Home

Compare & Save on

Platinum reward credit cards

  • Platinum rewards cards are your ticket to top travel and first class rewards perks. From faster rewards earning rates, greater choice of rewards, complimentary travel insurance and personalised concierge services there is a lot to love about platinum plastic.

  • What criteria do I need to meet to get a platinum rewards card?

    Platinum rewards cards are high end cards they are not available to everyone. You will need to be over 18 years, have a near perfect credit rating and also earning above a certain annual income, usually $50,000 or more.

  • Are the rewards progams better with platinum credit cards?

    Yes. Generally platinum cards have accelerated points-per-dollar deals which mean that for every dollar you spend on the card you receive more rewards points. Many platinum cards also have exclusive deals for dining and travel, as well as concierge services.

  • Platinum rewards cards often do not have caps on the number of points, nor do points expire. Check out our guide platinum cards - the inside story.

  • What can points be redeemed for?

    It depends on the reward card program but platinum rewards cards usually have the most choices available to their cardholders. Flights, dining, accommodation, retail rewards and cashback are all available with Visa, Mastercard and Amex platinum cards.

  • How do I compare reward programs for platinum credit cards?

    You can find out the value of your credit spend for various rewards frequent flyers, cashback, giftcards across the platinum credit card market with Mozo's Rewards Revealer tool.

Rewards credit card comparisons on MozoRates updated daily

  • ANZ Rewards Platinum

    ANZ Rewards Platinum

    • 50,000 Reward Points when you spend $3,000 on purchases within the first three months
    • No Annual fee for the first year
    • Offer end date the 20th August

    points per $ spent

    3 points per dollar on Amex, 1.5 points per dollar on Visa, uncapped

    spend req Syd-Lon flight*

    $93,759 (on Amex, or $187,519 on Visa)

    Privileges

    Concierge,
    Travel Insurance,
    Commission-free Travellers Cheques,
    Extended Warranty,
    Purchase Protection,
    Rental Car Excess Cover,
    Guaranteed Pricing

    Go to site
    • 50,000 Reward Points when you spend $3,000 on purchases within the first three months
    • No Annual fee for the first year
    • Offer end date the 20th August
    Product info
    • Interest rate: 18.79%
    • Balance transfer rate:
    • Interest rate on cash withdrawals: 20.99%
    • Interest free days: 55
    • Intro rate:
    • Additional cardholders: 9
    • Bonus points: Earn bonus points at over 30 bonus partners.
    • Expiry: 36 months
    • Points earning: 3 points per dollar on Amex, 1.5 points per dollar on Visa, uncapped
    • Points required: 22225 points buys a Myer $100 Gift Card
    • Rewards program: ANZ Rewards
    • Flight options: You can get flights via Velocity, Air New Zealand or KrisFlyer.
    Overall rating

    7.0

    Based on 1035 ANZ credit card reviews

    Need more information?
    Find out more

    More info

  • Virgin Money Virgin Australia Velocity High Flyer Card

    Virgin Money Virgin Australia Velocity High Flyer Card

    • 1.9% p.a. for 12 months on balance transfers
    • Earn up to 20,000 bonus Velocity Points
    • 1/2 annual fee in the first year

    points per $ spent

    1.25 points per dollar on Visa, uncapped

    spend req Syd-Lon flight*

    $100,000

    Privileges

    Concierge,
    Travel Insurance,
    Extended Warranty,
    Purchase Protection,
    Guaranteed Pricing

    Go to site
    • 1.9% p.a. for 12 months on balance transfers
    • Earn up to 20,000 bonus Velocity Points
    • 1/2 annual fee in the first year
    Product info
    • Interest rate: 20.74%
    • Balance transfer rate: 1.90% for 12 months and then 20.99%
    • Interest rate on cash withdrawals: 20.99%
    • Interest free days: 44
    • Intro rate:
    • Additional cardholders: 4
    • Bonus points:
    • Expiry: Never
    • Points earning: 1.25 points per dollar on Visa, uncapped
    • Points required: 18000 points buys a Myer $100 Gift Card
    • Rewards program: Velocity Rewards
    • Flight options:
    Overall rating

