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Cashback reward credit cards

  • Who doesn't love some cold, hard cash for their credit spend? With cashback rewards credit cards rewards points are converted into cash rather than flights or products so you get to choose how and when to reward yourself.

  • How do cashback rewards cards work?

    Cashback cards work in the same way as other rewards credit cards. For every dollar you spend you earn rewards points and then those points are redeemed for cash. Some cashback cards will issue a cash voucher or credit a cash amount back to the account. For more info read our handy guide cashback credit cards unveiled.

  • How do I compare cashback rewards cards?

    Simple. Mozo has developed the Rewards Revealer tool which does this for you in seconds. Not only does this amazing tool show you which rewards credit cards will offer the best cashback rewards, it sorts them based on your own annual credit card spend so you can be sure you're getting the best deal.

Rewards credit card comparisons on Mozo Rates updated daily

  • NAB flybuys Rewards Card

    NAB flybuys Rewards Card

    • Experts Choice 2014 Winner Best Premium Credit Card.
    • 0% p.a. on balance transfers for 15 months and 10,000 Flybuys bonus points when you make an everyday purchase.
    • Over 1,000 different rewards to choose from including money off participating retailers fuel, travel, merchandise and experiences

    points per $ spent

    1 point per dollar on Visa, up to $20,000 per month

    spend req Syd-Mel flight*

    annual fees

    $95

    Go to site
    • Experts Choice 2014 Winner Best Premium Credit Card.
    • 0% p.a. on balance transfers for 15 months and 10,000 Flybuys bonus points when you make an everyday purchase.
    • Over 1,000 different rewards to choose from including money off participating retailers fuel, travel, merchandise and experiences
    Product info
    • Interest rate: 19.99%
    • Intro rate:
    • Interest rate on cash withdrawals: 21.74%
    • Interest free days: 44
    • Rewards program: Flybuys
    • Bonus points:
    • Balance transfer rate: 0% for 15 months
    • Filght options: All rewards are redeemed via flybuys
    • Expiry: Never
    • Points earning: 1 point per dollar on Visa, up to $20,000 per month
    • Points required:

      2000 points buys a $10 off at Coles
    Overall rating

    7.2

    Based on 741 NAB credit card reviews

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  • Bankwest More Gold MasterCard

    Bankwest More Gold MasterCard

    • 2.99% p.a on balance transfers for 9 months
    • Receive up to 15,000 introductory bonus rewards points
    • Complimentary international travel insurance

    points per $ spent

    1.5 points per dollar on MasterCard, up to 200000 points per year

    spend req Syd-Mel flight*

    $22,587

    annual fees

    $120

    Go to site
    • 2.99% p.a on balance transfers for 9 months
    • Receive up to 15,000 introductory bonus rewards points
    • Complimentary international travel insurance
    Product info
    • Interest rate: 19.99%
    • Intro rate:
    • Interest rate on cash withdrawals: 21.99%
    • Interest free days: 55
    • Rewards program: More Rewards
    • Bonus points: Bonus points available from selected partner merchants.
    • Balance transfer rate: 2.99% for 9 months
    • Filght options: Rewards are redeemed via Flight Centre or Virgin Australia vouchers.
    • Expiry: 36 months
    • Points earning: 1.5 points per dollar on MasterCard, up to 200000 points per year
    • Points required: 40040 points required. 28000 points buys a $100 Flight Centre travel voucher; assumed flight cost is $143
      374100 points required. 258000 points buys a $1,000 Flight Centre travel voucher; assumed flight cost is $1450
      28000 points buys a Myer $100 Gift Card
      26200 points buys a $100 credit
    Overall rating

    7.4

    Based on 158 Bankwest credit card reviews

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  • HSBC Platinum Qantas Credit Card

    HSBC Platinum Qantas Credit Card

    • 40,000 bonus Qantas Points when you apply by 31 October 2015
    • 0% p.a. on balance transfers for 6 months. Conditions apply
    • $0 additional cardholder fee

    points per $ spent

    1 point per dollar on Visa, up to $2,500 per month, then
    0.5 points per dollar on Visa, uncapped

    spend req Syd-Mel flight*

    $8,000

    annual fees

    $199

    Go to site
    • 40,000 bonus Qantas Points when you apply by 31 October 2015
    • 0% p.a. on balance transfers for 6 months. Conditions apply
    • $0 additional cardholder fee
    Product info
    • Interest rate: 19.99%
    • Intro rate:
    • Interest rate on cash withdrawals: 21.99%
    • Interest free days: 55
    • Rewards program: Qantas Frequent Flyer
    • Bonus points:
    • Balance transfer rate: 0% for 6 months and then 21.99%
    • Filght options: All rewards redeemed via Qantas Frequent Flyer.
    • Expiry: Never
    • Points earning: 1 point per dollar on Visa, up to $2,500 per month, then
      0.5 points per dollar on Visa, uncapped
    • Points required: 8000 points buys a Qantas Syd-Mel flight
      128000 points buys a Qantas London flight
      15100 points buys a Myer $100 Gift Card
    Overall rating

    5.1

    Based on 63 HSBC credit card reviews

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  • ANZ Rewards Platinum

    ANZ Rewards Platinum

    • 50,000 Reward Points when you spend $5,000 on eligible purchases within the first three months
    • No Annual fee for the first year
    • Terms and conditions, fees and charges apply

    points per $ spent

    3 points per dollar on Amex, 1.5 points per dollar on Visa, uncapped

    spend req Syd-Mel flight*

    $4,600 (on Amex, or $9,200 on Visa)

    annual fees

    $149 $0 in the first 1 year

    Go to site
    • 50,000 Reward Points when you spend $5,000 on eligible purchases within the first three months
    • No Annual fee for the first year
    • Terms and conditions, fees and charges apply
    Product info
    • Interest rate: 18.79%
    • Intro rate:
    • Interest rate on cash withdrawals: 20.99%
    • Interest free days: 55
    • Rewards program: ANZ Rewards
    • Bonus points: Earn bonus points at over 30 bonus partners.
    • Balance transfer rate:
    • Filght options: You can get flights via Velocity, Air New Zealand or KrisFlyer.
    • Expiry: 36 months
    • Points earning: 3 points per dollar on Amex, 1.5 points per dollar on Visa, uncapped
    • Points required: 1 points buys 0.5 Velocity Points; 6900 Velocity Points buys a Virgin Australia Syd-Mel flight
      1 points buys 0.5 Velocity Points; 125000 Velocity Points buys a Velocity partner London flight
      22225 points buys a Myer $100 Gift Card
      25000 points buys a $100 credit
    Overall rating

    7.0

    Based on 994 ANZ credit card reviews

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