86 400 Pay Account

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay, Fitbit Pay, Garmin Pay

0% p.a.

86 400 Pay Account

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay, Fitbit Pay, Garmin Pay

0% p.a.

Mozo Review   86 400 Pay Account Review

Last updated: 20 November 2019.

What's hot:
  • No account fees

  • Zero foreign ATM fees

  • Multiple payment options (Apple Pay, Google Pay, Samsung Pay, etc.)

What's not:
  • No branch access (app only)

Mozo snapshot:

If you love the convenience of everyday banking with your smartphone, then look no further than the Pay Account from Australian neobank 84 600. With this transaction account, you’ll be able to transfer money and make regular purchases either with a linked 86 400 Visa debit card or a digital wallet, including Apple Pay, Google Pay and Samsung Pay. What’s more, the 86 400 Pay Account doesn’t charge you any monthly fees to keep it open.

Key features:

Starting with everyday transaction account basics, the 86 400 Pay Account has no minimum opening deposits or minimum balance requirements. With this account, you won’t ever have to pay monthly service fees. 

Because the 86 400 Pay Account is completely app-based and accessible only through an iOS or Android app, it comes with no branch access, so it will suit users who prefer to do their banking on their smartphone rather than through a traditional bricks and mortar bank. 

In fact, with the 86 400 Pay Account, you won’t even need to bring your physical debit card with you while you shop. That’s because the account lets you pay with your smartphone after you link it to any of the following digital wallets: Apple Pay, Google Pay, Samsung Pay, Fitbit Pay or Garmin Pay. The account is also compatible with PayID, which means you’ll be able to transfer money near instantly to friends and family with other eligible accounts. 

If you’re in need of physical cash, the 86 400 Pay Account lets users withdraw a maximum $2,000 a day from the ATM, though ATM fees may apply. The 86 400 card could also be a handy travel companion, as it gives you access to international ATMs at no extra cost and its debit transactions have a competitive 1.50% foreign exchange commission. 

Who it's good for:

The 86 400 Pay Account is a good choice for tech-savvy Aussies who want to bank and make transactions with their smartphone and digital wallets, without having to worry about monthly service fees. 

Any catches?

Just bear in mind that you may be charged an ATM fee with your 86 400 debit card unless you withdraw money at a major bank (ANZ, Commbank, NAB, Westpac) ATM. 

The 86 400 Pay Account also has a $2,000 ATM daily withdrawal limit, so you’ll need to plan in advance if you’re going to make any big purchases.

Details

Rates and fees information correct as at 18 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.00% p.a.

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • Unlimited eftpos, debit, ATM, and banking app transactions using the 86400 iOS or Android app.

  • $0.00

  • none

  • $0.00

  • n/a

  • n/a

  • $0.00

  • n/a

  • $0.00

  • n/a

  • $0.00

  • 1.50%

  • $0.00 monthly

Other financial bits
  • $0.00

  • $0.00

Features
  • $2,000.00

  • no

  • no

  • yes

  • no

  • no

  • no

  • no

  • Bank and saving account only accessible through iOS or Android app.

  • none

Atm card
  • none

  • none

  • none

Debit card
  • $0.00

  • $0.00

  • 1.50%

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay, Fitbit Pay, Garmin Pay

Customer Reviews

This product is not currently reviewed.

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