ANZ personal loan reviews

ANZ
ANZ's overall rating for personal loans

(as rated by the Mozo community)

7.2

based on 239 reviews in the
past 12 months

 

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Featured personal loan from ANZ

Recent ANZ personal loan reviews

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ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   10 / 10

Fast approval, good product, great service

Fast approval, good product, great service.
Full review

Fast approval, good product, great service.

    Price   10 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Lesley (QLD), reviewed about 1 hour ago

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ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   6 / 10

Sound interest rates on personal loans

The loan itself is not much however the interest paid back is high but not as high as other banks. I do like the ANZ but their interest rates are a little excessive.
Full review

The loan itself is not much however the interest paid back is high but not as high as other banks. I do like the ANZ but their interest rates are a little excessive.

    Price   6 / 10

    Features   4 / 10

    Customer service   6 / 10

    Convenience   6 / 10

    Trust   5 / 10

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Belinda (VIC), reviewed about 2 hours ago

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ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   10 / 10

Good customer service

We have had several personal loans and always have had a good outcome.
Full review

We have had several personal loans and always have had a good outcome.

    Price   4 / 10

    Features   4 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Kura (NSW), reviewed about 2 hours ago

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ANZ

ANZ personal loan review

Overall rating   9 / 10

Great customer service & good to deal with.

I do not have a current agreement as I am retired but have had numerous personal loans with ANZ in the past and found my local branch to be most helpful in all my dealings and can recommend them from my personal experiences,but as I said these...
Full review

I do not have a current agreement as I am retired but have had numerous personal loans with ANZ in the past and found my local branch to be most helpful in all my dealings and can recommend them from my personal experiences,but as I said these experiences were quite some time ago.

    Price   9 / 10

    Features   6 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Noel (QLD), reviewed 2 days ago

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ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   3 / 10

Watch your bank accounts

I had finished paying off a personal loan 4 months ago but they continued to remove payments after the finish of the loan. I only found out by a letter which was computer generated, they need to pay more attention to their customers.
Full review

I had finished paying off a personal loan 4 months ago but they continued to remove payments after the finish of the loan. I only found out by a letter which was computer generated, they need to pay more attention to their customers.

    Price   6 / 10

    Features   6 / 10

    Customer service   4 / 10

    Convenience   5 / 10

    Trust   1 / 10

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Terry (ACT), reviewed 2 days ago

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ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   10 / 10

Great service and customer care

The product was just as they described and the product allows me to pay extra and redraw with no additional cost.
Full review

The product was just as they described and the product allows me to pay extra and redraw with no additional cost.

    Price   8 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Tony (NSW), reviewed 2 days ago

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ANZ

ANZ personal loan review

Overall rating   9 / 10

Good customer service

I've been with them now for 15 years they have always provided me with all my needs.
Full review

I've been with them now for 15 years they have always provided me with all my needs.

    Price   8 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Lynne (VIC), reviewed 2 days ago

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ANZ

ANZ Online Secured Car Loan (Fixed) personal loan review

Overall rating   5 / 10

Has troubles

They work but we are having troubles.
Full review

They work but we are having troubles.

    Price   5 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   5 / 10

    Trust   5 / 10

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Caleb (VIC), reviewed 5 days ago

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ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   10 / 10

Great customer service.

Very easy to set up and the staff are really helpful.
Full review

Very easy to set up and the staff are really helpful.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Rochelle (QLD), reviewed 5 days ago

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ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   7 / 10

Good

Never had a problem.
Full review

Never had a problem.

    Price   6 / 10

    Features   6 / 10

    Customer service   7 / 10

    Convenience   7 / 10

    Trust   7 / 10

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Charles (WA), reviewed 5 days ago

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ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   4 / 10

Very unreasonably priced

Not a very easy company to talk to for help.
Full review

Not a very easy company to talk to for help.

    Price   2 / 10

    Features   3 / 10

    Customer service   4 / 10

    Convenience   5 / 10

    Trust   4 / 10

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Emma (SA), reviewed 5 days ago

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ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   2 / 10

They just care about profit

ANZ are just a big bank, can't expect too much.
Full review

ANZ are just a big bank, can't expect too much.

