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    • Savings account ranking

    Savings accounts are all about high interest – so how do you factor in low fees, or bonus rates, or free transactions? Head straight to the good nest eggs – have a gander at our Savings Account Top 5.

    top 5 list

    Best savings account providers

    - as rated by the Mozo community
    1.  
      Rating
      out of 10
    2. 1. Greater Building Society savings accounts
      – 71 reviews
      9.1
    3. 2. ING DIRECT savings accounts
      – 353 reviews
      8.9
    4. 3. Newcastle Permanent savings accounts
      – 57 reviews
      8.5
    5. 4. UBank savings accounts
      – 142 reviews
      8.5
    6. 5. Heritage Bank savings accounts
      – 85 reviews
      8.4

    All savings account providers

    Pick a provider from the list below to get the inside story from real customers. You can order them by name, overall rating or by the features that matter to you, by clicking on the column headers.

    Institution Overall Price Features Service Convenience Trust
    Beirut Hellenic Bank 10.0 (1 REVIEW) 10.0 10.0 10.0 10.0 7.0
    Easy Street 10.0 (1 REVIEW) 10.0 6.0 10.0 10.0 10.0
    Lysaght Credit Union 10.0 (1 REVIEW) 10.0 10.0 10.0 10.0 10.0
    Phoenix Credit Union 10.0 (1 REVIEW) 10.0 10.0 10.0 6.0 10.0
    Manly Warringah Credit Union 10.0 (2 REVIEWS) 8.5 9.0 10.0 7.5 10.0
    Macarthur Credit Union 10.0 (2 REVIEWS) 10.0 10.0 10.0 10.0 10.0
    Community Alliance Credit Union 10.0 (1 REVIEW) 8.0 5.0 10.0 10.0 10.0
    CGU 10.0 (1 REVIEW) 6.0 6.0 7.0 7.0 7.0
    Goldfields Credit Union 10.0 (1 REVIEW) 10.0 10.0 10.0 10.0 10.0
    Ford Credit 10.0 (1 REVIEW) 8.0 9.0 10.0 10.0 10.0
    Hunter United Credit Union 10.0 (1 REVIEW) 10.0 10.0 10.0 10.0 10.0
    Maitland Mutual Building Society 9.5 (2 REVIEWS) 9.5 9.5 9.5 9.5 9.5
    Resources Credit Union 9.5 (2 REVIEWS) 7.0 5.5 9.5 9.5 9.5
    Country First Credit Union 9.5 (2 REVIEWS) 7.5 6.5 10.0 9.5 9.5
    B&E Ltd 9.4 (7 REVIEWS) 8.57 6.8 9.71 9.57 9.86
    Queensland Police CU 9.3 (3 REVIEWS) 8.33 5.33 9.67 10.0 10.0
    Family First Credit Union 9.2 (4 REVIEWS) 8.0 7.5 9.5 7.5 9.0
    Fire Brigades Employees Credit Union 9.2 (5 REVIEWS) 9.2 8.2 9.6 7.4 9.2
    Hume Building Society 9.2 (12 REVIEWS) 8.25 7.67 9.58 9.33 9.55
    Greater Building Society 9.1 (71 REVIEWS) 8.29 7.91 9.09 9.0 9.1
    Victoria Teachers Credit Union 9.0 (27 REVIEWS) 8.12 7.52 9.33 8.11 9.33
    Electricity Credit Union 9.0 (1 REVIEW) 6.0 6.0 9.0 5.0 8.0
    Industries Mutual Credit Union 9.0 (1 REVIEW) 9.0 4.0 10.0 10.0 7.0
    Youi 9.0 (1 REVIEW) 3.0 3.0 9.0 7.0
    Memberfirst Credit Union 9.0 (1 REVIEW) 9.0 5.0 10.0 8.0 10.0
