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  • bankmecu credit card reviews

    How are bankmecu credit cards rated by the Mozo community?

    78%

    Overall Mozo Community rating: 7.8 out of 10

    bankmecu credit cards

    Overall rating: 7.8 (8 reviews)

    Last reviewed: 25 January 2012


    1. Overall customer rating
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    Reviews: 18

    Thumbs up: 13 | Thumbs down: 5

    Featured credit card from bankmecu

    • Low Rate
    • interest rate

      10.74%
    • annual fee

      $59.00

    Other credit cards

    • Gold Card
    • interest rate

      19.74%
    • annual fee

      $90.00
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    • Virgin Flyer Credit Card
    • interest rate

      20.99%
    • annual fee

      $99.00
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    Recent bankmecu credit card reviews

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        1. Overall customer rating
        2. (Reviewed 11 days ago)

      They always try to help in any way possible. Even call to let you know when you overdraw or any unusable draws on your accounts. They try so hard to make sure you're happy with their service. Great to do business with bankmecu.       Full review 

      They always try to help in any way possible. Even call to let you know when you overdraw or any unusable draws on your accounts. They try so hard to make sure you're happy with their service. Great to do business with bankmecu.


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      bankmecu credit card reviewed by Sam from Victoria

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        1. Overall customer rating
        2. (Reviewed 12 days ago)

      This is a bank that really works hard for their members. Offering very low interest rates on all their products and services. The only thing that is high is their standard.       Full review 

      This is a bank that really works hard for their members. Offering very low interest rates on all their products and services. The only thing that is high is their standard.


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      bankmecu credit card reviewed by Irene from Queensland

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        1. Overall customer rating
        2. (Reviewed 3 months ago)

      The 'Low rate' card neglects to inform you that as well as an annual fee, there are no interest free days.! It works like a line of credit, and charges interest daily. Not good value if you do the sums, and bordering on misleading I think. I've ju...       Full review 

      The 'Low rate' card neglects to inform you that as well as an annual fee, there are no interest free days.! It works like a line of credit, and charges interest daily. Not good value if you do the sums, and bordering on misleading I think. I've just cancelled mine & got a low rate Visa from ANZ.


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      bankmecu credit card reviewed by Martyn from Victoria

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        1. Overall customer rating
        2. (Reviewed 7 months ago)

      mecu's Visa Credit Card offer 55 days interest free, no annual fee and a low ongoing interest rate. This card is perfect for people who pay off their credit card spending on time! I've recommended this product to my friends and family. Cons - ther...       Full review 

      mecu's Visa Credit Card offer 55 days interest free, no annual fee and a low ongoing interest rate. This card is perfect for people who pay off their credit card spending on time! I've recommended this product to my friends and family. Cons - there's no reward system, however I don't mind this because I don't like incentives for using credit. The card is also made from environmentally responsible plastic, so good for the environment too!


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      bankmecu credit card reviewed by Rebekah from Victoria

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        1. Overall customer rating
        2. (Reviewed 9 months ago)

      I have been wih MECU for about 30 years and believe they are fair and trustworthy; as well as the fact that I consider a Credit Union is more acceptable than a Bank.       Full review 

      I have been wih MECU for about 30 years and believe they are fair and trustworthy; as well as the fact that I consider a Credit Union is more acceptable than a Bank.


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      bankmecu credit card reviewed by Lydia from Victoria

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        1. Overall customer rating
        2. (Reviewed 9 months ago)

      I don't think there is anything to be aware of. They provide friendly service when it is wanted.I have no problem with them. S V Smith       Full review 

      I don't think there is anything to be aware of. They provide friendly service when it is wanted.I have no problem with them. S V Smith


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      bankmecu credit card reviewed by Shirley from Victoria

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        1. Overall customer rating
        2. (Reviewed about 1 year ago)

      You must be aware their so called 'low rate visa card' has no interest free days - so is not suitable for use by people that want to pay the balance off in full each month. It works exactly like an overdraft - you are charged interest on the balan...       Full review 

      You must be aware their so called 'low rate visa card' has no interest free days - so is not suitable for use by people that want to pay the balance off in full each month. It works exactly like an overdraft - you are charged interest on the balance daily. Not so cheap after all - but they neglect to mention this fact on their product literature. No cards have any rewards program or benefits at all.


