ANZ personal loan reviews

ANZ
ANZ's overall rating for personal loans

(as rated by the Mozo community)

7.1

based on 221 reviews in the
past 12 months

 

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Recent ANZ personal loan reviews

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ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   10 / 10

Great product, fast answer

Great product from my bank. It got me my first boat.
Full review

Great product from my bank. It got me my first boat.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Trevor (QLD), reviewed 16 days ago

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ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   8 / 10

Awesome

Great quick service.
Full review

Great quick service.

    Price   7 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Rick (TAS), reviewed 16 days ago

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ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   7 / 10

Excellent customer service

Easy process to apply. The manager I dealt with was fantastic.
Full review

Easy process to apply. The manager I dealt with was fantastic.

    Price   3 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   5 / 10

    Trust   5 / 10

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Melissa (VIC), reviewed 16 days ago

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ANZ

ANZ personal loan review

Overall rating   10 / 10

Great customer service

I have been with ANZ since I was 13 years old, since I got my first job and they have been helping me every step of the way from getting my first car loan and helping me tremendously with that and giving myself and my fiancé our first loan to move...
Full review

I have been with ANZ since I was 13 years old, since I got my first job and they have been helping me every step of the way from getting my first car loan and helping me tremendously with that and giving myself and my fiancé our first loan to move out together. We got behind on our personal loan due to having a child but ANZ were extremely helpful and made sure that we were comfortable, put a payment plan in place for us (which was an affordable amount of money) they always took into consideration that we had just brought a brand new baby into the world. They have just made every experience amazing. Thank you ANZ!

    Price   9 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Jade (QLD), reviewed 16 days ago

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ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   4 / 10

Could do better: rate and customer service

I like it because all my other products are with them... Just bad habits. I don't like it because they're not competitive, or only competitive to new customers.
Full review

I like it because all my other products are with them... Just bad habits. I don't like it because they're not competitive, or only competitive to new customers.

    Price   2 / 10

    Features   5 / 10

    Customer service   2 / 10

    Convenience   2 / 10

    Trust   2 / 10

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Marie (QLD), reviewed 18 days ago

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ANZ

ANZ personal loan review

Overall rating   6 / 10

Great experience

There will always be options when weighing up convenience and price. ANZ has great customer service, flexibility and I trust them with my money. Therefore I trust them with my debt too. They are honest and forthcoming with information and though...
Full review

There will always be options when weighing up convenience and price. ANZ has great customer service, flexibility and I trust them with my money. Therefore I trust them with my debt too. They are honest and forthcoming with information and though there have been circumstances of confusion they have helped work through the issues.

    Price   4 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   7 / 10

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Emma (SA), reviewed 18 days ago

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ANZ

ANZ Online Secured Car Loan (Fixed) personal loan review

Overall rating   9 / 10

Great, competitive and family friendly .

Great price affective, family friendly bank that offers a world of opportunities.
Full review

Great price affective, family friendly bank that offers a world of opportunities.

    Price   10 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   10 / 10

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Wendy (SA), reviewed 18 days ago

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ANZ

ANZ personal loan review

Overall rating   6 / 10

Average at best

Anz are very expensive and have a lot of hiden fees. Customer service is average at times.
Full review

Anz are very expensive and have a lot of hiden fees. Customer service is average at times.

    Price   4 / 10

    Features   6 / 10

    Customer service   4 / 10

    Convenience   4 / 10

    Trust   6 / 10

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Shane (QLD), reviewed 18 days ago

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ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   5 / 10

Great service but lousy deals

All these banks claim to want to help you get ahead but all their deals are for NEW customers, why do I have to reapply to be heard. Surely if you care so much you would offer the same discounts you offer to a new customer to me automatically. If...
Full review

All these banks claim to want to help you get ahead but all their deals are for NEW customers, why do I have to reapply to be heard. Surely if you care so much you would offer the same discounts you offer to a new customer to me automatically. If you can do it for one you can do it for all.

    Price   3 / 10

    Features   5 / 10

    Customer service   6 / 10

    Convenience   7 / 10

    Trust   4 / 10

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Nathan (QLD), reviewed 18 days ago

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ANZ

ANZ personal loan review

Overall rating   7 / 10

Nothing bad but not great

Good but not great.
Full review

Good but not great.

    Price   5 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   5 / 10

    Trust   6 / 10

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Rodney (WA), reviewed 22 days ago

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ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   4 / 10

Great customer service

Most banks are the same, so cannot really rate them. However, the Customer Service I have had at ANZ has been wonderful.
Full review

Most banks are the same, so cannot really rate them. However, the Customer Service I have had at ANZ has been wonderful.

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   4 / 10

    Trust   5 / 10

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Susan (VIC), reviewed 22 days ago

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ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   4 / 10

Alright

Interest rates are high.
Full review

Interest rates are high.

