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Compare savings accounts
Compare savings interest rates, bank fees and types of high interest accounts to get some bank bang for your buck. Choose from the best savings accounts below, or scout the whole market with Mozo’s quick comparison tools.
Popular savings accounts
| Standard interest rate | Special rate | Account fee per month | Key features | |||
|---|---|---|---|---|---|---|
|
Virgin Money's logo
Virgin Money
Virgin Saver |
5.35% |
6.75% bonus rate for 4 months |
$0.00 |
see more details |
6.75% p.a. variable introductory rate for 4 months, and then a variable ongoing rate of 5.35% p.a. |
Like this account? Go to site |
|
UBank's logo
UBank
USaver |
6.01% |
6.51% monthly deposit conditions |
$0.00 |
see more details |
Fast online account opening process. No paperwork required. |
Like this account? Go to site |
|
RaboDirect's logo
RaboDirect
High interest savings |
5.00% |
6.40% bonus rate until 31/12 |
$0.00 |
see more details |
6.40% - Special variable rate until end of 2010 |
Like this account? Go to site |
|
ANZ's logo
ANZ
Online Saver |
4.50% |
6.00% bonus rate until 31/01/2011 |
$0.00 |
see more details |
Open an account by 30 September 2010 and earn bonus interest of 1.5% p.a. until 31 January 2011 |
Like this account? Go to site |
|
AMP's logo
AMP
First |
5.15% |
5.15% no conditions |
$5.00 |
see more details |
5.15% interest rate from a transaction account for your everyday banking |
Like this account? Go to site |
-
Virgin Money's logo
-
Virgin MoneyVirgin Saver
-
Like this account?
Go to site
| Standard interest rate | Special rate | Account fee per month | Key features |
|---|---|---|---|
| 5.35% | 6.75% bonus rate for 4 months |
$0.00 | 6.75% p.a. variable introductory rate for 4 months, and then a variable ongoing rate of 5.35% p.a. |
- Special rate conditions
- Special rate is variable and lasts for 4 months from account opening.
- Access
- Minimum balance
- $0.00
- Other restrictions
-
Virgin Money's logo
-
Virgin MoneyVirgin Saver
-
Like this account?
Go to site
This is how the Mozo community has rated Virgin Money for savings accounts.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Overall | 7.0 | 7.6 | 6.9 | 7.0 | 6.9 | 6.4 |
| Virgin Money savings accounts | 0.0 0 REVIEWS |
There are no reviews with comments of savings accounts from Virgin Money yet.
-
UBank's logo
-
UBankUSaver
-
Like this account?
Go to site
| Standard interest rate | Special rate | Account fee per month | Key features |
|---|---|---|---|
| 6.01% | 6.51% monthly deposit conditions |
$0.00 | Fast online account opening process. No paperwork required. |
- Special rate conditions
- Must set up an automatic savings plan of $200 or more. special rate will apply in the months following the first.
- Access
- Minimum balance
- $0.00
- Other restrictions
-
UBank's logo
-
UBankUSaver
-
Like this account?
Go to site
This is how the Mozo community has rated UBank for savings accounts.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Overall | 7.0 | 7.6 | 6.9 | 7.0 | 6.9 | 6.4 |
| UBank savings accounts | 8.7 115 REVIEWS | 9.3 | 7.8 | 7.9 | 8.2 | 8.3 |
Some recent reviews of UBank savings accounts
| A Mozo reviewer from Australian Capital Territory, an UBank savings account customer. | 9Overall Rating | ||
| I like the savings graph that is shown when we log into our account and the high interest rate earned. Reviewed 1 day ago |
|
| Sue from Queensland, an UBank savings account customer. | 10Overall Rating | ||
| UBank online savings account is the easiest savings plan I know. Awesome interest rate and money is on call. Reviewed 14 days ago |
|
-
RaboDirect's logo
-
RaboDirectHigh interest savings
-
Like this account?
Go to site
| Standard interest rate | Special rate | Account fee per month | Key features |
|---|---|---|---|
| 5.00% | 6.40% bonus rate until 31/12 |
$0.00 | 6.40% - Special variable rate until end of 2010 |
- Special rate conditions
- Special rate is a fixed 1.40%p.a above the standard variable rate and is available for new deposits until 31/12/2010 on balances up to $1 million. not applicable to the combined balances of existing deposit accounts as at 23/5/2010.
- Access
- Internet, salary direct credit facility
- Minimum balance
- $0.00
- Other restrictions
-
RaboDirect's logo
-
RaboDirectHigh interest savings
-
Like this account?
Go to site
This is how the Mozo community has rated RaboDirect for savings accounts.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Overall | 7.0 | 7.6 | 6.9 | 7.0 | 6.9 | 6.4 |
| RaboDirect savings accounts | 8.7 139 REVIEWS | 8.9 | 7.2 | 7.7 | 7.9 | 8.7 |
Some recent reviews of RaboDirect savings accounts
| Sebastien from New South Wales, a RaboDirect savings account customer. | 9Overall Rating | ||
| So easy to use and good interest rate. Reviewed 21 days ago |
|
| Anne from Queensland, a RaboDirect savings account customer. | 10Overall Rating | ||
| Ease, convenience, great rates and service. Reviewed 21 days ago |
|
-
ANZ's logo
-
ANZOnline Saver
-
Like this account?
