Rates
- Rates
- Balances from $5,000: 2.25%pa.
Balances from $20,000: 2.75%pa.
Balances from $50,000: 3.50%pa.
Balances from $100,000: 3.50%pa.
Balances from $250,000: 3.75%pa
- Special Rates
- none
- Special rate conditions
- none
Features
- Atm access
- yes
- Daily atm withdrawal limit
- $1,000.00
- Eftpos card
- no
- Mastercard debit card
- no
- Visa debit card
- yes
- Branch access
- yes
- Cheque book
- yes
- Phone banking
- yes
- Internet banking
- yes
- Bpay
- yes
- Australia post banking
- yes
- Other restrictions
- Bank@post ($2 and $2.5), periodical payment ($4), and staff assisted transfer fees apply ($5). Money market rates apply for balances exceeding $500,000.
- Other benefits
- none
- Kids ages
- none
Fees
- Account fee
- $5.00
- Account fee waiver
- If balance stays over $5000 at all times
- Free transactions per month
- unlimited free transactions from branch deposits, eftpos, visa debit purchases, ATM withdrawals; 4 free transactions from internet, phone, BPay; 2 free transactions from cheque, staff assisted internal transfers.Charges for branch assisted.
- Network ATM fee
- $0.00
- ATM networks
- Bendigo Bank, Adelaide Bank
- Other bank ATM fee
- $0.00
- Over the counter deposit fee
- $0.00
- Over the counter withdrawal fee
- $2.50
- Eftpos fee
- $0.00
- Phone fee
- $0.30
- Internet fee
- $0.30
- Cheque fee
- $1.50
Other financial bits
- Minimum opening deposit
- $5,000.00
- Minimum balance
- $5,000.00
- Interest paid
- Monthly
About Rural Bank
Rural Bank Limited offers a range of personal and business banking products to Australians in regional and country areas as well metropolitan centres. A wholly owned subsidiary of Bendigo and Adelaide Bank Limited, Rural Bank services are available at over 400 regional locations, its own branches in Perth and Adelaide and via phone and internet banking. Rural Bank provides everyday banking solutions to its customers including Visa Debit Cards, Chequebooks, access to ATM and EFTPOS networks.
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