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  • Westpac bank account reviews

    How are Westpac bank accounts rated by the Mozo community?

    72%

    Overall Mozo Community rating: 7.2 out of 10

    Westpac bank accounts

    Overall rating: 7.2 (357 reviews)

    Last reviewed: 31 January 2012


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    Reviews: 1493

    Thumbs up: 1270 | Thumbs down: 217

    Featured bank account from Westpac

    • Choice Student
    • account fee

      $0.00
    • interest rate

      0.00%
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    Recent Westpac bank account reviews

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        1. Overall customer rating
        2. (Reviewed 10 days ago)

      2 years ago I had set up my Internet banking, as I do every 2-3 weeks. 2 of my bills were not appearing in my pending list but on my pay day the money would go out and the next day it would show up on my statement where the money had gone to. ...       Full review 

      2 years ago I had set up my Internet banking, as I do every 2-3 weeks. 2 of my bills were not appearing in my pending list but on my pay day the money would go out and the next day it would show up on my statement where the money had gone to. I had come across a flaw in their system and when I rung the computer technicians for this bank they could not explain to me what had been happening. On several occasions I would ring the bank and query the same problem but once again, no one could help me, and they would say it was a mistake that I had got wrong. I then decided to set up the same payment and then go into my local bank to ask the Bank Manager to witness this procedure and even he was confused as to what was happening. I was asked to not reveal this information and before I knew it there was a knock on my door....I had a package containing chocolates and cookies from guess who? WESTPAC. I never did get an explanation but the chocolates and cookies were very yummy.


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      Westpac bank account reviewed by Valerie from Western Australia

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        1. Overall customer rating
        2. (Reviewed 10 days ago)

      I use this account as my "Christmas Club" savings. I was impressed by how easy it was to set up, access and the fact that I earn "Bonus" interest if I deposit over $50 per month. It was well explained to me and the staff at my local branch were ve...       Full review 

      I use this account as my "Christmas Club" savings. I was impressed by how easy it was to set up, access and the fact that I earn "Bonus" interest if I deposit over $50 per month. It was well explained to me and the staff at my local branch were very helpful to help me get the most out of my transactions and accounts.


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      Westpac bank account reviewed by Julie from Victoria

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        1. Overall customer rating
        2. (Reviewed 12 days ago)

      I have no problems with them. They actually rang me to let me know of another account I should have that would save me a monthly fee and give me more free transactions.       Full review 

      I have no problems with them. They actually rang me to let me know of another account I should have that would save me a monthly fee and give me more free transactions.


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      Westpac bank account reviewed by Terrie from Western Australia

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    • no overdrawn or monthly fees

        1. Overall customer rating
        2. (Reviewed 12 days ago)

      No overdrawn or monthly fees, easily accessible branches and awesome customer service.       Full review 

      No overdrawn or monthly fees, easily accessible branches and awesome customer service.


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      Westpac Choice bank account reviewed by Hope from New South Wales

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        1. Overall customer rating
        2. (Reviewed 13 days ago)

      This bank always goes out of its way to help in anyway it can, especially when you don't understand bank terms. They are always very patient and don't hesitate to ask if you need more information.       Full review 

      This bank always goes out of its way to help in anyway it can, especially when you don't understand bank terms. They are always very patient and don't hesitate to ask if you need more information.


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      Westpac bank account reviewed by Sue from Victoria

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        1. Overall customer rating
        2. (Reviewed 13 days ago)

      The convenience of having ATM's everywhere (and the Iphone app is awesome) keeps me banking with them. One of their major downfalls is the online banking, it's outdated and needs a major revamp. Commonwealth Bank's Online Banking is better.       Full review 

      The convenience of having ATM's everywhere (and the Iphone app is awesome) keeps me banking with them. One of their major downfalls is the online banking, it's outdated and needs a major revamp. Commonwealth Bank's Online Banking is better.


