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I have no fees that I'm aware of and can only use my own funds- great for someone like me!! Full review
I have no fees that I'm aware of and can only use my own funds- great for someone like me!!
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YesI just find the lack of compatible teller machines in my area frustrating and then having to pay an extra $2.00 to withdraw when out or going out is pretty annoying and it's not always possible to go to the supermarket to withdraw money, the servi... Full review
I just find the lack of compatible teller machines in my area frustrating and then having to pay an extra $2.00 to withdraw when out or going out is pretty annoying and it's not always possible to go to the supermarket to withdraw money, the service in branches I find to be really good and the staff are always friendly, polite (which I find an absolute necessity to the degree if they weren't I would change bank) and willing to bend over backwards to help in any way
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YesI find police and nurses to be very reliable. The chat on-line system really works for me and when I have made purchases on the internet that don't seem to be 100% they call me. I am very satisfied with this bank. Full review
I find police and nurses to be very reliable. The chat on-line system really works for me and when I have made purchases on the internet that don't seem to be 100% they call me. I am very satisfied with this bank.
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YesCharges are way too high, that is the only real problem I have. Internet banking is pretty comprehensive and customer service it pretty great. I like the bank and service and have been with them for a long time but the charges seem to go up all th... Full review
Charges are way too high, that is the only real problem I have. Internet banking is pretty comprehensive and customer service it pretty great. I like the bank and service and have been with them for a long time but the charges seem to go up all the time, it's getting so you lose money unless you can keep $500 or more in your account and I can't afford that, I don't earn enough to pay the bank a fortune every month. I have bills to pay!!
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YesI love the service that I get with the product and the staff are fantastic no matter which branch I go to Full review
I love the service that I get with the product and the staff are fantastic no matter which branch I go to
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YesAs a society that looks to keep their costs to their customers under control, they do a very good job. Online accessibility is good, with new additional securities in place. Broad ranging ATM access is achieved through sharing of other organisati... Full review
As a society that looks to keep their costs to their customers under control, they do a very good job. Online accessibility is good, with new additional securities in place. Broad ranging ATM access is achieved through sharing of other organisations services to improve availability. Good job all round!
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YesIt is great to deal with a bank that actually has real people who not only answer the phone but call you back as well. Their customer service is above all I have ever experienced with other banks. Their IT dept also has real live people who talk... Full review
It is great to deal with a bank that actually has real people who not only answer the phone but call you back as well. Their customer service is above all I have ever experienced with other banks. Their IT dept also has real live people who talk you through any online problems as soon as u contact them. I still get amazed that after 3yrs with them I can still talk to a "real live person" and not a plastic voice who can't understand my answers then transfers me to customer service who can't help me because its not their area. Police and Nurses are human. Others might advertise they are, but no, they wouldn't have a clue
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Yesstaff are friendly and are willing to smile and help, I wouldnt change. Full review
staff are friendly and are willing to smile and help, I wouldnt change.
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Yesthe card seems to scratch easy so that when submitted into ATM machine, won't read. However works like a charm on EFTPOS regardless of the scratches.. Full review
the card seems to scratch easy so that when submitted into ATM machine, won't read. However works like a charm on EFTPOS regardless of the scratches..
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YesP&N gave me all the information I asked for and more. The Debit Card is linked to the bank account for easy use, no more worries about repayments or interest. No netlink fees or customer support fees. There are other 'no fees' benefits. Access to ... Full review
P&N gave me all the information I asked for and more. The Debit Card is linked to the bank account for easy use, no more worries about repayments or interest. No netlink fees or customer support fees. There are other 'no fees' benefits. Access to NAB ATM and another that's slipped my mind. I have a separate savings account and investment account with higher interest rates than the bank I had been with for over 30 years. Changed to P&N in 2010, best choice I've made re: banking
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YesSmall amount of fees, and still keeps it in the state. Full review
Small amount of fees, and still keeps it in the state.
