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This term deposit offers great interest rates, highly recommended compared to the major banks. The staff are always friendly, no long queues, can't do enough for you, personalized service, provide reply paid envelopes to send cheques in easily, fa... Full review
This term deposit offers great interest rates, highly recommended compared to the major banks. The staff are always friendly, no long queues, can't do enough for you, personalized service, provide reply paid envelopes to send cheques in easily, fantastic bank.
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YesBeen with them for many years, early days as a credit union. Lack of convenience in the few places where they have branches, though can use redi-ATMs. Internet banking as good as anyone else, phone banking similar to others. Interesting to see h... Full review
Been with them for many years, early days as a credit union. Lack of convenience in the few places where they have branches, though can use redi-ATMs. Internet banking as good as anyone else, phone banking similar to others. Interesting to see how they go as a members owned bank.
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YesThis product has very good rates, with options for short term to long term deposits - at the end of your term, you can choose how long you wish to re-deposit for, depending on the best rates available - the only thing I do not like about this prod... Full review
This product has very good rates, with options for short term to long term deposits - at the end of your term, you can choose how long you wish to re-deposit for, depending on the best rates available - the only thing I do not like about this product, is you do not know how much interest you have earned when the renewal comes in.... it does not show at all - its only when you re-invest that it shows up in the principal.
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YesHave been with MECU since its inception many many years ago. We have never had a complaint. Even when travelling o/s and lost a credit card, the speed and efficiency with which that was handled was amazing and even today, when we tell the story pe... Full review
Have been with MECU since its inception many many years ago. We have never had a complaint. Even when travelling o/s and lost a credit card, the speed and efficiency with which that was handled was amazing and even today, when we tell the story people can't believe a bank operates in such a way. Sitting and talking to them in their office and being able to see our files when they open them, talk to them on the phone and they return calls on the same day. We would not move to another bank. We even check with other banks before reinvesting and if they have higher rates, MECU meets them as we know they will.
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Yesmecu is quite consistent with their term deposit, they are quite reliable. The notices are sent prior to maturity and follow on call is made by the staff to discuss various term deposit options before renewal. Over age 45, they have edvest which o... Full review
mecu is quite consistent with their term deposit, they are quite reliable. The notices are sent prior to maturity and follow on call is made by the staff to discuss various term deposit options before renewal. Over age 45, they have edvest which offers better interest rate. I am very pleased with the product.
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YesI am a small investor, so the three months fixed term account works well for me. The interest rate is not as high as some of the competitors, that said, I'm happy with the way the account works for me. Full review
I am a small investor, so the three months fixed term account works well for me. The interest rate is not as high as some of the competitors, that said, I'm happy with the way the account works for me.
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YesI like the convenience, friendly service, lack of exorbitant fees or unnecessary reward systems. Full review
I like the convenience, friendly service, lack of exorbitant fees or unnecessary reward systems.
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YesFlexible - can pay interest periodically or at term. Hate call centres - prefer to be able to speak direct to my branch without the hassle of having to explain my query more than once. Full review
Flexible - can pay interest periodically or at term. Hate call centres - prefer to be able to speak direct to my branch without the hassle of having to explain my query more than once.
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YesLove the rapid phone or email response from mecu. Very personalized. Great help with varied queries from transferring money overseas to helping me with my absent (overseas) accounts. Easy to place cash in term deposits and very timely alerts to va... Full review
Love the rapid phone or email response from mecu. Very personalized. Great help with varied queries from transferring money overseas to helping me with my absent (overseas) accounts. Easy to place cash in term deposits and very timely alerts to various needs. Above all, excellent personal customer service - you feel that you are a person and not a faceless entity.
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YesAutomated banking was supported by a telephone consutant explanining the terms to my full satisfaction Full review
Automated banking was supported by a telephone consutant explanining the terms to my full satisfaction
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