The Orange Everyday account is big on convenience and small on fees and charges. This account has no account fees as long as you deposit at least $1,000 a month into your account (from an external bank account) and make at least five settled card purchases each month using your ING debit card.
ING is an online-only bank so there's no branch access, but they do offer online banking, 24-hour phone banking, BPAY and rebates on ATM fees anywhere in Australia.
With the Orange Everyday account you can receive rebates on ATM fees anywhere in Australia (anything charged by other providers will be refunded to your account by ING). This is on the condition that you deposit at least $1,000 into your ING account each month from an external bank account, and make at least 5 purchases using your ING debit or credit card each month.
If you meet the above criteria, you can also spend on your card while overseas without paying an international transaction fee, making this a great pick for savvy travellers. As of 1 August 2023, if you meet the criteria, you can get the first 5 fee incurring ATM withdraws rebated per month (excludes international ATM operator fees).
Customers who meet the eligibility criteria will also get 1% cashback on eligible utility bill payments via BPAY or direct debit (up to $100 per financial year)
There's also no minimum opening deposit requirement and no monthly account fees to pay, so this account get's the budget-friendly tick of approval. Just keep in mind you won't earn any interest as, like most transaction accounts, the ING Orange Everyday account doesn't pay any interest on your balance. However, you can start making a return on your funds by linking the Orange everyday with the ING Savings Maximiser.
The Orange Everyday bank account comes with a VISA debit card (with PayWave), giving you the shopping freedom of a credit card without the credit maintenance worries.
You also have the option to switch on the everyday round-up feature, where purchases you make on your card are rounded up to either $1 or $5. The difference is then deposited into a linked ING Savings Maximiser, Mortgage Simplifier or Orange Advantage account where it can start accruing interest.
You'll also be able to access your ING Orange Everyday account and heap of other ING products through the ING banking app.
If you're an Australian who's sick of being charged high ATM fees in Australia and abroad, then this budget-friendly account could be the one for you.
Like most transaction account, you won't earn any interest on your money in the ING Everyday Orange, so you might be better off keeping your savings in a high-interest savings account and transferring cash over as you need it.
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Balances from $0: 0.00% p.a. |
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n/a |
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n/a |
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$0.00 |
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n/a |
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Access 1% cashback on eligible utility bill payments (up to $100 per financial year), rebates on ATM fees for the first 5 fee incurring withdrawals (domestic). When you deposit at least $1,000 from an external bank account and make at least 5 card purchases using your ING debit card each month. |
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$0.00 |
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None |
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$0.00 |
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n/a |
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n/a |
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$0.00 |
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$0.00 |
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$0.00 |
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n/a |
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$5.00 |
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3.00% |
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$0.00 monthly |
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$0.00 |
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$0.00 |
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$2,200.00 |
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no |
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no |
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yes |
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no |
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no |
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yes |
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yes |
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none |
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Access 1% cashback on eligible utility bill payments (up to $100 per financial year), rebates on ATM fees for the first 5 fee incurring withdrawals (excluding international ATM fees from 1 August 2023). When you deposit at least $1,000 from an external bank account and make at least 5 card purchases using your ING debit card each month. |
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none |
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none |
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none |
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$5.00 |
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$0.00 |
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3.00% |
Apple Pay, Google Wallet, PayID, PayTo
High security and customer support
Read full reviewHigh security and customer support
Best online bank
Read full reviewPerfect fit for a more tech savvy crowd who don't need to go into a branch. I've only had 1 inconvenience where I had to cash a cheque and couldn't go anywhere but found steps online to post this in. All in all, they've been great.
Read full reviewPerfect fit for a more tech savvy crowd who don't need to go into a branch. I've only had 1 inconvenience where I had to cash a cheque and couldn't go anywhere but found steps online to post this in. All in all, they've been great.
I'm a huge fan of ING. While it's a bit inconvenient not having a branch and having to go to the post office, it's a minor inconvenience compared to the ease and efficiency this bank offers. I find myself hardly using my other banks because I prefer ING so much. Plus, when I travel, their ATM fee rebates are unbeatable!
Read full reviewI'm a huge fan of ING. While it's a bit inconvenient not having a branch and having to go to the post office, it's a minor inconvenience compared to the ease and efficiency this bank offers. I find myself hardly using my other banks because I prefer ING so much. Plus, when I travel, their ATM fee rebates are unbeatable!
No fuss accounts, all online and works well at all ATMS and all over the world really easily with cashback on all ATM fees. My favourite features are the ability to hide my savings account from my quickview on the app and the forced savings round up feature. I also have my comprehensive car insurance with them and love that I can see it from my bank account app.
Read full reviewNo fuss accounts, all online and works well at all ATMS and all over the world really easily with cashback on all ATM fees. My favourite features are the ability to hide my savings account from my quickview on the app and the forced savings round up feature. I also have my comprehensive car insurance with them and love that I can see it from my bank account app.
Spend Account
$0.00
Apple Pay, Google Wallet, PayID, Samsung Pay, Fitbit Pay, Garmin Pay
0% p.a.
Glide Account
$0.00
Apple Pay, Google Wallet, PayID, Samsung Pay, FitBit Pay, Garmin
0% p.a.
