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Choosing a bank account is a balancing act between free transactions, everyday access and low fees – or no fees if you can get it. And online banking and customer service are always a plus.
See the top performers as voted by Australian customers in our Bank Account Top 5.
Pick a provider from the list below to get the inside story from real customers. You can order them by name, overall rating or by the features that matter to you, by clicking on the column headers.
| Institution | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Queensland Police CU | 10.0 (1 REVIEW) | 9.0 | 10.0 | 10.0 | 8.0 | 10.0 |
| WAW Credit Union | 10.0 (1 REVIEW) | 9.0 | 9.0 | 10.0 | 9.0 | 10.0 |
| Rural Bank | 10.0 (1 REVIEW) | 9.0 | 10.0 | 10.0 | 10.0 | 10.0 |
| Intech Credit Union | 10.0 (1 REVIEW) | 8.0 | 8.0 | 10.0 | 10.0 | 10.0 |
| Resources Credit Union | 10.0 (1 REVIEW) | 7.0 | 7.0 | 10.0 | 10.0 | 10.0 |
| South West Slopes Credit Union | 10.0 (1 REVIEW) | 8.0 | 7.0 | 10.0 | 10.0 | 9.0 |
| Northern Inland Credit Union | 10.0 (2 REVIEWS) | 10.0 | 9.5 | 10.0 | 10.0 | 10.0 |
| Summerland Credit Union | 10.0 (1 REVIEW) | 0.0 | 0.0 | 10.0 | 10.0 | 10.0 |
| ADCU Australian Defence Credit Union | 10.0 (2 REVIEWS) | 10.0 | 10.0 | 10.0 | 9.0 | 10.0 |
| Queensland Country Credit Union | 10.0 (2 REVIEWS) | 8.0 | 9.0 | 10.0 | 10.0 | 10.0 |
| Fire Brigades Employees Credit Union | 10.0 (1 REVIEW) | 9.0 | 9.0 | 10.0 | 7.0 | 10.0 |
| B&E Ltd | 10.0 (1 REVIEW) | 10.0 | 8.0 | 10.0 | 10.0 | 10.0 |
| Big Sky | 10.0 (1 REVIEW) | 10.0 | 10.0 | 10.0 | ||
| SGE Credit Union | 9.5 (2 REVIEWS) | 9.0 | 8.0 | 10.0 | 7.0 | 9.5 |
| wide bay | 9.4 (9 REVIEWS) | 8.11 | 7.0 | 9.89 | 9.22 | 8.78 |
| Police Credit Union NSW ACT | 9.4 (5 REVIEWS) | 7.8 | 9.0 | 9.0 | 8.6 | 9.8 |
| Community CPS | 9.4 (11 REVIEWS) | 8.18 | 7.45 | 9.45 | 8.82 | 9.45 |
| QT Mutual Bank | 9.3 (3 REVIEWS) | 8.33 | 5.67 | 10.0 | 9.0 | 9.0 |
| UBank | 9.2 (4 REVIEWS) | 8.75 | 8.75 | 9.25 | 8.75 | 9.5 |
| ING DIRECT | 9.2 (63 REVIEWS) | 9.16 | 8.35 | 8.98 | 8.94 | 9.33 |
| Defence Bank | 9.2 (5 REVIEWS) | 5.6 | 5.4 | 9.4 | 8.2 | 9.6 |
| UniCredit | 9.0 (1 REVIEW) | 10.0 | 7.0 | 10.0 | 10.0 | 10.0 |
| Melbourne University Credit Union | 9.0 (1 REVIEW) | 8.0 | 8.0 | 9.0 | 8.0 | 9.0 |
| Warwick Credit Union | 9.0 (1 REVIEW) | 10.0 | 10.0 | 10.0 | 8.0 | 10.0 |
| Fitzroy & Carlton Community Credit Co-Op | 9.0 (1 REVIEW) | 7.0 | 3.0 | 10.0 | 9.0 | 10.0 |
| Queenslanders Credit Union | 9.0 (1 REVIEW) | 9.0 | 7.0 | 9.0 | 8.0 | 8.0 |
| Police Credit Vic | 9.0 (4 REVIEWS) | 8.75 | 6.75 | 9.5 | 7.0 | 9.25 |
| Illawarra Credit Union | 9.0 (2 REVIEWS) | 7.0 | 7.0 | 9.0 | 8.5 | 8.5 |
| Greater Building Society | 9.0 (23 REVIEWS) | 8.59 | 7.45 | 9.26 | 8.7 | 9.17 |
| Victoria Teachers Credit Union | 8.9 (13 REVIEWS) | 8.23 | 6.75 | 9.0 | 7.69 | 9.0 |
| ME Bank | 8.9 (11 REVIEWS) | 8.09 | 7.64 | 9.36 | 7.91 | 9.36 |
| Heritage Bank | 8.9 (33 REVIEWS) | 7.91 | 7.97 | 9.06 | 8.76 | 8.94 |
