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  • ME Bank home loan reviews

    How are ME Bank home loans rated by the Mozo community?

    86%

    Overall Mozo Community rating: 8.6 out of 10

    ME Bank home loans

    Overall rating: 8.6 (90 reviews)*

    Last reviewed: 21 May 2012


    1. Overall customer rating
    1. Price
    1. Features
    1. Service
    1. Convenience
    1. Trust

    * based on reviews in the past 12 months

    Reviews: 329

    Thumbs up: 315 | Thumbs down: 14

    People's Choice
    Winner 2011

    Featured home loan from ME Bank

    • Ultimate Offset Account (Fixed, Super Members Home Loan)
    • fixed 1 year rate

      5.99%

    • comparison rate

      6.55%


    Other home loans

    • Online Home Loan
    • variable rate

      5.97%

    • comparison rate

      5.97%

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    • Fixed Great Rate Home Loan
    • fixed 1 year rate

      5.84%

    • comparison rate

      6.18%

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    Compare all home loans

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    Recent ME Bank home loan reviews

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    • Sticking with us through both good and bad times!

        1. Overall customer rating
        2. (Reviewed 18 days ago)

      In 2011 my husband and I separated after 20 years of marriage. We have loans for 1 residence and 4 rental properties with ME. I can't tell you how helpful and patient ME have been in helping us through what has been a terrible and stressful time. ...       Full review 

      In 2011 my husband and I separated after 20 years of marriage. We have loans for 1 residence and 4 rental properties with ME. I can't tell you how helpful and patient ME have been in helping us through what has been a terrible and stressful time. Although the separation has been amicable it could have been much worse without the support of our financial institution. It has been over a year now and they are still hanging in with us as we try to divest our investments and I would just like to say a big thank you.


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      ME Bank home loan reviewed by Jac from South Australia

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    • No fuss. You don't pay for extras you dont need.

        1. Overall customer rating
        2. (Reviewed 19 days ago)

      No fuss. No paying for added extras. Very flexible with paying off early. consistently lower interest rates than big banks. Make extra payments over the phone.       Full review 

      No fuss. No paying for added extras. Very flexible with paying off early. consistently lower interest rates than big banks. Make extra payments over the phone.


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      ME Bank home loan reviewed by Kerrie from Victoria

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    • Good easy choice

        1. Overall customer rating
        2. (Reviewed 24 days ago)

      Although they don't have a direct branch, access is good, ATM's numbers through St George and Westpac make it easy. Redraw facility is good.       Full review 

      Although they don't have a direct branch, access is good, ATM's numbers through St George and Westpac make it easy. Redraw facility is good.


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      ME Bank home loan reviewed by Ros from New South Wales

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    • Efficient friendly customer service

        1. Overall customer rating
        2. (Reviewed about 1 month ago)

      No hidden fees, competitive rate, great customer service. Actually get to speak with a real person in Australia, not offshore       Full review 

      No hidden fees, competitive rate, great customer service. Actually get to speak with a real person in Australia, not offshore


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      ME Bank home loan reviewed by Kerrie from Australian Capital Territory

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    • good rates, good product, great service!

        1. Overall customer rating
        2. (Reviewed about 1 month ago)

      ME Bank home loans provides us with the best product at very attractive rates. Everything we need with great customer service!       Full review 

      ME Bank home loans provides us with the best product at very attractive rates. Everything we need with great customer service!


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      ME Bank home loan reviewed by Kevin from South Australia

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    • Excellent customer service

        1. Overall customer rating
        2. (Reviewed about 1 month ago)

      I feel safe using this bank we have all accounts with them, when I used my credit card on paypal a few times in the one day they rang me to check if it was me using it. They have a redraw facility with the home loan. Customer service is very go...       Full review 

      I feel safe using this bank we have all accounts with them, when I used my credit card on paypal a few times in the one day they rang me to check if it was me using it. They have a redraw facility with the home loan. Customer service is very good and quick.


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      ME Bank home loan reviewed by Eileen from Queensland

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    • Fantastic service, competitive rares

        1. Overall customer rating
        2. (Reviewed 2 months ago)

      Did the home work and being an industry super fund member, they provided the best overall deal to us       Full review 

      Did the home work and being an industry super fund member, they provided the best overall deal to us


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      ME Bank home loan reviewed by Nick from South Australia

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    • Good rates and great customer service

        1. Overall customer rating
        2. (Reviewed 2 months ago)

      ME Bank has been a great bank for us the only ONE problem is no branch here, if they added a rewards programs they would be the best bank ever.       Full review 

      ME Bank has been a great bank for us the only ONE problem is no branch here, if they added a rewards programs they would be the best bank ever.


