from a job, they have saved me from debt because of the interest rate given.
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YesING direct term deposits are so easy to set up, have great rates, flexibile on maturity dates, easy to follow, can link to other accounts, and an overall great way to make money from my savings when I'm not spending it. The hardest part is decidin... Full review
ING direct term deposits are so easy to set up, have great rates, flexibile on maturity dates, easy to follow, can link to other accounts, and an overall great way to make money from my savings when I'm not spending it. The hardest part is deciding how much to commit to a term.
1 person found this review helpful – do you?
YesI got my term deposit via the internet, this made the process very quick and easy. Full review
I got my term deposit via the internet, this made the process very quick and easy.
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YesFor some reason I feel safe with ING direct. Maybe its the features on their website or the orange orangutan!! The rate for a 1 year term deposit at the moment is at 6.4% and I thought that was pretty good. There are no fees and IF you wished to d... Full review
For some reason I feel safe with ING direct. Maybe its the features on their website or the orange orangutan!! The rate for a 1 year term deposit at the moment is at 6.4% and I thought that was pretty good. There are no fees and IF you wished to draw the money out early you dont actually have to pay them, the percentage just drops a little.
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YesI have had a very positive experience with ING Direct. So far, they have no fees or charges and their interest rates are consistently higher than other providers. The most positive aspect was that I recently needed access to my term deposit. When ... Full review
I have had a very positive experience with ING Direct. So far, they have no fees or charges and their interest rates are consistently higher than other providers. The most positive aspect was that I recently needed access to my term deposit. When it rolled over, I withdrew a reasonable amount of money and in the process, lost very little of the interest rate which I was very suprised and pleased with. I would definitely recommend this bank and its products to anyone.
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YesGreat product with a good interest rate. Comes highly recommended (online saver). Full review
Great product with a good interest rate. Comes highly recommended (online saver).
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YesThey had very competetive interest rates for the time frames I was looking for. They had no fees. Since I already had a savings account it was all really easy to set up. Full review
They had very competetive interest rates for the time frames I was looking for. They had no fees. Since I already had a savings account it was all really easy to set up.
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YesIntrest rate for the Savings Maximiser. Full review
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YesCustomer service is not good ,you wait for long periods of time to do anything, and they give new customers better rates. I know it is a marketing ploy but loyalty should count for something Full review
Customer service is not good ,you wait for long periods of time to do anything, and they give new customers better rates. I know it is a marketing ploy but loyalty should count for something
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YesCan't fault ING in any area of their business. Full review
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YesWhat they say they do, they do. No fees from any ATM. Interest on savings so good. Friendly lovely helpful staff. I will not recommend any one else and I have only been with ING for just over a year. I tell everyone that mentions banks etc to cha... Full review
What they say they do, they do. No fees from any ATM. Interest on savings so good. Friendly lovely helpful staff. I will not recommend any one else and I have only been with ING for just over a year. I tell everyone that mentions banks etc to change to ING.
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YesING DIRECT ARE BY FAR THE BEST FINANCIAL INSTITUTION THAT I KNOW ,THEIR TERM DEPOSITS STREAK OUT IN FRONT OF THEIR COMPETITION, I HAVE BEEN BANKING WITH THEM FOR AROUND 10 YEARS AND I COULD NOT SAY ONE BAD THING ABOUT THEM, COMING FROM ME THAT IS ... Full review
ING DIRECT ARE BY FAR THE BEST FINANCIAL INSTITUTION THAT I KNOW ,THEIR TERM DEPOSITS STREAK OUT IN FRONT OF THEIR COMPETITION, I HAVE BEEN BANKING WITH THEM FOR AROUND 10 YEARS AND I COULD NOT SAY ONE BAD THING ABOUT THEM, COMING FROM ME THAT IS REALLY SAYING SOMETHING.
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YesI love the simplicity of having ING accounts. Everything is easy! Full review
I love the simplicity of having ING accounts. Everything is easy!
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YesI love ING direct. They have great products, no fees and their customer service is excellent. Full review
I love ING direct. They have great products, no fees and their customer service is excellent.
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YesI honestly dont have any negative feedback about this type of account or ING, its helped me save for my Europe travels and other major purchases I am planning to make. The interest is very competitive and also very inviting. Customer service is g... Full review
I honestly dont have any negative feedback about this type of account or ING, its helped me save for my Europe travels and other major purchases I am planning to make. The interest is very competitive and also very inviting. Customer service is great, very professional and helpful & very happy with the security procedure's they have in place.
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