    Horizon Credit Union 9.0 (2 REVIEWS) 3.0 9.0 10.0 10.0 10.0
    Quay Credit Union 9.0 (5 REVIEWS) 7.6 6.6 9.4 8.4 9.0
    South West Slopes Credit Union 9.0 (1 REVIEW) 8.0 8.0 8.0
    Railways Credit Union 9.0 (1 REVIEW) 8.0 9.0 10.0 7.0 8.0
    Australia Post 9.0 (1 REVIEW) 2.0 3.0 6.0 10.0 6.0
    Maritime, Mining & Power Credit Union 9.0 (2 REVIEWS) 8.5 8.5 9.5 9.5 9.5
    Circle Credit Union 9.0 (1 REVIEW) 7.0 6.0 9.0 7.0 10.0
    Gateway CU 9.0 (2 REVIEWS) 8.5 6.5 8.5 8.5 9.0
    Police Credit Vic 8.9 (27 REVIEWS) 8.26 7.48 9.33 6.69 9.56
    ING DIRECT 8.9 (353 REVIEWS) 8.89 7.73 8.44 8.17 8.85
    Macquarie 8.8 (9 REVIEWS) 9.11 8.44 8.75 6.33 9.33
    SCU 8.8 (8 REVIEWS) 7.63 5.75 8.88 7.5 8.63
    Queenslanders Credit Union 8.7 (11 REVIEWS) 8.09 6.27 8.91 6.73 8.9
    wide bay 8.6 (19 REVIEWS) 7.32 6.94 9.32 8.47 9.26
    Summerland Credit Union 8.6 (10 REVIEWS) 7.2 6.2 9.5 8.33 9.0
    AWA Credit Union 8.5 (2 REVIEWS) 8.0 6.5 8.5 8.0 9.0
    Select 8.5 (2 REVIEWS) 8.5 5.0 9.0 7.0 10.0
    Broken Hill Community Credit Union 8.5 (4 REVIEWS) 7.75 7.25 9.5 7.25 9.0
    Queensland Country Credit Union 8.5 (10 REVIEWS) 7.3 7.78 8.9 8.2 8.9
    Intech Credit Union 8.5 (2 REVIEWS) 8.5 7.5 9.5 7.5 9.5
    South West Credit 8.5 (2 REVIEWS) 6.5 6.0 9.5 7.0 9.5
    Newcastle Permanent 8.5 (57 REVIEWS) 7.64 7.09 8.84 8.61 8.81
    UBank 8.5 (142 REVIEWS) 9.21 7.38 8.08 7.77 8.04
    Heritage Bank 8.4 (85 REVIEWS) 8.07 7.36 8.62 8.45 8.66
    Illawarra Credit Union 8.3 (6 REVIEWS) 7.0 6.0 8.33 7.83 8.67
    Community CPS 8.3 (49 REVIEWS) 7.3 6.3 8.59 7.71 8.43
    CUA 8.3 (109 REVIEWS) 7.49 6.76 8.24 7.83 8.33
    Police & Nurses Mutual Banking 8.2 (39 REVIEWS) 7.89 7.08 8.69 8.18 8.56
    Coastline Credit Union 8.2 (9 REVIEWS) 7.0 6.67 8.44 8.78 8.89
    ME Bank 8.2 (41 REVIEWS) 8.05 6.54 8.22 6.63 8.61
    QANTAS Staff Credit Union 8.2 (26 REVIEWS) 7.92 6.62 8.12 6.85 8.42
    Teachers Credit Union 8.1 (30 REVIEWS) 7.57 6.8 8.47 7.77 8.73
    Credit Union SA 8.1 (21 REVIEWS) 7.79 6.21 8.74 8.2 9.05
    Rural Bank 8.0 (1 REVIEW) 8.0 7.0 5.0 6.0 8.0
    Aussie 8.0 (2 REVIEWS) 8.0 8.0 8.0 8.0 8.0
    CommSec 8.0 (6 REVIEWS) 6.67 6.83 8.0 6.83 8.17
    Warwick Credit Union 8.0 (1 REVIEW) 8.0 5.0 10.0 9.0 10.0
    Laboratories Credit Union 8.0 (1 REVIEW) 6.0 4.0 9.0 9.0 8.0
    WAW Credit Union 8.0 (7 REVIEWS) 7.14 6.0 8.43 7.14 8.43
    Orange Credit Union 8.0 (1 REVIEW) 5.0 8.0 10.0
    Police Credit Union SA NT 8.0 (9 REVIEWS) 7.33 6.78 8.11 7.44 8.56
    Bankwest 8.0 (183 REVIEWS) 7.85 6.8 7.96 8.02 7.93
    Bendigo Bank 7.9 (278 REVIEWS) 7.04 6.38 8.22 7.86 8.29
    Police Credit Union NSW ACT 7.9 (10 REVIEWS) 6.2 5.33 8.4 8.0 8.5
    ADCU Australian Defence Credit Union 7.9 (9 REVIEWS) 6.78 6.63 8.0 7.33 8.44
