AMP First

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AMP

AMP has been helping Australians reach their financial goals for more than 150 years, but you might be more familiar with the AMP brand for super and investments rather than banking. AMP Banking is a nifty new way of branchless banking that offers top of the line home loans, savings accounts, credit cards and everyday bank accounts. Whether you’re starting your career, starting a family or just want to get ahead financially, AMP can help.

              
  AMP
   
 

Customer ratingsclick to open

    AMP First
Overall Customer Rating 7.7BASED ON
10 REVIEWS
Price Rating 6.9
Features Rating 7.1
Service Rating 8.1
Convenience Rating 6.6
Trust Rating 6.2
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Ratesclick to open

    AMP First
Rates Balances from $0: 4.90%pa
Special Rates  
Special Rate Conditions  
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Feesclick to open

    AMP First
Account Fee $5.00
Account Fee Waiver  
Free Transactions Per Month Unlimited free transactions from internet, phone, cheque, own-bank ATM, eftpos.
Network ATM fee $0.00
ATM networks RediATM
Other bank ATM fee $0.00
Over The Counter Deposit Fee  
Over The Counter Withdrawal Fee  
Eftpos Fee  
Phone Fee $0.00
Internet Fee $0.00
Cheque Fee  
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Other financial bitsclick to open

    AMP First
Minimum Opening Deposit $0.00
Minimum Balance $0.00
Interest Paid Monthly
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Featuresclick to open

    AMP First
Atm Access yes
Daily Atm Withdrawal Limit $1,000.00
Branch Access no
Debit Card no
Cheque Book yes
Phone Banking yes
Internet Banking yes
Bpay yes
Australia Post Banking yes
Salary Direct Credit Facility yes
Other Restrictions Depositing is arranged by a direct credit or mailing your cheques to AMP Banking with a completed deposit slip.
Other Benefits  
What next?

Most recent reviews of AMP savings accounts

 

  • Overall Rating

    4
  • Pricing

    2
  • Product Features

    7
  • Customer Service

    3
  • Convenience

    2
  • Trust

    2

No branches. I was told I could deposit and withdraw at Australian Post Offices- but that is false. It's very hard to deposit any money unless it a direct transfer. Their fees are very high if you have a payment bounce ($40, like Suncorp). – Cornelia from Queensland, an AMP savings account customer.   Reviewed 2 months ago

 

  • Overall Rating

    8
  • Pricing

    4
  • Product Features

    7
  • Customer Service

    9
  • Convenience

    5
  • Trust

    7

i like this product cuz of the timing of the products when the people needed a saving plan – yan from Western Australia, an AMP savings account customer.   Reviewed 3 months ago

 

  • Overall Rating

    9
  • Pricing

    9
  • Product Features

    7
  • Customer Service

    10
  • Convenience

    9
  • Trust

    5

My AMP savings account is easy to use, handy and secure and comes with many ways to assist in my budgeting and is flexible – wayne from Victoria, an AMP savings account customer.   Reviewed 5 months ago

 

  • Overall Rating

    8
  • Pricing

    5
  • Product Features

    3
  • Customer Service

    7
  • Convenience

    3
  • Trust

    8

AMP is only accessible online..with no paper statements for the savings account! If something happened to me tomorrow NO-ONE would possibly know about the account and the money invested...qulp! – Adele from New South Wales, an AMP savings account customer.   Reviewed 5 months ago

 

  • Overall Rating

    7
  • Pricing

    4
  • Product Features

    10
  • Customer Service

    5
  • Convenience

    10
  • Trust

    5

Its great to finally have a product that does everything in the one account. I'm so sick of having to do transfers between an online and a linked account just to get the best possible interest. The AMP First is the second bank account I've found that does it all in the one account. Of course the catch is the $5 monthly fee. I was on the verge of opening one until another of my banks increased their interest rate to 4.55%. Although this other account has all the features of AMP first it doesn't include a cheque acount and no facility to even deposit cheques from WA. As it charges for ATM, Eftpos and direct deposits, I will probably make use of its free unlimited internet pay anyone service to transfer money into another of my lesser accounts to pay bills or access money. Bit of a shame really but given the choice of paying fees or taking a few minutes to transfer my money, my scrooge instincts take over and I find myself taking the cheapest route every time. – Chris from Western Australia, an AMP savings account customer.   Reviewed 8 months ago

See all AMP savings account reviews

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