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About Heritage Bank
Heritage Banks Fully Drawn Business Loan is a good option for most business needs such as purchasing a property, buying a business or longer term working capital requirements.
2.95% p.a. variable
Negotiable
Varies
Heritage Banks Fully Drawn Business Loan is a good option for most business needs such as purchasing a property, buying a business or longer term working capital requirements.
2.95% p.a. variable
Negotiable
$20 monthly
$0.00
-
$0
-
Loan
Secured
$20,000
-
-
-
Weekly, Fortnightly, Monthly
interest only, principal and interest
Varies
Varies
Varies
Varies
Varies
yes
yes - with $20 fee
-
Residential Security Interest Rate. A break fee applies to fixed term loans if broken early.
About Heritage Bank
Heritage Banks Fully Drawn Business Loan is a good option for most business needs such as purchasing a property, buying a business or longer term working capital requirements.
2.95% p.a. variable
Negotiable
Varies
Heritage Banks Fully Drawn Business Loan is a good option for most business needs such as purchasing a property, buying a business or longer term working capital requirements.
2.95% p.a. variable
Negotiable
$20 monthly
$0.00
-
$0
-
Loan
Secured
$20,000
-
-
-
Weekly, Fortnightly, Monthly
interest only, principal and interest
Varies
Varies
Varies
Varies
Varies
yes
yes - with $20 fee
-
Residential Security Interest Rate. A break fee applies to fixed term loans if broken early.
About Timelio
Get your customer invoices paid early, without waiting up to 90 days for payment. Apply online in 10 minutes and select your local or overseas invoices to fund. Flexible funding with no lock-in contract.
On Application
$0.00
24 hours
Get your customer invoices paid early, without waiting up to 90 days for payment. Apply online in 10 minutes and select your local or overseas invoices to fund. Flexible funding with no lock-in contract.
On Application
$0.00
$0.00
$0.00
On Application
$0.00
-
Line of Credit
Secured
$10,000
$100,000,000
0 years
4 months
-
-
0 years
$0
10 Minutes
24 hours
24 hours
yes
yes
No lock in contract, flexible funding drawdowns, international invoices, trade finance
-
About Timelio
Get your customer invoices paid early, without waiting up to 90 days for payment. Apply online in 10 minutes and select your local or overseas invoices to fund. Flexible funding with no lock-in contract.
On Application
$0.00
24 hours
Get your customer invoices paid early, without waiting up to 90 days for payment. Apply online in 10 minutes and select your local or overseas invoices to fund. Flexible funding with no lock-in contract.
On Application
$0.00
$0.00
$0.00
On Application
$0.00
-
Line of Credit
Secured
$10,000
$100,000,000
0 years
4 months
-
-
0 years
$0
10 Minutes
24 hours
24 hours
yes
yes
No lock in contract, flexible funding drawdowns, international invoices, trade finance
-
Hot DealNo repayments on loans for the first 8 weeks (T&Cs apply, offer ends 31st December)
About Prospa
Business loans available from $5K to $300K and funding possible in 24 hours. Prospa uses risk-based pricing to determine your interest rate, which can range from 14.95% p.a. to 24.95% p.a. They look at factors including your industry, years in business, cash flow, creditworthiness and the overall financial health of your business.
Interest rates vary based on risk. Rates range from 14.95% to 24.95% p.a.
3%
from 24 hours
Business loans available from $5K to $300K and funding possible in 24 hours. Prospa uses risk-based pricing to determine your interest rate, which can range from 14.95% p.a. to 24.95% p.a. They look at factors including your industry, years in business, cash flow, creditworthiness and the overall financial health of your business.
Interest rates vary based on risk. Rates range from 14.95% to 24.95% p.a.
3%
$0.00
$0.00
-
$0.00
-
Loan
Secured
$5,000
$300,000
3 months
3 years
Weekly
Principal & Interest
1 year
$72,000
10 Minutes
Same-day approval
from 24 hours
yes
no
No repayments for the first 8 weeks offer available for new or refinanced business loans settled by the 31 December 2020. Interest will accrue in this period and the total repayment term will be extended.
-
About Prospa
Business loans available from $5K to $300K and funding possible in 24 hours. Prospa uses risk-based pricing to determine your interest rate, which can range from 14.95% p.a. to 24.95% p.a. They look at factors including your industry, years in business, cash flow, creditworthiness and the overall financial health of your business.
Interest rates vary based on risk. Rates range from 14.95% to 24.95% p.a.