    Price   1 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Thomas (VIC), reviewed 5 days ago

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ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   8 / 10

Great customer service

I liked how fast they processed my application and how understanding and flexible they were. After my loan was approved I decided to increase the amount of the loan and there was no problem with doing that. My loan is very flexible with a great...
Full review

I liked how fast they processed my application and how understanding and flexible they were. After my loan was approved I decided to increase the amount of the loan and there was no problem with doing that. My loan is very flexible with a great re-draw function so if I pay off more than the standard repayments I can redraw at no extra cost.

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Heidi (NSW), reviewed 5 days ago

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ANZ

ANZ Online Secured Car Loan (Fixed) personal loan review

Overall rating   5 / 10

Service satisfactory

Fixed rate was compatible.
Full review

Fixed rate was compatible.

    Price   5 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   7 / 10

    Trust   5 / 10

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Yvonne (VIC), reviewed 5 days ago

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ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   6 / 10

Competitive rates and good service

They were helpful.
Full review

They were helpful.

    Price   5 / 10

    Features   5 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   2 / 10

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Brendan (QLD), reviewed 7 days ago

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ANZ

ANZ personal loan review

Overall rating   10 / 10

Have been with ANZ over 25 years

After over 25 years with ANZ I see no need to change .
Full review

After over 25 years with ANZ I see no need to change .

    Price   7 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   8 / 10

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Peter (ACT), reviewed 7 days ago

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ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   8 / 10

Very competitive rates

They have great customer service.
Full review

They have great customer service.

    Price   8 / 10

    Features   7 / 10

    Customer service   6 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Tom (ACT), reviewed 7 days ago

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ANZ

ANZ personal loan review

Overall rating   6 / 10

All good

Good for what I want.
Full review

Good for what I want.

    Price   6 / 10

    Features   7 / 10

    Customer service   7 / 10

    Convenience   7 / 10

    Trust   7 / 10

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Ronald (NT), reviewed 7 days ago

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ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   10 / 10

Perfect

It is good.
Full review

It is good.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Hang (NSW), reviewed 7 days ago

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ANZ

ANZ personal loan review

Overall rating   0 / 10

Not satisfactory re ability to repay

Not enough explanation given. Inadequate screening re repayment ability.
Full review

Not enough explanation given. Inadequate screening re repayment ability.

    Price   2 / 10

    Features   1 / 10

    Customer service   0 / 10

    Convenience   9 / 10

    Trust   2 / 10

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Maureen (TAS), reviewed 7 days ago

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ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   7 / 10

Very happy with them as my bank of choice

ANZ have been great to deal with, most importantly they have been understanding and helpful in periods of financial hardship. Also they have waived all late payment fees that I have incurred.
Full review

ANZ have been great to deal with, most importantly they have been understanding and helpful in periods of financial hardship. Also they have waived all late payment fees that I have incurred.

    Price   4 / 10

    Features   6 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Ross (VIC), reviewed 7 days ago

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ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   8 / 10

Great customer service

Went out of their way to assist with my loan.
Full review

Went out of their way to assist with my loan.

    Price   6 / 10

    Features   6 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Laurence (NSW), reviewed 14 days ago

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ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   10 / 10

Customer service

It's reliable and good service and I been banking with this bank for long periods of time.
Full review

It's reliable and good service and I been banking with this bank for long periods of time.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Vicky (NSW), reviewed 19 days ago

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ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   6 / 10

Great customer service and fast approval.

Flexible terms and good customer service. However, interest rates high.
Full review

Flexible terms and good customer service. However, interest rates high.

    Price   4 / 10

    Features   6 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   7 / 10

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Beata (QLD), reviewed 22 days ago

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ANZ

ANZ Unsecured Personal Loan (Fixed) personal loan review

Overall rating   6 / 10

Service is mostly good.

Mostly good service, have had some problems but only with a third party (ANZ recommend insurance provider).
Full review

Mostly good service, have had some problems but only with a third party (ANZ recommend insurance provider).

