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    • ING DIRECT Savings Maximiser

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    savings accounts

    • 4.50%

    • 5.85%

    Rates

    Rates
    Balances from $0: 4.50%pa
    Special Rates
    Balances from $0: 5.85%pa.
    Balances from $250,000: 4.50%pa
    Special rate conditions
    New customers will receive a variable welcome rate, currently 5.85% p.a. for 4 months from account opening, on balances up to $250,000.

    Features

    Atm access
    no
    Daily atm withdrawal limit
    $
    Eftpos card
    no
    Mastercard debit card
    no
    Visa debit card
    no
    Branch access
    no
    Cheque book
    no
    Phone banking
    yes
    Internet banking
    yes
    Bpay
    no
    Australia post banking
    no
    Other restrictions
    Must link to a transaction account
    Other benefits
    none

    Fees

    Account fee
    $0.00
    Account fee waiver
    none
    Free transactions per month
    unlimited free transactions from internet, phone.
    Network ATM fee
    $
    ATM networks
    none
    Other bank ATM fee
    $
    Over the counter deposit fee
    $
    Over the counter withdrawal fee
    $
    Eftpos fee
    $
    Phone fee
    $0.00
    Internet fee
    $0.00
    Cheque fee
    $

    Other financial bits

    Minimum opening deposit
    $0.00
    Minimum balance
    $0.00
    Interest paid
    Monthly

    About ING DIRECT

    ING DIRECT is part of the ING Group, one of the world’s largest financial institutions, but it isn’t like other banks. ING DIRECT pioneered branch-less banking in Australia, getting rid of branches and passing on the savings to customers in the form of better rates and lower fees. From high interest savings accounts and term deposits to low rate home loans, ING DIRECT aims to keep your banking simple.

    Mozo People's Choice Awards. As voted by the Australian money public. Our Community of 23,000 reviewers gave this provider the thumbs up.

    How are ING DIRECT savings accounts rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    ING DIRECT savings accounts 8.9 Based on 353
    ING DIRECT savings account reviews     		8.9 7.7 8.4 8.2 8.8

    Read ING DIRECT savings account reviews by the Mozo community

    Latest reviews of ING DIRECT

      • ANZ Online Saver

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        I know this is a good one

          11. Overall customer rating
          12. (Reviewed 3 days ago)

        We sock our savings away until we need them and earn good interest on our money. We know it is there when we need to buy something or pay bills. I is for INTEREST N is for NO WORRY G is for GREAT PEOPLE/BANK       Full review 

        We sock our savings away until we need them and earn good interest on our money. We know it is there when we need to buy something or pay bills. I is for INTEREST N is for NO WORRY G is for GREAT PEOPLE/BANK


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
        Less
        ING DIRECT savings account review by Helen from New South Wales

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        Yes

      • ANZ Online Saver

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        Best rates and very accessible customer service

          11. Overall customer rating
          12. (Reviewed 3 days ago)

        This bank has no fees, even for an unpaid direct debit. Pays ATM fees for withdrawals $200 and above and adds extra 50cents for eftpos withdrawal $200 and above. Customer service is Australian and quite easily accessed 24/7.       Full review 

        This bank has no fees, even for an unpaid direct debit. Pays ATM fees for withdrawals $200 and above and adds extra 50cents for eftpos withdrawal $200 and above. Customer service is Australian and quite easily accessed 24/7.


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
        Less
        ING DIRECT savings account review by Doreen from New South Wales

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        Yes

      • ANZ Online Saver

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        Show Rates

          11. Overall customer rating
          12. (Reviewed 7 days ago)

        High interest rates usually aren't a good feature, except when it comes to savings! The saving accounts offered by ING have one of the highest interest rates on offer and the convenience of online banking means I can see my savings grow 24/7.       Full review 

        High interest rates usually aren't a good feature, except when it comes to savings! The saving accounts offered by ING have one of the highest interest rates on offer and the convenience of online banking means I can see my savings grow 24/7.


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
        Less
        ING DIRECT savings account review by Rhiannon from Victoria

        Was this review helpful?

        Yes

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