Go to site
| Standard interest rate | Special rate | Account fee per month | Key features |
|---|---|---|---|
| 4.50% | 6.00% bonus rate until 31/01/2011 |
$0.00 | Open an account by 30 September 2010 and earn bonus interest of 1.5% p.a. until 31 January 2011 |
- Special rate conditions
- Special rate is a variable rate of 1.5% above the standard rate of 4.5%. must apply by 30/09/2010. special rate applies until 31/01/2011.
- Access
- Phone, internet, bpay
- Minimum balance
- $0.00
- Other restrictions
- Must be linked to anz deposit account.
-
ANZ's logo
-
ANZOnline Saver
-
Like this account?
Go to site
This is how the Mozo community has rated ANZ for savings accounts.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Overall | 7.0 | 7.6 | 6.9 | 7.0 | 6.9 | 6.4 |
| ANZ savings accounts | 7.0 1505 REVIEWS | 6.0 | 5.5 | 7.2 | 7.7 | 7.1 |
Some recent reviews of ANZ savings accounts
| A Mozo reviewer from New South Wales, an ANZ savings account customer. | 8Overall Rating | ||
| There are no bank charges which is great. Reviewed about 2 hours ago |
|
| A Mozo reviewer from Queensland, an ANZ savings account customer. | 8Overall Rating | ||
| i like this because It is convenient Reviewed about 2 hours ago |
|
-
AMP's logo
-
AMPFirst
-
Like this account?
Go to site
| Standard interest rate | Special rate | Account fee per month | Key features |
|---|---|---|---|
| 5.15% | 5.15% no conditions |
$5.00 | 5.15% interest rate from a transaction account for your everyday banking |
- Special rate conditions
- Access
- Atm, eftpos, phone, internet, bpay, cheque book, australia post, salary direct credit facility
- Minimum balance
- $0.00
- Other restrictions
- Depositing is arranged by a direct credit or mailing your cheques to amp banking with a completed deposit slip.
-
AMP's logo
-
AMPFirst
-
Like this account?
Go to site
This is how the Mozo community has rated AMP for savings accounts.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Overall | 7.0 | 7.6 | 6.9 | 7.0 | 6.9 | 6.4 |
| AMP savings accounts | 7.0 19 REVIEWS | 7.6 | 6.9 | 7.0 | 6.9 | 6.4 |
Some recent reviews of AMP savings accounts
| Maria from Western Australia, an AMP savings account customer. | 10Overall Rating | ||
| Reviewed 15 days ago |
|
| Li from New South Wales, an AMP savings account customer. | 8Overall Rating | ||
| If you are looking for a savings account and transaction account that has a reasonable interest rate, lots of free ATMs (Redi and NAB)and a very fast netbank console while on mobile, AMP is the best. Reviewed 4 months ago |
|
| Standard interest rate | Account fee per month | Minimum balance | Key features | |||
|---|---|---|---|---|---|---|
|
UBank's logo
UBank
USaver |
6.01% | $0.00 | $0.00 |
see more details |
Fast online account opening process. No paperwork required. |
Like this account? Go to site |
|
Virgin Money's logo
Virgin Money
Virgin Saver |
5.35% | $0.00 | $0.00 |
see more details |
6.75% p.a. variable introductory rate for 4 months, and then a variable ongoing rate of 5.35% p.a. |
Like this account? Go to site |
|
AMP's logo
AMP
First |
5.15% | $5.00 | $0.00 |
see more details |
5.15% interest rate from a transaction account for your everyday banking |
Like this account? Go to site |
|
Suncorp Bank's logo
Suncorp Bank
eOptions |
4.75% | $0.00 | $0.00 |
see more details |
Option to lock any amount of your money away for a period of time to earn higher interest (called “flexiRates”) |
Like this account? Go to site |
-
UBank's logo
-
UBankUSaver
-
Like this account?
Go to site
| Standard interest rate | Account fee per month | Minimum balance | Key features |
|---|---|---|---|
| 6.01% | $0.00 | $0.00 | Fast online account opening process. No paperwork required. |
- Special rate
- 6.51%
monthly deposit conditions
- Special rate conditions
- Must set up an automatic savings plan of $200 or more. special rate will apply in the months following the first.
- Access
- Other restrictions
-
UBank's logo
-
UBankUSaver
-
Like this account?
Go to site
This is how the Mozo community has rated UBank for savings accounts.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Overall | 7.2 | 6.3 | 6.1 | 7.6 | 7.5 | 7.2 |
| UBank savings accounts | 8.7 115 REVIEWS | 9.3 | 7.8 | 7.9 | 8.2 | 8.3 |
Some recent reviews of UBank savings accounts
| A Mozo reviewer from Australian Capital Territory, an UBank savings account customer. | 9Overall Rating | ||
| I like the savings graph that is shown when we log into our account and the high interest rate earned. Reviewed 1 day ago |
|
| Sue from Queensland, an UBank savings account customer. | 10Overall Rating | ||
| UBank online savings account is the easiest savings plan I know. Awesome interest rate and money is on call. Reviewed 14 days ago |
|
-
Virgin Money's logo
-
Virgin MoneyVirgin Saver
-
Like this account?
