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SmartyPig SmartyPig

  • standard interest rate

    5 .25 %

  • account fee per month

    $0.00

SmartyPig's overall rating for savings accounts is

3.5

(as rated by the Mozo community)

Rates

Rates
Balances from $0: 5.25%pa
Special Rates
none
Special rate conditions
none

Features

Atm access
no
Daily atm withdrawal limit
none
Branch access
no
Debit card
no
Cheque book
no
Phone banking
no
Internet banking
yes
Bpay
no
Australia post banking
no
Salary direct credit facility
no
Other restrictions
none
Other benefits
none

Fees

Account fee
$0.00
Account fee waiver
none
Free transactions per month
none
Network ATM fee
none
ATM networks
none
Other bank ATM fee
none
Over the counter deposit fee
none
Over the counter withdrawal fee
none
Eftpos fee
none
Phone fee
none
Internet fee
$0.00
Cheque fee
none

Other financial bits

Minimum opening deposit
$10.00
Minimum balance
$0.00
Interest paid
Quarterly

This is how the Mozo community has rated SmartyPig for savings accounts.

Product Type Overall Price Features Service Convenience Trust
Overall 7.0 7.6 6.9 7.0 6.9 6.4
SmartyPig savings accounts 3.5 4 REVIEWS 5.5 2.8 3.0 3.5 3.0

SmartyPig

SmartyPig is a unique savings program designed to make saving social, goal-oriented and fun. More than just an online savings account, SmartyPig uses the power of social networking and retailer value boosts to help people reach their savings goals faster. A SmartyPig account is a deposit product offered by ANZ, one of Australia’s strongest and most trusted banks, which means your funds are secure.

Some recent reviews of SmartyPig savings accounts

David from Tasmania, a SmartyPig savings account customer. 1Overall Rating
  SmartyPig is without doubt the worst banking product I have ever used, which is saying something. Transfers take forever to arrive and the monthly payments are far too infrequent to be useful. Having realised these gross deficiencies, I want to close my account and withdraw my money but it seems I have to wait a week for last week's transfers to clear, then another eight to ten days for the money to transfer. Lucky me. These long delays are inexplicable and inexcusable. It's one thing to have a pretty website, but this is a service that is simply not ready. Reviewed 16 days ago  
  • 1Pricing
  • 1Product Features
  • 1Customer Service
  • 3Convenience
  • 1Trust
Rob from New South Wales, a SmartyPig savings account customer. 3Overall Rating
  Opened a free savings account in september last year to try it. The rates are alright considering the amount I'd put in and the concept was new to me. Send the last money to reach my goal on the first of feb 2010 and then the trouble started. First of all it takes way to long to clear even though the money disappeared from the funding account and appeared in the savings. To get access to your own money after you've reached your goal is extremely hard and takes a long time. Because of the fact that they apparently have different stages of clearance for funds. First you wait till it shows up in your piggy account and than you wait another 5 days for the cleared funds to further clear. Then you receive an e-mail that you have reached your goal plus a notification on your piggy account page with in there a link to receive back YOUR savings and of course when you click the link a message appears that your funds haven't cleared yet and you have to wait another three days. So from my order to deposit on the 1st of the month and various stages of funds clearing I still can't spend my own dollars until the 12th of the month. This is of course if I don't take serious my last phone conversation with one of the staff there who told me that it probably would clear the 16th. Any way they did take my complaint and somebody will get in touch with me on the 11th to sort things out. My tip? Stay away from this product it's not worth the hassle. What if you need your funds for an airline ticket or some deposit? Update: Even though they've told me to get in touch with me on the 11th nobody did. Overall service rating absolutely nil! ING direct works better. Usually within 48 hours any transaction is completed. Reviewed 6 months ago  
  • 10Pricing
  • 1Product Features
  • 1Customer Service
  • 1Convenience
  • 1Trust
Robert from New South Wales, a SmartyPig savings account customer. 0Overall Rating
  rate isnt so good and service is nonexistent. not sure why this exists actually... Reviewed 6 months ago  
  • 2Pricing
  • 0Product Features
  • 0Customer Service
  • 0Convenience
  • 0Trust
Jenna from South Australia, a SmartyPig savings account customer. 10Overall Rating
  I find Smartypig to be a fantastic way to save money and know how far away you are from your goal. Excellent idea especially for children and people who have difficulty saving! Reviewed 8 months ago  
  • 9Pricing
  • 9Product Features
  • 10Customer Service
  • 10Convenience
  • 10Trust

See all reviews of SmartyPig savings accounts

 

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