    Price   4 / 10

    Features   4 / 10

    Customer service   6 / 10

    Convenience   7 / 10

    Trust   4 / 10

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Kim (NSW), reviewed 22 days ago

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ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   10 / 10

Love my bank

The best customer service and support .
Full review

The best customer service and support .

    Price   9 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

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Lee anne (QLD), reviewed 23 days ago

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ANZ

ANZ personal loan review

Overall rating   6 / 10

Pulled out the stops and got my loan for me

We had to work a bit harder to get this loan as I was only working part-time and on a pension. They pulled all stops out to make sure Head Office approved the loan with variable interest rate which has worked to my advantage over the years. It...
Full review

We had to work a bit harder to get this loan as I was only working part-time and on a pension. They pulled all stops out to make sure Head Office approved the loan with variable interest rate which has worked to my advantage over the years. It took a few days and then everything was signed up and the money in my account. Held my breath for a while but they didn't let me down. I have now been with them for 13 years.

    Price   5 / 10

    Features   6 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Diane (QLD), reviewed 23 days ago

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ANZ

ANZ personal loan review

Overall rating   7 / 10

Good customer service

I find the staff very helpful and they can attend to any queries I have .
Full review

I find the staff very helpful and they can attend to any queries I have .

    Price   6 / 10

    Features   4 / 10

    Customer service   5 / 10

    Convenience   5 / 10

    Trust   7 / 10

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Tracey (SA), reviewed 23 days ago

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ANZ

ANZ personal loan review

Overall rating   10 / 10

Great experience doing banking with this bank

Awesome staff... better customer care and much better offers. Very informative and helpful staff.
Full review

Awesome staff... better customer care and much better offers. Very informative and helpful staff.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Eloy (VIC), reviewed 23 days ago

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ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   8 / 10

Great Customer Service

Love the bank but was not entirely happy with my loan rate compared to to other providers. I am considering other options.
Full review

Love the bank but was not entirely happy with my loan rate compared to to other providers. I am considering other options.

    Price   3 / 10

    Features   5 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Kim (SA), reviewed 25 days ago

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ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   7 / 10

Interest rate far too high for loan

Far too high interest rate credit card rate as opposed to housing loan.
Full review

Far too high interest rate credit card rate as opposed to housing loan.

    Price   6 / 10

    Features   7 / 10

    Customer service   7 / 10

    Convenience   7 / 10

    Trust   7 / 10

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Sherene (VIC), reviewed about 1 month ago

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ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   8 / 10

Best customer service

ANZ have given me better service than expected plus the product they have provided was the most suitable at the time .
Full review

ANZ have given me better service than expected plus the product they have provided was the most suitable at the time .

    Price   9 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   8 / 10

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Jason (QLD), reviewed about 1 month ago

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ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   7 / 10

Highly recommended.

I am awaiting a personal loan from ANZ Bank. I am overall happy with the customer service, and the very friendly staff. It seems very fast and easy to apply for, as I was told it takes 2-3 days. I would highly recommend ANZ Bank for anyone looking...
Full review

I am awaiting a personal loan from ANZ Bank. I am overall happy with the customer service, and the very friendly staff. It seems very fast and easy to apply for, as I was told it takes 2-3 days. I would highly recommend ANZ Bank for anyone looking for a personal loan, or bussiness loan.

    Price   6 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   9 / 10

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Deislie (NSW), reviewed about 1 month ago

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ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   9 / 10

Great bank

My bank is the best and has the best deals.
Full review

My bank is the best and has the best deals.

    Price   7 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Bonnie (NSW), reviewed about 1 month ago

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ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   10 / 10

Competitive, Friendly, Amazing!

My bank are always super friendly, helpful and very thorough with explaining fees and details. I wouldn't go anywhere else.
Full review

My bank are always super friendly, helpful and very thorough with explaining fees and details. I wouldn't go anywhere else.

    Price   4 / 10

    Features   7 / 10

    Customer service   4 / 10

    Convenience   7 / 10

    Trust   10 / 10

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Jesse (VIC), reviewed about 1 month ago

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ANZ

ANZ personal loan review

Overall rating   7 / 10

Rejected loyal customer

I was rejected for a personal loan by my ANZ bank, but accepted by RACQ? I wanted to keep my banking with my bank of 29yrs and was trying to consolidate some debt. I have minimum $60k in equity but still rejected. I am very disappointed and will...
Full review

I was rejected for a personal loan by my ANZ bank, but accepted by RACQ? I wanted to keep my banking with my bank of 29yrs and was trying to consolidate some debt. I have minimum $60k in equity but still rejected. I am very disappointed and will be transferring all my products to a new bank ASAP.

