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Years ago ME Bank drew in customers with its high interest savings accounts but is no longer a serious player in that market. A recent change in their online banking interface has locked me out completely. And even though I rang to cancel my accou... Full review
Years ago ME Bank drew in customers with its high interest savings accounts but is no longer a serious player in that market. A recent change in their online banking interface has locked me out completely. And even though I rang to cancel my account they continue to send me paper statements in the mail - no wonder they can't afford to compete!
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YesGreat product with above standard service
Great online access, very rarely any downtime for access issues; good interest rate with interest payments half yearly; bank at post easy to use and generally less people to line up behind! Full review
Great online access, very rarely any downtime for access issues; good interest rate with interest payments half yearly; bank at post easy to use and generally less people to line up behind!
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YesSimple savings and investment options that have good returns and easy on-line access. No better or worse at communication or product options than the big banks but the fees are lower and the interest higher. Good for me. Full review
Simple savings and investment options that have good returns and easy on-line access. No better or worse at communication or product options than the big banks but the fees are lower and the interest higher. Good for me.
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YesI really like this account because the only way to access it is via the internet and transferring money out of it. It helps saving by not having access directly to it via eftpos or debit card. Full review
I really like this account because the only way to access it is via the internet and transferring money out of it. It helps saving by not having access directly to it via eftpos or debit card.
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YesGreat product. Great rates. Great customer service. Great online information about account. Only problem is the limited access to ATMs and depositing cheques into the account. There are fees for each of these transactions using other bank's ATMs o... Full review
Great product. Great rates. Great customer service. Great online information about account. Only problem is the limited access to ATMs and depositing cheques into the account. There are fees for each of these transactions using other bank's ATMs or depositing a cheque at the post office.
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YesThere are no bank fees with transactions. It is easy to use on the internet to move between accounts. Full review
There are no bank fees with transactions. It is easy to use on the internet to move between accounts.
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YesThe product is good, customer service is great. It is about time ME Bank improves its online banking portal and providing a wireless app as well. This would be consistent with its aim of providing superbly great customer service. Full review
The product is good, customer service is great. It is about time ME Bank improves its online banking portal and providing a wireless app as well. This would be consistent with its aim of providing superbly great customer service.
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YesMembers equity offer a wonderful service. Their fees are low. We are very impressed with the calls we receive when a larger amount of money than has been transferred to a unknown third party - to confirm that we have infact transferred the money o... Full review
Members equity offer a wonderful service. Their fees are low. We are very impressed with the calls we receive when a larger amount of money than has been transferred to a unknown third party - to confirm that we have infact transferred the money ourselves. We cannot fault them in anyway.
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YesI only do online banking but any time I have a query, I can either email them (and receive a reply by phone or email) or if I phone them they have proven to be helpful, friendly and professional Full review
I only do online banking but any time I have a query, I can either email them (and receive a reply by phone or email) or if I phone them they have proven to be helpful, friendly and professional
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YesME Bank offer very competitive products with fantastic customer service. They are always willing to help, very friendly staff and treat you like they care! Full review
ME Bank offer very competitive products with fantastic customer service. They are always willing to help, very friendly staff and treat you like they care!
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YesMy husband and l are renovating our home and needed further money to continue the renovation. Our bank at the time, The Commonwealth Bank turned us down and would not assist. ME Bank assisted us to break our contract with The Commonwealth and as... Full review
My husband and l are renovating our home and needed further money to continue the renovation. Our bank at the time, The Commonwealth Bank turned us down and would not assist. ME Bank assisted us to break our contract with The Commonwealth and assist us in all our needs. ME Bank is small, user friendly and cares about its customers. We will never be with a big bank again. Thanks ME Bank
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YesDeal with real people, pay low or no fees, get good interest and product options. Online and phone banking for all your needs. This doesn't sound like a bank, but it is and it's far better than any bank I've used before. Highly recommended for rea... Full review
Deal with real people, pay low or no fees, get good interest and product options. Online and phone banking for all your needs. This doesn't sound like a bank, but it is and it's far better than any bank I've used before. Highly recommended for real banking.
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YesThis is an online bank so you have to remember the day before you need your money to allow time for it to transfer to your cash account. Other than that you can connect it to all your relevant debitors for easy payment of bills. You don't get pena... Full review
This is an online bank so you have to remember the day before you need your money to allow time for it to transfer to your cash account. Other than that you can connect it to all your relevant debitors for easy payment of bills. You don't get penalised for taking money out. The staff on the rare occasion - you may need to ring, are very good and SPEAK ENGLISH which is great. I like My ME Bank
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YesSo simple to set up, amazing interest even on small deposits, reliable money transfers if you process the withdrawal before 4.00pm. Totally awesome. Full review
So simple to set up, amazing interest even on small deposits, reliable money transfers if you process the withdrawal before 4.00pm. Totally awesome.
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YesThe only major con was the lack ME ATMs, but there are now two in the ACT, so it's better than it was when we originally opened our accounts. The best thing is their customer service and the flexibility of internet use - it's just superb! Full review
The only major con was the lack ME ATMs, but there are now two in the ACT, so it's better than it was when we originally opened our accounts. The best thing is their customer service and the flexibility of internet use - it's just superb!
