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As a newly divorced mother of 5, settlement and buying out my ex-husband seemed like a potential nightmare but thanks to the assistance and hard work of Police & Nurses, it was achieved painlessly. I took over the mortgage using a home loan that w... Full review
As a newly divorced mother of 5, settlement and buying out my ex-husband seemed like a potential nightmare but thanks to the assistance and hard work of Police & Nurses, it was achieved painlessly. I took over the mortgage using a home loan that was tailored to my needs and has allowed me the freedom to allow my children to stay in the family home without stress. Nothing was too much effort for them and they even offered helpful advice with regards to reducing other debts. Love my Police & Nurses!!!!
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YesThey are Western Australia owned bank & they have the lowest fees & charges for any product. their customer service is great & I can call them any time & not eastern standard times. Also I am helping my WA state as well Full review
They are Western Australia owned bank & they have the lowest fees & charges for any product. their customer service is great & I can call them any time & not eastern standard times. Also I am helping my WA state as well
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YesI now have two home loans and a personal loan with PNCS. The first home loan I dealt through a broker so I didnt have much to do with them. The second Home Loan I dealt directly and found the personal service outstanding. I was away on holidays an... Full review
I now have two home loans and a personal loan with PNCS. The first home loan I dealt through a broker so I didnt have much to do with them. The second Home Loan I dealt directly and found the personal service outstanding. I was away on holidays and they sorted evrything out hitch free over the phone with a very friendly manner. They pass on interest rate reductions when the big banks dont or wont. I wouldnt hesitate recommending PNCS to anyone. Thank you PNCS.
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YesI like Police & Nurses Home loans because they have been simple to acquire the staff were and are still fantastic even after 10 years of having the loan. I used their Settlement Agency as well everything was pretty much taken care of for me. When ... Full review
I like Police & Nurses Home loans because they have been simple to acquire the staff were and are still fantastic even after 10 years of having the loan. I used their Settlement Agency as well everything was pretty much taken care of for me. When I returned 5-6 years into my loan to refinance it was done smoothly without any troubles. I love the fact I can make as many payments as I like into my home loan its given me a lot of flexibility with payments. As with any home loan you should always do your research and find out if the product is going to suit you. But thus far I can't fault Police & Nurses on their service when it comes to their home loans. Their rate is usually always lower than the big banks!
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YesGood interest rate & flexibility however at end of fixed rate term must be refinanced - does not automatically transfer to a variable rate. Have to completely reapply and go through all lending criteria again Full review
Good interest rate & flexibility however at end of fixed rate term must be refinanced - does not automatically transfer to a variable rate. Have to completely reapply and go through all lending criteria again
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YesPolice and nurses recognises customer loyalty and history and take that into account, rather than just numbers on a piece of paper. Full review
Police and nurses recognises customer loyalty and history and take that into account, rather than just numbers on a piece of paper.
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YesI LOVE Police and Nurses, they are super amazing at Customer Service and I can always just walk into a branch and get help that answers all my questions and is done in a friendly manner. Their home loan rates are really good. LOVE LOVE LOVE them! Full review
I LOVE Police and Nurses, they are super amazing at Customer Service and I can always just walk into a branch and get help that answers all my questions and is done in a friendly manner. Their home loan rates are really good. LOVE LOVE LOVE them!
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YesWant to be treated as a valued client, not a statistic? Police and Nurses have a brilliant loans manager who deftly cuts through all the paperwork to deliver an investment loan with the minimum of time and effort - while keeping your money local,... Full review
Want to be treated as a valued client, not a statistic? Police and Nurses have a brilliant loans manager who deftly cuts through all the paperwork to deliver an investment loan with the minimum of time and effort - while keeping your money local, in WA. We flirted with other banks (eg Bankwest), but Keith's customer service was so superb, and the others so woeful, that we ran right back to him. Highly recommended.
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YesI like and dislike some features of this home loan product. What I like is the low interest rate. The feature I don't like is the $5.00 monthly fee charged as I am already paying enough and I automatically have a direct debit each week from my acc... Full review
I like and dislike some features of this home loan product. What I like is the low interest rate. The feature I don't like is the $5.00 monthly fee charged as I am already paying enough and I automatically have a direct debit each week from my account. After all, this credit union is meant to serve the best interest of the members. This is an unecessary charge I was unaware of until I recieved my first statement.
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YesThe service is fast easy to understand and the staff are always available to assist in any matter pertaining to the business Full review
The service is fast easy to understand and the staff are always available to assist in any matter pertaining to the business
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YesI have dealt with police and nurses for a number of years and refuse to change to any other institution because of the service they give me online and on the phone and in person and always have a solution to my needs. they are a very down to earth... Full review
I have dealt with police and nurses for a number of years and refuse to change to any other institution because of the service they give me online and on the phone and in person and always have a solution to my needs. they are a very down to earth bank to deal with.
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Yesthey look after you the customer always very obliging and willing to help any way they can Full review
they look after you the customer always very obliging and willing to help any way they can
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YesI find Police and Nurses a trust-worthy establishment. They always have great customer service and the interest rates are very competitive. The homeloan I have is a very simple one with no "bells and whistles", but it works for me. Redraw is a gre... Full review
I find Police and Nurses a trust-worthy establishment. They always have great customer service and the interest rates are very competitive. The homeloan I have is a very simple one with no "bells and whistles", but it works for me. Redraw is a great feature and has been very easy to use.
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Yesfriendly staff but a little slack with returning calls Full review
friendly staff but a little slack with returning calls
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YesThey were real good to me. Full review
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YesThis is our third mortgage (on the same house) and we are very happy with this bank. Their rates are very competitive and their customer service is excellent. Online banking is easy and very convenient. They also arranged our insurance (home, cont... Full review
This is our third mortgage (on the same house) and we are very happy with this bank. Their rates are very competitive and their customer service is excellent. Online banking is easy and very convenient. They also arranged our insurance (home, content and car) in one easy policy which was also a lot cheaper than our previous insurer, and we have had no complaints with them either. Police and Nurses have been around a long time and we feel very secure that they are safe. The thing I like best is their personal touch. They are local, easy to get to and very easy to talk to.
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YesI like the fact that the bank is a small branch and when I go into the branch I recongise the people working there. They're always helpful and there are a number of ways to contact them for inquiries. We don't pay any bank fees for our everyday sa... Full review
I like the fact that the bank is a small branch and when I go into the branch I recongise the people working there. They're always helpful and there are a number of ways to contact them for inquiries. We don't pay any bank fees for our everyday savings account.
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YesEasy people to deal with Convenient online banking Full review
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YesI've been with Police and nurses Credit since 1980 and highly recommend them to anyone. Full review
I've been with Police and nurses Credit since 1980 and highly recommend them to anyone.
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YesThe staff are always ready to help me. Full review
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YesMy loan with the Police and Nurses Credit Society was easy to setup. Great staff, very helpful and knowledgeable. Great interest rate as well. Full review
My loan with the Police and Nurses Credit Society was easy to setup. Great staff, very helpful and knowledgeable. Great interest rate as well.
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YesPolice and Nurses have been quick to pass on interest rate changes but have not passed on the full amount. It seems that with rises the full interest rate amount is passed on but not the interest rate falls. Full review
Police and Nurses have been quick to pass on interest rate changes but have not passed on the full amount. It seems that with rises the full interest rate amount is passed on but not the interest rate falls.
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YesPolice & Nurses home loan is excellent!!!!! Full review
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