Bank of Queensland Day2Day Plus Account

$0.00

Samsung Pay

0% p.a.

Bank of Queensland Day2Day Plus Account

$0.00

Samsung Pay

0% p.a.

Mozo Review   Bank of Queensland Day2Day Plus Account Review

Last updated: 28 September 2018.

What's hot:
  • Unlimited free transactions

  • No account fees

What's not:
  • $5 overseas ATM fee

Mozo snapshot:

An everyday transaction account by the Bank of Queensland that will cover all your day to day banking needs at no expense to your account balance. They have a an array of free and unlimited withdrawal options to make your banking experience personalised to your needs.

Key features:

The best part about the Bank of Queensland Day2Day Plus Account is that it will cost you absolutely nothing to own and maintain as there are no account keeping fees. 

There's also unlimited free transactions over the internet, phone or from the nearest Bank of Queensland branch. You'll also get free withdrawals from Bank of Queensland and Redi ATM networks, so you should never have to wander far to withdrawal cash. Even then, with a Visa debit card connected to the account you should be able to pay by card for purchases anywhere where Visa is accepted.

Just remember that there is a $1000 per day ATM withdrawal limit that could leave you with a challenge if you unexpectedly need to spend up big but you can always visit a branch to withdraw extra cash if you need.

Speaking of going over the limit, the Bank of Queensland Day2Day Plus Account comes with a personal overdraft facility if you find yourself in need of extra funds but you will need to assessed for eligibility to get this feature.

You can use your BoQ ATM debit card overseas but you will pay a 3.00% foreign exchange commission and every time you use an ATM while you're overseas it will cost you $5.

Who it's good for:

Anyone looking for a convenient bank account that covers all their day-to-day banking needs. As there are no over the counter withdrawal fees with this account it would also be highly suitable for anyone who likes to do their banking in branch rather than online or via ATMs.

Any catches?

Like most everyday transaction accounts you won't be earning any interest on your money with the BoQ Day2Day plus so it is best to keep the majority of your cash in a high interest savings account and use internet banking to transfer it across as you need. 

There is a $3 fee for Bank@Post withdrawals from this account so its best to withdraw cash from BoQ or rediATMs or when you are out doing your shopping.

Details

Rates and fees information correct as at 22 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.00% p.a.

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • Unlimited free transactions from network ATMs, EFTPOS, cheque, counter withdrawals, counter deposits, internet and Visa Debit

  • $0.00

  • BoQ, rediATM

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $0.00

  • $5.00

  • 3.00%

  • $0.00 monthly

Other financial bits
  • $1.00

  • $0.00

Features
  • $1,000.00

  • no

  • no

  • yes

  • yes

  • yes

  • yes

  • no

  • $3 fee applies for Bank@Post withdrawals.

  • none

Atm card
  • none

  • none

  • none

Debit card
  • $5.00

  • $0.00

  • 3.00%

Payment options

Samsung Pay

Customer Reviews

How are Bank of Queensland bank accounts rated by the Mozo community?

Overall customer rating
8.0/10
Price
7.4/10
Features
6.9/10
Customer service
8.3/10
Convenience
7.9/10
Trust
8.1/10

Latest reviews of Bank of Queensland Day2Day Plus Account

  • Overall 10/10
    Redi ATMs are a huge plus. Quick money transfer.

    Good bank, lots of Redi ATMs is a big plus!!

    Read full review

    Good bank, lots of Redi ATMs is a big plus!!

    Price
    10/10
    Features
    0/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Laurence, Queensland reviewed 17 days ago
  • Overall 9/10
    Great customer service.

    Straightforward banking products and easy to understand. Could perhaps have better interest rates.

    Read full review

    Straightforward banking products and easy to understand. Could perhaps have better interest rates.

    Price
    7/10
    Features
    7/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    9/10
    Less
    Rowan, Queensland reviewed 10 days ago
  • Overall 10/10
    Love BOQ.

    I've been with BOQ for years and love them. Never had any issues

    Read full review

    I've been with BOQ for years and love them. Never had any issues

    Price
    10/10
    Features
    3/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Andrew, Western Australia reviewed 10 days ago
  • Overall 8/10
    Awesome product & customer service. Just not 24/7.

    While the product is basic, the customer service of BOQ is amazing - except for the limited access during non-working hours.

    Read full review

    While the product is basic, the customer service of BOQ is amazing - except for the limited access during non-working hours.

    Price
    -1/10
    Features
    -1/10
    Customer service
    9/10
    Convenience
    3/10
    Trust
    10/10
    Less
    Andy, New South Wales reviewed 3 months ago
  • Overall 8/10
    No or low fees, easy online banking.

    The in branch service is sometimes good, other times you get some grumpy person, same with the call centre.

    Read full review

    The in branch service is sometimes good, other times you get some grumpy person, same with the call centre.

    Price
    10/10
    Features
    5/10
    Customer service
    7/10
    Convenience
    8/10
    Trust
    9/10
    Less
    Alan, Western Australia reviewed 3 months ago
Bank of Queensland

About Bank of Queensland

Bank of Queensland is Australia's fastest growing retail bank, and has come a long way from its origins as a regional Queensland bank. BOQ today boasts a wide array of banking services and 200 branches around Australia. Bank of Queensland aims to give you greater control over the management of your finances and offers everyday banking products including credit cards, home loans, term deposits, savings accounts and bank accounts.

See Bank of Queensland bank accounts

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