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I liked it when their interest rates where better. It is a good way to earn interest without being tempted to take money out. Full review
I liked it when their interest rates where better. It is a good way to earn interest without being tempted to take money out.
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YesI always have to line up to go to their City branch..which is a pain. And as I am not into internet banking, having to call them on the phone is a real drag, takes too long, and is impersonal. I used to have a "personal banker"....but this servi... Full review
I always have to line up to go to their City branch..which is a pain. And as I am not into internet banking, having to call them on the phone is a real drag, takes too long, and is impersonal. I used to have a "personal banker"....but this service went from good to almost non existent over 15 years...
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Yeshelpful bank officers, always polite
I find that if you ask for the best possible rate at the time the bank officer will generally go out of their way to help you. It's best to have some figures from other banks to help you get the interest rate that you want. Full review
I find that if you ask for the best possible rate at the time the bank officer will generally go out of their way to help you. It's best to have some figures from other banks to help you get the interest rate that you want.
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YesAs I rely on term deposits, shopping around for the best interest rate is very important. I recently moved a term deposit from another institution as NAB offered a much better rate and were willing to go the extra mile to get my business. Staff ve... Full review
As I rely on term deposits, shopping around for the best interest rate is very important. I recently moved a term deposit from another institution as NAB offered a much better rate and were willing to go the extra mile to get my business. Staff very knowledgable and friendly, highly recommend NAB Nothings A Bother
1 person found this review helpful – do you?
YesI am secure in knowledge that my investment is being managed by a trustworthy company and a good interest rate. Full review
I am secure in knowledge that my investment is being managed by a trustworthy company and a good interest rate.
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YesEach time we have asked for their help & advice we have always been steered in the right direction, even if it's felt a bit painful at the time, in the long run this has turned out in our favor, Full review
Each time we have asked for their help & advice we have always been steered in the right direction, even if it's felt a bit painful at the time, in the long run this has turned out in our favor,
2 people found this review helpful – do you?
YesThe account is only accessible via Internet banking, so makes it difficult if not connected to net. But otherwise is quite easy to transfer funds between accounts & rollover funds each 4 months when the term deposit ends or the interest rate drops... Full review
The account is only accessible via Internet banking, so makes it difficult if not connected to net. But otherwise is quite easy to transfer funds between accounts & rollover funds each 4 months when the term deposit ends or the interest rate drops down.
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YesI have term deposits in the National. But their rates at present are lower than the Commonwealth. It is such a problem to change them into another bank, so think the NAB should keep up with other banks for the loyal customers. Full review
I have term deposits in the National. But their rates at present are lower than the Commonwealth. It is such a problem to change them into another bank, so think the NAB should keep up with other banks for the loyal customers.
1 person found this review helpful – do you?
YesIt's not a question of liking or disliking the product. We knew we wanted to lock our money away in a Term Deposit, so we couldn't be tempted to get at it. But we encountered incredulousness from NAB staff about our tactics. They are too keen to p... Full review
It's not a question of liking or disliking the product. We knew we wanted to lock our money away in a Term Deposit, so we couldn't be tempted to get at it. But we encountered incredulousness from NAB staff about our tactics. They are too keen to push borrowing more money. So my advice is to do your research before you talk with staff and be aware that they are their to SELL THEIR PRODUCTS which is not always how you want to use your money.
1 person found this review helpful – do you?
YesI have invested with NAB now for 15 years and have been with NAB since 41 years. I have found their rates to be on par with other banks and their service in all the branches I have used all over Australia is excellent as you can see by my rating. ... Full review
I have invested with NAB now for 15 years and have been with NAB since 41 years. I have found their rates to be on par with other banks and their service in all the branches I have used all over Australia is excellent as you can see by my rating. I found only pros and no cons.
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YesTerm deposit is great, making money just from the interest building in your account. The interest rate is perfect as well. Full review
Term deposit is great, making money just from the interest building in your account. The interest rate is perfect as well.
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YesThis term deposit has a high interest rate and you can add the interest to the original deposit, thus getting interest on top of interest for the following and subsequent year/s. Also they contact you by telephone to find out how you want to proce... Full review
This term deposit has a high interest rate and you can add the interest to the original deposit, thus getting interest on top of interest for the following and subsequent year/s. Also they contact you by telephone to find out how you want to proceed when the year is up.
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YesEase of having a term deposit & service + advice is excellent. People in the Morphett vale branch are always friendly & helpful Full review
Ease of having a term deposit & service + advice is excellent. People in the Morphett vale branch are always friendly & helpful
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YesWhen I shopped around to find a great rate they were the best. Staff were excellent and there are plenty of branches. They are a real bank with strength and experience. Full review
When I shopped around to find a great rate they were the best. Staff were excellent and there are plenty of branches. They are a real bank with strength and experience.
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YesThis product allows us to earn a good competitive interest rate in a safe environment with the option of being able to draw on our funds should the need arise. Most suitable to our needs. Full review
This product allows us to earn a good competitive interest rate in a safe environment with the option of being able to draw on our funds should the need arise. Most suitable to our needs.