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      Westpac bank account reviewed by Andrea from South Australia

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        1. Overall customer rating
        2. (Reviewed 13 days ago)

      This is a business account and we have our own business manager at our branch, who is very pleasant and gracious to deal with. She is always helpful, has suggested and organised ways for us to earn more interest with a higher interest off-shoot ac...       Full review 

      This is a business account and we have our own business manager at our branch, who is very pleasant and gracious to deal with. She is always helpful, has suggested and organised ways for us to earn more interest with a higher interest off-shoot account (no charges or fees on this account) and rings back promptly to answer queries. The account works well for us, there are small usage fees if we go over our transaction limit, but no additional charge because it's a cheque account. The only con would be that there is a transaction limit on this account. Although we keep in mind that we are dealing with a 'bank', we feel more secure as a business, being with a big very well-established bank .


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      Westpac bank account reviewed by Margaret from Australian Capital Territory

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        1. Overall customer rating
        2. (Reviewed 13 days ago)

      I like this product because when there are funds debited from my account and I don't have money sitting in there, there isn't any dishonour fees and I'm always left in credit even though it's only $1.00-$2.00 (every cent counts) :)       Full review 

      I like this product because when there are funds debited from my account and I don't have money sitting in there, there isn't any dishonour fees and I'm always left in credit even though it's only $1.00-$2.00 (every cent counts) :)


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      Westpac bank account reviewed by Jelissa from Victoria

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        1. Overall customer rating
        2. (Reviewed 13 days ago)

      I love my bank account with Westpac. I have everything I need in my combined accounts. I have immediate access through phone, mobile, internet and ATM's. They have adjusted my daily cash withdrawal limit to suit my situation, they have great ...       Full review 

      I love my bank account with Westpac. I have everything I need in my combined accounts. I have immediate access through phone, mobile, internet and ATM's. They have adjusted my daily cash withdrawal limit to suit my situation, they have great facilities available for those of us with peak and flow income structures. And if something is not going right, I can ring and for the most part get the situation sorted or adjusted for me over the phone. Good on You Westpac.


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      Westpac bank account reviewed by Nena from New South Wales

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        1. Overall customer rating
        2. (Reviewed 13 days ago)

      They can't even get their customers names and back account details right. Not to mention the names on life insurance policies.       Full review 

      They can't even get their customers names and back account details right. Not to mention the names on life insurance policies.


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      Westpac bank account reviewed by Barbara from Queensland

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        1. Overall customer rating
        2. (Reviewed 13 days ago)

      I like the product cause it does what it claims and if i have a problem, they attend the matter within a reasonable time and they try and be helpful as best as they can within their obligations. So far i have be satisfied with the service and prod...       Full review 

      I like the product cause it does what it claims and if i have a problem, they attend the matter within a reasonable time and they try and be helpful as best as they can within their obligations. So far i have be satisfied with the service and product.


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      Westpac bank account reviewed by Esther from Victoria

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        1. Overall customer rating
        2. (Reviewed 13 days ago)

      I like this product becasue the red card is the most noticable thing in my purse and therfore easy to see and easy to use!!!       Full review 

      I like this product becasue the red card is the most noticable thing in my purse and therfore easy to see and easy to use!!!


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      Westpac bank account reviewed by Laura from Victoria

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    • Customer Service is excellent.

        1. Overall customer rating
        2. (Reviewed 13 days ago)

      At Westpac every question I have ever had has been answered n a way I can understand.       Full review 

      At Westpac every question I have ever had has been answered n a way I can understand.


