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Cashback reward credit cards

  • Who doesn't love some cold, hard cash for their credit spend? With cashback rewards credit cards rewards points are converted into cash rather than flights or products so you get to choose how and when to reward yourself.

  • How do cashback rewards cards work?

    Cashback cards work in the same way as other rewards credit cards. For every dollar you spend you earn rewards points and then those points are redeemed for cash. Some cashback cards will issue a cash voucher or credit a cash amount back to the account. For more info read our handy guide cashback credit cards unveiled.

  • How do I compare cashback rewards cards?

    Simple. Mozo has developed the Rewards Revealer tool which does this for you in seconds. Not only does this amazing tool show you which rewards credit cards will offer the best cashback rewards, it sorts them based on your own annual credit card spend so you can be sure you're getting the best deal.

Rewards credit card comparisons on MozoRates updated daily

  • NAB flybuys Rewards Card

    NAB flybuys Rewards Card

    • Experts Choice 2014 Winner Best Premium Credit Card.
    • 0% p.a. on balance transfers for 15 months and 10,000 Flybuys bonus points when you make an everyday purchase.
    • Over 1,000 different rewards to choose from including money off participating retailers fuel, travel, merchandise and experiences

    points per $ spent

    1 point per dollar on Visa, up to $20,000 per month

    spend req $100 reward*

    annual fees

    $95

    Go to site
    • Experts Choice 2014 Winner Best Premium Credit Card.
    • 0% p.a. on balance transfers for 15 months and 10,000 Flybuys bonus points when you make an everyday purchase.
    • Over 1,000 different rewards to choose from including money off participating retailers fuel, travel, merchandise and experiences
    Product info
    • Intro rate:
    • Balance transfer rate: 0% for 15 months
    • Interest rate on cash withdrawals: 21.74%
    • Interest free days: 44
    • Rewards program: Flybuys
    • Bonus points:
    • Expiry: Never
    • Points earning: 1 point per dollar on Visa, up to $20,000 per month
    Overall rating

    7.2

    Based on 755 NAB credit card reviews

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  • Bankwest More Gold MasterCard

    Bankwest More Gold MasterCard

    • 2.99% p.a on balance transfers for 9 months
    • Receive up to 15,000 introductory bonus rewards points
    • Complimentary international travel insurance

    points per $ spent

    1.5 points per dollar on MasterCard, up to 200000 points per year

    spend req $100 reward*

    $17,467

    annual fees

    $120

    Go to site
    • 2.99% p.a on balance transfers for 9 months
    • Receive up to 15,000 introductory bonus rewards points
    • Complimentary international travel insurance
    Product info
    • Intro rate:
    • Balance transfer rate: 2.99% for 9 months
    • Interest rate on cash withdrawals: 21.99%
    • Interest free days: 55
    • Rewards program: More Rewards
    • Bonus points: Bonus points available from selected partner merchants.
    • Expiry: 36 months
    • Points earning: 1.5 points per dollar on MasterCard, up to 200000 points per year
    Overall rating

    7.4

    Based on 168 Bankwest credit card reviews

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  • HSBC Platinum Qantas Credit Card

    HSBC Platinum Qantas Credit Card

    • 40,000 bonus Qantas Points when you apply by 31 October 2015
    • 0% p.a. on balance transfers for 6 months. Conditions apply
    • $0 additional cardholder fee

    points per $ spent

    1 point per dollar on Visa, up to $2,500 per month, then
    0.5 points per dollar on Visa, uncapped

    spend req $100 reward*

    annual fees

    $199

    Go to site
    • 40,000 bonus Qantas Points when you apply by 31 October 2015
    • 0% p.a. on balance transfers for 6 months. Conditions apply
    • $0 additional cardholder fee
    Product info
    • Intro rate:
    • Balance transfer rate: 0% for 6 months and then 21.99%
    • Interest rate on cash withdrawals: 21.99%
    • Interest free days: 55
    • Rewards program: Qantas Frequent Flyer
    • Bonus points:
    • Expiry: Never
    • Points earning: 1 point per dollar on Visa, up to $2,500 per month, then
      0.5 points per dollar on Visa, uncapped
    Overall rating

    5.1

    Based on 67 HSBC credit card reviews

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  • ANZ Rewards Platinum

    ANZ Rewards Platinum

    • 50,000 Reward Points when you spend $3,000 on purchases within the first three months
    • No Annual fee for the first year
    • Offer end date the 20th August

    points per $ spent

    3 points per dollar on Amex, 1.5 points per dollar on Visa, uncapped

    spend req $100 reward*

    $8,333 (on Amex, or $16,667 on Visa)

    annual fees

    $149 $0 in the first 1 year

    Go to site
    • 50,000 Reward Points when you spend $3,000 on purchases within the first three months
    • No Annual fee for the first year
    • Offer end date the 20th August
    Product info
    • Intro rate:
    • Balance transfer rate:
    • Interest rate on cash withdrawals: 20.99%
    • Interest free days: 55
    • Rewards program: ANZ Rewards
    • Bonus points: Earn bonus points at over 30 bonus partners.
    • Expiry: 36 months
    • Points earning: 3 points per dollar on Amex, 1.5 points per dollar on Visa, uncapped
    Overall rating

    7.0

    Based on 1035 ANZ credit card reviews

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