Platinum
rewards credit cards

  • Platinum rewards cards are your ticket to top travel and first class rewards perks. From faster rewards earning rates, greater choice of rewards, complimentary travel insurance and personalised concierge services there is a lot to love about platinum plastic.

  • What criteria do I need to meet to get a platinum rewards card?

    Platinum rewards cards are high end cards they are not available to everyone. You will need to be over 18 years, have a near perfect credit rating and also earning above a certain annual income, usually $50,000 or more.

  • Are the rewards progams better with platinum credit cards?

    Yes. Generally platinum cards have accelerated points-per-dollar deals which mean that for every dollar you spend on the card you receive more rewards points. Many platinum cards also have exclusive deals for dining and travel, as well as concierge services.

    Platinum rewards cards often do not have caps on the number of points, nor do points expire. Check out our guide platinum cards - the inside story.

  • What can points be redeemed for?

    It depends on the reward card program but platinum rewards cards usually have the most choices available to their cardholders. Flights, dining, accommodation, retail rewards and cashback are all available with Visa, Mastercard and Amex platinum cards.

  • How do I compare reward programs for platinum credit cards?

    You can find out the value of your credit spend for various rewards frequent flyers, cashback, giftcards across the platinum credit card market with Mozo's Rewards Revealer tool.

  • We compare 116 rewards cards from 38 banks

  • We update rewards credit card information on our site daily

  • You should select a rewards card based on your annual spend

    • HSBC Platinum
      • $0 annual fee for life
      • Enjoy 10,000 rewards points offer. Conditions apply
      • 0% p.a. on balance transfers for 8 months. Conditions apply
    • points per $ spent

      1 points per dollar on Visa, uncapped

    • spend req syd-lon flight*

      $230,000

    • privileges

      Concierge,
      Travel Insurance,
      Extended Warranty,
      Purchase Protection,
      Guaranteed Pricing

    • Go to site
    More info
    • American Express Platinum Edge Credit Card
      • Earn up to 3 bonus points per dollar spent on eligible purchases
      • Annual domestic economy return flight
      • Up to 55 days interest free on purchases
    • points per $ spent

      1 points per dollar on Amex, uncapped

    • spend req syd-lon flight*

      $125,000

    • privileges

      Travel Insurance

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    • Virgin Money Virgin Australia Velocity High Flyer Card
      • 1.9% p.a. for 12 months on balance transfers
      • Earn up to 20,000 bonus Velocity Points
      • Uncapped Velocity Points on everyday spend
    • points per $ spent

      1.25 points per dollar on Visa, uncapped

    • spend req syd-lon flight*

      $100,000

    • privileges

      Concierge,
      Travel Insurance,
      Extended Warranty,
      Purchase Protection,
      Guaranteed Pricing

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    • Westpac Altitude Platinum (Rewards)
      • Enjoy 0% p.a. for 12 months on purchases from card approval when you apply by 30 September 2014
      • 3.99% p.a. for 6 months on balance transfers at card application
      • Complimentary Overseas Travel Insurance
    • points per $ spent

      2 points per dollar on Amex, 1 points per dollar on Visa, up to 7500 points per month

    • spend req syd-lon flight*

      $125,000 (on Amex, or $250,000 on Visa)

    • privileges

      Concierge,
      Travel Insurance,
      Extended Warranty,
      Purchase Protection

    • Go to site
    More info
    • ANZ Frequent Flyer Black
      • 50,000 Bonus Qantas Points when you spend $1,500 on eligible purchases within the first 3 months
      • Earn uncapped Qantas Points, conditions apply
      • Complimentary travel and medical insurances included
    • points per $ spent

      1.5 points per dollar on Amex, 0.75 points per dollar on Visa, uncapped

    • spend req syd-lon flight*

      $85,333 (on Amex, or $170,667 on Visa)

    • privileges

      Concierge,
      Travel Insurance,
      Extended Warranty,
      Purchase Protection

    • Go to site
    More info
    • American Express Platinum Rewards Credit Card
      • 5,000 Membership Reward points when you spend over $500 in the first 2 months
      • 0.99% p.a. on balance transfers for 6 months for new cardmembers
      • No annual fee for the first year
    • points per $ spent