Go to site
| Standard interest rate | Account fee per month | Minimum balance | Key features |
|---|---|---|---|
| 5.35% | $0.00 | $0.00 | 6.75% p.a. variable introductory rate for 4 months, and then a variable ongoing rate of 5.35% p.a. |
- Special rate
- 6.75%
bonus rate for 4 months
- Special rate conditions
- Special rate is variable and lasts for 4 months from account opening.
- Access
- Other restrictions
-
Virgin Money's logo
-
Virgin MoneyVirgin Saver
-
Like this account?
Go to site
This is how the Mozo community has rated Virgin Money for savings accounts.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Overall | 7.2 | 6.3 | 6.1 | 7.6 | 7.5 | 7.2 |
| Virgin Money savings accounts | 0.0 0 REVIEWS |
There are no reviews with comments of savings accounts from Virgin Money yet.
-
AMP's logo
-
AMPFirst
-
Like this account?
Go to site
| Standard interest rate | Account fee per month | Minimum balance | Key features |
|---|---|---|---|
| 5.15% | $5.00 | $0.00 | 5.15% interest rate from a transaction account for your everyday banking |
- Special rate
- 5.15%
no conditions
- Special rate conditions
- Access
- Atm, eftpos, phone, internet, bpay, cheque book, australia post, salary direct credit facility
- Other restrictions
- Depositing is arranged by a direct credit or mailing your cheques to amp banking with a completed deposit slip.
-
AMP's logo
-
AMPFirst
-
Like this account?
Go to site
This is how the Mozo community has rated AMP for savings accounts.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Overall | 7.2 | 6.3 | 6.1 | 7.6 | 7.5 | 7.2 |
| AMP savings accounts | 7.0 19 REVIEWS | 7.6 | 6.9 | 7.0 | 6.9 | 6.4 |
Some recent reviews of AMP savings accounts
| Maria from Western Australia, an AMP savings account customer. | 10Overall Rating | ||
| Reviewed 15 days ago |
|
| Li from New South Wales, an AMP savings account customer. | 8Overall Rating | ||
| If you are looking for a savings account and transaction account that has a reasonable interest rate, lots of free ATMs (Redi and NAB)and a very fast netbank console while on mobile, AMP is the best. Reviewed 4 months ago |
|
-
Suncorp Bank's logo
-
Suncorp BankeOptions
-
Like this account?
Go to site
| Standard interest rate | Account fee per month | Minimum balance | Key features |
|---|---|---|---|
| 4.75% | $0.00 | $0.00 | Option to lock any amount of your money away for a period of time to earn higher interest (called “flexiRates”) |
- Special rate
no conditions
- Special rate conditions
- Access
- Branch, phone, internet, bpay, salary direct credit facility
- Other restrictions
- Access your funds by linking to a nominated bank account.
-
Suncorp Bank's logo
-
Suncorp BankeOptions
-
Like this account?
Go to site
This is how the Mozo community has rated Suncorp Bank for savings accounts.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Overall | 7.2 | 6.3 | 6.1 | 7.6 | 7.5 | 7.2 |
| Suncorp Bank savings accounts | 7.2 428 REVIEWS | 6.3 | 6.1 | 7.6 | 7.5 | 7.2 |
Some recent reviews of Suncorp Bank savings accounts
| Anthony from New South Wales, a Suncorp Bank savings account customer. | 10Overall Rating | ||
| Reviewed 14 days ago |
|
| Maria from Queensland, a Suncorp Bank savings account customer. | 10Overall Rating | ||
| I like this bank because the staff are friendly and helpfull and always there when you need them. Reviewed 14 days ago |
|
| Special rate | Conditions | Key features | |||
|---|---|---|---|---|---|
|
Virgin Money's logo
Virgin Money
Virgin Saver |
6.75% bonus rate for 4 months |
Special rate is variable and lasts for 4 months from account opening. |
see more details |
6.75% p.a. variable introductory rate for 4 months, and then a variable ongoing rate of 5.35% p.a. |
Like this account? Go to site |
|
UBank's logo
UBank
USaver |
6.51% monthly deposit conditions |
Must set up an automatic savings plan of $200 or more. Special rate will apply in the months following the first. |
see more details |
Fast online account opening process. No paperwork required. |
Like this account? Go to site |
|
Citibank's logo
Citibank
Online Saver |
6.45% bonus rate for 6 months |
Special rate applies for the first 6 months from opening account. Special rate only applies to your first Online Saver account, any further accounts opened will be subject to the standard variable rate of 5.25%. |
see more details |
Savings up to $1 million will be covered by the Australian Government Guarantee |
Like this account? Go to site |
|
RaboDirect's logo
RaboDirect
High interest savings |
6.40% bonus rate until 31/12 |
Special rate is a fixed 1.40%p.a above the standard variable rate and is available for new deposits until 31/12/2010 on balances up to $1 million. Not applicable to the combined balances of existing deposit accounts as at 23/5/2010. |
see more details |
6.40% - Special variable rate until end of 2010 |
Like this account? Go to site |
|
ANZ's logo
ANZ
Online Saver |
6.00% bonus rate until 31/01/2011 |
Special rate is a variable rate of 1.5% above the standard rate of 4.5%. Must apply by 30/09/2010. Special rate applies until 31/01/2011. |
see more details |
Open an account by 30 September 2010 and earn bonus interest of 1.5% p.a. until 31 January 2011 |
Like this account? Go to site |
-
Virgin Money's logo
-
Virgin MoneyVirgin Saver
-
Like this account?