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YesI find the credit society a very friendly place to do business and I have never had a cause for complaint and as a police employee I had my pay paid into it and always had easy access to my money So anybody can feel safe and secure putting their... Full review
I find the credit society a very friendly place to do business and I have never had a cause for complaint and as a police employee I had my pay paid into it and always had easy access to my money So anybody can feel safe and secure putting their money into THE POLICE AND NURSES.
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YesConvenience of using around the world with low or no fees if used correctly Full review
Convenience of using around the world with low or no fees if used correctly
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YesFlexibility in able to Eftpos cash out literally anywhere in the world. Full review
Flexibility in able to Eftpos cash out literally anywhere in the world.
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YesI have had a debit card with PNCS for years, long before the big banks brought them in. PNCS always has top service and they really look after their members. Also WA based. Full review
I have had a debit card with PNCS for years, long before the big banks brought them in. PNCS always has top service and they really look after their members. Also WA based.
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YesOften have to use other foreign ATMs and get service fees. Full review
Often have to use other foreign ATMs and get service fees.
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YesThe fees are very low! Love it. Full review
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YesPros: Minimal fees at ATM and for the product, and great support when using the card overseas as a credit card with the safety of using only your own funds. Cons: fees if using another bank's ATM are nasty but no other cons and the pros certainly ... Full review
Pros: Minimal fees at ATM and for the product, and great support when using the card overseas as a credit card with the safety of using only your own funds. Cons: fees if using another bank's ATM are nasty but no other cons and the pros certainly outweigh the rest.
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YesJust a great easy credit union to deal with in all aspects of banking. Full review
Just a great easy credit union to deal with in all aspects of banking.
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Yesi like this bank because fees are very low, its a visa so i can use it most places and customer service is excellent both on the phone and in the branch. only thing i dont like is that there are not more ATMs i can use for free Full review
i like this bank because fees are very low, its a visa so i can use it most places and customer service is excellent both on the phone and in the branch. only thing i dont like is that there are not more ATMs i can use for free
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YesI like PNCS because it was one of the first to have debt credit cards I have had mine since around 1998 it was a great help when we went overseas that year, I also like there opening hrs. and locations of Reditellers. I dont like the lag in updati... Full review
I like PNCS because it was one of the first to have debt credit cards I have had mine since around 1998 it was a great help when we went overseas that year, I also like there opening hrs. and locations of Reditellers. I dont like the lag in updating their webpage with your account details and their fees and charges are very high you need to pay a lot of attention to your usage.
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YesWe have never had a problem with them. They are always there for you, all the staff are very pleasant and helpful. Full review
We have never had a problem with them. They are always there for you, all the staff are very pleasant and helpful.
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YesNot enough ATMs in rural areas - have to use other banks' ATMs and fees are horrendous Full review
Not enough ATMs in rural areas - have to use other banks' ATMs and fees are horrendous
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YesCheap Visa card. Competitive dishonour fee. Cheap and good internet/phone facility. No monthly fee. Direct debits/credits processed quickly. Full review
Cheap Visa card. Competitive dishonour fee. Cheap and good internet/phone facility. No monthly fee. Direct debits/credits processed quickly.
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YesThey are not very flexible especially in this bad economy, their fees for overdrawn accounts are horrific, even being 10$ over will incur a 35 dollar fee plus at the end of the month they will charge you again. branches are in major shopping centr... Full review
They are not very flexible especially in this bad economy, their fees for overdrawn accounts are horrific, even being 10$ over will incur a 35 dollar fee plus at the end of the month they will charge you again. branches are in major shopping centres, but not accessible on a sunday, so deposits are difficult, very few atm's to accept deposits.
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YesI have been with them for many years and have found the product terrific as I use it together with online banking and can keep a positive balance under control Full review
I have been with them for many years and have found the product terrific as I use it together with online banking and can keep a positive balance under control
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YesI like the long term stability of the product, especially in today's economic environment. Full review
I like the long term stability of the product, especially in today's economic environment.
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YesHighest rated debit cards- as voted by the Mozo Community (rating out of 10)
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