      1 points per dollar on Amex, uncapped

    • spend req syd-lon flight*

      $125,000

    • privileges

      Purchase Protection

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    More info
    • HSBC Platinum Qantas
      • 20,000 bonus Qantas Frequent Flyer points when you apply by 31 August 2014
      • 0% p.a. on balance transfers for 6 months. Conditions apply
      • Additional card holder fee $0
    • points per $ spent

      1 points per dollar on Visa, uncapped

    • spend req syd-lon flight*

      $128,000

    • privileges

      Concierge,
      Travel Insurance,
      Extended Warranty,
      Purchase Protection,
      Guaranteed Pricing

    • Go to site
    More info
    • Westpac Earth Black
      • 0% p.a. on purchases for 12 months from card approval, apply by 30 September 2014
      • 3.99% p.a. for 6 months on balance transfers at card application
      • Earth Black Card Concierge & 24/7 Priority Card Service
    • points per $ spent

      1.5 points per dollar on Amex, 0.625 points per dollar on MasterCard, uncapped

    • spend req syd-lon flight*

      $85,333 (on Amex, or $204,800 on MasterCard)

    • privileges

      Concierge,
      Travel Insurance,
      Extended Warranty,
      Purchase Protection

    • Go to site
    More info
    • St.George Amplify Signature (Qantas)
      • Special offer 20,000 bonus points on new Amplify Signature cards when you apply by 30 September 2014
      • 0% p.a. on balance transfers for 9 months
      • Up to 55 interest free days on purchases
    • points per $ spent

      0.75 points per dollar on Visa, uncapped

    • spend req syd-lon flight*

      $170,667

    • privileges

      Concierge,
      Travel Insurance,
      Extended Warranty,
      Purchase Protection

    • Go to site
    More info
    • ANZ Rewards Black
      • Earn 50,000 Bonus Points on your first eligible purchase
      • $0 annual fee for the first year, apply by 27 October 2014
      • Complimentary international travel insurance
    • points per $ spent

      3 points per dollar on Amex, 2 points per dollar on Visa, uncapped

    • spend req syd-lon flight*

      $93,750 (on Amex, or $140,625 on Visa)

    • privileges

      Concierge,
      Travel Insurance,
      Commission-free Travellers Cheques,
      Extended Warranty,
      Purchase Protection

    • Go to site
    More info
    • Westpac Altitude Black
      • Enjoy 0% p.a. for 12 months on purchases from card approval when you apply by 30 September 2014
      • 3.99% p.a. for 6 months on balance transfers at card application
      • Complimentary Priority Pass membership with two free visits per year to use at your choice of over 600 VIP airport lounges
    • points per $ spent

      3 points per dollar on Amex, 1.25 points per dollar on MasterCard, uncapped

    • spend req syd-lon flight*

      $83,333 (on Amex, or $200,000 on MasterCard)

    • privileges

      Concierge,
      Travel Insurance,
      Extended Warranty,
      Purchase Protection

    • Go to site
    More info
    • American Express Velocity Platinum Card
      • 0.99% p.a. on balance transfers for the first 6 months
      • Earn up to 3 bonus points per dollar spent on eligible purchases
      • 50,000 bonus Velocity Points, limited time only
    • points per $ spent

      1 points per dollar on Amex, uncapped

    • spend req syd-lon flight*

      $125,000

    • privileges

      Travel Insurance,
      Purchase Protection,
      Account alerts by SMS

    • Go to site
    More info
    • ANZ Frequent Flyer Platinum
      • 50,000 Bonus Qantas Points when you spend $1,500 on eligible purchases within the first 3 months
      • Earn uncapped Qantas Points, conditions apply
      • Complimentary travel and medical insurances included
    • points per $ spent

      1.5 points per dollar on Amex, 0.5 points per dollar on Visa, uncapped

    • spend req syd-lon flight*

      $85,333 (on Amex, or $256,000 on Visa)

    • privileges

      Concierge,
      Travel Insurance,
      Extended Warranty,
      Purchase Protection

    • Go to site
    More info
    • Bank of Melbourne Amplify Signature (Qantas)
      • Special offer 20,000 bonus points on new Amplify Signature cards when you apply by 30 September 2014
      • 0% p.a. on balance transfers for 9 months
      • Up to 55 interest free days on purchases
    • points per $ spent

      0.75 points per dollar on Visa, uncapped

    • spend req syd-lon flight*

      $170,667

    • privileges

      Concierge,
      Travel Insurance,
      Extended Warranty,
      Purchase Protection

