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    • Cashback rewards credit cards

    • Who doesn't love some cold, hard cash for their credit spend? With cashback rewards credit cards rewards points are converted into cash rather than flights or products so you get to choose how and when to reward yourself.

      Below are some popular credit cards that offer cashback rewards or try Mozo's nifty Rewards Revealer tool and find out which card is best for you based on your annual credit card spend level.

    • How do cashback rewards cards work?

      Cashback cards work in the same way as other rewards credit cards. For every dollar you spend you earn rewards points and then those points are redeemed for cash. Some cashback cards will issue a cash voucher or credit a cash amount back to the account. For more info read our handy guide cashback credit cards unveiled.

    • How do I compare cashback rewards cards?

      Simple. Mozo has developed the Rewards Revealer tool which does this for you in seconds. Not only does this amazing tool show you which rewards credit cards will offer the best cashback rewards, it sorts them based on your own annual credit card spend so you can be sure you're getting the best deal.

    Popular cashback rewards credit cards on MozoRates updated: 26 May 2012

      • Bankwest
        More Gold
        • Complimentary travel insurance with unlimited medical expenses and up to $15,000 cover for loss, damage, theft
        • 4.99% p.a. for the first 9 months on non-Bankwest credit card balance transfers
      • rewards description

        BankWest More Rewards program. Redeem your points for cashback, travel, gift cards, retail rewards and shopping gift cards.

      • annual fees

        $120


        interest rate

        19.24%

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      • Bankwest
        More Platinum
        • Bonus 20,000 catalogue reward points or 20,000 Qantas Frequent Flyer points after first use
        • Option to earn Qantas Frequent Flyer points
        • No foreign exchange fees
      • rewards description

        BankWest More Rewards program. Redeem your points for cashback, travel, gift cards, retail rewards and shopping gift cards.

      • annual fees

        $190


        interest rate

        18.99%

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    Credit card reviews

      • 28 Degrees 28 Degrees Mastercard *

        More 28 Degrees credit cards

        * Fees and charges are payable

        Show Rates

        28 Degrees credit card review

        Gread for OS travel without the transaction fees

          11. Overall customer rating
          12. (Reviewed 4 days ago)

        Great product for overseas travel and international eBay purchases. No conversion fees when used overseas with competitive foreign exchange rates. Safe, reliable and user-friendly online service. Efficient customer service during initial registrat...       Full review 

        Great product for overseas travel and international eBay purchases. No conversion fees when used overseas with competitive foreign exchange rates. Safe, reliable and user-friendly online service. Efficient customer service during initial registration. No cons so far. Highly recommended product.


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
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        28 Degrees 28 Degrees Mastercard credit card review by Marta from Australian Capital Territory

        Was this review helpful?

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      • Commonwealth Bank Low Fee Credit Card *

        • 20.24%

          interest rate

        • $24.00

          annual fee

        Commonwealth Bank Platinum Awards Credit Card *

        More Commonwealth Bank credit cards

        * Fees and charges are payable

        Show Rates

        Commonwealth Bank credit card review

        Great customer service & better competetive rates

          11. Overall customer rating
          12. (Reviewed 4 days ago)

        Love the idea of having a credit card on hand for any emergency purchases that may pop up and have always been a trusted Commonwealth Bank account holder but believe there interest rates could be at a bit more of a competitive price to keep valued...       Full review 

        Love the idea of having a credit card on hand for any emergency purchases that may pop up and have always been a trusted Commonwealth Bank account holder but believe there interest rates could be at a bit more of a competitive price to keep valued customers where they want to be and with a great rate.


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
        Less
        Commonwealth Bank Low Fee Credit Card credit card review by Kelly from Victoria

        Was this review helpful?

        Yes

      • ANZ Frequent Flyer *

        ANZ First *

        More ANZ credit cards

        * Fees and charges are payable

        Show Rates

        ANZ credit card review

        Went out of their way to give comfortable service

          11. Overall customer rating
          12. (Reviewed 4 days ago)

        When I went into the branch, it didn't feel like a bank. I felt like I was in a movie, playing the part of a VIP investor with a personal bank representative....yet it was all comfy and casual like visiting a friend's place. Amazing!       Full review 

        When I went into the branch, it didn't feel like a bank. I felt like I was in a movie, playing the part of a VIP investor with a personal bank representative....yet it was all comfy and casual like visiting a friend's place. Amazing!


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
        Less
        ANZ Frequent Flyer credit card review by Craig from Western Australia

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        Yes
    5

    Lowest interest rate

    based on ongoing interest rate

    Highest rated credit cards- as voted by the Mozo Community (rating out of 10)

    • 8.0

      Bendigo Bank credit cards

      Overall rating: 8.0 (51 reviews)*

      Last reviewed: 04 May 2012


      11. Overall customer rating
      11. Price
      11. Features
      11. Service
      11. Convenience
      11. Trust

      * based on reviews in the past 12 months

      Bendigo Bank credit cards
    • 7.8

      28 Degrees credit cards

      Overall rating: 7.9 (71 reviews)*

      Last reviewed: 20 May 2012


      11. Overall customer rating
      11. Price
      11. Features
      11. Service
      11. Convenience
      11. Trust

      * based on reviews in the past 12 months

      28 Degrees credit cards
    • 7.8

      Woolworths credit cards

      Overall rating: 7.8 (30 reviews)*

      Last reviewed: 08 May 2012


      11. Overall customer rating
      11. Price
      11. Features
      11. Service
      11. Convenience
      11. Trust

      * based on reviews in the past 12 months

      Woolworths credit cards
    • 7.3

      Bankwest credit cards

      Overall rating: 7.3 (132 reviews)*

      Last reviewed: 21 May 2012


      11. Overall customer rating
      11. Price
      11. Features
      11. Service
      11. Convenience
      11. Trust

      * based on reviews in the past 12 months

      Bankwest credit cards
    • 7.2

      Bank of Queensland credit cards

      Overall rating: 7.2 (39 reviews)*

      Last reviewed: 24 January 2012


      11. Overall customer rating
      11. Price
      11. Features
      11. Service
      11. Convenience
      11. Trust

      * based on reviews in the past 12 months

      Bank of Queensland credit cards

    American Express
    Qantas American Express Discovery Card

    No annual card fee

    Qantas American Express Discovery Card card from American Express
    • Enjoy a special introductory interest rate of 0% p.a. on purchases for the first six months
    • Earn up to 7,500 bonus Qantas Frequent Flyer points
    • $0 annual card fee
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