Bank of Queensland Day2Day Plus Account

$0.00

BoQ, rediATM

Visa Debit

Bank of Queensland Day2Day Plus Account Review

Rates and fees information correct as at 17 November 2018.

Review published: 16 July 2013

What's hot:

  • Unlimited free transactions

  • No account fees

What's not:

  • $5 overseas ATM fee

Mozo snapshot:

An everyday transaction account by the Bank of Queensland that will cover all your day to day banking needs at no expense to your account balance. They have a an array of free and unlimited withdrawal options to make your banking experience personalised to your needs.

Key features:

The best part about the Bank of Queensland Day2Day Plus Account is that it will cost you absolutely nothing to own and maintain as there are no account keeping fees. 

There's also unlimited free transactions over the internet, phone or from the nearest Bank of Queensland branch. You'll also get free withdrawals from Bank of Queensland and Redi ATM networks, so you should never have to wander far to withdrawal cash. Even then, with a Visa debit card connected to the account you should be able to pay by card for purchases anywhere where Visa is accepted.

Just remember that there is a $1000 per day ATM withdrawal limit that could leave you with a challenge if you unexpectedly need to spend up big but you can always visit a branch to withdraw extra cash if you need.

Speaking of going over the limit, the Bank of Queensland Day2Day Plus Account comes with a personal overdraft facility if you find yourself in need of extra funds but you will need to assessed for eligibility to get this feature.

You can use your BoQ ATM debit card overseas but you will pay a 3.00% foreign exchange commission and every time you use an ATM while you're overseas it will cost you $5.

Who it's good for:

Anyone looking for a convenient bank account that covers all their day-to-day banking needs. As there are no over the counter withdrawal fees with this account it would also be highly suitable for anyone who likes to do their banking in branch rather than online or via ATMs.

Any catches?

Like most everyday transaction accounts you won't be earning any interest on your money with the BoQ Day2Day plus so it is best to keep the majority of your cash in a high interest savings account and use internet banking to transfer it across as you need. 

There is a $3 fee for Bank@Post withdrawals from this account so its best to withdraw cash from BoQ or rediATMs or when you are out doing your shopping.

How are Bank of Queensland bank accounts rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
8.0

Based on 619
Bank of Queensland bank accounts reviews

7.4 6.9 8.3 7.9 8.1

Read Bank of Queensland bank account reviews by the Mozo community

Latest reviews of Bank of Queensland Day2Day Plus Account

Bank of Queensland

Bank of Queensland Day2Day Plus Account bank account review

Overall rating   4 / 10

Fairly unsatisfactory

They spend too much time trying to up-sell.

Full review

They spend too much time trying to up-sell.

    Price   4 / 10

    Features   4 / 10

    Customer service   1 / 10

    Convenience   1 / 10

    Trust   4 / 10

Less

Vicki, Queensland, reviewed 3 days ago

Bank of Queensland

Bank of Queensland Day2Day Plus Account bank account review

Overall rating   7 / 10

Good easy going staff

The staff are so friendly!

Full review

The staff are so friendly!

    Price   5 / 10

    Features   3 / 10

    Customer service   10 / 10

    Convenience   7 / 10

    Trust   10 / 10

Less

Stephen, Queensland, reviewed 4 days ago

Bank of Queensland

Bank of Queensland Day2Day Plus Account bank account review

Overall rating   10 / 10

Awesome bank

One of the best banks I have been with.

Full review

One of the best banks I have been with.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Phillip, Queensland, reviewed 10 days ago

Bank of Queensland

Bank of Queensland Day2Day Plus Account bank account review

Overall rating   9 / 10

Great customer service bank.

I love the customer service of BOQ, the only thing is they don't have as many branches as other banks.

Full review

I love the customer service of BOQ, the only thing is they don't have as many branches as other banks.

    Price   8 / 10

    Features   4 / 10

    Customer service   10 / 10

    Convenience   7 / 10

    Trust   9 / 10

Less

Mark, Queensland, reviewed about 2 months ago

Bank of Queensland

Bank of Queensland Day2Day Plus Account bank account review

Overall rating   10 / 10

Happy to recommend anytime

Great service, good people. Extremely helpful.

Full review

Great service, good people. Extremely helpful.

    Price   9 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Trudy, Queensland, reviewed 8 months ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Rates

  • Balances from $0: 0.00% p.a.

  • none

  • n/a

Fees

  • $0.00

  • none

  • Unlimited free transactions from network ATMs, EFTPOS, cheque, counter withdrawals, counter deposits, phone, internet and Visa Debit

  • $0.00

  • BoQ, rediATM

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $5.00

  • 3.00%

  • $0.00 monthly

Other financial bits

  • $1.00

  • $0.00

Features

  • $1,000.00

  • no

  • no

  • yes

  • yes

  • yes

  • yes

  • yes

  • $3 fee applies for Bank@Post withdrawals.

  • none

Atm card

  • none

  • none

  • none

Debit card

  • $5.00

  • $0.00

  • 3.00%

About Bank of Queensland

Bank of Queensland is Australia's fastest growing retail bank, and has come a long way from its origins as a regional Queensland bank. BOQ today boasts a wide array of banking services and 200 branches around Australia. Bank of Queensland aims to give you greater control over the management of your finances and offers everyday banking products including credit cards, home loans, term deposits, savings accounts and bank accounts.

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