Calculations valid for 2018-2019 financial year
Includes duty discounts for first home buyers but does not include state or federal grants
Some states may give further discounts or exemptions in certain circumstances
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Home loan comparisons on Mozo - rates updated daily
3.64% p.a. variable
3.66% p.a.
$1234
Owner Occupier, Principal & Interest
3.64% p.a. variable
3.66% p.a.
A low-rate home loan that could save you thousands. No monthly or ongoing fees. Unlimited additional repayments. Unlimited free redraws with no minimum redraw amount. Winner of two Mozo Experts Choice Awards 2018 - Investor Home Loan & Low Cost Home Loan.^
A low-rate home loan that could save you thousands. No monthly or ongoing fees. Unlimited additional repayments. Unlimited free redraws with no minimum redraw amount. Winner of two Mozo Experts Choice Awards 2018 - Investor Home Loan & Low Cost Home Loan.^
3.64% p.a. variable
3.66% p.a.
$520
$0.00
$0.00
yes - free
yes - free
no
80.00%
$50,000
$2,000,000
Variable
Principal & Interest
Owner Occupier
Weekly, Fortnightly, Monthly
Read our Mozo Review to learn more about the Essentials Variable 80
3.59% p.a. variable
3.61% p.a.
$1234
Owner Occupier, Principal & Interest
3.59% p.a. variable
3.61% p.a.
Discounted rate for the life of the loan. A relationship manager to help you through the application process.
Discounted rate for the life of the loan. A relationship manager to help you through the application process.
3.59% p.a. variable
3.61% p.a.
$150
$0.00
$300.00
yes - free
yes - free online
no
90.00%
$50,000
$7,500,000
Variable
Principal & Interest
Owner Occupier
Weekly, Fortnightly, Monthly
Read our Mozo Review to learn more about the Discounted Home Value Loan
3.59% p.a. variable
3.59% p.a.
$1234
Owner Occupier, Principal & Interest
3.59% p.a. variable
3.59% p.a.
A low rate Home Loan with no bank fees on variable rate loans. Easy & fast to apply. Choose between flexible repayments and make extra repayments for free on a variable rate home loan.
A low rate Home Loan with no bank fees on variable rate loans. Easy & fast to apply. Choose between flexible repayments and make extra repayments for free on a variable rate home loan.
3.59% p.a. variable
3.59% p.a.
$0
$0.00
$0.00
yes - free
yes
no
80.00%
$200,000
$699,999
Variable
Principal & Interest
Owner Occupier
Weekly, Fortnightly, Monthly
Read our Mozo Review to learn more about the UHomeLoan - Discount Offer
3.58% p.a. variable
3.59% p.a.
$1234
LVR<80%, Owner Occupier, Principal & Interest
3.58% p.a. variable
3.59% p.a.
A Low Rate Home Loan with a $0 Application Fee, Free Redraws & Extra Repayments
A Low Rate Home Loan with a $0 Application Fee, Free Redraws & Extra Repayments
3.58% p.a. variable
3.59% p.a.
$0
$0.00
$300.00
yes - free
yes - free
yes
80.00%
$100,000
$2,000,000
Variable
Principal & Interest
Owner Occupier
Weekly, Fortnightly, Monthly
Read our Mozo Review to learn more about the Low Rate Home Loan with Offset
3.97% p.a. variable
3.99% p.a.
$1234
Owner Occupier, LVR<80%, Principal and Interest
3.97% p.a. variable
3.99% p.a.
No fees to redraw & low variable rate. Meet a mobile banker at a time or place that suits you.
No fees to redraw & low variable rate. Meet a mobile banker at a time or place that suits you.
3.97% p.a. variable
3.99% p.a.
$400
$0.00
$350.00
yes - free
yes - free
no
80.00%
$40,000
-
Variable
Principal & Interest
Owner Occupier
Weekly, Fortnightly, Monthly
Read our Mozo Review to learn more about the Basic Home Loan
3.69% p.a. variable
3.83% p.a.
$1234
Owner Occupier, Principal & Interest, LVR<80%
3.69% p.a. variable
3.83% p.a.
Competitive rates from 3.69% p.a. Plus receive 20,000 Velocity Points for every $100,000 drawn at settlement.
Competitive rates from 3.69% p.a. Plus receive 20,000 Velocity Points for every $100,000 drawn at settlement.
3.69% p.a. variable
3.83% p.a.
$150
$10.00 monthly
$320.00
yes - free
yes - free
yes
80.00%
$750,000
-
Variable
Principal & Interest
Owner Occupier
Weekly, Fortnightly, Monthly
Read our Mozo Review to learn more about the Reward Me Variable Rate Home Loan
4.19% p.a. variable
4.19% p.a.
$1234
4.19% p.a. variable
4.19% p.a.
Interest Only could offer the relief you need. Get fast approval on a 2-year interest only owner occupied home loan of $300,000 or more.
Interest Only could offer the relief you need. Get fast approval on a 2-year interest only owner occupied home loan of $300,000 or more.
4.19% p.a. variable
4.19% p.a.