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YesBest service. Always friendly and at the end of a phone ; Rates are very competitive . Always go out of their way to give best advice. Full review
Best service. Always friendly and at the end of a phone ; Rates are very competitive . Always go out of their way to give best advice.
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YesWhat I love most about ME is when you exceed your credit card limit, they don't charge you, they don't complain, they pay the bill and know that it will be paid when your next pay comes in. They are anything but greedy- they don't take any chance ... Full review
What I love most about ME is when you exceed your credit card limit, they don't charge you, they don't complain, they pay the bill and know that it will be paid when your next pay comes in. They are anything but greedy- they don't take any chance to take what you have earned but work with you to keep you as a happy customer. Everybody should be with ME- they have values that match yours- be kind, be generous when you need to be and love great communication. It doesn't get better than this. Love ME!!!!
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YesThe customer service for this bank is very good...the location of the banks is a bit of a problem though Full review
The customer service for this bank is very good...the location of the banks is a bit of a problem though
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YesCouldn't be much easier to get top interest, no fees and convenience, all you need is a computer and internet and you have access to do what you want. Full review
Couldn't be much easier to get top interest, no fees and convenience, all you need is a computer and internet and you have access to do what you want.
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YesTheir transaction account pays an interest rate higher than any other banks I know, so my everyday savings receive interest as well. Full review
Their transaction account pays an interest rate higher than any other banks I know, so my everyday savings receive interest as well.
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YesMembers Equity - way to go Deposit high or deposit low, Just sit back and watch it GROW! Full review
Members Equity - way to go Deposit high or deposit low, Just sit back and watch it GROW!
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YesNo transaction fees if you are an eligible super fund member & have your pay deposited into the account, simple & attractive. No ATM fees for first 15 transactions, instead of being hit with fees left right & centre even by ATM's. Full review
No transaction fees if you are an eligible super fund member & have your pay deposited into the account, simple & attractive. No ATM fees for first 15 transactions, instead of being hit with fees left right & centre even by ATM's.
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YesI like the product because there are no fees apart from a flat $1 if withdrawing from a Westpac ATM. You can minimise that by using internet banking, & withdrawing cash when eftposing. It is a no frills type of bank - no rewards program etc., & th... Full review
I like the product because there are no fees apart from a flat $1 if withdrawing from a Westpac ATM. You can minimise that by using internet banking, & withdrawing cash when eftposing. It is a no frills type of bank - no rewards program etc., & the products are straight forward rather than flexible, but they give you good, honest value & that suits me perfectly.
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YesPros - immediate service via email or phone Pros - loyal to customers, ie helped with dishonour fees when there's a money mixup Pros - convenient online services for bill paying, etc Cons - can't think of one to be honest! Full review
Pros - immediate service via email or phone Pros - loyal to customers, ie helped with dishonour fees when there's a money mixup Pros - convenient online services for bill paying, etc Cons - can't think of one to be honest!
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YesI like that there are less fees and charges involved, and great customer service. Full review
I like that there are less fees and charges involved, and great customer service.
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YesI like this product because interest fees are very good even when you just use it as an everyday account. Fees are kept to a minimum because it is mainly an online bank. It has always been very easy to talk to them to resolve any problems. Full review
I like this product because interest fees are very good even when you just use it as an everyday account. Fees are kept to a minimum because it is mainly an online bank. It has always been very easy to talk to them to resolve any problems.
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YesGreat competitive interest rates and no fees which is just what you need in a savings account. No branch access is inconvenient at times especially if you need to bank a cheque (can be done at a post office) or get a bank cheque which needs to be... Full review
Great competitive interest rates and no fees which is just what you need in a savings account. No branch access is inconvenient at times especially if you need to bank a cheque (can be done at a post office) or get a bank cheque which needs to be posted out to you.
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YesEasy to use through Internet banking, and staff are terrific when you send them an email or phone them about an issue. No endless waiting times or computers either when you phone them. Full review
Easy to use through Internet banking, and staff are terrific when you send them an email or phone them about an issue. No endless waiting times or computers either when you phone them.
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YesThis bank is fair dinkum about low fees and charges. The interest rates are very competitive. This bank does not have a large amount of branches but has organised other banks so that it's customers can use their ATMs without incurring additional c... Full review
This bank is fair dinkum about low fees and charges. The interest rates are very competitive. This bank does not have a large amount of branches but has organised other banks so that it's customers can use their ATMs without incurring additional charges. Their website is informative and user friendly. Finally, this bank is a peoples bank. They don't just rabbit on about what they're doing to benefit their customers, they just get on with it.
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Yesgreat on-line access ie, bpay, transfers, link to high interest on-line account Full review
great on-line access ie, bpay, transfers, link to high interest on-line account
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YesWhat type of savings account are you looking for?
bonus rate for 4 months
minimum deposit, no withdrawals
Highest rated savings accounts- as voted by the Mozo Community (rating out of 10)
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