| QANTAS Staff Credit Union | 8.8 (8 REVIEWS) | 8.5 | 8.5 | 8.5 | 8.63 | 9.38 |
| Hume Building Society | 8.7 (7 REVIEWS) | 8.57 | 8.86 | 9.57 | 8.57 | 9.86 |
| CUA | 8.3 (37 REVIEWS) | 7.67 | 6.78 | 8.65 | 8.27 | 8.41 |
| Police & Nurses Mutual Banking | 8.3 (14 REVIEWS) | 7.85 | 6.46 | 8.57 | 7.93 | 8.77 |
| Credit Union SA | 8.2 (4 REVIEWS) | 7.75 | 6.5 | 9.5 | 7.75 | 9.5 |
| MyState | 8.2 (14 REVIEWS) | 6.79 | 5.79 | 8.79 | 8.57 | 8.36 |
| Macquarie | 8.1 (7 REVIEWS) | 7.57 | 5.86 | 8.14 | 8.17 | 8.57 |
| Bankwest | 8.1 (85 REVIEWS) | 7.53 | 6.76 | 7.76 | 8.0 | 7.96 |
| Memberfirst Credit Union | 8.0 (1 REVIEW) | 8.0 | 8.0 | 8.0 | 8.0 | 8.0 |
| Catalyst Mutual | 8.0 (1 REVIEW) | 9.0 | 8.0 | 9.0 | 8.0 | 8.0 |
| Macarthur Credit Union | 8.0 (1 REVIEW) | 8.0 | 6.0 | 9.0 | 10.0 | 9.0 |
| Teachers Credit Union | 8.0 (10 REVIEWS) | 7.8 | 6.2 | 8.8 | 6.3 | 8.9 |
| Community First | 8.0 (1 REVIEW) | 8.0 | 7.0 | 9.0 | 9.0 | 9.0 |
| Bendigo Bank | 7.9 (166 REVIEWS) | 7.11 | 6.16 | 8.48 | 7.99 | 8.16 |
| Suncorp | 7.9 (106 REVIEWS) | 7.35 | 6.8 | 8.13 | 8.15 | 8.08 |
| HSBC | 7.6 (22 REVIEWS) | 7.23 | 7.64 | 7.86 | 8.0 | 8.64 |
| bankmecu | 7.6 (13 REVIEWS) | 7.54 | 6.23 | 7.85 | 6.38 | 7.69 |
| BankSA | 7.6 (43 REVIEWS) | 6.74 | 6.09 | 7.3 | 8.07 | 8.26 |
| Peoples Choice Credit Union | 7.6 (25 REVIEWS) | 6.74 | 6.35 | 8.0 | 7.72 | 7.64 |
| Bank of Queensland | 7.6 (55 REVIEWS) | 6.73 | 6.33 | 7.85 | 7.76 | 7.98 |
| Australia Post | 7.5 (2 REVIEWS) | 6.0 | 8.0 | 6.5 | 9.5 | 7.5 |
| Newcastle Permanent | 7.5 (18 REVIEWS) | 7.17 | 6.0 | 8.47 | 8.67 | 7.39 |
| St George | 7.4 (133 REVIEWS) | 6.77 | 6.18 | 7.45 | 7.85 | 7.48 |
| BCU | 7.4 (5 REVIEWS) | 7.6 | 5.8 | 8.4 | 6.4 | 8.0 |
| NAB | 7.4 (273 REVIEWS) | 7.31 | 6.37 | 7.17 | 7.81 | 7.3 |
| Holiday Coast Credit Union | 7.2 (5 REVIEWS) | 6.0 | 6.6 | 7.8 | 8.4 | 7.6 |
| Westpac | 7.2 (357 REVIEWS) | 6.45 | 5.86 | 7.41 | 7.75 | 7.25 |
| SCU | 7.0 (1 REVIEW) | 3.0 | 1.0 | 8.0 | 6.0 | 10.0 |
| Commonwealth Bank | 6.8 (579 REVIEWS) | 6.06 | 5.74 | 7.01 | 7.93 | 6.95 |
| ANZ | 6.8 (344 REVIEWS) | 6.25 | 5.68 | 6.95 | 7.76 | 6.95 |
| AMP | 6.8 (4 REVIEWS) | 7.5 | 6.0 | 6.5 | 5.75 | 7.5 |
| IMB | 6.5 (14 REVIEWS) | 6.07 | 4.46 | 7.57 | 7.07 | 6.86 |
| Citibank | 6.2 (11 REVIEWS) | 6.0 | 5.8 | 5.64 | 5.18 | 6.45 |
| Bank of Melbourne | 6.0 (3 REVIEWS) | 6.33 | 5.5 | 7.33 | 7.33 | 7.67 |
| Adelaide Bank | 5.8 (4 REVIEWS) | 5.75 | 4.75 | 7.33 | 6.0 | 6.25 |
| CommSec | 5.6 (5 REVIEWS) | 5.6 | 5.2 | 6.6 | 5.8 | 6.8 |
| CAPE Credit Union | 5.0 (1 REVIEW) | 6.0 | 6.0 | 7.0 | 6.0 | 6.0 |
| Woolworths Employees Credit Union | 5.0 (1 REVIEW) | 5.0 | 5.0 | 5.0 | 5.0 | 5.0 |
| Alliance One Credit Union | 5.0 (1 REVIEW) | |||||
| Police Credit Union SA NT | 3.0 (1 REVIEW) | 9.0 | 2.0 | 8.0 | 5.0 | 7.0 |
| The Rock Building Society | 1.0 (2 REVIEWS) | 2.5 | 3.0 | 2.0 | 3.0 | 1.5 |
| Arab Bank Australia | 0.0 (1 REVIEW) | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
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