Go to site
| Special rate | Conditions | Key features |
|---|---|---|
| 6.75% bonus rate for 4 months |
Special rate is variable and lasts for 4 months from account opening. | 6.75% p.a. variable introductory rate for 4 months, and then a variable ongoing rate of 5.35% p.a. |
- Standard interest rate
- 5.35%
- Account fee per month
- $0.00
- Access
- Minimum balance
- $0.00
- Other restrictions
-
Virgin Money's logo
-
Virgin MoneyVirgin Saver
-
Like this account?
Go to site
This is how the Mozo community has rated Virgin Money for savings accounts.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Overall | 7.0 | 6.0 | 5.5 | 7.2 | 7.7 | 7.1 |
| Virgin Money savings accounts | 0.0 0 REVIEWS |
There are no reviews with comments of savings accounts from Virgin Money yet.
-
UBank's logo
-
UBankUSaver
-
Like this account?
Go to site
| Special rate | Conditions | Key features |
|---|---|---|
| 6.51% monthly deposit conditions |
Must set up an automatic savings plan of $200 or more. Special rate will apply in the months following the first. | Fast online account opening process. No paperwork required. |
- Standard interest rate
- 6.01%
- Account fee per month
- $0.00
- Access
- Minimum balance
- $0.00
- Other restrictions
-
UBank's logo
-
UBankUSaver
-
Like this account?
Go to site
This is how the Mozo community has rated UBank for savings accounts.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Overall | 7.0 | 6.0 | 5.5 | 7.2 | 7.7 | 7.1 |
| UBank savings accounts | 8.7 115 REVIEWS | 9.3 | 7.8 | 7.9 | 8.2 | 8.3 |
Some recent reviews of UBank savings accounts
| A Mozo reviewer from Australian Capital Territory, an UBank savings account customer. | 9Overall Rating | ||
| I like the savings graph that is shown when we log into our account and the high interest rate earned. Reviewed 1 day ago |
|
| Sue from Queensland, an UBank savings account customer. | 10Overall Rating | ||
| UBank online savings account is the easiest savings plan I know. Awesome interest rate and money is on call. Reviewed 14 days ago |
|
-
Citibank's logo
-
CitibankOnline Saver
-
Like this account?
Go to site
| Special rate | Conditions | Key features |
|---|---|---|
| 6.45% bonus rate for 6 months |
Special rate applies for the first 6 months from opening account. Special rate only applies to your first Online Saver account, any further accounts opened will be subject to the standard variable rate of 5.25%. | Savings up to $1 million will be covered by the Australian Government Guarantee |
- Standard interest rate
- 5.25%
- Account fee per month
- $0.00
- Access
- Phone, internet
- Minimum balance
- $0.00
- Other restrictions
-
Citibank's logo
-
CitibankOnline Saver
-
Like this account?
Go to site
This is how the Mozo community has rated Citibank for savings accounts.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Overall | 7.0 | 6.0 | 5.5 | 7.2 | 7.7 | 7.1 |
| Citibank savings accounts | 6.5 42 REVIEWS | 7.1 | 5.9 | 5.7 | 5.7 | 6.4 |
Some recent reviews of Citibank savings accounts
| Sherri from Queensland, a Citibank savings account customer. | 8Overall Rating | ||
| One of the few banks with no account keeping fees or charges. Reviewed 14 days ago |
|
| Andrew from Victoria, a Citibank savings account customer. | 8Overall Rating | ||
| Very user friendly, easy to use online banking access and ability to move funds around is exceptional. Highly recommend banking with Citibank. Reviewed 20 days ago |
|
-
RaboDirect's logo
-
RaboDirectHigh interest savings
-
Like this account?
Go to site
| Special rate | Conditions | Key features |
|---|---|---|
| 6.40% bonus rate until 31/12 |
Special rate is a fixed 1.40%p.a above the standard variable rate and is available for new deposits until 31/12/2010 on balances up to $1 million. Not applicable to the combined balances of existing deposit accounts as at 23/5/2010. | 6.40% - Special variable rate until end of 2010 |
- Standard interest rate
- 5.00%
- Account fee per month
- $0.00
- Access
- Internet, salary direct credit facility
- Minimum balance
- $0.00
- Other restrictions
-
RaboDirect's logo
-
RaboDirectHigh interest savings
-
Like this account?
Go to site
This is how the Mozo community has rated RaboDirect for savings accounts.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Overall | 7.0 | 6.0 | 5.5 | 7.2 | 7.7 | 7.1 |
| RaboDirect savings accounts | 8.7 139 REVIEWS | 8.9 | 7.2 | 7.7 | 7.9 | 8.7 |
Some recent reviews of RaboDirect savings accounts
| Sebastien from New South Wales, a RaboDirect savings account customer. | 9Overall Rating | ||
| So easy to use and good interest rate. Reviewed 21 days ago |
|
| Anne from Queensland, a RaboDirect savings account customer. | 10Overall Rating | ||
| Ease, convenience, great rates and service. Reviewed 21 days ago |
|
-
ANZ's logo
-
ANZOnline Saver
-
Like this account?