3%
from 24 hours
Business loans available from $5K to $300K and funding possible in 24 hours. Prospa uses risk-based pricing to determine your interest rate, which can range from 14.95% p.a. to 24.95% p.a. They look at factors including your industry, years in business, cash flow, creditworthiness and the overall financial health of your business.
Interest rates vary based on risk. Rates range from 14.95% to 24.95% p.a.
3%
$0.00
$0.00
-
$0.00
-
Loan
Secured
$5,000
$300,000
3 months
3 years
Weekly
Principal & Interest
1 year
$72,000
10 Minutes
Same-day approval
from 24 hours
yes
no
No repayments for the first 8 weeks offer available for new or refinanced business loans settled by the 31 December 2020. Interest will accrue in this period and the total repayment term will be extended.
-
About ScotPac
Leave property out of the equation with ScotPac's Invoice Finance solution. Receive up to 85% of your debtors ledger with facilities ranging from $200K to over $100Mil.
from 6.00% p.a.
On Application
from 24 hours
Leave property out of the equation with ScotPac's Invoice Finance solution. Receive up to 85% of your debtors ledger with facilities ranging from $200K to over $100Mil.
from 6.00% p.a.
On Application
Ongoing service fees apply. Amount is calculated as a percentage of invoices processed.
-
$0.00
-
-
Line of Credit
Secured
$200,000
-
1 year
-
-
-
0 years
$1,000,000
Varies
Varies
from 24 hours
-
-
Borrowed funds are secured against outstanding accounts receivable.
Recourse fees payable on debts which remain unpaid 90 days after the month of being raised.
About ScotPac
Leave property out of the equation with ScotPac's Invoice Finance solution. Receive up to 85% of your debtors ledger with facilities ranging from $200K to over $100Mil.
from 6.00% p.a.
On Application
from 24 hours
Leave property out of the equation with ScotPac's Invoice Finance solution. Receive up to 85% of your debtors ledger with facilities ranging from $200K to over $100Mil.
from 6.00% p.a.
On Application
Ongoing service fees apply. Amount is calculated as a percentage of invoices processed.
-
$0.00
-
-
Line of Credit
Secured
$200,000
-
1 year
-
-
-
0 years
$1,000,000
Varies
Varies
from 24 hours
-
-
Borrowed funds are secured against outstanding accounts receivable.
Recourse fees payable on debts which remain unpaid 90 days after the month of being raised.
About Business Fuel
Fast, flexible business loans from $10,000 to $200,000. Great for businesses which have been trading for more than 6 months with a monthly turnover above $10,000.
On Application
$0.00
48 Hours
Fast, flexible business loans from $10,000 to $200,000. Great for businesses which have been trading for more than 6 months with a monthly turnover above $10,000.
On Application
$0.00
$0.00
$25.00
$0.00
$0.00
-
Loan
Secured or Unsecured
$10,000
$200,000
6 months
1 year
Weekly
Principal & Interest
6 months
$120,000
5 Minutes
24 Hours
48 Hours
yes
yes
Single Fixed Fee
-
About Business Fuel
Fast, flexible business loans from $10,000 to $200,000. Great for businesses which have been trading for more than 6 months with a monthly turnover above $10,000.
On Application
$0.00
48 Hours
Fast, flexible business loans from $10,000 to $200,000. Great for businesses which have been trading for more than 6 months with a monthly turnover above $10,000.
On Application
$0.00
$0.00
$25.00
$0.00
$0.00
-
Loan
Secured or Unsecured
$10,000
$200,000
6 months
1 year
Weekly
Principal & Interest
6 months
$120,000
5 Minutes
24 Hours
48 Hours
yes
yes
Single Fixed Fee
-
About Heritage Bank
Heritage Banks Business Line of Credit is a flexible form of finance, allowing you to decide when to make principal reductions, plus the ability to re-use these funds at any time during the term of the facility.
3.75% p.a. variable
Negotiable
Varies
Heritage Banks Business Line of Credit is a flexible form of finance, allowing you to decide when to make principal reductions, plus the ability to re-use these funds at any time during the term of the facility.
3.75% p.a. variable
Negotiable
$20 monthly
$0.00
First five transactions free, then $2.00 per transaction.
n/a
-
Line of credit
Secured
$50,000
$500,000
-
-
Monthly
n/a
Varies
Varies
Varies
Varies
Varies
n/a
n/a
-
-
About Heritage Bank
Heritage Banks Business Line of Credit is a flexible form of finance, allowing you to decide when to make principal reductions, plus the ability to re-use these funds at any time during the term of the facility.
