BCU Term Deposit

  • BCU
  • 3.55%1 year

  • Yes

Term

Rates

1 month

1.40% $1,000 to $4,999

2.35% $5,000 to $19,999

2.40% $20,000 to $99,999

2.45% $100,000 to $249,999

2.50% $250,000 to $999,999

2 months

1.40% $1,000 to $4,999

2.35% $5,000 to $19,999

2.40% $20,000 to $99,999

2.45% $100,000 to $249,999

2.50% $250,000 to $999,999

3 months

2.30% $1,000 to $4,999

3.25% $5,000 to $19,999

3.30% $20,000 to $99,999

3.35% $100,000 to $249,999

3.40% $250,000 to $999,999

4 months

1.40% $1,000 to $4,999

2.35% $5,000 to $19,999

2.40% $20,000 to $99,999

2.45% $100,000 to $249,999

2.50% $250,000 to $999,999

5 months

1.40% $1,000 to $4,999

2.35% $5,000 to $19,999

2.40% $20,000 to $99,999

2.45% $100,000 to $249,999

2.50% $250,000 to $999,999

6 months

2.40% $1,000 to $4,999

3.35% $5,000 to $19,999

3.40% $20,000 to $99,999

3.45% $100,000 to $249,999

3.50% $250,000 to $999,999

7 months

1.40% $1,000 to $4,999

2.35% $5,000 to $19,999

2.40% $20,000 to $99,999

2.45% $100,000 to $249,999

2.50% $250,000 to $999,999

8 months

1.40% $1,000 to $4,999

2.35% $5,000 to $19,999

2.40% $20,000 to $99,999

2.45% $100,000 to $249,999

2.50% $250,000 to $999,999

9 months

1.40% $1,000 to $4,999

2.35% $5,000 to $19,999

2.40% $20,000 to $99,999

2.45% $100,000 to $249,999

2.50% $250,000 to $999,999

10 months

1.40% $1,000 to $4,999

2.35% $5,000 to $19,999

2.40% $20,000 to $99,999

2.45% $100,000 to $249,999

2.50% $250,000 to $999,999

11 months

1.40% $1,000 to $4,999

2.35% $5,000 to $19,999

2.40% $20,000 to $99,999

2.45% $100,000 to $249,999

2.50% $250,000 to $999,999

1 year

2.45% $1,000 to $4,999

3.40% $5,000 to $19,999

3.45% $20,000 to $99,999

3.50% $100,000 to $249,999

3.55% $250,000 to $999,999

2 years

2.55% $1,000 to $4,999

3.50% $5,000 to $19,999

3.55% $20,000 to $99,999

3.60% $100,000 to $249,999

3.65% $250,000 to $999,999

3 years

2.65% $1,000 to $4,999

3.60% $5,000 to $19,999

3.65% $20,000 to $99,999

3.70% $100,000 to $249,999

3.75% $250,000 to $999,999

Automatic rollover
Yes
Interest paid to another bank?
Yes
Other restrictions
none
Other benefits
none

About BCU

BCU began in 1970 when a group of north coast banana growers pooled their resources, and formed a credit union. Since those humble beginnings BCU has grown to 54,000 members, and includes 23 branches from Port Macquarie to Beaudesert, a call centre located in northern NSW and Telephone and Internet banking facilities. Profits are returned back to members through loyalty rebates, affordable loans, sponsorships and educational programs. Regardless of where you live in Australia, BCU has a wide range of personal finance options to simplify your banking, including credit cards, home loans, personal loans, savings and transaction accounts and term deposits.

How are BCU term deposits rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
BCU term deposit 8.5 Based on 2
BCU term deposit reviews
7.0 4.5 10.0 10.0 10.0

Read BCU term deposit reviews by the Mozo community

Latest review of BCU Term Deposit

  • Average

    1. Overall customer rating
    2. (Reviewed over 2 years ago)

    If you need to break your fixed term early the rate at which they are permitted to re-evaluate it is criminal, think Ned Kelly in official capacity; highway robbery... - the banks aren't permitted to use such a low interest rate recalculation. Yet...  Full review 

    If you need to break your fixed term early the rate at which they are permitted to re-evaluate it is criminal, think Ned Kelly in official capacity; highway robbery... - the banks aren't permitted to use such a low interest rate recalculation. Yet BCU say there is no penalty when you sign up, it's just in a different form.....


      1. Price
      1. Features
      1. Customer service
      1. Convenience
      1. Trust
    Less
    BCU Term Deposit term deposit review by Sharon from New South Wales

    6 people found this review helpful – do you? Yes flag

Rates shown are for interest paid annually, or on maturity for terms less than 1 year.

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