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      Westpac Choice bank account reviewed by Geoffrey from New South Wales

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        1. Overall customer rating
        2. (Reviewed 13 days ago)

      Since retiring 3 years ago I had (and still do have) an account with a credit union for a personal loan and an everyday transaction account. Each month I was getting billed for account keeping fees, not much, maybe $10 or thereabouts. This was h...       Full review 

      Since retiring 3 years ago I had (and still do have) an account with a credit union for a personal loan and an everyday transaction account. Each month I was getting billed for account keeping fees, not much, maybe $10 or thereabouts. This was having quite an impact on my aged pension, $10 is a lot out of one's pension. My daughter suggested I open an account with the Westpac Bank as they have an account for pensioners that are free of any charges whatsoever. I went into the Westpac Bank and an assistant took me into their office and we went through the types of accounts I needed. He was so thorough, his explanations were very easy to follow and also he was very friendly. Never once did he rush through anything, he made sure I understood fully everything he explained to me, and I did. The whole process took 2 hours. Normally I am full of questions but there were none to ask as he had covered everything and I came out of there feeling confident I had made the right move to switch my account from the credit union to the Westpac Bank. Its so nice to know that there is a bank who looks after the pensioners. I no longer have to worry about eftpos, atm, online banking fees ever again. That gives me peace of mind. Before I left the bank he did tell me that the bank would do a courtesy call to ask how I rated my experience on that day. Unfortunately they never did, which is a shame as I would have loved to comment on such a professional, friendly, courteous service I received that day and how special I was made to feel.


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      Westpac bank account reviewed by Patricia from New South Wales

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        1. Overall customer rating
        2. (Reviewed 18 days ago)

      When you ring customer service they are always friendly and willing to solve your problems and there is hardly no wait to speak to some one to solve your problem.       Full review 

      When you ring customer service they are always friendly and willing to solve your problems and there is hardly no wait to speak to some one to solve your problem.


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      Westpac bank account reviewed by Sharon from South Australia

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        1. Overall customer rating
        2. (Reviewed 19 days ago)

      The account is perfect for my needs. Based on my income the staff at Westpac signed me up with an account that has no fees or charges so I don't need to worry about leaving money in it to cover monthly account fees.       Full review 

      The account is perfect for my needs. Based on my income the staff at Westpac signed me up with an account that has no fees or charges so I don't need to worry about leaving money in it to cover monthly account fees.


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      Westpac bank account reviewed by Jaimmii from Victoria

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        1. Overall customer rating
        2. (Reviewed 19 days ago)

      Account fees too high, home loan approval process appauling - never get a home loan with them.       Full review 

      Account fees too high, home loan approval process appauling - never get a home loan with them.


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      Westpac bank account reviewed by Matt from Victoria

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        1. Overall customer rating
        2. (Reviewed 19 days ago)

      When I started living in Blackheath there was a Westpac branch. It was closed and no ATM was placed in Blackheath. The nearest branch was Katoomba. Then after a couple of years, they closed the Katoomba branch - replacing it with an ATM machine. T...       Full review 

      When I started living in Blackheath there was a Westpac branch. It was closed and no ATM was placed in Blackheath. The nearest branch was Katoomba. Then after a couple of years, they closed the Katoomba branch - replacing it with an ATM machine. The nearest branch is now Leura. If I require a cash withdrawal, I now have to either use someone else's ATM - which incurs an extra fee- or drive to the nearest Westpac ATM at Katoomba, which is a 20km round trip which costs petrol. Is there any caring by Westpac for its Blackheath customers here? Apart from this, I find Westpac no better or worse than other banks ( I was going to say "competitors" but there really is no competition between banks - they are all equally as bad. I realise that banks are operating in order to make money, but they are really not interested in giving service to long standing customers. I have been a Westpac customer for over 25 years.


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      Westpac bank account reviewed by Alan from New South Wales

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        1. Overall customer rating
        2. (Reviewed 26 days ago)

      Good service, good product       Full review 

      Good service, good product


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      Westpac bank account reviewed by Priya from Victoria

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        1. Overall customer rating
        2. (Reviewed 26 days ago)

      Solid reputation and security.       Full review 

      Solid reputation and security.


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      Westpac bank account reviewed by Allan from Western Australia

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        1. Overall customer rating
        2. (Reviewed 27 days ago)

      I love the ease of access when wanting to do banking. The options are easy to decipher and it is all very simple to use.       Full review 

      I love the ease of access when wanting to do banking. The options are easy to decipher and it is all very simple to use.