$0
$0.00
$80.00
yes
yes - 1st redraw per month free
no
80.00%
$300,000
-
Variable
Interest Only
Owner Occupier
Weekly, Fortnightly, Monthly
Read our Mozo Review to learn more about the Interest Only Owner Occupier Home Loan
3.99% p.a. variable
4.03% p.a.
$1234
Owner Occupier, Principal & Interest
3.99% p.a. variable
4.03% p.a.
Low ongoing rate. Free extra repayments and redraw facility. Only 5% deposit and no annual or monthly fees.
Low ongoing rate. Free extra repayments and redraw facility. Only 5% deposit and no annual or monthly fees.
3.99% p.a. variable
4.03% p.a.
$600
$0.00
$350.00
yes - free
yes
no
95.00%
$20,000
-
Variable
Principal & Interest
Owner Occupier
Weekly, Fortnightly, Monthly
Read our Mozo Review to learn more about the Base Variable Rate Home Loan Special Offer
3.99% p.a. variable
4.00% p.a.
$1234
LVR<80%, Owner Occupier, Principal & Interest
3.99% p.a. variable
4.00% p.a.
A low rate loan with a range of features, no ongoing management fees, and discounted interest rates to best fit your particular situation.
A low rate loan with a range of features, no ongoing management fees, and discounted interest rates to best fit your particular situation.
3.99% p.a. variable
4.00% p.a.
$330
$0.00
$535.00
yes - free
yes - free
no
80.00%
$100,000
$5,000,000
Variable
Principal & Interest
Owner Occupier
Fortnightly, Monthly
Read our Mozo Review to learn more about the Select Basic Variable
3.74% p.a. variable
4.13% p.a.
$1234
Owner Occupier, Principal & Interest
3.74% p.a. variable
4.13% p.a.
Benefit from 100% loan offset account with variable rate loan. Redraw any extra funds whenever you like, with no withdrawal fees!
Benefit from 100% loan offset account with variable rate loan. Redraw any extra funds whenever you like, with no withdrawal fees!
3.74% p.a. variable
4.13% p.a.
$295
$349.00 yearly
$350.00
yes - free
yes
yes
90.00%
$500,000
$749,999
Variable
Principal & Interest
Owner Occupier
Weekly, Fortnightly, Monthly
Read our Mozo Review to learn more about the Variable Rate Loan Professional Package
3.68% p.a. variable
3.70% p.a.
$1234
Owner Occupier, Principal & Interest
3.68% p.a. variable
3.70% p.a.
A super-low-rate home loan that comes with a $5000 limit Visa Debit Card that is interest free for the life of the loan. No monthly or ongoing fees. Unlimited additional repayments. Unlimited free redraws with no minimum redraw amount.
A super-low-rate home loan that comes with a $5000 limit Visa Debit Card that is interest free for the life of the loan. No monthly or ongoing fees. Unlimited additional repayments. Unlimited free redraws with no minimum redraw amount.
3.68% p.a. variable
3.70% p.a.
$520
$0.00
$0.00
yes - free
yes - free
no
80.00%
$250,000
$2,000,000
Variable
Principal & Interest
Owner Occupier
Weekly, Fortnightly, Monthly
Read our Mozo Review to learn more about the ZIP Home Loan
3.86% p.a. variable
3.86% p.a.
$1234
Owner Occupier, LVR<70%, Principal & Interest
3.86% p.a. variable
3.86% p.a.
Take off with a Macquarie Flyer home loan. With a range of smart features and the ability to earn Qantas Points, you could have a home loan and a holiday.
Take off with a Macquarie Flyer home loan. With a range of smart features and the ability to earn Qantas Points, you could have a home loan and a holiday.
3.86% p.a. variable
3.86% p.a.
$0
$0.00
$400.00
yes - free
yes - free
no
70.00%
$150,000
$5,000,000
Variable
Principal & Interest
Owner Occupier
Monthly
Read our Mozo Review to learn more about the Flyer Home Loan
3.89% p.a. variable
4.29% p.a.
$1234
Owner Occupier, Principal & Interest
3.89% p.a. variable
4.29% p.a.
Experts Choice - Australia's Best Customer-Owned Banking & Home Lender of the Year 2018.^
Experts Choice - Australia's Best Customer-Owned Banking & Home Lender of the Year 2018.^
3.89% p.a. variable
4.29% p.a.
$0
$395.00 yearly
$0.00
yes - free
yes - free
yes
90.00%
$150,000
-
Variable
Principal & Interest
Owner Occupier
Weekly, Fortnightly, Monthly
Read our Mozo Review to learn more about the Discounted Variable Home Loan Premium Plus Package
3.74% p.a. variable
3.74% p.a.
$1234
Owner Occupier, Principal & Interest
3.74% p.a. variable
3.74% p.a.
$0 application fee for variable rate & $0 ongoing fees
$0 application fee for variable rate & $0 ongoing fees
3.74% p.a. variable
3.74% p.a.
$0
$0.00
$0.00
yes - free
yes
no
80.00%
$100,000
$199,999
Variable
Principal & Interest
Owner Occupier
Weekly, Fortnightly, Monthly
Read our Mozo Review to learn more about the UHomeLoan - Discount Offer