    • Go to site
    More info
    • ANZ Rewards Platinum
      • Earn 50,000 Bonus Points on your first eligible purchase
      • $0 annual fee for the first year, apply by 27 October 2014
      • Complimentary travel and medical insurance
    • points per $ spent

      3 points per dollar on Amex, 1.5 points per dollar on Visa, uncapped

    • spend req syd-lon flight*

      $93,750 (on Amex, or $187,500 on Visa)

    • privileges

      Concierge,
      Travel Insurance,
      Commission-free Travellers Cheques,
      Extended Warranty,
      Purchase Protection

    • Go to site
    More info
    • BankSA Amplify Signature (Qantas)
      • Special offer 20,000 bonus points on new Amplify Signature cards when you apply by 30 September 2014
      • 0% p.a. on balance transfers for 9 months
      • Up to 55 interest free days on purchases
    • points per $ spent

      0.75 points per dollar on Visa, uncapped

    • spend req syd-lon flight*

      $170,667

    • privileges

      Concierge,
      Travel Insurance,
      Extended Warranty,
      Purchase Protection

    • Go to site
    More info
    • Commonwealth Bank Platinum Awards Credit Card
      • Enjoy 0% p.a. on purchases for 10 months
      • Earn up to 2.5 Awards points for every dollar spent on eligible purchases
      • Up to 55 days interest free on purchases
    • points per $ spent

      2.5 points per dollar on Amex, 1 points per dollar on MasterCard, up to 150000 points per year, then
      1 points per dollar on Amex, 0 points per dollar on MasterCard, up to 250000 points per year

    • spend req syd-lon flight*

      $160,000 (on Amex, or $250,000 on MasterCard)

    • privileges

      Concierge,
      Travel Insurance,
      Extended Warranty,
      Purchase Protection

    • Go to site
    More info
    • St.George Amplify Platinum (Qantas)
      • Special offer 10,000 bonus points on new Amplify Platinum cards when you apply by 30 September 2014
      • 0% p.a. on balance transfers for 9 months
      • Up to 55 interest free days on purchases
    • points per $ spent

      0.5 points per dollar on Visa, uncapped

    • spend req syd-lon flight*

      $256,000

    • privileges

      Concierge,
      Travel Insurance,
      Extended Warranty,
      Purchase Protection

    • Go to site
    More info
    • American Express Qantas Premium Card
      • Earn up to 2 bonus points per dollar spent on eligible purchases
      • Receive up to 30,000 extra Qantas Points
      • Enjoy 2 Qantas Club Lounge invitations every year
    • points per $ spent

      1 points per dollar on Amex, uncapped

    • spend req syd-lon flight*

      $128,000

    • privileges

      Travel Insurance,
      Purchase Protection,
      Account alerts by SMS,
      Two Qantas Club invitations per year when you spend at Qantas.

    • Go to site
    More info
    • Bank of Melbourne Amplify Platinum (Qantas)
      • Special offer 10,000 bonus points on new Amplify Platinum cards when you apply by 30 September 2014
      • 0% p.a. on balance transfers for 9 months
      • Up to 55 interest free days on purchases
    • points per $ spent

      0.5 points per dollar on Visa, uncapped

    • spend req syd-lon flight*

      $256,000

    • privileges

      Concierge,
      Travel Insurance,
      Extended Warranty,
      Purchase Protection

    • Go to site
    More info
    • BankSA Amplify Platinum (Qantas)
      • Special offer 10,000 bonus points on new Amplify Platinum cards when you apply by 30 September 2014
      • 0% p.a. on balance transfers for 9 months
      • Up to 55 interest free days on purchases
    • points per $ spent

      0.5 points per dollar on Visa, uncapped

    • spend req syd-lon flight*

      $256,000

    • privileges

      Concierge,
      Travel Insurance,
      Extended Warranty,
      Purchase Protection

    • Go to site
    More info
    • Commonwealth Bank Diamond Awards Credit Card
      • Enjoy 0% p.a. on purchases for 10 months
      • Earn up to 3 Awards points for every dollar spent on eligible purchases
      • Earn up to 1 million Awards points each year
    • points per $ spent

      3 points per dollar on Amex, 1.25 points per dollar on MasterCard, up to 1000000 points per year

    • spend req syd-lon flight*

      $83,333 (on Amex, or $200,000 on MasterCard)

    • privileges

      Concierge,
      Travel Insurance,
      Extended Warranty,
      Purchase Protection

    • Go to site
    More info