    5.6

    Based on 40 Virgin Money credit card reviews

    Need more information?
    Find out more

    More info

  • American Express Velocity Platinum Card

    American Express Velocity Platinum Card

    • 0.99% p.a. on balance transfers for the first 6 months
    • Earn up to 3 bonus points per dollar spent on eligible purchases
    • Earn up to 100,000 bonus Velocity Points, limited time only

    points per $ spent

    1 point per dollar on Amex, uncapped

    spend req Syd-Lon flight*

    $125,000

    Privileges

    Travel Insurance,
    Purchase Protection,
    Account alerts by SMS,
    Refund Protection

    Go to site
    • 0.99% p.a. on balance transfers for the first 6 months
    • Earn up to 3 bonus points per dollar spent on eligible purchases
    • Earn up to 100,000 bonus Velocity Points, limited time only
    Product info
    • Interest rate: 20.74%
    • Balance transfer rate: 0.99% for 6 months (1.00% handling fee)
    • Interest rate on cash withdrawals:
    • Interest free days: 44
    • Intro rate:
    • Additional cardholders: unlimited
    • Bonus points: Earn 3 points per dollar for eligible purchases at Virgin Australia, and tens of thousands of restaurants in Australia; 2 points per dollar for various travel and foreign currency purchases; 1 point per dollar at all other providers; except 0.5 points per dollar at utilities, insurance, telecommunications, and government bodies.
    • Expiry: Never
    • Points earning: 1 point per dollar on Amex, uncapped
    • Points required: 18000 points buys a Myer $100 Gift Card
    • Rewards program: Velocity Rewards
    • Flight options: Flights available with Virgin, Air New Zealand, Etihad Airways, Singapore Airlines and other partners.
    Overall rating

    7.3

    Based on 142 American Express credit card reviews

    Need more information?
    Find out more

    More info

  • NAB Velocity Rewards Premium Card

    NAB Velocity Rewards Premium Card

    • 0% p.a. on balance transfers for 15 months and Earn Velocity Points on everyday purchases
    • 7 complementary insurances including Overseas Travel Insurance.
    • Access to Platinum Concierge Service, your own 24 hour, 7 day personal assistant & the 24/7 NAB Service Centre

    points per $ spent

    1.5 points per dollar on Amex, 0.5 points per dollar on Visa, up to $20,000 per month

    spend req Syd-Lon flight*

    $83,333 (on Amex, or $250,000 on Visa)

    Privileges

    Concierge,
    Travel Insurance,
    Extended Warranty,
    Purchase Protection,
    Guaranteed Pricing,
    Domestic Hotel Burglary Insurance

    Go to site
    • 0% p.a. on balance transfers for 15 months and Earn Velocity Points on everyday purchases
    • 7 complementary insurances including Overseas Travel Insurance.
    • Access to Platinum Concierge Service, your own 24 hour, 7 day personal assistant & the 24/7 NAB Service Centre
    Product info
    • Interest rate: 19.99%
    • Balance transfer rate: 0% for 15 months
    • Interest rate on cash withdrawals: 21.74%
    • Interest free days: 44
    • Intro rate:
    • Additional cardholders: 1
    • Bonus points: Bonus Points offers from Velocity Partners including airlines, hotels, hire cars and more.
    • Expiry: Never
    • Points earning: 1.5 points per dollar on Amex, 0.5 points per dollar on Visa, up to $20,000 per month
    • Points required: 18000 points buys a Myer $100 Gift Card
    • Rewards program: Velocity Rewards
    • Flight options: All rewards are redeemed via Velocity.
    Overall rating

    7.2

    Based on 755 NAB credit card reviews

    Need more information?
    Find out more

    More info

  • ANZ Frequent Flyer Platinum

    ANZ Frequent Flyer Platinum

    • 50,000 Qantas Points when you spend $3,000 on purchases within the first three months
    • No Annual fee for the first year
    • Offer end date the 20th August

    points per $ spent

    1.5 points per dollar on Amex, 0.5 points per dollar on Visa, up to $6,000 per month

    spend req Syd-Lon flight*

    $85,333 (on Amex, or $256,000 on Visa)

    Privileges

    Concierge,
    Travel Insurance,
    Extended Warranty,
    Purchase Protection,
    Rental Car Excess Cover,
    Guaranteed Pricing

