Bank of Queensland Day2Day Plus Account

$0.00

BoQ, rediATM

Visa Debit

Bank of Queensland Day2Day Plus Account

$0.00

BoQ, rediATM

Visa Debit

Mozo Review   Bank of Queensland Day2Day Plus Account Review

Last updated: 28 September 2018.

What's hot:
  • Unlimited free transactions

  • No account fees

What's not:
  • $5 overseas ATM fee

Mozo snapshot:

An everyday transaction account by the Bank of Queensland that will cover all your day to day banking needs at no expense to your account balance. They have a an array of free and unlimited withdrawal options to make your banking experience personalised to your needs.

Key features:

The best part about the Bank of Queensland Day2Day Plus Account is that it will cost you absolutely nothing to own and maintain as there are no account keeping fees. 

There's also unlimited free transactions over the internet, phone or from the nearest Bank of Queensland branch. You'll also get free withdrawals from Bank of Queensland and Redi ATM networks, so you should never have to wander far to withdrawal cash. Even then, with a Visa debit card connected to the account you should be able to pay by card for purchases anywhere where Visa is accepted.

Just remember that there is a $1000 per day ATM withdrawal limit that could leave you with a challenge if you unexpectedly need to spend up big but you can always visit a branch to withdraw extra cash if you need.

Speaking of going over the limit, the Bank of Queensland Day2Day Plus Account comes with a personal overdraft facility if you find yourself in need of extra funds but you will need to assessed for eligibility to get this feature.

You can use your BoQ ATM debit card overseas but you will pay a 3.00% foreign exchange commission and every time you use an ATM while you're overseas it will cost you $5.

Who it's good for:

Anyone looking for a convenient bank account that covers all their day-to-day banking needs. As there are no over the counter withdrawal fees with this account it would also be highly suitable for anyone who likes to do their banking in branch rather than online or via ATMs.

Any catches?

Like most everyday transaction accounts you won't be earning any interest on your money with the BoQ Day2Day plus so it is best to keep the majority of your cash in a high interest savings account and use internet banking to transfer it across as you need. 

There is a $3 fee for Bank@Post withdrawals from this account so its best to withdraw cash from BoQ or rediATMs or when you are out doing your shopping.

Details

Rates and fees information correct as at 20 March 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.00% p.a.

  • none

  • n/a

Fees
  • $0.00

  • none

  • Unlimited free transactions from network ATMs, EFTPOS, cheque, counter withdrawals, counter deposits, phone, internet and Visa Debit

  • $0.00

  • BoQ, rediATM

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $5.00

  • 3.00%

  • $0.00 monthly

Other financial bits
  • $1.00

  • $0.00

Features
  • $1,000.00

  • no

  • no

  • yes

  • yes

  • yes

  • yes

  • yes

  • $3 fee applies for Bank@Post withdrawals.

  • none

Atm card
  • none

  • none

  • none

Debit card
  • $5.00

  • $0.00

  • 3.00%

Customer Reviews

How are Bank of Queensland bank accounts rated by the Mozo community?

Overall customer rating
8.0/10
Price
7.3/10
Features
6.9/10
Customer service
8.3/10
Convenience
7.9/10
Trust
8.1/10

Latest reviews of Bank of Queensland Day2Day Plus Account

  • Overall
    9/10
    Awesome bank, I would never change

    I have been with Bank of Queensland for many years now and I have never felt the need to change,...

    I have been with Bank of Queensland for many years now and I have never felt the need to change, nor have I wanted to change.

    Price
    6/10
    Features
    7/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Leanne | Queensland

    reviewed 13 days ago

  • Overall
    6/10
    Very considerate of their customers

    The bank came across as a quite achiever and that was what I was looking for in a bank.

    The bank came across as a quite achiever and that was what I was looking for in a bank.

    Price
    8/10
    Features
    6/10
    Customer service
    7/10
    Convenience
    7/10
    Trust
    7/10

    Brett | Queensland

    reviewed 3 months ago

  • Overall
    9/10
    I would recommend this bank

    Bank of Queensland is a very good bank overall. They have competitive rates and the well trained...

    Bank of Queensland is a very good bank overall. They have competitive rates and the well trained staff to help you out whenever you need.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Georgina | Queensland

    reviewed 3 months ago

  • Overall
    10/10
    Great

    I have been with them for 35 years and have never had a problem.

    I have been with them for 35 years and have never had a problem.

    Price
    -1/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Linda | Queensland

    reviewed 4 months ago

  • Overall
    10/10
    Very honest reliable bank

    There are no account fees or ATM fees. Super friendly and always willing to help.

    There are no account fees or ATM fees. Super friendly and always willing to help.

    Price
    8/10
    Features
    9/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10

    Nicole | New South Wales

    reviewed 4 months ago

Bank of Queensland

About Bank of Queensland

Bank of Queensland is Australia's fastest growing retail bank, and has come a long way from its origins as a regional Queensland bank. BOQ today boasts a wide array of banking services and 200 branches around Australia. Bank of Queensland aims to give you greater control over the management of your finances and offers everyday banking products including credit cards, home loans, term deposits, savings accounts and bank accounts.

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