    Peoples Choice Credit Union 7.9 (114 REVIEWS) 7.08 6.38 7.68 7.82 8.04
    RaboDirect 7.9 (30 REVIEWS) 8.5 6.48 7.48 7.18 8.34
    Suncorp 7.7 (199 REVIEWS) 7.23 6.63 7.85 7.57 7.8
    IMB 7.7 (32 REVIEWS) 6.9 6.1 8.03 7.63 7.5
    HSBC 7.7 (38 REVIEWS) 7.79 7.03 7.84 6.5 8.21
    NAB 7.6 (559 REVIEWS) 7.24 6.53 7.55 7.81 7.57
    Bank of Melbourne 7.6 (13 REVIEWS) 5.92 6.31 7.62 6.92 7.92
    GMCU 7.5 (4 REVIEWS) 6.75 6.5 7.75 7.5 8.0
    St George 7.5 (296 REVIEWS) 6.73 6.01 7.62 7.86 7.53
    BCU 7.4 (9 REVIEWS) 6.33 5.56 8.0 7.22 7.89
    BankSA 7.4 (84 REVIEWS) 6.79 6.0 7.64 8.14 7.63
    Southern Cross Credit Union 7.3 (3 REVIEWS) 7.0 7.0 7.67 7.0 5.5
    bankmecu 7.3 (19 REVIEWS) 6.79 5.68 7.47 7.11 7.89
    ANZ 7.3 (672 REVIEWS) 6.52 5.94 7.21 7.89 7.29
    Defence Bank 7.2 (9 REVIEWS) 6.67 5.22 8.67 7.0 7.67
    QT Mutual Bank 7.2 (11 REVIEWS) 7.0 5.0 7.09 6.3 7.73
    Westpac 7.2 (614 REVIEWS) 6.42 5.76 7.25 7.87 7.33
    MyState 7.1 (36 REVIEWS) 6.25 4.94 7.36 7.83 7.46
    Commonwealth Bank 7.1 (1432 REVIEWS) 6.01 5.68 7.22 8.0 7.2
    Swan Hill Credit Union 7.0 (1 REVIEW) 8.0 5.0 9.0 9.0 10.0
    Holiday Coast Credit Union 7.0 (5 REVIEWS) 6.8 6.25 7.4 7.4 7.2
    Berrima District Credit Union 7.0 (2 REVIEWS) 6.5 7.0 8.0 6.5 8.0
    SGE Credit Union 7.0 (4 REVIEWS) 7.5 5.25 6.5 6.25 7.75
    Arab Bank Australia 7.0 (2 REVIEWS) 8.0 9.0 4.5 3.5 6.5
    Bank of Queensland 7.0 (128 REVIEWS) 6.34 6.07 7.24 6.96 7.2
    Community First 6.9 (8 REVIEWS) 6.13 6.13 7.63 8.0 7.13
    Big Sky 6.8 (4 REVIEWS) 7.0 6.0 7.75 4.5 6.75
    Northern Inland Credit Union 6.7 (3 REVIEWS) 3.33 6.67 7.67 7.67 6.67
    SERVICE ONE Members Banking 6.5 (2 REVIEWS) 5.5 4.5 6.0 7.0 7.0
    Adelaide Bank 6.5 (19 REVIEWS) 5.94 5.06 7.32 7.06 6.95
    AMP 6.1 (10 REVIEWS) 5.4 4.3 6.4 5.4 5.8
    Award Mortgage Solutions 6.0 (1 REVIEW) 8.0 6.0 8.0 6.0 5.0
    Bank of China 6.0 (1 REVIEW) 5.0 5.0 1.0 9.0
    Alliance One Credit Union 6.0 (3 REVIEWS) 6.0 5.67 7.33 8.0 5.67
    UniCredit 6.0 (1 REVIEW) 6.0 6.0 8.0 6.0 7.0
    National Mortgage Company 5.7 (3 REVIEWS) 6.0 4.67 5.33 7.0 5.67
    The Rock Building Society 5.6 (7 REVIEWS) 4.86 5.14 6.71 6.71 6.14
    Heritage Isle 5.5 (2 REVIEWS) 6.0 3.0 9.5 4.0 7.0
    Virgin Money 4.7 (17 REVIEWS) 6.53 4.69 4.36 4.18 4.38
    Citibank 4.4 (21 REVIEWS) 6.21 5.2 4.38 3.43 4.19
    American Express 4.0 (1 REVIEW) 9.0 6.0 6.0 6.0
    ABS Building Society 4.0 (1 REVIEW) 4.0 4.0 4.0 4.0 4.0
    First Choice Credit Union 4.0 (1 REVIEW) 5.0 1.0 1.0 6.0 4.0
    amscot 3.0 (1 REVIEW) 3.0 3.0 3.0 7.0 7.0
    The Capricornian 1.0 (1 REVIEW) 1.0 1.0 4.0 1.0
    Central West Credit Union 1.0 (1 REVIEW) 0.0 0.0 5.0 10.0 10.0