Go to site
| Special rate | Conditions | Key features |
|---|---|---|
| 6.00% bonus rate until 31/01/2011 |
Special rate is a variable rate of 1.5% above the standard rate of 4.5%. Must apply by 30/09/2010. Special rate applies until 31/01/2011. | Open an account by 30 September 2010 and earn bonus interest of 1.5% p.a. until 31 January 2011 |
- Standard interest rate
- 4.50%
- Account fee per month
- $0.00
- Access
- Phone, internet, bpay
- Minimum balance
- $0.00
- Other restrictions
- Must be linked to anz deposit account.
-
ANZ's logo
-
ANZOnline Saver
-
Like this account?
Go to site
This is how the Mozo community has rated ANZ for savings accounts.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Overall | 7.0 | 6.0 | 5.5 | 7.2 | 7.7 | 7.1 |
| ANZ savings accounts | 7.0 1505 REVIEWS | 6.0 | 5.5 | 7.2 | 7.7 | 7.1 |
Some recent reviews of ANZ savings accounts
| A Mozo reviewer from New South Wales, an ANZ savings account customer. | 8Overall Rating | ||
| There are no bank charges which is great. Reviewed about 2 hours ago |
|
| A Mozo reviewer from Queensland, an ANZ savings account customer. | 8Overall Rating | ||
| i like this because It is convenient Reviewed about 2 hours ago |
|
| Account fee per month | Standard interest rate | Special rate | Key features | |||
|---|---|---|---|---|---|---|
|
Virgin Money's logo
Virgin Money
Virgin Saver |
$0.00 | 5.35% |
6.75% bonus rate for 4 months |
see more details |
6.75% p.a. variable introductory rate for 4 months, and then a variable ongoing rate of 5.35% p.a. |
Like this account? Go to site |
|
UBank's logo
UBank
USaver |
$0.00 | 6.01% |
6.51% monthly deposit conditions |
see more details |
Fast online account opening process. No paperwork required. |
Like this account? Go to site |
|
Citibank's logo
Citibank
Online Saver |
$0.00 | 5.25% |
6.45% bonus rate for 6 months |
see more details |
Savings up to $1 million will be covered by the Australian Government Guarantee |
Like this account? Go to site |
|
RaboDirect's logo
RaboDirect
High interest savings |
$0.00 | 5.00% |
6.40% bonus rate until 31/12 |
see more details |
6.40% - Special variable rate until end of 2010 |
Like this account? Go to site |
|
ANZ's logo
ANZ
Online Saver |
$0.00 | 4.50% |
6.00% bonus rate until 31/01/2011 |
see more details |
Open an account by 30 September 2010 and earn bonus interest of 1.5% p.a. until 31 January 2011 |
Like this account? Go to site |
-
Virgin Money's logo
-
Virgin MoneyVirgin Saver
-
Like this account?
Go to site
| Account fee per month | Standard interest rate | Special rate | Key features |
|---|---|---|---|
| $0.00 | 5.35% | 6.75% bonus rate for 4 months |
6.75% p.a. variable introductory rate for 4 months, and then a variable ongoing rate of 5.35% p.a. |
- Special rate conditions
- Special rate is variable and lasts for 4 months from account opening.
- Access
- Minimum balance
- $0.00
- Other restrictions
-
Virgin Money's logo
-
Virgin MoneyVirgin Saver
-
Like this account?
Go to site
This is how the Mozo community has rated Virgin Money for savings accounts.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Overall | 7.0 | 6.0 | 5.5 | 7.2 | 7.7 | 7.1 |
| Virgin Money savings accounts | 0.0 0 REVIEWS |
There are no reviews with comments of savings accounts from Virgin Money yet.
-
UBank's logo
-
UBankUSaver
-
Like this account?
Go to site
| Account fee per month | Standard interest rate | Special rate | Key features |
|---|---|---|---|
| $0.00 | 6.01% | 6.51% monthly deposit conditions |
Fast online account opening process. No paperwork required. |
- Special rate conditions
- Must set up an automatic savings plan of $200 or more. special rate will apply in the months following the first.
- Access
- Minimum balance
- $0.00
- Other restrictions
-
UBank's logo
-
UBankUSaver
-
Like this account?
Go to site
This is how the Mozo community has rated UBank for savings accounts.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Overall | 7.0 | 6.0 | 5.5 | 7.2 | 7.7 | 7.1 |
| UBank savings accounts | 8.7 115 REVIEWS | 9.3 | 7.8 | 7.9 | 8.2 | 8.3 |
Some recent reviews of UBank savings accounts
| A Mozo reviewer from Australian Capital Territory, an UBank savings account customer. | 9Overall Rating | ||
| I like the savings graph that is shown when we log into our account and the high interest rate earned. Reviewed 1 day ago |
|
| Sue from Queensland, an UBank savings account customer. | 10Overall Rating | ||
| UBank online savings account is the easiest savings plan I know. Awesome interest rate and money is on call. Reviewed 14 days ago |
|
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Citibank's logo
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CitibankOnline Saver
-
Like this account?