    Price   5 / 10

    Features   5 / 10

    Customer service   7 / 10

    Convenience   4 / 10

    Trust   5 / 10

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Caly (QLD), reviewed 22 days ago

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Personal loan comparisons on MozoRates updated daily

  • People's Choice Credit Union Discounted Personal Loan (over 30k, cars up to 3 years old) (Fixed)

    People's Choice Credit Union Discounted Personal Loan (over 30k, cars up to 3 years old) (Fixed)

    • No monthly account fees
    • No penalties for early repayments
    • Flexible loan terms and repayment options

    interest rate from

    6.64%

    comparison rate from*

    6.99% based on $30,000
    over 5 years

    Go to site
    • No monthly account fees
    • No penalties for early repayments
    • Flexible loan terms and repayment options
    Product info
    • Other benefits:
    • Upfront fee: $250
    • Monthly fee: $0.00
    • Exit fee:
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $30,000.00
    • Maximum loan amount: $100,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 10 Years
    Overall rating

    7.4

    Based on 17 People's Choice Credit Union personal loan reviews

    Need more information?
    Find out more

    More info

    More info

  • IMB Secured Personal Loan (Fixed)

    IMB Secured Personal Loan (Fixed)

    • Borrow up to $60,000
    • No penalty for early repayments
    • No ongoing fees

    interest rate from

    7.59%

    comparison rate from*

    7.87% based on $30,000
    over 5 years

    Go to site
    • Borrow up to $60,000
    • No penalty for early repayments
    • No ongoing fees
    Product info
    • Other benefits:
    • Upfront fee: $199
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Monthly
    • Security required: Vehicle
    • Minimum loan amount: $2,000.00
    • Maximum loan amount: $60,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    Overall rating

    10.0

    Based on 2 IMB personal loan reviews

    Need more information?
    Find out more

    More info

    More info

  • act. Secured Personal Loan (Fixed)

    act. Secured Personal Loan (Fixed)

    • Ethical banking – every month, donate a portion of our profit to a social project of your choice!
    • Free online redraw
    • Flexible repayment options

    interest rate from

    7.79%

    comparison rate from*

    8.64% based on $30,000
    over 5 years

    Go to site
    • Ethical banking – every month, donate a portion of our profit to a social project of your choice!
    • Free online redraw
    • Flexible repayment options
    Product info
    • Other benefits:
    • Upfront fee: $250
    • Monthly fee: $5.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $2,000.00
    • Maximum loan amount:
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Need more information?
    Find out more

    More info

    More info

  • bankmecu Home Improvements Personal Loan (Variable)

    bankmecu Home Improvements Personal Loan (Variable)

    • Free redraw facility
    • Additional payments accepted
    • Borrow from $5,000

    interest rate from

    8.39%

    comparison rate from*

    9.42% based on $10,000
    over 3 years

    Go to site
    • Free redraw facility
    • Additional payments accepted
    • Borrow from $5,000
    Product info
    • Other benefits:
    • Upfront fee: $150
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Residential Property
    • Minimum loan amount: $5,000.00
    • Maximum loan amount:
    • Minimum loan term: 1 Year
    • Maximum loan term: 15 Years
    Overall rating

    8.5

    Based on 2 bankmecu personal loan reviews

    Need more information?
    Find out more

    More info

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  • DirectMoney Personal Loan (Fixed, Unsecured)

    DirectMoney Personal Loan (Fixed, Unsecured)

    • Borrow today and use the money where you need to
    • 100% online application process
    • For people with excellent credit

    interest rate from

    8.50%

    comparison rate from*

    9.33% based on $30,000
    over 5 years

    Go to site
    • Borrow today and use the money where you need to
    • 100% online application process
    • For people with excellent credit
    Product info
    • Other benefits:
    • Upfront fee: $575
    • Monthly fee: $0.00
    • Exit fee:
    • Repayment options: Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $35,000.00
    • Minimum loan term: 3 Years
    • Maximum loan term: 5 Years
    Need more information?
    Find out more

    More info

    More info

  Compare

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* The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms quoted, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans, and apply only to these examples. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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