Bank of Queensland Day2Day Plus Account

$0.00

BoQ, rediATM

Visa Debit

Bank of Queensland Day2Day Plus Account Review

Rates and fees information correct as at 23 March 2017.

Review published: 16 July 2013

What's hot:

  • Unlimited free transactions

  • No account fees

What's not:

  • $5 overseas ATM fee

Mozo snapshot:

An everyday transaction account by the Bank of Queensland that will cover all your day to day banking needs at no expense to your account balance.

Key features:

The best part about the Bank of Queensland Day2Day Plus Account is that it will cost you absolutely nothing to own and maintain as there are no account keeping fees. 

There's also unlimited free transactions over the internet, phone or from the nearest Bank of Queensland branch. You'll also get free withdrawals from Bank of Queensland and Redi ATM networks, so you should never have to wander far to withdrawal cash. Even then, with a Visa debit card connected to the account you should be able to pay by card for purchases anywhere where Visa is accepted.

Just remember that there is a $1000 per day ATM withdrawal limit that could leave you with a challenge if you unexpectedly need to spend up big but you can always visit a branch to withdraw extra cash if you need.

Speaking of going over the limit, the Bank of Queensland Day2Day Plus Account comes with a personal overdraft facility if you find yourself in need of extra funds but you will need to assessed for eligibility to get this feature.

You can use your BoQ ATM debit card overseas but you will pay a 3.00% foreign exchange commission and every time you use an ATM while you're overseas it will cost you $5.

Who it's good for:

Anyone looking for a convenient bank account that covers all their day-to-day banking needs. As there are no over the counter withdrawal fees with this account it would also be highly suitable for anyone who likes to do their banking in branch rather than online or via ATMs.

Any catches?

Like most everyday transaction accounts you won't be earning any interest on your money with the BoQ Day2Day plus so it is best to keep the majority of your cash in a high interest savings account and use internet banking to transfer it across as you need. 

There is a $3 fee for Bank@Post withdrawals from this account so its best to withdraw cash from BoQ or rediATMs or when you are out doing your shopping.

How are Bank of Queensland bank accounts rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
8.4

Based on 243
Bank of Queensland bank accounts reviews

7.8 7.5 8.6 8.3 8.4

Read Bank of Queensland bank account reviews by the Mozo community

Latest reviews of Bank of Queensland Day2Day Plus Account

Bank of Queensland

Bank of Queensland Day2Day Plus Account bank account review

Overall rating   10 / 10

Banking with a professional yet friendly demeanour

Bank of Queensland provide their services with a very professional and friendly manner. When entering a branch in person, I'm always made feel welcome and that my business is important to them. Online transactions are really simple and stress-free...

Bank of Queensland provide their services with a very professional and friendly manner. When entering a branch in person, I'm always made feel welcome and that my business is important to them. Online transactions are really simple and stress-free with the clarity of their user-friendly software. Communication is excellent with warnings being issued well in advance if website maintenance is to be performed. Overall, I'm extremely happy with their product, but if I must criticise then I would like to see an increase in ATM distribution.

    Price   10 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

Less

Cameron (QLD), reviewed about 2 months ago

Bank of Queensland

Bank of Queensland Day2Day Plus Account bank account review

Overall rating   5 / 10

Not a great provider

Bank of Queensland may be untrustworthy about their services.

Bank of Queensland may be untrustworthy about their services.

    Price   3 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

Less

Karleen (WA), reviewed 2 months ago

Bank of Queensland

Bank of Queensland Day2Day Plus Account bank account review

Overall rating   7 / 10

Waiting times are pretty good and customer service

As with any bank, they have their pros and cons. it's important to check what suits your needs and go with the bank that you think will deliver to those needs. I found that Bank of Queensland suited me.

As with any bank, they have their pros and cons. it's important to check what suits your needs and go with the bank that you think will deliver to those needs. I found that Bank of Queensland suited me.

    Price   6 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

Less

Leanne (NSW), reviewed 2 months ago

Bank of Queensland

Bank of Queensland Day2Day Plus Account bank account review

Overall rating   6 / 10

Not too bad could be better

Like all banks you pay them to take care of your money instead of giving you more interest.

Like all banks you pay them to take care of your money instead of giving you more interest.

    Price   5 / 10

    Features   3 / 10

    Customer service   5 / 10

    Convenience   5 / 10

    Trust   6 / 10

Less

William (QLD), reviewed 9 months ago

Bank of Queensland

Bank of Queensland Day2Day Plus Account bank account review

Overall rating   10 / 10

Best bank ever

Love BOQ no hidden charges

Love BOQ no hidden charges

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Patricia (QLD), reviewed 12 months ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Rates

  • Balances from $0: 0.00% p.a.

  • none

  • none

Fees

  • $0.00

  • none

  • Unlimited free transactions from network ATMs, EFTPOS, cheque, counter withdrawals, counter deposits, phone, internet and Visa Debit

  • $0.00

  • BoQ, rediATM

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $5.00

  • 3.00%

  • $0.00 monthly

Other financial bits

  • $1.00

  • $0.00

Features

  • $1,000.00

  • no

  • no

  • yes

  • yes

  • yes

  • yes

  • yes

  • $3 fee applies for Bank@Post withdrawals. Visa Debit card available for $1 per month.

  • none

Atm card

  • none

  • none

  • none

Debit card

  • $5.00

  • $0.00

  • 3.00%

About Bank of Queensland

Bank of Queensland is Australia's fastest growing retail bank, and has come a long way from its origins as a regional Queensland bank. BOQ today boasts a wide array of banking services and 200 branches around Australia. Bank of Queensland aims to give you greater control over the management of your finances and offers everyday banking products including credit cards, home loans, term deposits, savings accounts and bank accounts.

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