    Go to site
    • 50,000 Qantas Points when you spend $3,000 on purchases within the first three months
    • No Annual fee for the first year
    • Offer end date the 20th August
    Product info
    • Interest rate: 19.99%
    • Balance transfer rate:
    • Interest rate on cash withdrawals: 21.49%
    • Interest free days: 55
    • Intro rate:
    • Additional cardholders: 9
    • Bonus points: Bonus points earned at a range of bonus partners including Qantas.
    • Expiry: Never
    • Points earning: 1.5 points per dollar on Amex, 0.5 points per dollar on Visa, up to $6,000 per month
    • Points required: 15100 points buys a Myer $100 Gift Card
    • Rewards program: Qantas Frequent Flyer
    • Flight options: All rewards are redeemed via Qantas Frequent Flyer.
    Overall rating

    7.0

    Based on 1035 ANZ credit card reviews

    Need more information?
    Find out more

    More info

  • Bankwest Qantas Platinum MasterCard

    Bankwest Qantas Platinum MasterCard

    • Receive up to 8,000 introductory bonus Qantas Points
    • Up to 0.75 Qantas Points for every $1 spent on eligible purchases
    • Complimentary Credit Card Travel Insurance

    points per $ spent

    0.75 points per dollar on MasterCard, up to 200000 points per year

    spend req Syd-Lon flight*

    $170,667

    Privileges

    Concierge,
    Travel Insurance,
    Extended Warranty,
    Purchase Protection,
    Guaranteed Pricing

    Go to site
    • Receive up to 8,000 introductory bonus Qantas Points
    • Up to 0.75 Qantas Points for every $1 spent on eligible purchases
    • Complimentary Credit Card Travel Insurance
    Product info
    • Interest rate: 20.49%
    • Balance transfer rate: 2.99% for 9 months
    • Interest rate on cash withdrawals: 21.99%
    • Interest free days: 55
    • Intro rate:
    • Additional cardholders: 3
    • Bonus points:
    • Expiry: Never
    • Points earning: 0.75 points per dollar on MasterCard, up to 200000 points per year
    • Points required: 15100 points buys a Myer $100 Gift Card
    • Rewards program: Qantas Frequent Flyer
    • Flight options: All rewards are redeemed via Qantas Frequent Flyer.
    Overall rating

    7.4

    Based on 168 Bankwest credit card reviews

    Need more information?
    Find out more

    More info

  • HSBC Platinum Qantas Credit Card

    HSBC Platinum Qantas Credit Card

    • 40,000 bonus Qantas Points when you apply by 31 October 2015
    • 0% p.a. on balance transfers for 6 months. Conditions apply
    • $0 additional cardholder fee

    points per $ spent

    1 point per dollar on Visa, up to $2,500 per month, then
    0.5 points per dollar on Visa, uncapped

    spend req Syd-Lon flight*

    $226,000

    Privileges

    Concierge,
    Travel Insurance,
    Extended Warranty,
    Purchase Protection,
    Guaranteed Pricing

    Go to site
    • 40,000 bonus Qantas Points when you apply by 31 October 2015
    • 0% p.a. on balance transfers for 6 months. Conditions apply
    • $0 additional cardholder fee
    Product info
    • Interest rate: 19.99%
    • Balance transfer rate: 0% for 6 months and then 21.99%
    • Interest rate on cash withdrawals: 21.99%
    • Interest free days: 55
    • Intro rate:
    • Additional cardholders: yes
    • Bonus points:
    • Expiry: Never
    • Points earning: 1 point per dollar on Visa, up to $2,500 per month, then
      0.5 points per dollar on Visa, uncapped
    • Points required: 15100 points buys a Myer $100 Gift Card
    • Rewards program: Qantas Frequent Flyer
    • Flight options: All rewards redeemed via Qantas Frequent Flyer.
    Overall rating

    5.1

    Based on 67 HSBC credit card reviews

    Need more information?
    Find out more

    More info

  • American Express Platinum Edge Credit Card

    American Express Platinum Edge Credit Card

    • $195 annual fee
    • Complimentary domestic economy return flight
    • 3 bonus points per dollar spent on eligible purchases

