The Everyday Account is an everyday transaction account by the Bank of Queensland that will cover all your day-to-day banking needs at no expense to your account balance. They have an array of free and unlimited withdrawal options to make your banking experience personalised to your needs.
The best part about the Bank of Queensland Everyday Account is that it will cost you absolutely nothing to own and maintain as there are no account keeping fees. There's also unlimited free transactions over the internet, phone or from the nearest Bank of Queensland branch.
On top of this, you'll also get free withdrawals from Bank of Queensland and atmx ATM networks, so you should never have to wander too far to withdraw cash. And with a Visa Debit Card connected to the account, you'll be able to pay by card for purchases anywhere that Visa is accepted.
Just remember that there is a $1,000 daily ATM withdrawal limit that could leave you with a challenge if you unexpectedly need to spend up big, but you can always visit a branch to withdraw extra cash if need be.
You can use your BOQ ATM debit card overseas but you'll be charged a 3.00% foreign exchange commission. Not to mention, to use an ATM while you're overseas it'll cost you $5.
This account will suit most Aussies who are looking for a convenient everyday bank account to cover their day-to-day banking needs. As there are no over the counter withdrawal fees with this account it would also be highly suitable for anyone who likes to do their banking in-branch rather than online or via ATMs.
Like most everyday transaction accounts, you won't earn any interest on your money with the BOQ Everyday Account, so it's best to keep the majority of your cash in a high-interest savings account and use internet banking to transfer it across as you need.
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Balances from $0: 0.00% p.a. |
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n/a |
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n/a |
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$0.00 |
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n/a |
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Unlimited free transactions from network ATMs, EFTPOS, cheque, counter withdrawals, counter deposits, internet and Visa Debit |
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$0.00 |
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BoQ, rediATM |
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$0.00 |
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$0.00 |
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$0.00 |
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$0.00 |
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n/a |
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$0.00 |
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$0.00 |
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$5.00 |
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3.00% |
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$0.00 monthly |
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$1.00 |
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$0.00 |
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$1,000.00 |
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no |
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no |
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yes |
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yes |
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yes |
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yes |
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no |
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none |
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none |
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none |
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none |
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none |
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$5.00 |
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$0.00 |
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3.00% |
Apple Pay, Google Wallet, PayID, Samsung Pay
They take pride in their work and customer service.
Read full reviewThey take pride in their work and customer service.
The new “Everyday Account” can only be accessed using the new myBOQ app. Existing accounts (Day2Day Plus) do not show up in the app and BOQ say they never will. The new mobile app (myBOQ) is night and day compared to BOQ Mobile. There is no desktop site for myBOQ accounts and the staff can’t help you in branch with myBOQ accounts. Basically if you only ever transact on mobile and never use a desktop site and need no support, this will do fine. However, I like to be able to log in to the desktop site and perform transactions on a bigger screen and be able to perform other tasks like exporting transactions or statements to review spending against and build a model out of my own data. BOQ just doesn’t give that level of flexibility. I can’t make them my daily driver for this reason. They should merge the two “systems”. Make “legacy” accounts available in myBOQ. Make a desktop site for myBOQ or enable those accounts for internet banking somehow and ensure branch support for those who want it.
Read full reviewThe new “Everyday Account” can only be accessed using the new myBOQ app. Existing accounts (Day2Day Plus) do not show up in the app and BOQ say they never will. The new mobile app (myBOQ) is night and day compared to BOQ Mobile. There is no desktop site for myBOQ accounts and the staff can’t help you in branch with myBOQ accounts. Basically if you only ever transact on mobile and never use a desktop site and need no support, this will do fine. However, I like to be able to log in to the desktop site and perform transactions on a bigger screen and be able to perform other tasks like exporting transactions or statements to review spending against and build a model out of my own data. BOQ just doesn’t give that level of flexibility. I can’t make them my daily driver for this reason. They should merge the two “systems”. Make “legacy” accounts available in myBOQ. Make a desktop site for myBOQ or enable those accounts for internet banking somehow and ensure branch support for those who want it.
i didn’t like this bank at first, the app used to be really hard to use and so dysfunctional. they have got a new app now and it’s the easiest thing to use, it’s so convenient and simple. i love it
Read full reviewi didn’t like this bank at first, the app used to be really hard to use and so dysfunctional. they have got a new app now and it’s the easiest thing to use, it’s so convenient and simple. i love it
This bank I s Avery food bank they are very helpful and no problems since I joined
Read full reviewThis bank I s Avery food bank they are very helpful and no problems since I joined
Have been with them for many years, and every interaction has been friendly and helpful. Bank account options for new and existing are clear and pricing is always fair.
Read full reviewHave been with them for many years, and every interaction has been friendly and helpful. Bank account options for new and existing are clear and pricing is always fair.
Spend Account
$0.00
Apple Pay, Google Wallet, PayID, Samsung Pay, Fitbit Pay, Garmin Pay
0% p.a.
Glide Account
$0.00
Apple Pay, Google Wallet, PayID, Samsung Pay, FitBit Pay, Garmin
0% p.a.
