based on 46965 Commonwealth Bank product reviews as rated by Mozo community

Commonwealth Bank bank accounts

The Commonwealth Bank might be one of Australia's oldest and largest banks, but lately, it's determined to do things differently. The Commonwealth Bank reckons it's focusing more on customer service and earning your business rather than counting on it. If you like the sound of that, then check out the Commonwealth Bank's wide range of personal banking products, including term deposits, savings accounts, credit cards, home loans and personal loans.

Commonwealth Bank offers the following bank accounts

Rates and fees verified as correct at 18 April 2024. Other information correct at the time of writing. Advertiser disclosure.
Product Account fee Payment options Interest rate
Smart Access

$4.00

Apple Pay, Google Wallet, PayID, Samsung Pay, Garmin, Fitbit

0% p.a.

Student Smart Access

$0.00

Apple Pay, Google Wallet, PayID, Samsung Pay, Garmin, Fitbit

0% p.a.

How are Commonwealth Bank bank accounts rated?

Mozo users have rated Commonwealth Bank bank accounts on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

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Commonwealth Bank bank accounts
Overall
Price
Features
Customer service
Convenience
Trust

8432 Reviews

Recent Commonwealth Bank bank account reviews

Commonwealth Bank Smart Access
Overall 10/10
Fantastic bank

Commonwealth bank has and always be I and my family choice

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Commonwealth bank has and always be I and my family choice

Price
7/10
Features
7/10
Customer service
7/10
Convenience
8/10
Trust
7/10
Less
Sharlain, New South Wales, reviewed 16 days ago
Commonwealth Bank Smart Access
Overall 7/10
Long time customer

I have used this bank for 33 years and have been happy for 33 years

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I have used this bank for 33 years and have been happy for 33 years

Price
7/10
Features
6/10
Customer service
10/10
Convenience
10/10
Trust
7/10
Less
Sarah, South Australia, reviewed 16 days ago
Commonwealth Bank Smart Access
Overall 3/10
Ok

My charges $20 per month for service fees

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My charges $20 per month for service fees

Price
3/10
Features
4/10
Customer service
3/10
Convenience
3/10
Trust
2/10
Less
Victor, Victoria, reviewed 16 days ago
Commonwealth Bank Smart Access
Overall 10/10
I like my bank, its convenient and simple to use.

I really like this bank, most arms don't charge a fee unless you're in a service station which is standard. There are some late fees but if you have more than half of a diet debit, they will still allow the bill to go through in good faith.

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I really like this bank, most arms don't charge a fee unless you're in a service station which is standard. There are some late fees but if you have more than half of a diet debit, they will still allow the bill to go through in good faith.

Price
9/10
Features
6/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Jasmine, Queensland, reviewed 16 days ago
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