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YesThe manager sat down with me to discuss terms and rates. He was able to offer me a custom deal. When the deposit went to roll I got the same service over the phone. Full review
The manager sat down with me to discuss terms and rates. He was able to offer me a custom deal. When the deposit went to roll I got the same service over the phone.
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YesBest in customer service Full review
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YesWhen investing in Term Deposits with the NAB I find the rates extremely competetive. Term Deposits provide a better rate than a savings account. If you have some spare cash, lock it away. It is extremely easy to process via on-line banking and I ... Full review
When investing in Term Deposits with the NAB I find the rates extremely competetive. Term Deposits provide a better rate than a savings account. If you have some spare cash, lock it away. It is extremely easy to process via on-line banking and I would highly recommend.
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YesStaff are very helpful, they will always attempt to answer any questions I have and if they cant they will find someone who can. Full review
Staff are very helpful, they will always attempt to answer any questions I have and if they cant they will find someone who can.
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YesExcellent security, I had someone from Toronto accessing my account I was phoned immediately and the money they withdrew was put back in my account asap Full review
Excellent security, I had someone from Toronto accessing my account I was phoned immediately and the money they withdrew was put back in my account asap
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YesInstead of being offered the best interest rate first up (and we have had the term deposit for 2 years now, reinvesting bimonthly)we have to haggle back and forth until we get an acceptable rate by threatening to take our money to another bank/cre... Full review
Instead of being offered the best interest rate first up (and we have had the term deposit for 2 years now, reinvesting bimonthly)we have to haggle back and forth until we get an acceptable rate by threatening to take our money to another bank/credit union. Pros: Hopefully the term deposit is safe as its one of the big 4 banks. Cons: We have a personal banker which makes it much easier than for Joe Blow who has to communicate with whoever they get when they telephone the generic NAB number.
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YesAfter making a complaint regarding term deposit changes, the staff at our local NAB changed their attitude toward myself and my partner. Since then they have been on their toes 100%...especially since they identified through their internal invest... Full review
After making a complaint regarding term deposit changes, the staff at our local NAB changed their attitude toward myself and my partner. Since then they have been on their toes 100%...especially since they identified through their internal investigation branch that a staff member (not our branch) had booked some tickets on Tiger Airlines on our credit card.....10/10 for me.We always know when our term deposits are nearing expiration, and we are given the choice of putting the interest in our savings or re-investing the whole amount.
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YesiSaver Account - high interest. Quite a good product. They change the interest rate for new accounts now and then, so I just close one and open a new one when they do that! Branch staff very good. Full review
iSaver Account - high interest. Quite a good product. They change the interest rate for new accounts now and then, so I just close one and open a new one when they do that! Branch staff very good.
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YesI am happy with NAB. Staff are friendly and helpful on phone, and face to face, i would recommend to family and friends. I will also stay with with NAB. Internet banking is very easy.... Im a happy customer - excited about my returns from term de... Full review
I am happy with NAB. Staff are friendly and helpful on phone, and face to face, i would recommend to family and friends. I will also stay with with NAB. Internet banking is very easy.... Im a happy customer - excited about my returns from term deposit account :)
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YesI have a fixed bond with NAB. I rarely get mail on this product. I have to go into the branch each tax time and request a summary of interest earnt etc and this is because they will not do it over the phone. I tried accessing information on the ac... Full review
I have a fixed bond with NAB. I rarely get mail on this product. I have to go into the branch each tax time and request a summary of interest earnt etc and this is because they will not do it over the phone. I tried accessing information on the account which I have had for over 10 years on the phone once and they asked me the name of the person whom I opened the account with!!! How would I know as it was over 10 years ago!
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Yeslike having a high interest rate. Makes it good for saving for a special occasion eg holiday etc. Full review
like having a high interest rate. Makes it good for saving for a special occasion eg holiday etc.
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YesIt's a shame to see how the Bank no longer focuses on customers as that used to be one of its driving forces Full review
It's a shame to see how the Bank no longer focuses on customers as that used to be one of its driving forces
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YesI feel that the interest rates are extremely poor. I had a term deposit some years ago now and I received 15-17% interest over 6 months. Now it is only 7%. Leaves a lot to be desired. Full review
I feel that the interest rates are extremely poor. I had a term deposit some years ago now and I received 15-17% interest over 6 months. Now it is only 7%. Leaves a lot to be desired.
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Yesi dislike this product due to the hidden charges not being made clear to me on sign up. i would also like more controll having the ability to stop further payments being made if i am not happy with the service or product supplied to me upon purchase Full review
i dislike this product due to the hidden charges not being made clear to me on sign up. i would also like more controll having the ability to stop further payments being made if i am not happy with the service or product supplied to me upon purchase
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YesI have been very happy with my term deposit with the nab. I am personally contacted by a 'real'person from the branch as my term is nearing its end to see what I would like to do. I very much like this personal service. Full review
I have been very happy with my term deposit with the nab. I am personally contacted by a 'real'person from the branch as my term is nearing its end to see what I would like to do. I very much like this personal service.
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YesWhat type of term deposit are you looking for?
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