3.75% p.a. variable
Negotiable
Varies
Heritage Banks Business Line of Credit is a flexible form of finance, allowing you to decide when to make principal reductions, plus the ability to re-use these funds at any time during the term of the facility.
3.75% p.a. variable
Negotiable
$20 monthly
$0.00
First five transactions free, then $2.00 per transaction.
n/a
-
Line of credit
Secured
$50,000
$500,000
-
-
Monthly
n/a
Varies
Varies
Varies
Varies
Varies
n/a
n/a
-
-
About Octet
Increase cashflow by unlocking the power of your receivables with Octet’s Invoice Finance solution. Receive up to 85% of your debtor’s ledger with tailored facilities ranging from $100K to $10M.
from 6% p.a.
On Application
from 24 hours
Increase cashflow by unlocking the power of your receivables with Octet’s Invoice Finance solution. Receive up to 85% of your debtor’s ledger with tailored facilities ranging from $100K to $10M.
from 6% p.a.
On Application
Ongoing service fees apply. Amount is calculated as a percentage of invoices processed.
$0.00
$0.00
-
-
Line of Credit
Secured
$100,000
$10,000,000
1 months
-
-
n/a
1 year
$1,000,000
2 Minutes
24 Hours
from 24 hours
-
-
Complimentary Trade Finance facility available subject to approval. Access to the Octet Supply Chain Platform.
Up to 85% value of unpaid invoices available.
About Octet
Increase cashflow by unlocking the power of your receivables with Octet’s Invoice Finance solution. Receive up to 85% of your debtor’s ledger with tailored facilities ranging from $100K to $10M.
from 6% p.a.
On Application
from 24 hours
Increase cashflow by unlocking the power of your receivables with Octet’s Invoice Finance solution. Receive up to 85% of your debtor’s ledger with tailored facilities ranging from $100K to $10M.
from 6% p.a.
On Application
Ongoing service fees apply. Amount is calculated as a percentage of invoices processed.
$0.00
$0.00
-
-
Line of Credit
Secured
$100,000
$10,000,000
1 months
-
-
n/a
1 year
$1,000,000
2 Minutes
24 Hours
from 24 hours
-
-
Complimentary Trade Finance facility available subject to approval. Access to the Octet Supply Chain Platform.
Up to 85% value of unpaid invoices available.
About Moula
Say goodbye to lengthy applications with online lender Moula. With a speedy 10 minute application process and potential funding within 24 hours, Moula can help you meet your businesses inventory or cash flow needs without the fuss.
from 15.00% p.a.
2.00%
24 Hours
Say goodbye to lengthy applications with online lender Moula. With a speedy 10 minute application process and potential funding within 24 hours, Moula can help you meet your businesses inventory or cash flow needs without the fuss.
from 15.00% p.a.
2.00%
$0.00
$0.00
$0.00
$0.00
Up to $30 Direct Debit Dishonour Fee and up to $40 Payment Rescheduling Fee
Loan
Unsecured
$5,000
$250,000
1 year
2 years
Fortnightly
Principal & Interest
6 months
$60,000
10 Minutes
24 Hours
24 Hours
yes
yes
-
Establishment Fee capped at 2%.
About Moula
Say goodbye to lengthy applications with online lender Moula. With a speedy 10 minute application process and potential funding within 24 hours, Moula can help you meet your businesses inventory or cash flow needs without the fuss.
from 15.00% p.a.
2.00%
24 Hours
Say goodbye to lengthy applications with online lender Moula. With a speedy 10 minute application process and potential funding within 24 hours, Moula can help you meet your businesses inventory or cash flow needs without the fuss.
from 15.00% p.a.
2.00%
$0.00
$0.00
$0.00
$0.00
Up to $30 Direct Debit Dishonour Fee and up to $40 Payment Rescheduling Fee
Loan
Unsecured
$5,000
$250,000
1 year
2 years
Fortnightly
Principal & Interest
6 months
$60,000
10 Minutes
24 Hours
24 Hours
yes
yes
-
Establishment Fee capped at 2%.
About ScotPac
A line of credit allowing you to access up to 95% of the value of your accounts receivable within 24hrs, with remaining 5% available when the invoice is paid. No need to worry about weekly repayments or property security.
from 1.25% per fortnight
On Application
24 Hours
A line of credit allowing you to access up to 95% of the value of your accounts receivable within 24hrs, with remaining 5% available when the invoice is paid. No need to worry about weekly repayments or property security.
from 1.25% per fortnight
On Application
$0.00
-
$0.00
-
-
Line of Credit
Secured
$10,000
$150,000,000
1 months
3 months
-
-
0 years
$0
10 Minutes
Same-day approval
24 Hours
-
-
Borrowed funds are secured against outstanding invoices.