    Price   5 / 10

    Features   5 / 10

    Customer service   3 / 10

    Convenience   7 / 10

    Trust   7 / 10

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Graham (QLD), reviewed about 1 month ago

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ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   7 / 10

Great service

They are always friendly and helpful and make you feel important.
Full review

They are always friendly and helpful and make you feel important.

    Price   6 / 10

    Features   5 / 10

    Customer service   7 / 10

    Convenience   6 / 10

    Trust   9 / 10

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Julie (NSW), reviewed about 1 month ago

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ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   7 / 10

Good interest rates

The pros are that they have all the information out up front.
Full review

The pros are that they have all the information out up front.

    Price   7 / 10

    Features   7 / 10

    Customer service   6 / 10

    Convenience   6 / 10

    Trust   5 / 10

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Tegan (QLD), reviewed about 2 months ago

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Personal loan comparisons on MozoRates updated daily

  • People's Choice Credit Union Discounted Personal Loan over 30k (Fixed)

    People's Choice Credit Union Discounted Personal Loan over 30k (Fixed)

    • No monthly account fees
    • No penalties for early repayments
    • Flexible loan terms and repayment options

    interest rate from

    6.64%

    comparison rate from*

    6.99% based on $30,000
    over 5 years

    Go to site
    • No monthly account fees
    • No penalties for early repayments
    • Flexible loan terms and repayment options
    Product info
    • Other benefits:
    • Upfront fee: $250
    • Monthly fee: $0.00
    • Exit fee:
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $30,000.00
    • Maximum loan amount: $100,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 10 Years
    Overall rating

    7.9

    Based on 14 People's Choice Credit Union personal loan reviews

    Need more information?
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  • RateSetter Unsecured Personal Loan (Fixed)

    RateSetter Unsecured Personal Loan (Fixed)

    • Low rates for borrowers with good credit
    • 3 min rate estimate, simple online application
    • No monthly fees, no early repayment fees

    interest rate from

    7.20%

    comparison rate from*

    9.10% based on $10,000
    over 3 years

    Go to site
    • Low rates for borrowers with good credit
    • 3 min rate estimate, simple online application
    • No monthly fees, no early repayment fees
    Product info
    • Other benefits:
    • Upfront fee: $276
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Monthly
    • Security required: Unsecured
    • Minimum loan amount: $2,001.00
    • Maximum loan amount: $35,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    Need more information?
    Find out more

    More info

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  • IMB Secured Personal Loan (Fixed)

    IMB Secured Personal Loan (Fixed)

    • Borrow up to $60,000
    • No penalty for early repayments
    • No ongoing fees

    interest rate from

    7.59%

    comparison rate from*

    7.87% based on $30,000
    over 5 years

    Go to site
    • Borrow up to $60,000
    • No penalty for early repayments
    • No ongoing fees
    Product info
    • Other benefits:
    • Upfront fee: $199
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Monthly
    • Security required: Vehicle
    • Minimum loan amount: $2,000.00
    • Maximum loan amount: $60,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    Overall rating

    10.0

    Based on 2 IMB personal loan reviews

    Need more information?
    Find out more

    More info

    More info

  • bankmecu Home Improvements Personal Loan (Variable)

    bankmecu Home Improvements Personal Loan (Variable)

    • Free redraw facility
    • Additional payments accepted
    • Borrow from $5,000

    interest rate from

    8.39%

    comparison rate from*

    9.42% based on $10,000
    over 3 years

    Go to site
    • Free redraw facility
    • Additional payments accepted
    • Borrow from $5,000
    Product info
    • Other benefits:
    • Upfront fee: $150
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Residential Property
    • Minimum loan amount: $5,000.00
    • Maximum loan amount:
    • Minimum loan term: 1 Year
    • Maximum loan term: 15 Years
    Overall rating

    8.5

    Based on 2 bankmecu personal loan reviews

    Need more information?
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  • RACV Personal Loan (Fixed, Secured)

    RACV Personal Loan (Fixed, Secured)

    • No ongoing fees
    • Loan approval within 5 business hours
    • Choose to repay over 1 to 7 years

    interest rate from

    9.25%

    comparison rate from*

    9.77% based on $30,000
    over 5 years

    Go to site
    • No ongoing fees
    • Loan approval within 5 business hours
    • Choose to repay over 1 to 7 years
    Product info
    • Other benefits:
    • Upfront fee: $358
    • Monthly fee: $0.00
    • Exit fee:
    • Repayment options: Fortnightly, Monthly
    • Security required: Residential Property, Vehicle
    • Minimum loan amount: $5,000.00
    • Maximum loan amount:
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    8.0

    Based on 1 RACV personal loan reviews

    Need more information?
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    More info

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  Compare

Want more? Compare all personal loans in the Mozo comparison engine.

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* The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms quoted, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans, and apply only to these examples. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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