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      Westpac bank account reviewed by Lauren from Victoria

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        1. Overall customer rating
        2. (Reviewed 27 days ago)

      Pay $16 for express cheque to be cleared in 24 hours it took 5 days. I still have not received the $16 back like they said.       Full review 

      Pay $16 for express cheque to be cleared in 24 hours it took 5 days. I still have not received the $16 back like they said.


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      Westpac bank account reviewed by Chris from South Australia

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        1. Overall customer rating
        2. (Reviewed 27 days ago)

      An account that is always in credit should never attract bank charges       Full review 

      An account that is always in credit should never attract bank charges


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      Westpac bank account reviewed by Tony from Queensland

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        2. (Reviewed about 1 month ago)

      I have had this product for several years and their rates seem to be the best of the big 4 banks overall. Branches are in some of the remotest places I travel in Australia and overseas.       Full review 

      I have had this product for several years and their rates seem to be the best of the big 4 banks overall. Branches are in some of the remotest places I travel in Australia and overseas.


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      Westpac bank account reviewed by Janet from Queensland

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        2. (Reviewed about 1 month ago)

      I have enjoyed a great long term relationship with Westpac, they are a good bank.       Full review 

      I have enjoyed a great long term relationship with Westpac, they are a good bank.


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      Westpac bank account reviewed by Donna from Queensland

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        2. (Reviewed about 1 month ago)

      One of the worst things about Westpac is that the maximum length of password for online banking is only 6 characters. The absolute minimum for a secure password is 8, but these days, with more powerful 64 bit systems it really should be 12.       Full review 

      One of the worst things about Westpac is that the maximum length of password for online banking is only 6 characters. The absolute minimum for a secure password is 8, but these days, with more powerful 64 bit systems it really should be 12.


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      Westpac bank account reviewed by Keryn from Western Australia

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        2. (Reviewed about 1 month ago)

      Westpac have an amazing customer service centre, always friendly and polite and go out of there way to help you, definitely feeling the love       Full review 

      Westpac have an amazing customer service centre, always friendly and polite and go out of there way to help you, definitely feeling the love


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      Westpac bank account reviewed by Jodi from Queensland

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        2. (Reviewed about 1 month ago)

      My Bank Account gives me a month by month graph of my deposits and withdrawals, which I find very useful, as it helps me with my budgeting. It enables me to see at a glance which month I have spent more than others, or had a bigger than usual depo...       Full review 

      My Bank Account gives me a month by month graph of my deposits and withdrawals, which I find very useful, as it helps me with my budgeting. It enables me to see at a glance which month I have spent more than others, or had a bigger than usual deposit. It also allows me to set savings goals using an account that I select. It lets me set a date when I need to have saved a certain amount for things like Holidays, Weddings, etc. and then lets me know if I am on target to meet that goal or not.


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      Westpac bank account reviewed by Julia from Western Australia

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        1. Overall customer rating
        2. (Reviewed about 1 month ago)

      Westpac staff are friendly and go out of their way to help you. I would recommend this bank to others - I think they are much more than a traditional bank, i.e. they offer great service and advice.       Full review 

      Westpac staff are friendly and go out of their way to help you. I would recommend this bank to others - I think they are much more than a traditional bank, i.e. they offer great service and advice.


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      Westpac bank account reviewed by Rebecca from New South Wales

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        2. (Reviewed about 1 month ago)

      The best thing about Westpac is the convenience of having some branches open on a Saturday until midday. With a lost bank card it definately came in handy to be able to go into the bank on the weekend and still have access to cash.       Full review 

      The best thing about Westpac is the convenience of having some branches open on a Saturday until midday. With a lost bank card it definately came in handy to be able to go into the bank on the weekend and still have access to cash.


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      Westpac bank account reviewed by Tracy from Queensland

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