2.50% late payment fee.
About ScotPac
A line of credit allowing you to access up to 95% of the value of your accounts receivable within 24hrs, with remaining 5% available when the invoice is paid. No need to worry about weekly repayments or property security.
from 1.25% per fortnight
On Application
24 Hours
A line of credit allowing you to access up to 95% of the value of your accounts receivable within 24hrs, with remaining 5% available when the invoice is paid. No need to worry about weekly repayments or property security.
from 1.25% per fortnight
On Application
$0.00
-
$0.00
-
-
Line of Credit
Secured
$10,000
$150,000,000
1 months
3 months
-
-
0 years
$0
10 Minutes
Same-day approval
24 Hours
-
-
Borrowed funds are secured against outstanding invoices.
2.50% late payment fee.
About OnDeck
Unsecured business loans from $10,000 - $250,000, over 6 to 24 months. Online application takes only 10 minutes and you'll know if you're approved within hours. Apply now.
On Application
3.00%
from 24 Hours
Unsecured business loans from $10,000 - $250,000, over 6 to 24 months. Online application takes only 10 minutes and you'll know if you're approved within hours. Apply now.
On Application
3.00%
$0.00
$0.00
$0.00
$0.00
-
Loan
Unsecured
$10,000
$250,000
6 months
2 years
Daily, Weekly
Principal & Interest
1 year
$100,000
10 Minutes
from 24 Hours
from 24 Hours
No
Eligible to apply for renewal after 50% paid down
-
Minimum $100k turnover and 1 Year in Business.
About OnDeck
Unsecured business loans from $10,000 - $250,000, over 6 to 24 months. Online application takes only 10 minutes and you'll know if you're approved within hours. Apply now.
On Application
3.00%
from 24 Hours
Unsecured business loans from $10,000 - $250,000, over 6 to 24 months. Online application takes only 10 minutes and you'll know if you're approved within hours. Apply now.
On Application
3.00%
$0.00
$0.00
$0.00
$0.00
-
Loan
Unsecured
$10,000
$250,000
6 months
2 years
Daily, Weekly
Principal & Interest
1 year
$100,000
10 Minutes
from 24 Hours
from 24 Hours
No
Eligible to apply for renewal after 50% paid down
-
Minimum $100k turnover and 1 Year in Business.
About Octet
Boost your purchasing power and access a flexible line of credit to pay suppliers in over 68 countries with Octet’s Trade Finance solution. Put your business in the driver’s seat with up to 120 day payment terms and up to 60 days interest free. We’ll custom-fit a Trade Finance facility based on your business needs from $200K to $7M.
from 6% p.a.
On Application
2 days
Boost your purchasing power and access a flexible line of credit to pay suppliers in over 68 countries with Octet’s Trade Finance solution. Put your business in the driver’s seat with up to 120 day payment terms and up to 60 days interest free. We’ll custom-fit a Trade Finance facility based on your business needs from $200K to $7M.
from 6% p.a.
On Application
Transaction fees apply upon utilisation of facility
-
Upon application
$0.00
-
Line of Credit
Secured or Unsecured
$100,000
$7,000,000
-
-
Monthly
Principal & Interest
1 year
$3,000,000
2 Minutes
24 Hours
2 days
yes
-
Transactions can earn Qantas Business Rewards Points. Up to 15 currencies available for international invoice transactions.
-
About Octet
Boost your purchasing power and access a flexible line of credit to pay suppliers in over 68 countries with Octet’s Trade Finance solution. Put your business in the driver’s seat with up to 120 day payment terms and up to 60 days interest free. We’ll custom-fit a Trade Finance facility based on your business needs from $200K to $7M.
from 6% p.a.
On Application
2 days
Boost your purchasing power and access a flexible line of credit to pay suppliers in over 68 countries with Octet’s Trade Finance solution. Put your business in the driver’s seat with up to 120 day payment terms and up to 60 days interest free. We’ll custom-fit a Trade Finance facility based on your business needs from $200K to $7M.
from 6% p.a.
On Application
Transaction fees apply upon utilisation of facility
-
Upon application
$0.00
-
Line of Credit
Secured or Unsecured
$100,000
$7,000,000
-
-
Monthly
Principal & Interest
1 year
$3,000,000
2 Minutes
24 Hours
2 days
yes
-
Transactions can earn Qantas Business Rewards Points. Up to 15 currencies available for international invoice transactions.
-
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