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  • Bank of Queensland WebSavings Account

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    savings accounts

    • 3.70%

    • 5.55%

    Rates

    Rates
    Balances from $1: 0.01%pa.
    Balances from $2,000: 3.70%pa
    Special Rates
    Balances from $1: 0.01%pa.
    Balances from $2,000: 5.55%pa
    Special rate conditions
    Receive 1.85% p.a. additional interest on balances over $2,000 until 30/09/2012.

    Features

    Atm access
    no
    Daily atm withdrawal limit
    $
    Eftpos card
    no
    Mastercard debit card
    no
    Visa debit card
    no
    Branch access
    yes
    Cheque book
    no
    Phone banking
    yes
    Internet banking
    yes
    Bpay
    no
    Australia post banking
    no
    Other restrictions
    none
    Other benefits
    none
    Kids ages
    none

    Fees

    Account fee
    $0.00
    Account fee waiver
    none
    Free transactions per month
    unlimited free transactions from branch withdrawal, branch deposit, internet, phone.
    Network ATM fee
    $
    ATM networks
    none
    Other bank ATM fee
    $
    Over the counter deposit fee
    $
    Over the counter withdrawal fee
    $
    Eftpos fee
    $
    Phone fee
    $0.00
    Internet fee
    $0.00
    Cheque fee
    $

    Other financial bits

    Minimum opening deposit
    $1.00
    Minimum balance
    $1.00
    Interest paid
    Monthly

    About Bank of Queensland

    Bank of Queensland is Australia’s fastest growing retail bank, and has come a long way from its origins as a regional Queensland bank. BOQ today boasts a wide array of banking services and 200 branches around Australia. Bank of Queensland aims to give you greater control over the management of your finances and offers everyday banking products including credit cards, home loans, term deposits, savings accounts and bank accounts.

    How are Bank of Queensland savings accounts rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    Bank of Queensland savings accounts 7.2 Based on 116
    Bank of Queensland savings account reviews
    6.6 6.2 7.7 7.2 7.5

    Read Bank of Queensland savings account reviews by the Mozo community

    Latest reviews of Bank of Queensland WebSavings Account

      • Bankwest TeleNet Saver *

        * Fees and charges are payable

        Show Rates

        Internet Banking made easy - great staff!

          1. Overall customer rating
          2. (Reviewed 10 days ago)

        I like the BOQ Websavings account because they're so simple and easy to manage. I can access my accounts online and I'm not charged a ridiculous fee to transfer between my accounts. You can set up direct debits easily, so if you're the type of ...       Full review 

        I like the BOQ Websavings account because they're so simple and easy to manage. I can access my accounts online and I'm not charged a ridiculous fee to transfer between my accounts. You can set up direct debits easily, so if you're the type of person who struggles with spending money you can simply organise to have them debited out of your account daily, weekly, monthly, or whatever you want. Internet banking with BOQ is fast, and easy. Give it a try!


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        Bank of Queensland WebSavings Account savings account review by Sandie from Queensland

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      • Bankwest TeleNet Saver *

        * Fees and charges are payable

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        OK rates but not as good as new depoiters get

          1. Overall customer rating
          2. (Reviewed 19 days ago)

        We have a term deposit which gives an interest rate for 4 months which only applies to new customers. previously we would close the existing term deposit, and open a new account to access the new bonus rate. When we closed the current account and ...       Full review 

        We have a term deposit which gives an interest rate for 4 months which only applies to new customers. previously we would close the existing term deposit, and open a new account to access the new bonus rate. When we closed the current account and asked to take up the new term and rates, we were told that this was no longer an option. Pretty crook way to treat previous depositors.


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        Bank of Queensland WebSavings Account savings account review by David from Queensland

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        Yes
      • Bankwest TeleNet Saver *

        * Fees and charges are payable

        Show Rates

        Best customer service from a bank!

          1. Overall customer rating
          2. (Reviewed 19 days ago)

        BOQ provide great customer service, flexible options, and are always knowledgable, helpful and honest. Personal Bank Managers are a wonderful key to providing personal and professional service.       Full review 

        BOQ provide great customer service, flexible options, and are always knowledgable, helpful and honest. Personal Bank Managers are a wonderful key to providing personal and professional service.


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        Bank of Queensland WebSavings Account savings account review by Dee from Queensland

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        Yes
      • Bankwest TeleNet Saver *

        * Fees and charges are payable

        Show Rates

        Great products and brilliant customer service.

          1. Overall customer rating
          2. (Reviewed 3 months ago)

        The only thing that people need to be made aware of is that this product can only be accessed in a branch or via the internet. We think it is a great savings product as there is limited access so you think twice about spending the money.       Full review 

        The only thing that people need to be made aware of is that this product can only be accessed in a branch or via the internet. We think it is a great savings product as there is limited access so you think twice about spending the money.


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        Bank of Queensland WebSavings Account savings account review by Ray from Victoria

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      • Bankwest TeleNet Saver *

        * Fees and charges are payable

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        Great offset facility

          1. Overall customer rating
          2. (Reviewed 3 months ago)

        The best feature of our BOQ savings account is the 'off set' feature. Any money held in our savings account off sets interest on our home mortgage at the mortgage rate applied to our home loan. You can deposit and withdraw as per normal and also...       Full review 

        The best feature of our BOQ savings account is the 'off set' feature. Any money held in our savings account off sets interest on our home mortgage at the mortgage rate applied to our home loan. You can deposit and withdraw as per normal and also internet or phone bank and when you receive your home loan statement it shows the total interest payable - the offset interest, a huge saving, of course depending on how much you have in your savings account. Lets face it, the money in a normal savings account would earn you maybe 4%, your mortgage is around 6.5 or 7% and this is the rate your savings earns at with an off set account.


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        Bank of Queensland WebSavings Account savings account review by Kaye from New South Wales

        Was this review helpful?

        Yes

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