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      ME Bank home loan reviewed by Vicky from Queensland

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    • If only everyone else was as good

        1. Overall customer rating
        2. (Reviewed 3 months ago)

      None of the things people whinge about because of their bank are an issue for this organisation. No nasty fine print, no fees, no line ups, no arrogance, no huge profit declarations on the back of staff standowns, overseas employment, fee increase...       Full review 

      None of the things people whinge about because of their bank are an issue for this organisation. No nasty fine print, no fees, no line ups, no arrogance, no huge profit declarations on the back of staff standowns, overseas employment, fee increases or management/director salary increases, not to mention obscene salaries at board and CEO levels. This truly is "me" bank, a bank for all of us.


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      ME Bank home loan reviewed by Rob from Queensland

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        1. Overall customer rating
        2. (Reviewed 4 months ago)

      Their product is fantastic and the staff we have dealt with over the years, whether in person or over the phone have all been awesome and really helpful - nothing is ever too much trouble.       Full review 

      Their product is fantastic and the staff we have dealt with over the years, whether in person or over the phone have all been awesome and really helpful - nothing is ever too much trouble.


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      ME Bank home loan reviewed by Debbie from Australian Capital Territory

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      Yes
        1. Overall customer rating
        2. (Reviewed 4 months ago)

      The offset account arrangement is great as it is very flexible. Make sure you've done all your renovations, gone overseas, bought your new car, etc before you pay off your loan. Get yourself a credit card and pay all your bills etc with it and hav...       Full review 

      The offset account arrangement is great as it is very flexible. Make sure you've done all your renovations, gone overseas, bought your new car, etc before you pay off your loan. Get yourself a credit card and pay all your bills etc with it and have the full amount paid off every month automatically, just before the due date. This means that your savings remain untouched and instead of earning interest, they reduce your loan.


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      ME Bank home loan reviewed by Claire from Australian Capital Territory

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      Yes
        1. Overall customer rating
        2. (Reviewed 4 months ago)

      No fees and one of the best interest rates on the market. I like the personal touch of ME Bank where there visit your home and give outstanding advice.       Full review 

      No fees and one of the best interest rates on the market. I like the personal touch of ME Bank where there visit your home and give outstanding advice.


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      ME Bank home loan reviewed by Glenn kirkwood from Western Australia

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      Yes
        1. Overall customer rating
        2. (Reviewed 4 months ago)

      No strong feelings either way with regards to recommending ME Bank to friends or family mainly because their home loan rates are not negotiable and there are no extra benefits in any of their products.       Full review 

      No strong feelings either way with regards to recommending ME Bank to friends or family mainly because their home loan rates are not negotiable and there are no extra benefits in any of their products.


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      ME Bank home loan reviewed by Anne from New South Wales

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      Yes
        1. Overall customer rating
        2. (Reviewed 4 months ago)

      M.E bank is my bank! I didn't even have to leave the house to apply for my homeloan. A friendly mobile lender visited me at a time that was convenient (when the kids were in bed) and completed the necessary paperwork. Easy no fuss and very compete...       Full review 

      M.E bank is my bank! I didn't even have to leave the house to apply for my homeloan. A friendly mobile lender visited me at a time that was convenient (when the kids were in bed) and completed the necessary paperwork. Easy no fuss and very competetive interest rates. That's why I can M.E bank MY BANK!


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      ME Bank home loan reviewed by Linda from Tasmania

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        1. Overall customer rating
        2. (Reviewed 4 months ago)

      ME Bank have been proactive in assisting with Joint Acount facilities and extremely efficient in providing a Home Loan account. Can't speak to highly of their assistance and professionalism.       Full review 

      ME Bank have been proactive in assisting with Joint Acount facilities and extremely efficient in providing a Home Loan account. Can't speak to highly of their assistance and professionalism.


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      ME Bank home loan reviewed by Mal from Australian Capital Territory

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      Yes
        1. Overall customer rating
        2. (Reviewed 4 months ago)

      Members Equity is a bank that provides human service, all other banks that l have dealt with in the past, have and still continue to provide computer service and the bottom line for the major banks is the dollar. Care factor towards customers fro...       Full review 

      Members Equity is a bank that provides human service, all other banks that l have dealt with in the past, have and still continue to provide computer service and the bottom line for the major banks is the dollar. Care factor towards customers from all major banks is 0. Members Equity provides great customer service


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      ME Bank home loan reviewed by Brendan from Victoria

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