UBank USaver

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UBank

UBank is a new direct bank which is backed by NAB, one of Australia’s big four banks. UBank launched in 2008 with a competitive term deposit product, which customers can apply for and manage online. As a direct bank, UBank doesn’t have a branch network but it does have a 24-hour, seven day a week ‘person to person’ phone banking centre for those wanting to speak to a real person. Cost savings are passed onto customers in the form of higher rates and lower fees. Watch this space for new UBank products and services launching in 2009!

              
  UBank
   
 

Customer ratingsclick to open

    UBank USaver
Overall Customer Rating 8.8#1 BASED ON
54 REVIEWS
Price Rating 9.3
Features Rating 8.0
Service Rating 8.0
Convenience Rating 8.2
Trust Rating 8.2
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Ratesclick to open

    UBank USaver
Rates Balances from $0: 5.75%pa.
Balances from $1,000,000: 0.00%pa
Special Rates Balances from $0: 5.85%pa.
Balances from $150,000: 5.62%pa
Special Rate Conditions Must set up an automatic savings plan of $100 or more. Special rate will apply in the months following the first.
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Feesclick to open

    UBank USaver
Account Fee $0.00
Account Fee Waiver  
Free Transactions Per Month  
Network ATM fee $0.00
ATM networks  
Other bank ATM fee $0.00
Over The Counter Deposit Fee $0.00
Over The Counter Withdrawal Fee $0.00
Eftpos Fee $0.00
Phone Fee $0.00
Internet Fee $0.00
Cheque Fee $0.00
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Other financial bitsclick to open

    UBank USaver
Minimum Opening Deposit $0.00
Minimum Balance $0.00
Interest Paid Monthly
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Featuresclick to open

    UBank USaver
Atm Access No
Daily Atm Withdrawal Limit  
Branch Access No
Debit Card No
Cheque Book No
Phone Banking No
Internet Banking Yes
Bpay No
Australia Post Banking No
Salary Direct Credit Facility Yes
Other Restrictions  
Other Benefits  
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Most recent reviews of UBank savings accounts

 

  • Overall Rating

    10
  • Pricing

    10
  • Product Features

    10
  • Customer Service

    10
  • Convenience

    10
  • Trust

    10

The interest rate is great with no gimmicks. The sign-up process is also easy with no need to send in forms or id. – Scott from Queensland, an UBank savings account customer.   Reviewed about 23 hours ago

 

  • Overall Rating

    8
  • Pricing

    10
  • Product Features

    8
  • Customer Service

    9
  • Convenience

    7
  • Trust

    7

I like the simplicity of the product. – Stirling from New South Wales, an UBank savings account customer.   Reviewed 14 days ago

 

  • Overall Rating

    9
  • Pricing

    -
  • Product Features

    8
  • Customer Service

    9
  • Convenience

    10
  • Trust

    9

online, Competitive & Friendly – Anthony from South Australia, an UBank savings account customer.   Reviewed 25 days ago

 

  • Overall Rating

    10
  • Pricing

    10
  • Product Features

    10
  • Customer Service

    10
  • Convenience

    10
  • Trust

    9

UBank offer competitive rates on their savings accounts and provide many useful tools to help you start saving. – Hai-Vy from Victoria, an UBank savings account customer.   Reviewed 29 days ago

 

  • Overall Rating

    10
  • Pricing

    10
  • Product Features

    10
  • Customer Service

    10
  • Convenience

    9
  • Trust

    10

This is an online savings account with customer service 24 hours a day, any day and its not an indian call centre on the other end of the phone. Its chirpy, happy workers who are working from Australia. Best customer service from a bank! Excellent interest rates, no fees, easy to use website. I recommend this bank to EVREYONE! – karina from New South Wales, an UBank savings account customer.   Reviewed 29 days ago

See all UBank savings account reviews

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