Go to site
| Account fee per month | Standard interest rate | Special rate | Key features |
|---|---|---|---|
| $0.00 | 5.25% | 6.45% bonus rate for 6 months |
Savings up to $1 million will be covered by the Australian Government Guarantee |
- Special rate conditions
- Special rate applies for the first 6 months from opening account. special rate only applies to your first online saver account, any further accounts opened will be subject to the standard variable rate of 5.25%.
- Access
- Phone, internet
- Minimum balance
- $0.00
- Other restrictions
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Citibank's logo
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CitibankOnline Saver
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Like this account?
Go to site
This is how the Mozo community has rated Citibank for savings accounts.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Overall | 7.0 | 6.0 | 5.5 | 7.2 | 7.7 | 7.1 |
| Citibank savings accounts | 6.5 42 REVIEWS | 7.1 | 5.9 | 5.7 | 5.7 | 6.4 |
Some recent reviews of Citibank savings accounts
| Sherri from Queensland, a Citibank savings account customer. | 8Overall Rating | ||
| One of the few banks with no account keeping fees or charges. Reviewed 14 days ago |
|
| Andrew from Victoria, a Citibank savings account customer. | 8Overall Rating | ||
| Very user friendly, easy to use online banking access and ability to move funds around is exceptional. Highly recommend banking with Citibank. Reviewed 20 days ago |
|
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RaboDirect's logo
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RaboDirectHigh interest savings
-
Like this account?
Go to site
| Account fee per month | Standard interest rate | Special rate | Key features |
|---|---|---|---|
| $0.00 | 5.00% | 6.40% bonus rate until 31/12 |
6.40% - Special variable rate until end of 2010 |
- Special rate conditions
- Special rate is a fixed 1.40%p.a above the standard variable rate and is available for new deposits until 31/12/2010 on balances up to $1 million. not applicable to the combined balances of existing deposit accounts as at 23/5/2010.
- Access
- Internet, salary direct credit facility
- Minimum balance
- $0.00
- Other restrictions
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RaboDirect's logo
-
RaboDirectHigh interest savings
-
Like this account?
Go to site
This is how the Mozo community has rated RaboDirect for savings accounts.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Overall | 7.0 | 6.0 | 5.5 | 7.2 | 7.7 | 7.1 |
| RaboDirect savings accounts | 8.7 139 REVIEWS | 8.9 | 7.2 | 7.7 | 7.9 | 8.7 |
Some recent reviews of RaboDirect savings accounts
| Sebastien from New South Wales, a RaboDirect savings account customer. | 9Overall Rating | ||
| So easy to use and good interest rate. Reviewed 21 days ago |
|
| Anne from Queensland, a RaboDirect savings account customer. | 10Overall Rating | ||
| Ease, convenience, great rates and service. Reviewed 21 days ago |
|
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ANZ's logo
-
ANZOnline Saver
-
Like this account?
Go to site
| Account fee per month | Standard interest rate | Special rate | Key features |
|---|---|---|---|
| $0.00 | 4.50% | 6.00% bonus rate until 31/01/2011 |
Open an account by 30 September 2010 and earn bonus interest of 1.5% p.a. until 31 January 2011 |
- Special rate conditions
- Special rate is a variable rate of 1.5% above the standard rate of 4.5%. must apply by 30/09/2010. special rate applies until 31/01/2011.
- Access
- Phone, internet, bpay
- Minimum balance
- $0.00
- Other restrictions
- Must be linked to anz deposit account.
-
ANZ's logo
-
ANZOnline Saver
-
Like this account?
Go to site
This is how the Mozo community has rated ANZ for savings accounts.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Overall | 7.0 | 6.0 | 5.5 | 7.2 | 7.7 | 7.1 |
| ANZ savings accounts | 7.0 1505 REVIEWS | 6.0 | 5.5 | 7.2 | 7.7 | 7.1 |
Some recent reviews of ANZ savings accounts
| A Mozo reviewer from New South Wales, an ANZ savings account customer. | 8Overall Rating | ||
| There are no bank charges which is great. Reviewed about 2 hours ago |
|
| A Mozo reviewer from Queensland, an ANZ savings account customer. | 8Overall Rating | ||
| i like this because It is convenient Reviewed about 2 hours ago |
|
| Minimum balance | Standard interest rate | Special rate | Key features | |||
|---|---|---|---|---|---|---|
|
UBank's logo
UBank
USaver |
$0.00 | 6.01% |
6.51% monthly deposit conditions |
see more details |
Fast online account opening process. No paperwork required. |
Like this account? Go to site |
|
Virgin Money's logo
Virgin Money
Virgin Saver |
$0.00 | 5.35% |
6.75% bonus rate for 4 months |
see more details |
6.75% p.a. variable introductory rate for 4 months, and then a variable ongoing rate of 5.35% p.a. |
Like this account? Go to site |
|
RaboDirect's logo
RaboDirect
High interest savings |
$0.00 | 5.00% |
6.40% bonus rate until 31/12 |
see more details |
6.40% - Special variable rate until end of 2010 |
Like this account? Go to site |
|
ANZ's logo
ANZ
Online Saver |
$0.00 | 4.50% |
6.00% bonus rate until 31/01/2011 |
see more details |
Open an account by 30 September 2010 and earn bonus interest of 1.5% p.a. until 31 January 2011 |
Like this account? Go to site |
|
AMP's logo
AMP
First |
$0.00 | 5.15% |
5.15% no conditions |
see more details |
5.15% interest rate from a transaction account for your everyday banking |
Like this account? Go to site |
-
UBank's logo
-
UBankUSaver
-
Like this account?
