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Police & Nurses Credit Society is probably the safest bank to bank with. I have tried the rest and came up with the best. You do your banking at post office - not at a branch, and you use the RediATMs which just about anywhere. Customer service is... Full review
Police & Nurses Credit Society is probably the safest bank to bank with. I have tried the rest and came up with the best. You do your banking at post office - not at a branch, and you use the RediATMs which just about anywhere. Customer service is outstanding. THEY will call YOU if there is something dodgy happening to your account!!! Doesn't get much better than that!
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YesI can keep the majority of my savings in an online account which earns 5% interest and transfer to my working account when needed with ease. Full review
I can keep the majority of my savings in an online account which earns 5% interest and transfer to my working account when needed with ease.
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YesMost of my career has been managed by VTCU and they have patiently explained services and questions or bothers I've had rectified. My nephew scrupulously researched other money institutions and used my teacher connection to sign up. They show exc... Full review
Most of my career has been managed by VTCU and they have patiently explained services and questions or bothers I've had rectified. My nephew scrupulously researched other money institutions and used my teacher connection to sign up. They show excellence not only in customer service but in the products they also offer. I've never had a problem securing my money with then in 30 years.
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YesOver the phone & the Internet with no fuss banking. They ring you if they think there has been unusual movement in your accounts. A bank that puts you first. Full review
Over the phone & the Internet with no fuss banking. They ring you if they think there has been unusual movement in your accounts. A bank that puts you first.
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YesVTCU Savings Account are flexible, personal and cheap. There are no fees charged by VTCU unless you go over a very large amount of eftpos transactions. But the debit card can also be used as a credit card so you never ever EVER pay fees. You ca... Full review
VTCU Savings Account are flexible, personal and cheap. There are no fees charged by VTCU unless you go over a very large amount of eftpos transactions. But the debit card can also be used as a credit card so you never ever EVER pay fees. You can have several sub-savings account under the one account so you can divide your money into personally labelled accounts to save better for different things! Truely a great and simple way to save and manage money.
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YesThey have always went out of their way to provide great service and to make me comfortable enough to use their facilities. Full review
They have always went out of their way to provide great service and to make me comfortable enough to use their facilities.
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YesWestpac's Savings Account is typical of the big 4 banks... No interest, hefty charges. It's saved only by being part of the network with a great internet banking site and plenty of ATMs! Full review
Westpac's Savings Account is typical of the big 4 banks... No interest, hefty charges. It's saved only by being part of the network with a great internet banking site and plenty of ATMs!
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YesExtremely good service, so easy to use, no account keeping fees and awesome interest rates. A pleasure to deal with. Would definitely recommend! Full review
Extremely good service, so easy to use, no account keeping fees and awesome interest rates. A pleasure to deal with. Would definitely recommend!
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YesVTCU are fantastic, their service is above and beyond any other bank account I've ever had. Provided I stick to the free transactions I never pay any bank fees but if I do they call me to see if I need advice or help. They pick up fraudulent trans... Full review
VTCU are fantastic, their service is above and beyond any other bank account I've ever had. Provided I stick to the free transactions I never pay any bank fees but if I do they call me to see if I need advice or help. They pick up fraudulent transactions before I realise anything suspicious has happened and I can access anything I need online, by phone or via a CBA ATM. When you call you get to speak to a person who knows what they're talking about almost straight away. They're unbeatable and continually win the Credit Union of the Year.
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YesBest customer service ever!!! I never hesitate to ring, it's not an effort, and they are always fantastic! Great Rates, Great Products, Great people, what more could you want? Full review
Best customer service ever!!! I never hesitate to ring, it's not an effort, and they are always fantastic! Great Rates, Great Products, Great people, what more could you want?
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YesThey are very safety conscious, and very friendly to talk to. I only use a Savings Account, and I am very happy with it and them. Full review
They are very safety conscious, and very friendly to talk to. I only use a Savings Account, and I am very happy with it and them.
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YesAfter dealing with ANZ, WESTPAC, NAB, and CBA, I finally found VicTeach and I will never change again. When I joined a customer service officer sat with me and helped me to fill out the forms and made the changeover from my previous bank easy. At ... Full review
After dealing with ANZ, WESTPAC, NAB, and CBA, I finally found VicTeach and I will never change again. When I joined a customer service officer sat with me and helped me to fill out the forms and made the changeover from my previous bank easy. At VicTeach you're a member, not a customer. The staff are endlessly helpful and genuinely HAPPY - such a relief after dealing with the false cheeriness of the big 4. I really feel that they actually ARE my friends, not just pretending to be. I'm happy to ring them with any financial query or problem in perfect confidence that they are ready willing and able to help me - and they've never let me down. I haven't paid a single bank fee since I joined, my credit card interest is low with no annual fee, they were among the first with a debit/credit card and I also insure my car through them at the best rate I've been able to find. VicTeach has a full spectrum of financial services ready and waiting for me to use whenever I may require them. I may be traveling overseas soon, and if I do, will use VicTeach's travel consultants and travel insurance. I have full confidence that every one of their financial products is the best available, and their service is sublime.