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      bankmecu credit card reviewed by Glen from Victoria

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        1. Overall customer rating
        2. (Reviewed about 1 year ago)

      Cancelled my credit card because it was maxed out with no warning. Rude when i complained.       Full review 

      Cancelled my credit card because it was maxed out with no warning. Rude when i complained.


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      bankmecu credit card reviewed by Donna from Victoria

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        1. Overall customer rating
        2. (Reviewed over 1 year ago)

      Pros: No recurring fees. Reasonable interest rates. Improved access to fee-free ATMs recently. Intuitive and fast internet banking. Friendly and consistent customer service, especially at branches. Competitive range of products. I have be...       Full review 

      Pros: No recurring fees. Reasonable interest rates. Improved access to fee-free ATMs recently. Intuitive and fast internet banking. Friendly and consistent customer service, especially at branches. Competitive range of products. I have been a loyal customer of MECU for 10 years and have been so impressed with the available products and service that nearly all my fiduciary needs are met by this credit union at significantly less cost overall compared to nearly all other banks. Cons: No card rewards programs. Branch access can be problematic and difficult to locate sometimes, especially when making initial face-to-face contact, due to their location on large university campuses and [sometimes] limited office hours. Worth the effort, however.


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      bankmecu credit card reviewed by Jules from Queensland

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        1. Overall customer rating
        2. (Reviewed about 2 years ago)

      r cash withdrawaYou are not charged a greater interest rate fols interest rates suit those that dont pay off in time       Full review 

      r cash withdrawaYou are not charged a greater interest rate fols interest rates suit those that dont pay off in time


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      bankmecu credit card reviewed by Sue from Victoria

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        1. Overall customer rating
        2. (Reviewed about 2 years ago)

      I can transfer money on and off the credit card with no extra fees but I do not receive any reward points etc.       Full review 

      I can transfer money on and off the credit card with no extra fees but I do not receive any reward points etc.


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      bankmecu credit card reviewed by Sarah from Victoria

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        1. Overall customer rating
        2. (Reviewed over 2 years ago)

      My mecu credit card has one of the cheapest interest rate cards around. It is a straight, no frills card with no fees at all and no bonuses.       Full review 

      My mecu credit card has one of the cheapest interest rate cards around. It is a straight, no frills card with no fees at all and no bonuses.


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      bankmecu credit card reviewed by Geoffrey from Queensland

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        1. Overall customer rating
        2. (Reviewed over 2 years ago)

      MECU is a good card but I dislike the fact that there are no interest free days       Full review 

      MECU is a good card but I dislike the fact that there are no interest free days


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      bankmecu credit card reviewed by Dawn from Victoria

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        1. Overall customer rating
        2. (Reviewed about 3 years ago)

      I use mecu for their credit card product as it was the best available (lowest overal cost) if you pay off your credit card balance each month.       Full review 

      I use mecu for their credit card product as it was the best available (lowest overal cost) if you pay off your credit card balance each month.


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      bankmecu credit card reviewed by Kwaka from Queensland

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        1. Overall customer rating
        2. (Reviewed about 3 years ago)

      I received prompt attention when I used wrong pin number and the card was with held by an ATM       Full review 

      I received prompt attention when I used wrong pin number and the card was with held by an ATM


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      bankmecu credit card reviewed by a Mozo reviewer from Victoria

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        1. Overall customer rating
        2. (Reviewed about 3 years ago)

            Full review 


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      bankmecu credit card reviewed by a Mozo reviewer from Victoria

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        1. Overall customer rating
        2. (Reviewed about 3 years ago)

            Full review 


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      bankmecu credit card reviewed by a Mozo reviewer from Victoria

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        1. Overall customer rating
        2. (Reviewed about 3 years ago)

            Full review 


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      bankmecu credit card reviewed by a Mozo reviewer from Victoria

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