Go to site
| Minimum balance | Standard interest rate | Special rate | Key features |
|---|---|---|---|
| $0.00 | 6.01% | 6.51% monthly deposit conditions |
Fast online account opening process. No paperwork required. |
- Special rate conditions
- Must set up an automatic savings plan of $200 or more. special rate will apply in the months following the first.
- Account fee per month
- $0.00
- Access
- Other restrictions
-
UBank's logo
-
UBankUSaver
-
Like this account?
Go to site
This is how the Mozo community has rated UBank for savings accounts.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Overall | 7.0 | 7.6 | 6.9 | 7.0 | 6.9 | 6.4 |
| UBank savings accounts | 8.7 115 REVIEWS | 9.3 | 7.8 | 7.9 | 8.2 | 8.3 |
Some recent reviews of UBank savings accounts
| A Mozo reviewer from Australian Capital Territory, an UBank savings account customer. | 9Overall Rating | ||
| I like the savings graph that is shown when we log into our account and the high interest rate earned. Reviewed 1 day ago |
|
| Sue from Queensland, an UBank savings account customer. | 10Overall Rating | ||
| UBank online savings account is the easiest savings plan I know. Awesome interest rate and money is on call. Reviewed 14 days ago |
|
-
Virgin Money's logo
-
Virgin MoneyVirgin Saver
-
Like this account?
Go to site
| Minimum balance | Standard interest rate | Special rate | Key features |
|---|---|---|---|
| $0.00 | 5.35% | 6.75% bonus rate for 4 months |
6.75% p.a. variable introductory rate for 4 months, and then a variable ongoing rate of 5.35% p.a. |
- Special rate conditions
- Special rate is variable and lasts for 4 months from account opening.
- Account fee per month
- $0.00
- Access
- Other restrictions
-
Virgin Money's logo
-
Virgin MoneyVirgin Saver
-
Like this account?
Go to site
This is how the Mozo community has rated Virgin Money for savings accounts.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Overall | 7.0 | 7.6 | 6.9 | 7.0 | 6.9 | 6.4 |
| Virgin Money savings accounts | 0.0 0 REVIEWS |
There are no reviews with comments of savings accounts from Virgin Money yet.
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RaboDirect's logo
-
RaboDirectHigh interest savings
-
Like this account?
Go to site
| Minimum balance | Standard interest rate | Special rate | Key features |
|---|---|---|---|
| $0.00 | 5.00% | 6.40% bonus rate until 31/12 |
6.40% - Special variable rate until end of 2010 |
- Special rate conditions
- Special rate is a fixed 1.40%p.a above the standard variable rate and is available for new deposits until 31/12/2010 on balances up to $1 million. not applicable to the combined balances of existing deposit accounts as at 23/5/2010.
- Account fee per month
- $0.00
- Access
- Internet, salary direct credit facility
- Other restrictions
-
RaboDirect's logo
-
RaboDirectHigh interest savings
-
Like this account?
Go to site
This is how the Mozo community has rated RaboDirect for savings accounts.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Overall | 7.0 | 7.6 | 6.9 | 7.0 | 6.9 | 6.4 |
| RaboDirect savings accounts | 8.7 139 REVIEWS | 8.9 | 7.2 | 7.7 | 7.9 | 8.7 |
Some recent reviews of RaboDirect savings accounts
| Sebastien from New South Wales, a RaboDirect savings account customer. | 9Overall Rating | ||
| So easy to use and good interest rate. Reviewed 21 days ago |
|
| Anne from Queensland, a RaboDirect savings account customer. | 10Overall Rating | ||
| Ease, convenience, great rates and service. Reviewed 21 days ago |
|
-
ANZ's logo
-
ANZOnline Saver
-
Like this account?
Go to site
| Minimum balance | Standard interest rate | Special rate | Key features |
|---|---|---|---|
| $0.00 | 4.50% | 6.00% bonus rate until 31/01/2011 |
Open an account by 30 September 2010 and earn bonus interest of 1.5% p.a. until 31 January 2011 |
- Special rate conditions
- Special rate is a variable rate of 1.5% above the standard rate of 4.5%. must apply by 30/09/2010. special rate applies until 31/01/2011.
- Account fee per month
- $0.00
- Access
- Phone, internet, bpay
- Other restrictions
- Must be linked to anz deposit account.
-
ANZ's logo
-
ANZOnline Saver
-
Like this account?
