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  • Heritage Bank Online Saver

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    savings accounts

    • 3.90%

    Rates

    Rates
    Balances from $1: 3.90%pa.
    Balances from $100,000: 4.25%pa.
    Balances from $250,000: 4.50%pa.
    Balances from $750,000: 4.75%pa
    Special Rates
    none
    Special rate conditions
    none

    Features

    Atm access
    no
    Daily atm withdrawal limit
    $
    Eftpos card
    no
    Mastercard debit card
    no
    Visa debit card
    no
    Branch access
    no
    Cheque book
    no
    Phone banking
    yes
    Internet banking
    yes
    Bpay
    no
    Australia post banking
    no
    Other restrictions
    Must link to a transaction account
    Other benefits
    none
    Kids ages
    none

    Fees

    Account fee
    $0.00
    Account fee waiver
    none
    Free transactions per month
    unlimited free transactions from internet, phone, over the counter deposit.
    Network ATM fee
    $
    ATM networks
    none
    Other bank ATM fee
    $
    Over the counter deposit fee
    $0.00
    Over the counter withdrawal fee
    $
    Eftpos fee
    $
    Phone fee
    $0.00
    Internet fee
    $0.00
    Cheque fee
    $

    Other financial bits

    Minimum opening deposit
    $1.00
    Minimum balance
    $1.00
    Interest paid
    Monthly

    About Heritage Bank

    Heritage is Australia's largest member-owned bank. With a history going back to 1875, Heritage helps Australians realise their financial dreams. Heritage focuses on putting people first, not pursuing massive profits. They offer customers a full range of competitive personal banking products from home loans, saving accounts, term deposits, credit cards and much more.

    Mozo People's Choice Awards. As voted by the Australian money public. Our Community of 23,000 reviewers gave this provider the thumbs up.

    How are Heritage Bank savings accounts rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    Heritage Bank savings accounts 8.3 Based on 86
    Heritage Bank savings account reviews
    7.9 7.3 8.7 8.4 8.6

    Read Heritage Bank savings account reviews by the Mozo community

    Latest reviews of Heritage Bank Online Saver

      • Heritage Bank Online Saver *

        Heritage Bank Cash Management *

        * Fees and charges are payable

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        Great customer service. Good benefits.

          1. Overall customer rating
          2. (Reviewed 18 days ago)

        Great customer service, easy and straight forward online banking. Love it all although the interest could be a little higher on savings.       Full review 

        Great customer service, easy and straight forward online banking. Love it all although the interest could be a little higher on savings.


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        Heritage Bank Online Saver savings account review by Cassie from Queensland

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      • Heritage Bank Online Saver *

        Heritage Bank Cash Management *

        * Fees and charges are payable

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        Fantastic

          1. Overall customer rating
          2. (Reviewed about 1 month ago)

        The Heritage bank online savers account is amazing, the interest rate is the best than any term deposit accounts they have, you money is readily available on the internet for when banks are closed, one small transaction and you have your money ins...       Full review 

        The Heritage bank online savers account is amazing, the interest rate is the best than any term deposit accounts they have, you money is readily available on the internet for when banks are closed, one small transaction and you have your money instantly. You can access your money whenever you want.


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        Heritage Bank Online Saver savings account review by Montana from Queensland

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        Yes
      • Heritage Bank Online Saver *

        Heritage Bank Cash Management *

        * Fees and charges are payable

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        all around great group recomend them to all

          1. Overall customer rating
          2. (Reviewed about 1 month ago)

        I love the savings account I have with heritage. I love heritage, all up great customer service. Great people, easy access to them easy, access to join heritage. Not only do they have normal branches but one of the few that also deploy mini branch...       Full review 

        I love the savings account I have with heritage. I love heritage, all up great customer service. Great people, easy access to them easy, access to join heritage. Not only do they have normal branches but one of the few that also deploy mini branches so if you can't get into a big branch there's always a mini branch near by I would recommend heritage bank to anyone who's looking for a new bank. These guys welcome you like family, always ask how you are and go above and beyond being helpful


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        Heritage Bank Online Saver savings account review by Jamey from Queensland

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      • Heritage Bank Online Saver *

        Heritage Bank Cash Management *

        * Fees and charges are payable

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        Fair and caring

          1. Overall customer rating
          2. (Reviewed 2 months ago)

        The thing that struck me is that Heritage employs mature aged staff that seem to actually care and you don't get the opinion that it's for commission or self interest.       Full review 

        The thing that struck me is that Heritage employs mature aged staff that seem to actually care and you don't get the opinion that it's for commission or self interest.


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        Heritage Bank Online Saver savings account review by Kay from Queensland

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        Yes
      • Heritage Bank Online Saver *

        Heritage Bank Cash Management *

        * Fees and charges are payable

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        Great access but hidden charges!

          1. Overall customer rating
          2. (Reviewed 2 months ago)

        I dislike my bank as it has hidden charges that i was not aware of which gets taken out of my account when they like and i am unable to get refunded and cannot change them doing it.!       Full review 

        I dislike my bank as it has hidden charges that i was not aware of which gets taken out of my account when they like and i am unable to get refunded and cannot change them doing it.!


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        Heritage Bank Online Saver savings account review by Rachelle from Queensland

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      • Heritage Bank Online Saver *

        Heritage Bank Cash Management *

        * Fees and charges are payable

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        Very average - they need to up their act.

          1. Overall customer rating
          2. (Reviewed 4 months ago)

        I have been a member with Heritage for over 15 years, and I find that the personal service in the branches need to be assessed they seem to be very slow. I am actually in the process of withdrawing my account with them. Where has customer servic...       Full review 

        I have been a member with Heritage for over 15 years, and I find that the personal service in the branches need to be assessed they seem to be very slow. I am actually in the process of withdrawing my account with them. Where has customer service gone? - it seems customer service is a hole in the wall now days.


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          1. Convenience
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        Heritage Bank Online Saver savings account review by Jodie from Queensland

        Was this review helpful?

        Yes

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