Bank of Queensland Day2Day Plus Account

$0.00

BoQ, rediATM

Visa Debit

Bank of Queensland Day2Day Plus Account Review

Rates and fees information correct as at 23 October 2017.

Review published: 16 July 2013

What's hot:

  • Unlimited free transactions

  • No account fees

What's not:

  • $5 overseas ATM fee

Mozo snapshot:

An everyday transaction account by the Bank of Queensland that will cover all your day to day banking needs at no expense to your account balance.

Key features:

The best part about the Bank of Queensland Day2Day Plus Account is that it will cost you absolutely nothing to own and maintain as there are no account keeping fees. 

There's also unlimited free transactions over the internet, phone or from the nearest Bank of Queensland branch. You'll also get free withdrawals from Bank of Queensland and Redi ATM networks, so you should never have to wander far to withdrawal cash. Even then, with a Visa debit card connected to the account you should be able to pay by card for purchases anywhere where Visa is accepted.

Just remember that there is a $1000 per day ATM withdrawal limit that could leave you with a challenge if you unexpectedly need to spend up big but you can always visit a branch to withdraw extra cash if you need.

Speaking of going over the limit, the Bank of Queensland Day2Day Plus Account comes with a personal overdraft facility if you find yourself in need of extra funds but you will need to assessed for eligibility to get this feature.

You can use your BoQ ATM debit card overseas but you will pay a 3.00% foreign exchange commission and every time you use an ATM while you're overseas it will cost you $5.

Who it's good for:

Anyone looking for a convenient bank account that covers all their day-to-day banking needs. As there are no over the counter withdrawal fees with this account it would also be highly suitable for anyone who likes to do their banking in branch rather than online or via ATMs.

Any catches?

Like most everyday transaction accounts you won't be earning any interest on your money with the BoQ Day2Day plus so it is best to keep the majority of your cash in a high interest savings account and use internet banking to transfer it across as you need. 

There is a $3 fee for Bank@Post withdrawals from this account so its best to withdraw cash from BoQ or rediATMs or when you are out doing your shopping.

How are Bank of Queensland bank accounts rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
8.4

Based on 243
Bank of Queensland bank accounts reviews

7.8 7.5 8.6 8.3 8.4

Read Bank of Queensland bank account reviews by the Mozo community

Latest reviews of Bank of Queensland Day2Day Plus Account

Bank of Queensland

Bank of Queensland Day2Day Plus Account bank account review

Overall rating   8 / 10

Low fees

I like that my everyday transactions don't incur any fees, and the rediATM system with free account balance and withdrawals. Their internet and mobile banking is often confusing and glitchy, showing wrong account names, they also don't offer...

Full review

I like that my everyday transactions don't incur any fees, and the rediATM system with free account balance and withdrawals. Their internet and mobile banking is often confusing and glitchy, showing wrong account names, they also don't offer cardless cash or any of the other conveniences of the bigger banks.

    Price   9 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

Less

Gemma (QLD), reviewed 4 months ago

Bank of Queensland

Bank of Queensland Day2Day Plus Account bank account review

Overall rating   10 / 10

Great bank

I've been with BOQ for many years and never had a problem. I plan to continue staying with them for years to come.

Full review

I've been with BOQ for many years and never had a problem. I plan to continue staying with them for years to come.

    Price   -1 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

Less

Natasha (QLD), reviewed 4 months ago

Bank of Queensland

Bank of Queensland Day2Day Plus Account bank account review

Overall rating   10 / 10

Competitive and great customer service

I like this bank as they know just about every one by name, and address me very politely with a smile and nothing is too difficult for them. I have been with this bank for nearly 41 years and very happy.

Full review

I like this bank as they know just about every one by name, and address me very politely with a smile and nothing is too difficult for them. I have been with this bank for nearly 41 years and very happy.

    Price   10 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

Less

Manel (QLD), reviewed 4 months ago

Bank of Queensland

Bank of Queensland Day2Day Plus Account bank account review

Overall rating   10 / 10

Great friendly staff

The people at the bank in Sanctuary Cove are fantastic. They remember my name and always talk and care about what is happening in my life even if I don't go into the branch for months. However, if you don't live in QLD there are very few branches...

Full review

The people at the bank in Sanctuary Cove are fantastic. They remember my name and always talk and care about what is happening in my life even if I don't go into the branch for months. However, if you don't live in QLD there are very few branches in other states.

    Price   6 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

Less

Andrea (SA), reviewed 4 months ago

Bank of Queensland

Bank of Queensland Day2Day Plus Account bank account review

Overall rating   9 / 10

Trustworthy banking with real people

Great service all round. They value their customers and treat you as a person not a number.

Full review

Great service all round. They value their customers and treat you as a person not a number.

    Price   8 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

Less

Victoria (NSW), reviewed 5 months ago

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Rates

  • Balances from $0: 0.00% p.a.

  • none

  • none

Fees

  • $0.00

  • none

  • Unlimited free transactions from network ATMs, EFTPOS, cheque, counter withdrawals, counter deposits, phone, internet and Visa Debit

  • $0.00

  • BoQ, rediATM

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $5.00

  • 3.00%

  • $0.00 monthly

Other financial bits

  • $1.00

  • $0.00

Features

  • $1,000.00

  • no

  • no

  • yes

  • yes

  • yes

  • yes

  • yes

  • $3 fee applies for Bank@Post withdrawals.

  • none

Atm card

  • none

  • none

  • none

Debit card

  • $5.00

  • $0.00

  • 3.00%

About Bank of Queensland

Bank of Queensland is Australia's fastest growing retail bank, and has come a long way from its origins as a regional Queensland bank. BOQ today boasts a wide array of banking services and 200 branches around Australia. Bank of Queensland aims to give you greater control over the management of your finances and offers everyday banking products including credit cards, home loans, term deposits, savings accounts and bank accounts.

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