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YesThe product is ok, bank charges have slowly crept up, initially there weren't any. Customer service staff are always great and the wait is never too long. Full review
The product is ok, bank charges have slowly crept up, initially there weren't any. Customer service staff are always great and the wait is never too long.
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YesHave never encountered a problem in the 20 or so years we have been with the VTU. They have always been efficient and gone the extra mile to be helpful. Fees are next to none unless you write a lot of cheques. Full review
Have never encountered a problem in the 20 or so years we have been with the VTU. They have always been efficient and gone the extra mile to be helpful. Fees are next to none unless you write a lot of cheques.
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YesGood interest rate. Easy to use website. Friendly staff Full review
Good interest rate. Easy to use website. Friendly staff
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YesI know this review may seem fake because its so glowing but seriously good customer service. I was called personally within days of signing up to check everything was OK and if I had any questions. They only have a few physical branches but they h... Full review
I know this review may seem fake because its so glowing but seriously good customer service. I was called personally within days of signing up to check everything was OK and if I had any questions. They only have a few physical branches but they have deals with other banks and the post office so you can do all your free fee banking very conveniently. Also, even though I was rejected for credit - it was totally my fault and they very nicely told me what I needed to do to fix the situation before I tried again. This is how banks should be.
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YesI really like the size of the bank. It's more personal. They are very competitive with rates. Full review
I really like the size of the bank. It's more personal. They are very competitive with rates.
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YesI think they are a great bank, and offer great services and fantastic customer service. The only thing is that there are not many branches so I actually have to drive 30 minutes if I want to go into a branch. Full review
I think they are a great bank, and offer great services and fantastic customer service. The only thing is that there are not many branches so I actually have to drive 30 minutes if I want to go into a branch.
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YesAmazing customer support. One on one understanding and excellent communication. Full review
Amazing customer support. One on one understanding and excellent communication.
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YesGreat service, no major fee's only downfall being one available location in Melbourne. Full review
Great service, no major fee's only downfall being one available location in Melbourne.
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YesNo montly/yearly fees Always get able to speak to a helpful friendly person when phoning for assistance. Full review
No montly/yearly fees Always get able to speak to a helpful friendly person when phoning for assistance.
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YesI like the great rates and reliability. The internet banking is really easy to use and very secure which is great - it certainly makes up for the fact that there is no branch in my area. Full review
I like the great rates and reliability. The internet banking is really easy to use and very secure which is great - it certainly makes up for the fact that there is no branch in my area.
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YesGreat for budgeting!I like that the savings account can be split into 3, with only 1 part accessible at ATMs etc. Money for bills can be put into a seperate part of the account and is safe from spontaneous purchasing habits. The 3rd part of the ac... Full review
Great for budgeting!I like that the savings account can be split into 3, with only 1 part accessible at ATMs etc. Money for bills can be put into a seperate part of the account and is safe from spontaneous purchasing habits. The 3rd part of the account is a christmas club account and funds in this account are not retrievable until Nov. of each year. The bank encourages you to sign for all purchases so as to avoid fees but it also offers a limited number of free transactions. It is a pity that Safeway no longer accepts 'credit' cards (even though one is not really using a credit card) and I wish that VTCU would enable us to get around this somehow.
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Yesthe customer service is consistently very good Full review
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YesI suddenly had to go overseas, I had no visa or credit card, it took one phone call to the teachers Credit union, within days I had both these vitale items, I had all the helpful advice a novice required to go to a foreign country and know that my... Full review
I suddenly had to go overseas, I had no visa or credit card, it took one phone call to the teachers Credit union, within days I had both these vitale items, I had all the helpful advice a novice required to go to a foreign country and know that my money worries were just a matter of a phone call away. The staff are friendly, helpful and at all times respectful, one actually feels they are talking to a friend. Nothing is too much trouble, they give the impression by both word and deed that they are protecting ones money as if it is their main priority. My trip was over eight years ago,I have continued to stay with this company because I feel they actually care. In over fifty years of dealing with the banking sector this is the only one that gave me piece of mind in regards to my money and it's management
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YesIt offered a competitive rate for the deeming account from other banks. The only issue is that the physical branches are located on one side of Melbourne. There is nothing in the South Full review
It offered a competitive rate for the deeming account from other banks. The only issue is that the physical branches are located on one side of Melbourne. There is nothing in the South
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YesSmaller and more trustworthy than the bigger banks. Full review
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YesLove this account I have with Victorian Teachers Credit Union as it returns high interest quarterly and is simple with no hidden fees. Full review
Love this account I have with Victorian Teachers Credit Union as it returns high interest quarterly and is simple with no hidden fees.
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YesVic Teachers are so easy to deal with. The net is secure and reliable and if I've ever had to call, the customer service has been excellent. Full review
Vic Teachers are so easy to deal with. The net is secure and reliable and if I've ever had to call, the customer service has been excellent.
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YesThey have always been very helpful and prompt. I pay no fees. I'm very happy with them Full review
They have always been very helpful and prompt. I pay no fees. I'm very happy with them
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YesWhat type of savings account are you looking for?
bonus rate for 4 months
minimum deposit, no withdrawals
Highest rated savings accounts- as voted by the Mozo Community (rating out of 10)
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