    points per $ spent

    1 point per dollar on Amex, uncapped

    spend req Syd-Lon flight*

    $125,000

    Privileges

    Concierge,
    Travel Insurance

    Go to site
    • $195 annual fee
    • Complimentary domestic economy return flight
    • 3 bonus points per dollar spent on eligible purchases
    Product info
    • Interest rate: 20.74%
    • Balance transfer rate: 0.99% for 6 months (1.00% handling fee)
    • Interest rate on cash withdrawals:
    • Interest free days: 55
    • Intro rate:
    • Additional cardholders: unlimited
    • Bonus points: Earn 3 points per $1 at major supermarkets, 2 points per $1 at major petrol stations. 1 point per $1 on all other purchases excluding insurance, telecommunications, and government where you earn 0.5 points per $1
    • Expiry: Never
    • Points earning: 1 point per dollar on Amex, uncapped
    • Points required: 13500 points buys a Myer $100 Gift Card
    • Rewards program: Ascent Membership Rewards
    • Flight options: Transfer your points to 8 airline programs, including Virgin Velocity, or book direct with your dedicated travel service or travel agents including Harvey World Travel and Webjet.
    Overall rating

    7.3

    Based on 142 American Express credit card reviews

    Need more information?
    Find out more

    More info

  • Westpac Altitude Platinum - Online Only Offer (Qantas)

    Westpac Altitude Platinum - Online Only Offer (Qantas)

    • Enjoy 0% p.a. for 3 months on purchases from card approval
    • 0% p.a. for 20 months on balance transfers at card application
    • Complimentary insurance cover

    points per $ spent

    1 point per dollar on Amex, 0.5 points per dollar on Visa, up to 3750 points per month

    spend req Syd-Lon flight*

    $128,000 (on Amex, or $256,000 on Visa)

    Privileges

    Concierge,
    Travel Insurance,
    Extended Warranty,
    Purchase Protection

    Go to site
    • Enjoy 0% p.a. for 3 months on purchases from card approval
    • 0% p.a. for 20 months on balance transfers at card application
    • Complimentary insurance cover
    Product info
    • Interest rate: 20.24%
    • Balance transfer rate: 0% for 20 months and then 21.24%
    • Interest rate on cash withdrawals: 21.24%
    • Interest free days: 45
    • Intro rate: 0% for 3 months
    • Additional cardholders: 1
    • Bonus points: Bonus points on selected Qantas products and services.
    • Expiry: Never
    • Points earning: 1 point per dollar on Amex, 0.5 points per dollar on Visa, up to 3750 points per month
    • Points required: 15100 points buys a Myer $100 Gift Card
    • Rewards program: Qantas
    • Flight options: All rewards are redeemed via Qantas Frequent Flyer.
    Overall rating

    7.3

    Based on 730 Westpac credit card reviews

    Need more information?
    Find out more

    More info

  • NAB Qantas Rewards Premium Card

    NAB Qantas Rewards Premium Card

    • 0% p.a. on balance transfers for 15 months plus 40,000 Bonus points
    • Earn Qantas Points on everyday purchases and take advantage of added platinum benefits.
    • Seven complimentary insurances including overseas travel insurance & access to the 24/7 Platinum Concierge Service

    points per $ spent

    1.5 points per dollar on Amex, 0.5 points per dollar on Visa, up to $50,000 per month

    spend req Syd-Lon flight*

    $85,333 (on Amex, or $256,000 on Visa)

    Privileges

    Concierge,
    Travel Insurance,
    Extended Warranty,
    Purchase Protection,
    Guaranteed Pricing,
    Domestic Hotel Burglary Insurance

    Go to site
    • 0% p.a. on balance transfers for 15 months plus 40,000 Bonus points
    • Earn Qantas Points on everyday purchases and take advantage of added platinum benefits.
    • Seven complimentary insurances including overseas travel insurance & access to the 24/7 Platinum Concierge Service
    Product info
    • Interest rate: 19.99%
    • Balance transfer rate: 0% for 15 months
    • Interest rate on cash withdrawals: 21.74%
    • Interest free days: 44
    • Intro rate:
    • Additional cardholders: 1
    • Bonus points: Bonus points on selected Qantas products and services, including eligible Qantas flights.
    • Expiry: Never
    • Points earning: 1.5 points per dollar on Amex, 0.5 points per dollar on Visa, up to $50,000 per month
    • Points required: 15100 points buys a Myer $100 Gift Card
    • Rewards program: Qantas Frequent Flyer
    • Flight options: All rewards are redeemed via Qantas Frequent Flyer.
    Overall rating

    7.2

    Based on 755 NAB credit card reviews

    Need more information?
    Find out more

    More info

  Compare

Want more? Compare all rewards credit cards in the Mozo comparison engine.

Compare all rewards credit cards

Look for a specific type of rewards credit card:

* how did we do it? find out...