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    • Gold rewards credit cards

    • With a gold rewards credit card you are sure to dazzle. Gold rewards range from frequent flyer miles, complimentary travel insurance and concierge services.

      If you're after still more deals than the latest gold rewards cards below, try our search tool. You can rank the whole gold credit card market from lowest to highest interest rate in seconds.

    • How do I compare gold rewards credit cards?

      Compare the cards on the features that matter most to you. Some gold rewards cards are linked to airline rewards programs and others fantastic retail rewards. Interest rates and interest free days will also vary depending on the card type so if you're less likely to pay off your card in full each month it might be better for you to opt for a gold card with a lower ongoing interest rate.

    • How do I earn rewards points with a gold rewards card?

      With most gold rewards credit cards, you will earn rewards points when you purchase something using your gold credit card. Some gold cards will give you one point per every dollar spent or it could be less or more depending on the card provider. Golds cards often have bonus partner deals which help you to accrue points faster. Read our handy guide understanding credit card carats for more info.

    Popular gold rewards credit cards on MozoRates updated: 26 May 2012

      • Bankwest
        More Gold (More Rewards Qantas)
        • Choose either More Rewards or More Rewards Qantas
        • Complimentary international travel insurance
      • rewards description

        Points are automatically credited to the Qantas Frequent Flyer program.

      • annual fees

        $150

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      • Bankwest
        More Gold
        • Complimentary travel insurance with unlimited medical expenses and up to $15,000 cover for loss, damage, theft
        • 4.99% p.a. for the first 9 months on non-Bankwest credit card balance transfers
      • rewards description

        BankWest More Rewards program. Redeem your points for cashback, travel, gift cards, retail rewards and shopping gift cards.

      • annual fees

        $120

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    Credit card reviews

      • 28 Degrees 28 Degrees Mastercard *

        More 28 Degrees credit cards

        * Fees and charges are payable

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        28 Degrees credit card review

        Gread for OS travel without the transaction fees

          11. Overall customer rating
          12. (Reviewed 4 days ago)

        Great product for overseas travel and international eBay purchases. No conversion fees when used overseas with competitive foreign exchange rates. Safe, reliable and user-friendly online service. Efficient customer service during initial registrat...       Full review 

        Great product for overseas travel and international eBay purchases. No conversion fees when used overseas with competitive foreign exchange rates. Safe, reliable and user-friendly online service. Efficient customer service during initial registration. No cons so far. Highly recommended product.


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
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        28 Degrees 28 Degrees Mastercard credit card review by Marta from Australian Capital Territory

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      • Commonwealth Bank Low Fee Credit Card *

        • 20.24%

          interest rate

        • $24.00

          annual fee

        Commonwealth Bank Platinum Awards Credit Card *

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        * Fees and charges are payable

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        Commonwealth Bank credit card review

        Great customer service & better competetive rates

          11. Overall customer rating
          12. (Reviewed 4 days ago)

        Love the idea of having a credit card on hand for any emergency purchases that may pop up and have always been a trusted Commonwealth Bank account holder but believe there interest rates could be at a bit more of a competitive price to keep valued...       Full review 

        Love the idea of having a credit card on hand for any emergency purchases that may pop up and have always been a trusted Commonwealth Bank account holder but believe there interest rates could be at a bit more of a competitive price to keep valued customers where they want to be and with a great rate.


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
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        Commonwealth Bank Low Fee Credit Card credit card review by Kelly from Victoria

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        Yes

      • ANZ Frequent Flyer *

        ANZ First *

        More ANZ credit cards

        * Fees and charges are payable

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        ANZ credit card review

        Went out of their way to give comfortable service

          11. Overall customer rating
          12. (Reviewed 4 days ago)

        When I went into the branch, it didn't feel like a bank. I felt like I was in a movie, playing the part of a VIP investor with a personal bank representative....yet it was all comfy and casual like visiting a friend's place. Amazing!       Full review 

        When I went into the branch, it didn't feel like a bank. I felt like I was in a movie, playing the part of a VIP investor with a personal bank representative....yet it was all comfy and casual like visiting a friend's place. Amazing!


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
        Less
        ANZ Frequent Flyer credit card review by Craig from Western Australia

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        Yes
    5

    Lowest interest rate

    based on ongoing interest rate

    Highest rated credit cards- as voted by the Mozo Community (rating out of 10)

    • 8.0

      Bendigo Bank credit cards

      Overall rating: 8.0 (51 reviews)*

      Last reviewed: 04 May 2012


      11. Overall customer rating
      11. Price
      11. Features
      11. Service
      11. Convenience
      11. Trust

      * based on reviews in the past 12 months

      Bendigo Bank credit cards
    • 7.8

      28 Degrees credit cards

      Overall rating: 7.9 (71 reviews)*

      Last reviewed: 20 May 2012


      11. Overall customer rating
      11. Price
      11. Features
      11. Service
      11. Convenience
      11. Trust

      * based on reviews in the past 12 months

      28 Degrees credit cards
    • 7.8

      Woolworths credit cards

      Overall rating: 7.8 (30 reviews)*

      Last reviewed: 08 May 2012


      11. Overall customer rating
      11. Price
      11. Features
      11. Service
      11. Convenience
      11. Trust

      * based on reviews in the past 12 months

      Woolworths credit cards
    • 7.3

      Bankwest credit cards

      Overall rating: 7.3 (132 reviews)*

      Last reviewed: 21 May 2012


      11. Overall customer rating
      11. Price
      11. Features
      11. Service
      11. Convenience
      11. Trust

      * based on reviews in the past 12 months

      Bankwest credit cards
    • 7.2

      Bank of Queensland credit cards

      Overall rating: 7.2 (39 reviews)*

      Last reviewed: 24 January 2012


      11. Overall customer rating
      11. Price
      11. Features
      11. Service
      11. Convenience
      11. Trust

      * based on reviews in the past 12 months

      Bank of Queensland credit cards

    American Express
    Qantas American Express Discovery Card

    No annual card fee

    Qantas American Express Discovery Card card from American Express
    • Enjoy a special introductory interest rate of 0% p.a. on purchases for the first six months
    • Earn up to 7,500 bonus Qantas Frequent Flyer points
    • $0 annual card fee
    Go to site

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