Go to site
This is how the Mozo community has rated ANZ for savings accounts.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Overall | 7.0 | 7.6 | 6.9 | 7.0 | 6.9 | 6.4 |
| ANZ savings accounts | 7.0 1505 REVIEWS | 6.0 | 5.5 | 7.2 | 7.7 | 7.1 |
Some recent reviews of ANZ savings accounts
| A Mozo reviewer from New South Wales, an ANZ savings account customer. | 8Overall Rating | ||
| There are no bank charges which is great. Reviewed about 2 hours ago |
|
| A Mozo reviewer from Queensland, an ANZ savings account customer. | 8Overall Rating | ||
| i like this because It is convenient Reviewed about 2 hours ago |
|
-
AMP's logo
-
AMPFirst
-
Like this account?
Go to site
| Minimum balance | Standard interest rate | Special rate | Key features |
|---|---|---|---|
| $0.00 | 5.15% | 5.15% no conditions |
5.15% interest rate from a transaction account for your everyday banking |
- Special rate conditions
- Account fee per month
- $5.00
- Access
- Atm, eftpos, phone, internet, bpay, cheque book, australia post, salary direct credit facility
- Other restrictions
- Depositing is arranged by a direct credit or mailing your cheques to amp banking with a completed deposit slip.
-
AMP's logo
-
AMPFirst
-
Like this account?
Go to site
This is how the Mozo community has rated AMP for savings accounts.
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Overall | 7.0 | 7.6 | 6.9 | 7.0 | 6.9 | 6.4 |
| AMP savings accounts | 7.0 19 REVIEWS | 7.6 | 6.9 | 7.0 | 6.9 | 6.4 |
Some recent reviews of AMP savings accounts
| Maria from Western Australia, an AMP savings account customer. | 10Overall Rating | ||
| Reviewed 15 days ago |
|
| Li from New South Wales, an AMP savings account customer. | 8Overall Rating | ||
| If you are looking for a savings account and transaction account that has a reasonable interest rate, lots of free ATMs (Redi and NAB)and a very fast netbank console while on mobile, AMP is the best. Reviewed 4 months ago |
|
Compare all savings accounts
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Highest rate savings accounts
- - based on special interest rate on a $5,000 balance
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Featured savings account review
ANZ savings accounts
Overall rating: 7 / 10
I like my ANZ savings account for the ‘all-in-one’ convenience. Also they have a lot of branches and ATMS for easy everyday banking. However, the service can be very inconsistent across branches and they aren’t very knowledgeable at times either. They also occasionally have technical problems which create a lot of inconvenience.
–
Catarina from Victoria
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Most recent savings account reviews
NAB savings accounts
| A Mozo reviewer from Victoria, a NAB savings account customer. | 8Overall Rating | ||
| The NAB had a reputation as a pack of bastards and to be honest with although i had been a long time customer i was about to change banks when a change came. They are now reducing and sometimes eliminating fees and are becoming one of the cheaper banks to be with. Reviewed about 2 hours ago |
|
St George savings accounts
| A Mozo reviewer from New South Wales, a St George savings account customer. | 8Overall Rating | ||
| flexibility, no account keeping fees if deposits are more than 2000 a month Reviewed about 2 hours ago |
|
Bendigo Bank savings accounts
| A Mozo reviewer from South Australia, a Bendigo Bank savings account customer. | 10Overall Rating | ||
| I love Bendigo Bank. It's 2 minutes away from where I live and revolves itself around the community I live in and personal service to me and my family. Reviewed about 2 hours ago |
|
See all savings account reviews
Savings account articles
- – all the latest savings account info
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Australians in their late teens and early 20s are among the country's most thrifty shoppers, a study has revealed.
Read more...- Savings account management 'key for property buyers'Tuesday 31 August 2010
First-time home buyers must ensure they keep a close eye on their savings accounts and other household finances, it has been suggested.
Read more...- Subscribe to the savings account RSS feed
Savings account calculators
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Savings accounts information
Choosing the right home for your savings is more important than ever now that interest rates are falling. Mozo is here to help you find the best savings deals. Our database has the latest interest rates and fees and covers all the main financial institutions, including BankWest savings accounts, ING savings accounts and more.
You can also read savings account reviews from real customers around Australia to get the inside story on everything from convenience to customer service.
Savings account comparison
Whether you’re looking for online savings accounts, cash management accounts or simply the best savings rate on the market, our nifty comparison tools let you quickly filter and compare savings accounts according to the features you want.
You can shortlist accounts and compare your selection side-by-side to pick a winner.
Finding the right savings account
Before you compare savings accounts, it helps to think about whether you want instant access to your funds, how often you intend to make withdrawals and how much money you will keep in your account month to month.
Some accounts offer bonus interest rates if you meet certain conditions, like maintaining a minimum monthly balance or not making any withdrawals. If these sorts of conditions sound too restrictive for your needs, look for a savings account that offers a good interest rate without strings attached.
Savings interest rates
These days many savings accounts advertise special introductory interest rates, but when you compare savings accounts be sure to check the regular interest rate that applies once the introductory rate expires.
Some accounts can tempt unwary savers with sky-high introductory rates but leave your savings languishing on a low rate once the introductory offer expires.
Account features
Not all accounts offer instant access to your cash. When comparing savings accounts, think about how and when you will want to make withdrawals or transfers.
Mozo lets you filter and compare savings accounts according to the type of features you want, including ATM and EFTPOS access, debit cards and internet banking.
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